Compare Best CAD to ZAR transfer rates

Compare Exchange Rates & Fees - Save Time & Money

Sending money to South Africa can be an expensive business, more so if you aren’t even aware of all the hidden fees. Money transfer companies and banks profit by charging you fees and a normally hidden margin on the exchange rate.

Using your Bank to make international wire transfers to India can be especially expensive – often 5% to 10% worse than using a foreign exchange specialist to send to South Africa bank accounts or pay a South African rand invoice.

CAD to ZAR Market Data

Canadian dollar (CAD) to South African rand (ZAR) market data - latest interbank exchange rate, trend, chart & historic rates.

Sell CAD → Buy ZAR

1 CAD = 12.36 ZAR

1d−0.3%▼

CAD to ZAR at 12.39 is 2.1% below its 3-month average of 12.65, having traded in a relatively stable 7.3% range from 12.27 to 13.16

23-OCT 8PM-NY 24-OCT 1AM-LON 8AM-HK 11AM-SYD

Tracker

1 ZAR = 0.080938 CAD

Is the CAD to ZAR Exchange Rate Likely to Improve?

Predicting exchange rate movements is always challenging, as they’re influenced by a wide range of economic and geopolitical factors. One useful way to assess the current value of the Canadian dollar against the South African rand is to review how the CAD/ZAR rate has changed over time.

The table below shows the percentage change in the CAD to ZAR exchange rate across various timeframes—from the past 2 weeks to the last 20 years:

Date	CAD/ZAR	Change	Period
10 Oct 2025	12.49	1% ▼	2 Week
26 Jul 2025	12.97	4.6% ▼	3 Month
24 Oct 2024	12.75	3% ▼	1 Year
25 Oct 2020	12.34	0.2% ▲	5 Year
27 Oct 2015	10.32	19.9% ▲	10 Year
29 Oct 2005	5.6914	117.3% ▲	20 Year

CAD/ZAR historic rates & change to 24-Oct-2025

Analysts expect the CAD/ZAR to remain under pressure, currently at 12.39 ZAR, influenced by oil price fluctuations and global geopolitical tensions. Despite a recent 2.1% dip below the three-month avg, potential oil rebounds could support CAD recovery. Keep an eye on domestic economic indicators!

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CAD to ZAR Conversion: What Is Your Money Worth?

To help you understand the real-world value of the current exchange rate, the table below shows how much Canadian dollar are worth in South African rand across a range of amounts.

This gives a quick view of what you’d get when converting different CAD amounts at today’s rate * :

CAD	ZAR
C$ 1	R 12.36
C$ 5	R 61.80
C$ 10	R 123.60
C$ 20	R 247.20
C$ 50	R 618.00
C$ 100	R 1,236
C$ 250	R 3,090
C$ 500	R 6,180
C$ 1,000	R 12,360
C$ 2,000	R 24,720
C$ 5,000	R 61,800
C$ 10,000	R 123,600
C$ 20,000	R 247,200
C$ 50,000	R 618,000
C$ 100,000	R 1,236,000

CAD	ZAR
C$ 0.0809	R 1
C$ 0.4047	R 5
C$ 0.8094	R 10
C$ 1.6188	R 20
C$ 4.0469	R 50
C$ 8.0938	R 100
C$ 20.23	R 250
C$ 40.47	R 500
C$ 80.94	R 1,000
C$ 161.88	R 2,000
C$ 404.69	R 5,000
C$ 809.38	R 10,000
C$ 1,619	R 20,000
C$ 4,047	R 50,000
C$ 8,094	R 100,000

More amounts

*Converted at the current CAD-ZAR interbank exchange rate. Calculate actual payout amounts for Send Money and Travel Money exchange rates.

What is the best Send Money conversion rate for CAD to ZAR?

The best CAD to ZAR exchange rate is 12.29 from OFX . This is -0.57% compared to the mid-market rate 12.36.

As exchange rates can vary significantly between banks and also between currency exchange providers, it's therefore important to carefully compare Canadian dollar (CAD) to South African rand (ZAR) rates from different sources before making a conversion.

The above Loonie to Rand comparison table makes it easy to compare the Total Fees (both variable and fixed) you are being charged by banks and other foreign exchange providers against the latest CAD-ZAR mid-rate and the possible savings of using various providers.

How do CAD-ZAR rates compare between providers?

Looking at the full CAD to ZAR - Send Money comparison table the provider with the best CAD to ZAR exchange rate is OFX at 12.29, -0.57% from the latest mid-market rate 12.36.

The next best is XE at 12.28, -0.65% from the mid-rate.

Then Wise at 12.25, which is -0.89% from the mid-rate.

The Western Union rate is 12.23 which is -1.1% from the mid-rate.

Among the banks the TD Bank rate is 11.68 at -5.5% the Scotiabank rate is 11.96 at -3.2% and the Royal Bank of Canada rate is 11.66 at -5.7% compared to the mid-rate 12.36.

It's important to note that exchange rates also fluctuate frequently due to market conditions. Additionally, banks and foreign exchange providers often apply a margin to the exchange rate, resulting in a less favorable rate for customers compared to the mid-market rate. For more competitive rates, you might consider using a specialized currency exchange service or platforms that offer rates closer to the mid-market rate.

Currency Forecasts related to CAD/ZAR