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Understanding the Table:
The comparison table above helps you see the total cost of your currency transaction by showing the exchange rates offered by different providers. It also makes it easy to spot potential savings from market-leading FX services compared to bank rates.
To see a full list of available providers, simply enter your transaction type, details and click ‘GET RATES’.
Sending money to South Africa can be an expensive business, more so if you aren’t even aware of all the hidden fees. Money transfer companies and banks profit by charging you fees and a normally hidden margin on the exchange rate.
Using your Bank to make international wire transfers to India can be especially expensive – often 5% to 10% worse than using a foreign exchange specialist to send to South Africa bank accounts or pay a South African rand invoice.
Canadian dollar (CAD) to South African rand (ZAR) market data - latest interbank exchange rate, trend, chart & historic rates.
Predicting exchange rate movements is always challenging, as they’re influenced by a wide range of economic and geopolitical factors. One useful way to assess the current value of the Canadian dollar against the South African rand is to review how the CAD/ZAR rate has changed over time.
The table below shows the percentage change in the CAD to ZAR exchange rate across various timeframes—from the past 2 weeks to the last 20 years:
| Date | CAD/ZAR | Change | Period |
|---|---|---|---|
15 Aug 2025 | 12.73 | 1.3% ▲ | 2 Week |
31 May 2025 | 13.10 | 1.6% ▼ | 3 Month |
29 Aug 2024 | 13.16 | 2.1% ▼ | 1 Year |
30 Aug 2020 | 12.67 | 1.7% ▲ | 5 Year |
01 Sep 2015 | 10.11 | 27.5% ▲ | 10 Year |
03 Sep 2005 | 5.2577 | 145.2% ▲ | 20 Year |
To help you understand the real-world value of the current exchange rate, the table below shows how much Canadian dollar are worth in South African rand across a range of amounts.
This gives a quick view of what you’d get when converting different CAD amounts at today’s rate * :
*Converted at the current CAD-ZAR interbank exchange rate. Calculate actual payout amounts for Send Money and Travel Money exchange rates.
As exchange rates can vary significantly between banks and also between currency exchange providers, it's therefore important to carefully compare Canadian dollar (CAD) to South African rand (ZAR) rates from different sources before making a conversion.
The above Loonie to Rand comparison table makes it easy to compare the Total Fees (both variable and fixed) you are being charged by banks and other foreign exchange providers against the latest CAD-ZAR mid-rate and the possible savings of using various providers.
The next best is XE at 12.77, -0.55% from the mid-rate.
Then Wise at 12.77, which is -0.55% from the mid-rate.
The Western Union rate is 12.72 which is -0.93% from the mid-rate.
Among the banks the TD Bank rate is 11.90 at -7.3% the Scotiabank rate is 12.36 at -3.7% compared to the mid-rate 12.84.
It's important to note that exchange rates also fluctuate frequently due to market conditions. Additionally, banks and foreign exchange providers often apply a margin to the exchange rate, resulting in a less favorable rate for customers compared to the mid-market rate. For more competitive rates, you might consider using a specialized currency exchange service or platforms that offer rates closer to the mid-market rate.
View a full list of exchange rates by selecting your Base (from) currency:
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