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Understanding the Table:
The comparison table above helps you see the total cost of your Chase Bank currency transaction by showing the exchange rates offered by different providers. It also makes it easy to spot potential savings from market-leading FX services compared to bank rates.
To see a full list of available providers, simply enter your transaction type, details and click ‘GET RATES’.
Chase Bank has several bank codes that may be used for receiving foreign wire transfers, depending on the currency and location of the sending bank. Here are some of the most common codes used for Chase Bank:
SWIFT Code: CHASUS33: This code is used for receiving wire transfers in U.S. dollars from foreign banks.
CHIPS UID: 0002: This code is used for receiving wire transfers in U.S. dollars from foreign banks that are members of the Clearing House Interbank Payments System (CHIPS).
Fedwire ABA Routing Number: 021000021: This code is used for receiving wire transfers in U.S. dollars from banks located within the United States.
ABA Routing Number for Wire Transfers: 021000021: This code is used for receiving wire transfers in U.S. dollars from banks located outside of the United States.
It's important to note that specific codes may vary depending on the currency and location of the sending bank, and it's recommended to confirm the correct codes with Chase Bank before initiating a wire transfer.
Chase Bank offers several credit cards with different foreign transaction fees. Here are some examples:
Chase Sapphire Preferred Card: This card charges no foreign transaction fees, making it a good option for travelers who frequently make purchases in foreign currencies.
Chase Sapphire Reserve: Similar to the Sapphire Preferred Card, this card also does not charge foreign transaction fees.
Chase Freedom Unlimited: This card charges a foreign transaction fee of 3% of each transaction in U.S. dollars.
Chase Freedom Flex: Similar to the Freedom Unlimited, this card also charges a foreign transaction fee of 3% of each transaction in U.S. dollars.
United Explorer Card: This card charges a foreign transaction fee of 0% to 3% of each transaction in U.S. dollars, depending on the currency used.
It's important to note that credit card terms and conditions can change, so it's always a good idea to check the current fees and policies before applying for or using a credit card for foreign transactions.
If you wish to save on exchange rates and foreign ATM fees then you should consider the 
Wise multi-currency card.
How much does it really cost to live, work, or travel in ? Here's what to expect for daily expenses and expat living.
For travelers planning a one-week mid-range stay in Honduras, it’s advisable to budget around 10,000 to 15,000 Lempira (L), which equates to approximately $400 - $600 USD, depending on your spending habits. Honduras is generally considered an affordable destination, especially compared to the United States or the UK. Here's a breakdown of typical daily expenses in Lempira:
With such costs, comparisons show that a stay in Honduras can be much cheaper than in the US, where meals and lodging are usually twice as expensive. Compared to the UK, the difference is similarly pronounced, making Honduras an attractive option for budget-conscious travelers.
For expatriates living in Honduras, the average monthly living costs can range from 20,000 to 30,000 L (approximately $800 - $1,200 USD), depending on lifestyle choices and location. Monthly expenses can include accommodation, utilities, and groceries, which are significantly lower than in many Western countries. For banking, using local ATMs and debit cards is generally convenient, but it's wise to notify your bank about your travel plans to avoid any service interruptions. Cash is king in rural areas, so always carry a small amount in Lempira.
When transferring money, services like Wise or OFX may offer better exchange rates and lower fees than exchanging money at a local currency exchange or withdrawing from ATMs. Additionally, consider using your home bank’s online services for transfers as these might provide favorable rates, but always compare the costs. Overall, expatriates can manage their finances effectively in Honduras with proper planning and local knowledge.
View a full list of exchange rates by selecting your Base (from) currency:
