Compare live exchange rates, provider costs and current currency market data before you exchange.
Live provider rate comparison
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Smiles Mobile Remittance publishes a dated exchange-rate dataset for selected transfers funded in Japanese yen. BER reads that official dataset and treats the rates as outbound-only.
The displayed exchange rate is not necessarily the whole transfer cost. Compare any sending fee and delivery-related deductions alongside the recipient amount.
BER Benchmark monitors Smiles Mobile Remittance exchange rates across the JPY currency corridors tracked by BER. The current average margin versus the mid-market rate is 0.47%.
This average is based on the JPY 10,000 transfer rates currently monitored by BER across the available Smiles Mobile Remittance currency corridors.
BER Benchmark ranks the Smiles Mobile Remittance currency corridors currently monitored for Japanese yen transfers by their margin versus the mid-market rate. The tables below highlight the lowest-margin and highest-margin corridors for a JPY 10,000 transaction.
The Smiles page publishes a structured exchange-rate dataset with a modification time and currency values. BER validates the dataset identity, requires the expected seven currencies exactly, and rejects missing, duplicate, non-positive or stale data.
Because the source is a yen-funded remittance table, BER does not derive an inbound-to-Japan customer rate from it.
BER tracks Japanese yen sent into the destination currencies published in Smiles' official exchange-rate dataset.
No. Only currencies present in the validated official dataset are displayed.
Treat the published value as indicative. Check the current in-app transaction quote, fee and recipient amount before confirming a remittance.
As exchange rates can vary significantly between banks and also between currency exchange providers, it's therefore important to carefully compare Japanese yen (JPY) to Philippine peso (PHP) rates from different sources before making a conversion.
The above Smiles Mobile Remittance - Yen to Peso comparison table makes it easy to compare the Total Fees (both variable and fixed) you are being charged by Smiles Mobile Remittance and other foreign exchange providers against the latest JPY-PHP mid-rate and the possible savings of using various providers.
Looking at the full JPY to PHP - Send Money comparison table the provider with the best JPY to PHP exchange rate is OFX at 0.3839, -0.49% from the latest mid-market rate 0.3858.
The next best is XE at 0.3835, -0.6% from the mid-rate.
Then Wise at 0.3835, which is -0.6% from the mid-rate.
It's important to note that exchange rates also fluctuate frequently due to market conditions. Additionally, banks and foreign exchange providers often apply a margin to the exchange rate, resulting in a less favorable rate for customers compared to the mid-market rate. For more competitive rates, you might consider using a specialized currency exchange service like Smiles Mobile Remittance or platforms that offer rates closer to the mid-market rate.
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