Lloyds cards abroad
Club, Silver, Gold, Platinum and Premier debit cards have no Lloyds foreign-currency or overseas-use fees. Classic and Basic debit cards normally add a 2.99% conversion fee plus fixed purchase or cash charges in applicable cases.
Travel Smart costs £7 per selected week, up to six weeks a year, and removes Lloyds debit-card fees for covered transactions. ATM operators and dynamic currency conversion can still add costs.
Standard Lloyds credit cards add a 2.95% non-sterling purchase fee. Card transactions use Visa or Mastercard rates, which are not guaranteed to equal the mid-market rate.