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Best Send Money to India SGD/INR Rates Compared Live

The live mid-rate SGD to INR exchange rate is 66.27. Compare currency conversion rates - Reduce FX costs.

SGD-INR Rate Calculator

 
   
   
   
   

 
Recent forecasts for the SGD to INR exchange rate reveal volatility as the SGD spikes to 90-day highs near 65.50, up 2.8% from the 3-month average. FX analysts caution that U.S. tariffs and rising energy prices may further influence both currencies in the coming weeks. 10-Mar

 

What is the best Send Money conversion rate for SGD to INR?

The best SGD to INR exchange rate is 65.88 from XE. This is -0.59% compared to the mid-market rate 66.27.

As exchange rates can vary significantly between banks and also between currency exchange providers, it's therefore important to carefully compare Singapore dollar (SGD) to Indian rupee (INR) rates from different sources before making a conversion.

How do SGD-INR rates compare between providers?

Looking at our comparison table the best SGD to INR exchange rate is 65.88 from XE, -0.59% from the mid-market rate 66.27. The next best rate is 65.88 from Wise, -0.59% from the mid-rate. Then WorldRemit with 65.61 is -1% from the mid-rate.

Among the banks, the CIMB Bank rate is 62.37 at -5.9%, the OCBC Bank rate is 64.48 at -2.7%, and the Maybank rate is 63.95 at -3.5% compared to the mid-rate 66.27.

It's important to note that exchange rates also fluctuate frequently due to market conditions. Additionally, banks and foreign exchange providers often apply a margin to the exchange rate, resulting in a less favorable rate for customers compared to the mid-market rate. For more competitive rates, you might consider using a specialized currency exchange service or platforms that offer rates closer to the mid-market rate.

 

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The Singapore dollar to Rupee comparison table above makes it easy to compare the Total Fees (both variable and fixed) you are being charged by banks and other foreign exchange providers against the latest SGD-INR mid-rate (see Market Data below ) and the possible savings of using various providers. 

 
 
 

SGD to INR Market Data

Singapore dollar (SGD) to Indian rupee (INR) market data - latest interbank exchange rate, trend, chart & historic rates.

 
Sell SGD   →   Buy INR
1 SGD =
66.27We compare provider deals to this wholesale mid-market rate. Read more
INR
-0.1%
SGD to INR at 66.27 is 1.8% above its 3-month average of 65.1, having traded in a quite stable 4.7% range from 63.51 to 66.51
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DateSGD/INRChangePeriod
16 May 2025
65.79
0.6% 2 Week
01 Mar 2025
64.73
2.3% 3 Month
30 May 2024
61.71
7.3% 1 Year
31 May 2020
53.49
23.7% 5 Year
02 Jun 2015
47.24
40.1% 10 Year
04 Jun 2005
26.11
153.5% 20 Year
SGD/INR historic rates & change to 30-May-2025
 

What are equivalent amounts of SGD and INR?

Here are some popular conversion amounts for SGD to INR (Singapore dollar to Indian rupee)*.

SGD INR
S$ 1 66.27
S$ 5 331.35
S$ 10 662.70
S$ 20 1,325
S$ 50 3,314
S$ 100 6,627
S$ 250 16,568
S$ 500 33,135
S$ 1,000 66,270
S$ 2,000 132,540
S$ 5,000 331,350
S$ 10,000 662,700
S$ 20,000 1,325,400
S$ 50,000 3,313,500
S$ 100,000 6,627,000
SGD INR
S$ 0.0151 ₹ 1
S$ 0.0754 ₹ 5
S$ 0.1509 ₹ 10
S$ 0.3018 ₹ 20
S$ 0.7545 ₹ 50
S$ 1.5089 ₹ 100
S$ 3.7723 ₹ 250
S$ 7.5445 ₹ 500
S$ 15.09 ₹ 1,000
S$ 30.18 ₹ 2,000
S$ 75.45 ₹ 5,000
S$ 150.89 ₹ 10,000
S$ 301.78 ₹ 20,000
S$ 754.45 ₹ 50,000
S$ 1,509 ₹ 100,000

More amounts

*Converted at the current SGDINR interbank exchange rate. Calculate actual payout amounts for Send Money and Travel Money exchange rates.

 
 

Forecasts for SGD to INR

 

The recent exchange rate forecasts for the Singapore Dollar (SGD) to Indian Rupee (INR) have become increasingly cautious amid rising geopolitical tensions and economic uncertainties. Analysts have noted that the outlook for emerging Asian currencies, including both SGD and INR, has deteriorated due to heightened risks from a potential trade war, spurred by recent tariff announcements from U.S. President Donald Trump. The imposition of a 10% tariff on Singapore goods and reciprocal tariffs on countries like Taiwan has created headwinds for currencies across the region, leading to a loss of risk appetite among investors.

Read our full review of recent SGD to INR forecasts.

 
SGD to INR flags

How to get a good SGD to INR exchange rate

There are several ways to save on exchange rates when converting Singapore dollar to Indian rupee:

  1. Shop around for the best SGD/INR exchange rate: Exchange rates can vary significantly between different currency exchange providers, so it's important to compare rates from different sources before making a conversion.
  2. Timing is important: Keep an eye on the SGD/INR rate on currency markets, as exchange rates can fluctuate frequently. Try to make your transactions when the exchange rate is in your favor. You can do this easily with our BER Smart Rate Tracker.
  3. Use a credit/debit or travel card that doesn't charge foreign transaction fees: Some credit cards charge additional fees for transactions made in a foreign currency, so it's important to check with your card issuer to see if they charge these fees and what their exchange rate is.
  4. Use a multi-currency account: Having a multi-currency account allows you to hold and transfer money in both SGD and INR at close to the interbank rate. It also allows you to make payments or withdrawals in the local currency while avoiding high conversion fees.
  5. Buy currency in advance: If you know that you will need foreign currency in the future, consider buying it in advance when the exchange rate is favorable.

The key is reducing excessive costs and fees

Generally speaking, if you are buying Indian rupee with Singapore dollar, then it's better for the SGD/INR exchange rate to be higher.

However working against you are the fees all foreign exchange providers charge for providing their service. These fees is usually contained within the exchange rate margin (or difference to the mid-rate).

The transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

Read our Currency guide to India — a practical currency and money guide to travel in India plus living and doing business with the Indian rupee.

It's worth noting that while these tips can help you save on exchange rates, it's important to be aware that no single method is guaranteed to provide the best exchange rate in every situation, and it may require some research and comparison-shopping to find the best option for your specific needs.

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Will the Singapore dollar rise against the Indian rupee?

It is almost impossible to predict what an exchange rate will do in the future, the best approach is to monitor the currency markets and transact when an exchange rate moves in your favour.

To help with this you can add SGD/INR to your personalised Rate Tracker to track and benefit from currency movements.

 
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Rather than requiring you to set a target rate, our Rate Alerts keep you informed of recent trends and movements of currency pairs.

Add rates to your Rate Tracker and select to receive an daily email (mon-fri) or when a rate is trending

 
 

Currency Country Guides

IndiaIndia (INR)SingaporeSingapore (SGD)
 

How is the cost of living in India?

The cost of living in India is relatively low compared to developed countries. Basic goods and services cost less than 50% of what they cost in developed nations.

How is the expat life in India?

The expat life in India can be very exciting and enriching. There are many things to see and do, and the people are generally very friendly and welcoming. India can be a challenging place to live at times, but it is also very rewarding.

Any laws in India that foreigners should be aware of?

Foreign nationals are subject to all laws in India, including local, state and national laws. There is no special legal status or exemption from Indian law for foreigners.

What is doing business like in India?

There is no one-size-fits-all answer to this question, as the experience of doing business in India can vary greatly depending on the specific industry, company, and location. However, in general, doing business in India can be challenging due to the country's complex bureaucracy, red tape, and corruption. Additionally, businesses may find it difficult to find qualified workers, and infrastructure can be unreliable.

How is the economy in India?

The economy in India is complex and diversified. India is a newly industrialized country with a fast-growing economy. India's Gross Domestic Product (GDP) grew by 7.5% in 2016, and is expected to grow by 7.1% in 2017. India is the world's second-fastest growing economy after China.

Read more at our India (INR) country guide

   
 
 
 

Related exchange rates


Forecasts disclaimer: Please be advised that the forecasts and analysis of market data presented on BestExchangeRates.com are solely a review and compilation of forecasts from various market experts and economists. These forecasts are not meant to reflect the opinions or views of BestExchangeRates.com or its affiliates, nor should they be construed as a recommendation or advice to engage in any financial transactions. Read more

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