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Understanding the Table:
The comparison table above helps you see the total cost of your PNC Bank currency transaction by showing the exchange rates offered by different providers. It also makes it easy to spot potential savings from market-leading FX services compared to bank rates.
To see a full list of available providers, simply enter your transaction type, details and click ‘GET RATES’.
Besides the FX rate markup shown in the comparison table, PNC Bank may also charge additional fixed fees for wire transfers depending on several factors, such as the type of transfer, the destination country, and the currency being sent. Here are some general guidelines for wire transfer fees with PNC Bank:
Note that these are the standard fees, and additional fees may apply depending on the specific circumstances of the wire transfer. For example, intermediary banks involved in the transfer may charge their own fees, which can be passed on to the customer.
PNC Bank uses different bank codes depending on the currency and location of the sending bank. Here are some of the most common bank codes used for receiving foreign wire transfers:
SWIFT Code: PNCCUS33: This code is used for receiving wire transfers in U.S. dollars from foreign banks.
ABA Routing Number: 043000096: This code is used for receiving wire transfers in U.S. dollars from banks located within the United States.
CHIPS UID: 0407: This code is used for receiving wire transfers in U.S. dollars from foreign banks that are members of the Clearing House Interbank Payments System (CHIPS).
Fedwire ABA Routing Number: 043000096: This code is used for receiving wire transfers in U.S. dollars from banks located outside of the United States.
It's important to note that specific bank codes may vary depending on the currency and location of the sending bank, and it's recommended to confirm the correct codes with PNC Bank before initiating a wire transfer.
PNC Premier Traveler Visa Signature Credit Card: This card charges no foreign transaction fees, making it a good option for travelers who frequently make purchases in foreign currencies.
PNC Points Visa Credit Card: Similar to the Premier Traveler Visa Signature Credit Card, this card also does not charge foreign transaction fees.
PNC Cash Rewards Visa Credit Card: This card charges a foreign transaction fee of 3% of each transaction in U.S. dollars.
PNC Core Visa Credit Card: Similar to the Cash Rewards Visa Credit Card, this card also charges a foreign transaction fee of 3% of each transaction in U.S. dollars.
It's important to note that credit card terms and conditions can change, so it's always a good idea to check the current fees and policies before applying for or using a credit card for foreign transactions.
How much does it really cost to live, work, or travel in ? Here's what to expect for daily expenses and expat living.
Traveling to Tonga for a one-week mid-range stay typically requires a budget of around TOP 3,000 to TOP 4,000 (approximately USD 1,250 to USD 1,670) depending on your activities and dining choices. To help you manage your finances, here are some typical daily expenses you might encounter in Tongan Paʻanga (TOP):
Overall, Tonga can be classified as moderately priced compared to the United States and the UK. While some costs are comparable, many activities, especially dining at local restaurants, can be more affordable than in the US or the UK, where the same meal could easily set you back USD 20–30. Thus, for a traveler seeking an authentic experience without breaking the bank, Tonga offers a unique blend of beauty and value.
For those looking to settle in Tonga, monthly living costs can vary significantly based on lifestyle, but you might expect to spend around TOP 1,500 to TOP 2,500 for a comfortable lifestyle, including rent, utilities, and groceries. When it comes to banking, it is essential to understand that many places in Tonga operate on a cash basis. Debit and credit cards are accepted at major establishments, but it's wise to always have some cash on hand. Using online transfer services like Wise or OFX can be beneficial for expats when sending and receiving money, especially when it comes to conversion rates and lower fees compared to traditional banks.
When it comes to exchanging money, it’s often more advantageous to withdraw cash from ATMs or use services like Wise rather than exchanging large sums at currency exchange booths, which can provide less favorable rates. Always check the latest exchange rates before making any conversions, as costs can fluctuate, impacting your overall spending power in this stunning island paradise.
View a full list of exchange rates by selecting your Base (from) currency:
