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USD to EUR Forecasts – US dollar to euro

Latest USD to EUR forecasts including bank predictions, key market drivers and recent trends for USD/EUR. See where analysts expect the pair to move and the factors likely to influence it.

 

USD to EUR Forecast & Outlook

16 Jul 2026 • 00:26 GMT

USD/EUR 0.8719

📊 Forecast snapshot

  • Near-term bias: 🔴 Mild downside
  • Expected range: 0.8340 – 0.8720
  • Dominant driver: 🌍 Global risk sentiment
  • 3-month trend: ⚪ Range-bound

Currently, USD/EUR is trading close to 14-day lows near 0.8719, just above its 3-month average of 0.8634. The pair is consolidating within its recent range, influenced by risk-off sentiment and safe-haven flows. Holding near these lows suggests the pair may remain supported by safe-haven demand in the near term, but persistent geopolitical tensions and cautious ECB outlooks could limit upward moves.

💸 Transfer implications

  • Expats: sending money to Eurozone countries may find current rates slightly more favourable than recent levels.
  • Travellers: buying Euro cash or loading cards may see limited benefits due to the stabilising pair.
  • Businesses: paying Euro invoices in USD could face less favourable exchange conditions if the pair weakens further.

🧭 Key drivers

  • Rate gap: The US Federal Reserve's interest rate policy remains uncertain, with a possible pause or slowdown supporting the dollar less.
  • Risk/commodities: Elevated geopolitical tensions continue to boost USD demand as a safe haven.
  • Global factors: Geopolitical tensions and central bank outlooks are overshadowing commodity trends, amplifying risk-off flows.

⚠️ What could change it

  • Upside risk: A sudden easing of geopolitical tensions could weaken USD demand and support the euro.
  • Downside risk: Unexpected hawkish signals from the Fed or worsening Eurozone economic outlooks may pressure USD/EUR lower.

Shopping around for competitive FX providers may help reduce transfer costs amid current conditions.

 

USDEUR Bank Forecasts to end of the year

The USDEUR pair is expected to hover in a range as major institutions provide mixed forecasts for the end of 2026. J.P. Morgan Global Research anticipates the pair will reach 1.14, while their longer-term outlook suggests stabilization slightly higher. Morgan Stanley implies a stronger EUR/USD by year-end due to a weaker U.S. dollar index rebound. Overall, expectations indicate moderate euro strength against the dollar by December.

Big bank views

  • J.P. Morgan Global Research forecasts EUR/USD at 1.14 in December 2026.
  • J.P. Morgan suggests a longer-term target of 1.20 by the end of 2026.
  • Morgan Stanley expects a stronger EUR/USD aligned with a weaker dollar index by year-end.

What could change the outlook

  • Changes in Federal Reserve interest rate decisions could alter USD strength.
  • Shifts in European Central Bank policy or unexpected economic data from the Eurozone might influence the euro's trajectory.
 

USD-EUR Rate Calculator

 
 
   
   
   
   
   
 
 

USD to EUR Market Data

US dollar (USD) to euro (EUR) market data - latest interbank exchange rate, trend, chart & historic rates.

 
Sell USD   →   Buy EUR
1 USD =
0.8718We compare provider deals to this wholesale mid-market rate. Read more
EUR
1d−0.4%▼
USD to EUR is at 14-day lows near 0.8719, just 1.0% above its 3-month average of 0.8634, having traded in a very stable 3.8% range from 0.8483 to 0.8804
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  1 EUR = 1.1471 USD

Compare & Save - US dollar to euro

Exchange rates can vary significantly between different currency exchange providers, so it's important to compare US dollar (USD) to euro (EUR) rates from different sources before making a conversion.

Use our USD to EUR calculator to see how much you could save on your international money transfers. makes it easy to compare the Total Cost you are being charged on Dollar to Euro currency rates and the possible savings of using various providers.

 
 

Will the US dollar rise against the Euro?

This is always a difficult question as exchange rates are influenced by many factors, so a good method to consider the US dollar vs euro current value is to look the USD/EUR historic rate and change over a range of periods.

The following table looks at the change in the USD to EUR exchange rate over periods from the previous week back to the last 10 years.

DateUSD/EURChangePeriod
02 Jul 2026
0.8755
0.4% ▼2 Week
17 Apr 2026
0.8494
2.7% ▲3 Month
16 Jul 2025
0.8594
1.5% ▲1 Year
17 Jul 2021
0.8471
2.9% ▲5 Year
18 Jul 2016
0.9032
3.5% ▼10 Year
21 Jul 2006
0.7884
10.6% ▲20 Year
USD/EUR historic rates & change to 16-Jul-2026

It is almost impossible to predict what an exchange rate will do in the future, the best approach is to monitor the currency markets and transact when an exchange rate moves in your favour.

To help with this you can add USD/EUR to your personalised Rate Tracker to track and benefit from currency movements.

 
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Rather than requiring you to set a target rate, our Rate Alerts keep you informed of recent trends and movements of currency pairs.

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Forecasts disclaimer: Please be advised that the forecasts and analysis of market data presented on BestExchangeRates.com are solely a review and compilation of forecasts from various market experts and economists. These forecasts are not meant to reflect the opinions or views of BestExchangeRates.com or its affiliates, nor should they be construed as a recommendation or advice to engage in any financial transactions. Read more