The live mid-rate USD to JPY exchange rate is 145.38. Compare DBS Bank currency conversion rates - Reduce FX costs.
The best USD to JPY exchange rate is our partner deal rate of 144.65 from OFX . This is -0.5% compared to the mid-market rate 145.38.
The standard OFX USD-JPY rate is 141.8164, -2.5% from the mid-rate. Visit OFX here to secure the better rate.
As exchange rates can vary significantly between banks and also between currency exchange providers, it's therefore important to carefully compare US dollar (USD) to Japanese yen (JPY) rates from different sources before making a conversion.
Looking at our comparison table the best USD to JPY exchange rate is 144.65 from OFX, -0.5% from the mid-market rate 145.38. The next best rate is 144.5 from XE, -0.61% from the mid-rate. Then Wise with 144.43 is -0.65% from the mid-rate.
The Western Union rate is 143.92 which is -1% from the mid-rate.
Among the banks, the Chase Bank rate is 133.82 at -8%, the Wells Fargo Bank rate is 132.95 at -8.6%, and the Citibank rate is 139.64 at -3.9% compared to the mid-rate 145.38.
It's important to note that exchange rates also fluctuate frequently due to market conditions. Additionally, banks like DBS Bank often apply a margin to the exchange rate, resulting in a less favorable rate for customers compared to the mid-market rate. For more competitive rates, you might consider using a specialized currency exchange service or platforms that offer rates closer to the mid-market rate.
The DBS Bank Dollar to Yen comparison table above makes it easy to compare the Total Fees (both variable and fixed) you are being charged by DBS Bank and other foreign exchange providers against the latest USD-JPY mid-rate (see Market Data below ) and the possible savings of using various providers.
DBS Bank is a Singapore-based multinational bank and is particularly popular in Singapore and the wider Southeast Asia region. The bank has a strong presence in countries such as Indonesia, Hong Kong, Taiwan, and China, where it offers a range of banking and financial services to individuals and businesses. DBS Bank has also expanded its presence in India and other parts of South Asia in recent years.
In addition to its core markets in Asia, DBS Bank has a growing presence in other regions, including the Middle East, Europe, and the Americas. The bank has established itself as a leading player in the digital banking space, with a focus on delivering innovative and user-friendly banking services to customers across multiple geographies.
DBS Bank offers international money transfer services that allow customers to send and receive funds from abroad. Customers can initiate a money transfer online or in person at a branch. DBS Bank provides fast and secure international money transfer services with competitive exchange rates and low transfer fees. The bank offers two main types of international money transfer services:
DBS Remit: DBS Remit is an online money transfer service that allows customers to send money from their DBS or POSB account to another bank account overseas. The service is available in 26 currencies and allows for same-day or next-day transfers. DBS Remit also offers preferential exchange rates for selected currencies.
Telegraphic transfers (TT): TT is a traditional method of sending money overseas that involves transferring funds from one bank to another via a secure telegraphic transfer. TT is available in a range of currencies and allows for both incoming and outgoing transfers.
DBS does not publish their exchange rates publicly which is frustrating. Our BER International Money Transfer partners tend to offer guaranteed transparency on all conversions.
Our research shows that on average, DBS profit margin for foreign exchange rates is somewhere between 3 - 7%, depending on the amount you're sending, where you're sending it to and which currency will be received.
When you get a quote for your Global Money Transfer from DBS on their website or in-app, you can also see the DBS exchange rate, but it can be difficult to then calculate how much you are being charged.
While all banks charge this mark-up, the extra amount being charged is much higher than it would be with a global money transfer specialist.
US dollar (USD) to Japanese yen (JPY) market data - latest interbank exchange rate, trend, chart & historic rates.
| Date | USD/JPY | Change | Period |
|---|---|---|---|
25 Apr 2025 | 143.68 | 1.4% ▲ | 2 Week |
08 Feb 2025 | 151.29 | 3.7% ▼ | 3 Month |
09 May 2024 | 155.40 | 6.3% ▼ | 1 Year |
10 May 2020 | 106.92 | 36.2% ▲ | 5 Year |
12 May 2015 | 119.89 | 21.5% ▲ | 10 Year |
14 May 2005 | 107.15 | 35.9% ▲ | 20 Year |
Here are some popular conversion amounts for USD to JPY (US dollar to Japanese yen)*.
*Converted at the current USDJPY interbank exchange rate. Calculate actual payout amounts for Send Money and Travel Money exchange rates.
The USD to JPY exchange rate has recently experienced significant volatility, currently trading at 145.4, which is 1.4% below its three-month average of 147.4. Analysts note that the rate has maneuvered within a substantial 9.6% range, fluctuating between 140.9 and 154.4 over the past few months. The US dollar (USD) saw gains after the Federal Reserve maintained interest rates, signaling a cautious approach to evaluating the impact of tariffs, which has contributed to the recent upward movement in the dollar during trading sessions in Europe and the US.
Read our full review of recent USD to JPY forecasts.
There are several ways to save on exchange rates when converting US dollar to Japanese yen:
Generally speaking, if you are buying Japanese yen with US dollar, then it's better for the USD/JPY exchange rate to be higher.
However working against you are the fees all foreign exchange providers charge for providing their service. These fees is usually contained within the exchange rate margin (or difference to the mid-rate).
The transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.
Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.
Read our Currency guide to Japan — a practical currency and money guide to travel in Japan plus living and doing business with the Japanese yen.
It's worth noting that while these tips can help you save on exchange rates, it's important to be aware that no single method is guaranteed to provide the best exchange rate in every situation, and it may require some research and comparison-shopping to find the best option for your specific needs.
It is almost impossible to predict what an exchange rate will do in the future, the best approach is to monitor the currency markets and transact when an exchange rate moves in your favour.
To help with this you can add USD/JPY to your personalised Rate Tracker to track and benefit from currency movements.
Rather than requiring you to set a target rate, our Rate Alerts keep you informed of recent trends and movements of currency pairs.
Add rates to your Rate Tracker and select to receive an daily email (mon-fri) or when a rate is trending
| United States (USD) | Japan (JPY) |
Japan offers a unique blend of tradition, modernity, and economic opportunity, making it an attractive destination for expatriates and business professionals. Here’s a practical guide to help you navigate life and work in Japan.
Japan’s unique cultural and professional landscape offers immense opportunities for expatriates and business professionals. Understanding its traditions and practices will help you integrate and succeed in this dynamic country.
Read more at our Japan (JPY) country guide
Forecasts disclaimer: Please be advised that the forecasts and analysis of market data presented on BestExchangeRates.com are solely a review and compilation of forecasts from various market experts and economists. These forecasts are not meant to reflect the opinions or views of BestExchangeRates.com or its affiliates, nor should they be construed as a recommendation or advice to engage in any financial transactions. Read more
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