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CAD to PHP - Transfers Compared

CAD-PHP Rate Calculator

 
   
   
   
   

   

Understanding the Table:

The comparison table above helps you see the total cost of your currency transaction by showing the exchange rates offered by different providers. It also makes it easy to spot potential savings from market-leading FX services compared to bank rates.

To see a full list of available providers, simply enter your details and click ‘Get Rates’.

 
 

Save Money - Compare Exchange Rate Margins & Fees

 

Sending money to Philippines can be an expensive business, more so if you aren’t even aware of all the hidden fees. Money transfer companies and banks profit by charging you fees and a normally hidden margin on the exchange rate.

Using your Bank to make international wire transfers to India can be especially expensive – often 5% to 10% worse than using a foreign exchange specialist to send to Philippines bank accounts or pay a Philippine peso invoice.

 
   

CAD to PHP Market Data

Canadian dollar (CAD) to Philippine peso (PHP) market data - latest interbank exchange rate, trend, chart & historic rates.

 
Sell CAD   →   Buy PHP
CAD to PHP at 40.72 is 1.0% above its 3-month average of 40.3, having traded in a very stable 3.9% range from 39.71 to 41.25
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Tracker

  1 PHP = 0.024497 CAD

Is the CAD to PHP Exchange Rate Likely to Improve?

Predicting exchange rate movements is always challenging, as they’re influenced by a wide range of economic and geopolitical factors. One useful way to assess the current value of the Canadian dollar against the Philippine peso is to review how the CAD/PHP rate has changed over time.

The table below shows the percentage change in the CAD to PHP exchange rate across various timeframes—from the past 2 weeks to the last 20 years:

DateCAD/PHPChangePeriod
23 May 2025
40.29
1.1% 2 Week
08 Mar 2025
39.99
1.9% 3 Month
06 Jun 2024
42.89
5% 1 Year
07 Jun 2020
37.09
9.9% 5 Year
09 Jun 2015
36.49
11.7% 10 Year
11 Jun 2005
44.08
7.6% 20 Year
CAD/PHP historic rates & change to 06-Jun-2025
#CADtoPHP trading at 40.72, 1% above 3-month avg despite CAD pressure from widening trade deficit & weak jobs data. Oil prices down 2.3% likely to impact CAD negatively. Analysts warn PHP faces stability concerns amid political uncertainty & US tariffs

 

CAD to PHP Conversion: What Is Your Money Worth?

To help you understand the real-world value of the current exchange rate, the table below shows how much Canadian dollar are worth in Philippine peso across a range of amounts.

This gives a quick view of what you’d get when converting different CAD amounts at today’s rate * :

CAD PHP
C$ 1 40.82
C$ 5 204.10
C$ 10 408.20
C$ 20 816.40
C$ 50 2,041
C$ 100 4,082
C$ 250 10,205
C$ 500 20,410
C$ 1,000 40,820
C$ 2,000 81,640
C$ 5,000 204,100
C$ 10,000 408,200
C$ 20,000 816,400
C$ 50,000 2,041,000
C$ 100,000 4,082,000
CAD PHP
C$ 0.0245 ₱ 1
C$ 0.1225 ₱ 5
C$ 0.2450 ₱ 10
C$ 0.4899 ₱ 20
C$ 1.2249 ₱ 50
C$ 2.4497 ₱ 100
C$ 6.1243 ₱ 250
C$ 12.25 ₱ 500
C$ 24.50 ₱ 1,000
C$ 48.99 ₱ 2,000
C$ 122.49 ₱ 5,000
C$ 244.97 ₱ 10,000
C$ 489.94 ₱ 20,000
C$ 1,225 ₱ 50,000
C$ 2,450 ₱ 100,000

More amounts

*Converted at the current CAD-PHP interbank exchange rate. Calculate actual payout amounts for Send Money and Travel Money exchange rates.

 
 

What is the best Send Money conversion rate for CAD to PHP?

The best CAD to PHP exchange rate is our partner deal rate of 40.62 from OFX . This is -0.49% compared to the mid-market rate 40.82.

The standard OFX CAD-PHP rate is 39.1166, -4.2% from the mid-rate. Visit OFX here to secure the better rate.

As exchange rates can vary significantly between banks and also between currency exchange providers, it's therefore important to carefully compare Canadian dollar (CAD) to Philippine peso (PHP) rates from different sources before making a conversion.

The above Loonie to Peso comparison table makes it easy to compare the Total Fees (both variable and fixed) you are being charged by banks and other foreign exchange providers against the latest CAD-PHP mid-rate and the possible savings of using various providers. 

How do CAD-PHP rates compare between providers?

Looking at the full comparison table the best CAD to PHP exchange rate is 40.62 from OFX, -0.49% from the mid-market rate 40.82. The next best rate is 40.58 from XE, -0.59% from the mid-rate. Then Wise with 40.58 is -0.59% from the mid-rate.

The Western Union rate is 40.41 which is -1% from the mid-rate.

Among the banks the TD Bank rate is 39.41 at -3.5% and the Royal Bank of Canada rate is 38.97 at -4.5% compared to the mid-rate 40.82.

It's important to note that exchange rates also fluctuate frequently due to market conditions. Additionally, banks and foreign exchange providers often apply a margin to the exchange rate, resulting in a less favorable rate for customers compared to the mid-market rate. For more competitive rates, you might consider using a specialized currency exchange service or platforms that offer rates closer to the mid-market rate.

 

View a full list of exchange rates by selecting your Base (from) currency: