Switch .com Best Exchange Rates .com Best Exchange Rates .com Best Exchange Rates
BER
     

    Best AUD to USD Exchange Rates Compared Live

    The live mid-rate AUD to USD exchange rate is 0.6421. Compare currency conversion rates - Reduce FX costs.

    AUD-USD Best Exchange Rates
     
     
    The AUD is under pressure with recent GDP figures disappointing, causing speculation of RBA interest rate cuts in early 2025. Currently at 0.6436, down 3.1% from the three-month average. FX analysts warn of potential further declines if exports weaken. The market remains cautious. 10-Dec

     
     

    What is the best Send Money conversion rate for AUD to USD?

    The best AUD to USD exchange rate is our partner deal rate of 0.6389 from OFX . This is -0.5% compared to the mid-market rate 0.6421.

    The standard OFX AUD-USD rate is 0.6328, -1.4% from the mid-rate. Visit OFX here to secure the better rate.

    As exchange rates can vary significantly between banks and also between currency exchange providers, it's therefore important to carefully compare Australian dollar (AUD) to US dollar (USD) rates from different sources before making a conversion.

    How do AUD-USD rates compare between providers?

    Looking at our comparison table the best AUD to USD exchange rate is 0.6389 from OFX, -0.5% from the mid-market rate 0.6421. The next best rate is 0.6382 from XE, -0.61% from the mid-rate. Wise with 0.6376 is -0.7% from the mid-rate.

    The Western Union rate is 0.6357 which is -1% from the mid-rate.

    Among the banks, the Commonwealth Bank rate is 0.6182 at -3.7%, the ANZ Bank rate is 0.6241 at -2.8%, and the ING Bank rate is 0.6206 at -3.3% from the mid-rate.

    It's important to note that exchange rates also fluctuate frequently due to market conditions. Additionally, banks and foreign exchange providers often apply a margin to the exchange rate, resulting in a less favorable rate for customers compared to the mid-market rate. For more competitive rates, you might consider using a specialized currency exchange service or platforms that offer rates closer to the mid-market rate.

     

    Compare Rates

     

    The Aussie to Dollar comparison table above makes it easy to compare the Total Fees (both variable and fixed) you are being charged by banks and other foreign exchange providers against the latest AUD-USD mid-rate (see Market Data below ) and the possible savings of using various providers. 

     
     
     

    AUD to USD Market Data

    Australian dollar (AUD) to US dollar (USD) market data - latest interbank exchange rate, trend, chart & historic rates.

     
    Sell AUD   →   Buy USD
    1 AUD =
    0.6421We compare provider deals to this wholesale mid-market rate. Read more
    USD
    ▲+0.7% since yesterday
    AUD to USD at 0.6436 is 3.1% below its 3-month average of 0.6639, having traded in a fairly volatile 8.2% range from 0.6390 to 0.6913
    |
    Tracker

    Manage Tracker   

      1 USD = 1.5573 AUD
    DateAUD/USDChangePeriod
    25 Nov 2024
    0.6468
    		1.2% ▼2 Week
    10 Sep 2024
    0.6653
    		3.9% ▼3 Month
    10 Dec 2023
    0.6580
    		2.9% ▼1 Year
    11 Dec 2019
    0.6870
    		7% ▼5 Year
    12 Dec 2014
    0.8246
    		22.5% ▼10 Year
    14 Dec 2004
    0.7582
    		15.7% ▼20 Year
    AUD/USD historic rates & change to 09-Dec-2024
     

    What are equivalent amounts of AUD and USD?

    Here are some popular conversion amounts for AUD to USD (Australian dollar to US dollar)*.

    AUD USD
    A$ 1 $ 0.6421
    A$ 5 $ 3.2105
    A$ 10 $ 6.4210
    A$ 20 $ 12.84
    A$ 50 $ 32.11
    A$ 100 $ 64.21
    A$ 250 $ 160.53
    A$ 500 $ 321.05
    A$ 1,000 $ 642.10
    A$ 2,000 $ 1,284
    A$ 5,000 $ 3,211
    A$ 10,000 $ 6,421
    A$ 20,000 $ 12,842
    A$ 50,000 $ 32,105
    A$ 100,000 $ 64,210
    AUD USD
    A$ 1.5573 $ 1
    A$ 7.7865 $ 5
    A$ 15.57 $ 10
    A$ 31.15 $ 20
    A$ 77.87 $ 50
    A$ 155.73 $ 100
    A$ 389.33 $ 250
    A$ 778.65 $ 500
    A$ 1,557 $ 1,000
    A$ 3,115 $ 2,000
    A$ 7,787 $ 5,000
    A$ 15,573 $ 10,000
    A$ 31,146 $ 20,000
    A$ 77,865 $ 50,000
    A$ 155,730 $ 100,000

    More amounts

    *Converted at the current AUDUSD interbank exchange rate. Calculate actual payout amounts for Send Money and Travel Money exchange rates.

     
     

    Forecasts for AUD to USD

     

    The Australian dollar (AUD) has recently come under significant selling pressure, primarily triggered by disappointing GDP figures for the third quarter, which fell short of expectations. This data has led to speculation among FX analysts that the Reserve Bank of Australia (RBA) may initiate interest rate cuts in the first half of 2025. The current AUD to USD exchange rate stands at 0.6436, which is 3.1% lower than its three-month average of 0.6639. Market sentiment remains cautious, as upcoming trade figures could further amplify the pressure on the AUD if export growth continues to decline.

    Read our full review of recent AUD to USD forecasts.

     
    AUD to USD flags

    How to get a good AUD to USD exchange rate

    There are several ways to save on exchange rates when converting Australian dollar to US dollar:

    1. Shop around for the best AUD/USD exchange rate: Exchange rates can vary significantly between different currency exchange providers, so it's important to compare rates from different sources before making a conversion.
    2. Timing is important: Keep an eye on the AUD/USD rate on currency markets, as exchange rates can fluctuate frequently. Try to make your transactions when the exchange rate is in your favor. You can do this easily with our BER Smart Rate Tracker.
    3. Use a credit/debit or travel card that doesn't charge foreign transaction fees: Some credit cards charge additional fees for transactions made in a foreign currency, so it's important to check with your card issuer to see if they charge these fees and what their exchange rate is.
    4. Use a multi-currency account: Having a multi-currency account allows you to hold and transfer money in both AUD and USD at close to the interbank rate. It also allows you to make payments or withdrawals in the local currency while avoiding high conversion fees.
    5. Buy currency in advance: If you know that you will need foreign currency in the future, consider buying it in advance when the exchange rate is favorable.

    The key is reducing excessive costs and fees

    Generally speaking, if you are buying US dollar with Australian dollar, then it's better for the AUD/USD exchange rate to be higher.

    However working against you are the fees all foreign exchange providers charge for providing their service. These fees is usually contained within the exchange rate margin (or difference to the mid-rate).

    The transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

    Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

    Read our Currency guide to the United States - a practical currency and money guide to travel, living and doing business in the United States with the US dollar.

    It's worth noting that while these tips can help you save on exchange rates, it's important to be aware that no single method is guaranteed to provide the best exchange rate in every situation, and it may require some research and comparison-shopping to find the best option for your specific needs.

    Multi-Vendor Quote

    We can help you get an even better deal when sending a Large International Money Transfer.

    Click below for the Request Quotes form and enter your transfer details (BER account required).

    Request Quotes

    Save time and money - fewer websites to visit and you get a much better exchange rate & service.

    Compare Rates

    Will the Australian dollar rise against the US dollar?

    It is almost impossible to predict what an exchange rate will do in the future, the best approach is to monitor the currency markets and transact when an exchange rate moves in your favour.

    To help with this you can add AUD/USD to your personalised Rate Tracker to track and benefit from currency movements.

     
    Track Rate
     

    Manage Tracker   

     

    Rather than requiring you to set a target rate, our Rate Alerts keep you informed of recent trends and movements of currency pairs.

    Add rates to your Rate Tracker and select to receive an daily email (mon-fri) or when a rate is trending

     
     

    Currency Country Guides

    United StatesUnited States (USD)AustraliaAustralia (AUD)East TimorEast Timor (USD)
    EcuadorEcuador (USD)El SalvadorEl Salvador (USD)British Virgin IslandsBritish Virgin Islands (USD)
    US Virgin IslandsUS Virgin Islands (USD)Caribbean NetherlandsCaribbean Netherlands (USD)Turks and Caicos IslandsTurks and Caicos Islands (USD)
     

    Guide to Managing Your Money Effectively in the United States

    Living or doing business in the United States offers immense opportunities but requires careful financial planning and management. Here are key strategies to manage your money effectively:

    1. Understanding the Banking System

    • Types of Accounts: Open a checking account for everyday transactions and a savings account for emergency funds or long-term goals.
    • Banking Options: Choose between traditional banks, online banks (which often offer higher interest rates), and credit unions.
    • Fees: Watch out for account maintenance fees, overdraft charges, and ATM usage fees. Opt for fee-free or low-fee accounts when possible.

    2. Managing Taxes

    • Income Tax: Federal income tax ranges from 10% to 37%, depending on your income bracket. Many states also impose state income tax, though some like Florida and Texas do not.
    • Business Taxes: If you're running a business, understand federal corporate tax rates and additional state taxes.
    • Tax Filing: Keep track of tax deadlines (April 15 for personal tax returns). Hiring a tax professional or using software like TurboTax can simplify the process.

    3. Building Credit

    • Credit Score: Your credit score affects your ability to secure loans, rent housing, or even get a job. Pay bills on time, keep credit card balances low, and monitor your credit report regularly.
    • Credit Cards: Use credit cards responsibly to build credit history. Look for cards with rewards or cashback benefits tailored to your spending habits.

    4. Budgeting and Saving

    • Create a Budget: Use tools like Mint, YNAB (You Need a Budget), or Excel to track income and expenses. The 50/30/20 rule is a popular guideline (50% needs, 30% wants, 20% savings).
    • Emergency Fund: Save at least three to six months' worth of expenses in a liquid account to prepare for unexpected events.
    • Retirement Savings: Contribute to retirement accounts like a 401(k) or IRA. Many employers match 401(k) contributions up to a certain percentage.

    5. Investing Wisely

    • Stock Market: Use platforms like Vanguard, Fidelity, or Robinhood to invest in stocks, ETFs, or mutual funds.
    • Real Estate: If you're planning a long-term stay, consider buying property to build equity. Consult with local real estate experts to navigate the market.
    • Diversification: Spread your investments across different asset classes to mitigate risk.

    6. Reducing Debt

    • Prioritize High-Interest Debt: Pay off credit cards and other high-interest loans first to save on interest payments.
    • Student Loans: Consider refinancing or consolidating student loans to reduce interest rates.
    • Debt Repayment Strategies: Use the snowball method (paying off smallest debts first) or the avalanche method (focusing on highest-interest debts).

    7. Managing Business Finances

    • Business Accounts: Keep personal and business finances separate by opening dedicated business bank accounts.
    • Accounting Tools: Use software like QuickBooks or FreshBooks to track income, expenses, and invoices.
    • Business Credit: Establish a business credit profile by opening a business credit card and paying bills promptly.

    8. Staying Insured

    • Health Insurance: Healthcare is expensive in the U.S., so ensure you have adequate coverage. Check employer-sponsored plans or shop on the Health Insurance Marketplace.
    • Business Insurance: Protect your business with liability, property, or workers' compensation insurance.
    • Life and Disability Insurance: Consider policies to safeguard your income and family in case of unforeseen circumstances.

    9. Avoiding Common Pitfalls

    • Currency Exchange Fees: If you're moving money internationally, use services like Wise or Revolut for lower fees compared to banks.
    • Hidden Fees: Read the fine print on contracts and agreements to avoid unexpected charges.
    • Overspending: Stick to your budget and avoid lifestyle inflation, even as your income grows.

    10. Seeking Professional Advice

    • Financial Advisors: Consult a certified financial planner (CFP) for personalized advice on savings, investments, and taxes.
    • Tax Professionals: Use a CPA or tax preparer familiar with U.S. laws to maximize deductions and ensure compliance.
    • Legal Support: If starting a business, consult a lawyer for guidance on regulations and contracts.

    Effective money management in the United States requires planning, discipline, and leveraging available resources. By following these strategies, you can ensure financial stability and success, whether you're living, working, or conducting business in the U.S.

    Read more at our United States (USD) country guide

       
     
     
     

    More exchange rates

    USD/AUD
    1.5573
    ▼-0.7%
    USDAUD 90 day chart
    AUD/EUR
    0.6084
    ▲+0.8%
    AUDEUR 90 day chart
    AUD/JPY
    97.07
    ▲+1.7%
    AUDJPY 90 day chart
    AUD/NZD
    1.0986
    ▲+0.5%
    AUDNZD 90 day chart
    AUD/INR
    54.47
    ▲+0.9%
    AUDINR 90 day chart

    Forecasts disclaimer: Please be advised that the forecasts and analysis of market data presented on BestExchangeRates.com are solely a review and compilation of forecasts from various market experts and economists. These forecasts are not meant to reflect the opinions or views of BestExchangeRates.com or its affiliates, nor should they be construed as a recommendation or advice to engage in any financial transactions. Read more

    ^ Scroll back up to ^

    ^