BER Benchmark: Smiles Mobile Remittance JPY FX Rates & Margins
BER Benchmark monitors Smiles Mobile Remittance exchange rates across the JPY currency corridors tracked by BER. The current average margin versus the mid-market rate is 0.47%.
This average is based on the JPY 10,000 transfer rates currently monitored by BER across the available Smiles Mobile Remittance currency corridors.
Smiles Mobile Remittance - Lowest and Highest FX Margins
BER Benchmark ranks the Smiles Mobile Remittance currency corridors currently monitored for Japanese yen transfers by their margin versus the mid-market rate. The tables below highlight the lowest-margin and highest-margin corridors for a JPY 10,000 transaction.

How BER reads Smiles exchange rates
The Smiles page publishes a structured exchange-rate dataset with a modification time and currency values. BER validates the dataset identity, requires the expected seven currencies exactly, and rejects missing, duplicate, non-positive or stale data.
Because the source is a yen-funded remittance table, BER does not derive an inbound-to-Japan customer rate from it.

Smiles exchange-rate questions
Which direction does BER track?
BER tracks Japanese yen sent into the destination currencies published in Smiles' official exchange-rate dataset.
Does BER estimate missing currencies?
No. Only currencies present in the validated official dataset are displayed.
Is the rate guaranteed until I send?
Treat the published value as indicative. Check the current in-app transaction quote, fee and recipient amount before confirming a remittance.