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USD to ZMW - Compare Exchange Rates

United States Dollar to Zambian Kwacha - Convert Compare Save

The total cost you are charged by your foreign exchange provider consists of the margin from the mid-rate offered plus any fixed or percentage fees. These margins and fees vary significantly for International Money Transfers and Travel Money transactions as shown below.


USD to ZMW interbank exchange rate = 12.294

Right now the USD/ZMW interbank exchange rate is 12.294. It’s also called the mid-market rate or just the mid-rate and is the rate that banks use when trading large amounts of foreign currencies with one another.

It's the reference rate we use to calculate how much you are being charged to convert Zambian Kwacha to United States Dollar.

This USD/ZMW Converter calculates equivalent United States Dollar to Zambian Kwacha amounts at the market mid-rate. You can also enter your own rates to find out the percentage difference to the latest market rates you are being charged.

USD / ZMW converter & margin calculator


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Sending USD->ZMW we recommend:

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1 Week USD to ZMW
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United States Dollar

Zambian Kwacha

1 USD 12.29 ZMW
5 USD 61.47 ZMW
10 USD 122.94 ZMW
20 USD 245.88 ZMW
50 USD 614.70 ZMW
100 USD 1,229.40 ZMW
250 USD 3,073.50 ZMW
500 USD 6,147.00 ZMW
1,000 USD 12,294.00 ZMW
2,000 USD 24,588.00 ZMW
5,000 USD 61,470.00 ZMW
10,000 USD 122,940.00 ZMW
50,000 USD 614,700.00 ZMW
100,000 USD 1,229,400.00 ZMW
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United States Dollar

Zambian Kwacha

0.0813 USD 1 ZMW
0.4067 USD 5 ZMW
0.8134 USD 10 ZMW
1.6268 USD 20 ZMW
4.0670 USD 50 ZMW
8.1340 USD 100 ZMW
20.34 USD 250 ZMW
40.67 USD 500 ZMW
81.34 USD 1,000 ZMW
162.68 USD 2,000 ZMW
406.70 USD 5,000 ZMW
813.40 USD 10,000 ZMW
4,067.00 USD 50,000 ZMW
8,134.00 USD 100,000 ZMW
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ZMW Country Guides

United States Dollar to Zambian Kwacha (USD-ZMW) - 10 Year History

The below table shows the historic variation in the USD/ZMW exchange rate over the last 10 years. The percentage change is the difference from the date shown to present. This lets you decide if the current rate is in your favour. You can also view our various charts of USD versus other currencies : USD historical charts.

DateExchange RatePeriodChange
20 Apr 201912.2940Latest
13 Apr 201912.25131 Week+0.35%
21 Mar 201912.02871 Month+2.21%
22 Oct 201811.69856 Months+5.09%
20 Apr 20189.46581 Year+29.88%
20 Apr 20179.35832 Years+31.37%
21 Apr 20146.19555 Years+98.43%

Why can't I just get the USD/ZMW market rate I see on Google or in the Media?

The USD/ZMW mid-rate is the rate you will see Quoted on Google or the News, nobody except the largest banks and businesses can get exchange rates close to this mid-rate. It is actually just the theoretical half-way point (hence mid-rate) between the last rate at which the USD / ZMW was traded (bought or sold) in the international markets.

Getting a good market rate is mainly about timing however the transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

The closer your final exchange rate is to the market USD/ZMW midrate the better deal you are getting.

Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

The three things you need in order to get a good USD to ZMW exchange rate

  1. Know the latest USD/ZMW market mid-rate. The closer your final exchange rate is to this real market rate the better deal you are getting. You should also judge how the current rate compares to the historic rate over the past 10 years.
  2. Compare your Bank's transaction costs to several licensed FX providers, remember to compare the exchange rate margins as well as the various types of fees. We make that easy to do with our calculators for Foreign Transfers and Travel Money transactions.
  3. Review up-to-date Currency News and Forecasts for both the and currencies, if available.

Currency news and forecasts for United States Dollar and Zambian Kwacha

Whenever you are researching a particular exchange rate you are actually interested in two currencies as the value of a currency must always be quoted relative to a second currency.

So it follows that if you are determining the best time to transact, in this case the USD vs ZMW, you should pay attention to both United States Dollar and Zambian Kwacha news and forecasts.

United States Dollar (USD) - Market news and forecasts

In the third week of April the Dollar Index was rallying strongly towards the mid-97s, slightly below major resistance at 97.70, a break of which would be massively positive for the greenback. The index was up 1.7 percent year-to-date.

The dollar’s strength comes in spite of a dovish surprise in March from the Federal Reserve, which ditched two interest rate hikes from its 2019 projections. Fortunately for dollar holders, the rest of the world has problems and other important central banks also turned dovish, removing much of the incentive for selling USD.

Bloomberg research warned in April of potential for a large upcoming move in the US dollar, up or down. Over the past quarter-century, three prominent troughs in the JPMorgan Global FX Volatility Index were followed by dollar moves over 6-month periods worth 10-15 percent. The index was trading in mid-April at a 5-year low.

Zambian Kwacha (ZMW) - Market news and forecasts

No recent Zambian Kwacha market updates.