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Understanding the Table:
The comparison table above helps you see the total cost of your PNC Bank currency transaction by showing the exchange rates offered by different providers. It also makes it easy to spot potential savings from market-leading FX services compared to bank rates.
To see a full list of available providers, simply enter your transaction type, details and click ‘GET RATES’.
Besides the FX rate markup shown in the comparison table, PNC Bank may also charge additional fixed fees for wire transfers depending on several factors, such as the type of transfer, the destination country, and the currency being sent. Here are some general guidelines for wire transfer fees with PNC Bank:
Note that these are the standard fees, and additional fees may apply depending on the specific circumstances of the wire transfer. For example, intermediary banks involved in the transfer may charge their own fees, which can be passed on to the customer.
PNC Bank uses different bank codes depending on the currency and location of the sending bank. Here are some of the most common bank codes used for receiving foreign wire transfers:
SWIFT Code: PNCCUS33: This code is used for receiving wire transfers in U.S. dollars from foreign banks.
ABA Routing Number: 043000096: This code is used for receiving wire transfers in U.S. dollars from banks located within the United States.
CHIPS UID: 0407: This code is used for receiving wire transfers in U.S. dollars from foreign banks that are members of the Clearing House Interbank Payments System (CHIPS).
Fedwire ABA Routing Number: 043000096: This code is used for receiving wire transfers in U.S. dollars from banks located outside of the United States.
It's important to note that specific bank codes may vary depending on the currency and location of the sending bank, and it's recommended to confirm the correct codes with PNC Bank before initiating a wire transfer.
PNC Premier Traveler Visa Signature Credit Card: This card charges no foreign transaction fees, making it a good option for travelers who frequently make purchases in foreign currencies.
PNC Points Visa Credit Card: Similar to the Premier Traveler Visa Signature Credit Card, this card also does not charge foreign transaction fees.
PNC Cash Rewards Visa Credit Card: This card charges a foreign transaction fee of 3% of each transaction in U.S. dollars.
PNC Core Visa Credit Card: Similar to the Cash Rewards Visa Credit Card, this card also charges a foreign transaction fee of 3% of each transaction in U.S. dollars.
It's important to note that credit card terms and conditions can change, so it's always a good idea to check the current fees and policies before applying for or using a credit card for foreign transactions.
How much does it really cost to live, work, or travel in ? Here's what to expect for daily expenses and expat living.
When planning a one-week mid-range stay in the Democratic Republic of the Congo (DRC), travelers should budget around 1,000,000 to 1,500,000 Congolese Francs (CDF), which is roughly $500 to $750 USD depending on the current exchange rate. This budget should adequately cover accommodations, meals, transportation, and leisure activities. A typical day may involve the following expenses:
Overall, the cost of visiting the DRC is considered average compared to countries like the United States and the UK, where daily expenses are generally higher. For instance, a meal in the U.S. might set you back about $15, whereas in the DRC, local dishes are very affordable. Comparatively, the cost of living is lower in the DRC than in Australia, where you might spend approximately AU$20 for a similar meal in a casual setting.
For expats looking to settle in the DRC, typical monthly living costs can range from 1,500,000 to 3,500,000 CDF ($750 to $1,750 USD), depending on lifestyle choices and accommodation standards. Key expenses include rent, utilities, groceries, and local services. To navigate financial transactions effectively, it's advisable to maintain a local bank account for regular expenses while making use of credit cards for larger purchases. While cards are increasingly accepted in urban areas, cash is still king in many local transactions.
When it comes to exchanging money, using local exchange services can yield favorable rates, but don't overlook the convenience of online transfer services like Wise and OFX, which often provide better rates than traditional banks. For expats, these services can also facilitate international money transfers with lower fees, making them a practical choice for remittances or paying for services while ensuring you get the best value for your money in the vibrant DRC.
View a full list of exchange rates by selecting your Base (from) currency:
