The live mid-rate USD to JPY exchange rate is 150.45. Compare currency conversion rates - Reduce FX costs.
The best USD to JPY exchange rate is our partner deal rate of 149.7 from OFX . This is -0.5% compared to the mid-market rate 150.45.
The standard OFX USD-JPY rate is 147.4701, -2% from the mid-rate. Visit OFX here to secure the better rate.
As exchange rates can vary significantly between banks and also between currency exchange providers, it's therefore important to carefully compare US dollar (USD) to Japanese yen (JPY) rates from different sources before making a conversion.
Looking at our comparison table the best USD to JPY exchange rate is 149.7 from OFX, -0.5% from the mid-market rate 150.45. The next best rate is 149.55 from XE, -0.6% from the mid-rate. Then Wise with 149.47 is -0.65% from the mid-rate.
The Western Union rate is 148.95 which is -1% from the mid-rate.
Among the banks, the Chase Bank rate is 139.2 at -7.5%, the Wells Fargo Bank rate is 138.29 at -8.1%, and the Citibank rate is 145.21 at -3.5% compared to the mid-rate 150.45.
It's important to note that exchange rates also fluctuate frequently due to market conditions. Additionally, banks and foreign exchange providers often apply a margin to the exchange rate, resulting in a less favorable rate for customers compared to the mid-market rate. For more competitive rates, you might consider using a specialized currency exchange service or platforms that offer rates closer to the mid-market rate.
The Dollar to Yen comparison table above makes it easy to compare the Total Fees (both variable and fixed) you are being charged by banks and other foreign exchange providers against the latest USD-JPY mid-rate (see Market Data below ) and the possible savings of using various providers.
US dollar (USD) to Japanese yen (JPY) market data - latest interbank exchange rate, trend, chart & historic rates.
Date | USD/JPY | Change | Period |
---|---|---|---|
14 Mar 2025 | 148.65 | 1.5% ▲ | 2 Week |
28 Dec 2024 | 157.87 | 4.5% ▼ | 3 Month |
28 Mar 2024 | 151.45 | 0.4% ▼ | 1 Year |
29 Mar 2020 | 107.46 | 40.3% ▲ | 5 Year |
31 Mar 2015 | 119.94 | 25.7% ▲ | 10 Year |
02 Apr 2005 | 107.46 | 40.3% ▲ | 20 Year |
Here are some popular conversion amounts for USD to JPY (US dollar to Japanese yen)*.
*Converted at the current USDJPY interbank exchange rate. Calculate actual payout amounts for Send Money and Travel Money exchange rates.
The USD to JPY exchange rate is currently in a state of flux, influenced by various economic indicators and geopolitical events. The US dollar (USD) has softened recently due to a decrease in safe-haven demand, coinciding with a more positive market sentiment. Nevertheless, stronger-than-expected growth in US durable goods orders provided some support for the USD.
Read our full review of recent USD to JPY forecasts.
There are several ways to save on exchange rates when converting US dollar to Japanese yen:
Generally speaking, if you are buying Japanese yen with US dollar, then it's better for the USD/JPY exchange rate to be higher.
However working against you are the fees all foreign exchange providers charge for providing their service. These fees is usually contained within the exchange rate margin (or difference to the mid-rate).
The transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.
Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.
Read our Currency guide to Japan — a practical currency and money guide to travel in Japan plus living and doing business with the Japanese yen.
It's worth noting that while these tips can help you save on exchange rates, it's important to be aware that no single method is guaranteed to provide the best exchange rate in every situation, and it may require some research and comparison-shopping to find the best option for your specific needs.
It is almost impossible to predict what an exchange rate will do in the future, the best approach is to monitor the currency markets and transact when an exchange rate moves in your favour.
To help with this you can add USD/JPY to your personalised Rate Tracker to track and benefit from currency movements.
Rather than requiring you to set a target rate, our Rate Alerts keep you informed of recent trends and movements of currency pairs.
Add rates to your Rate Tracker and select to receive an daily email (mon-fri) or when a rate is trending
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Japan offers a unique blend of tradition, modernity, and economic opportunity, making it an attractive destination for expatriates and business professionals. Here’s a practical guide to help you navigate life and work in Japan.
Japan’s unique cultural and professional landscape offers immense opportunities for expatriates and business professionals. Understanding its traditions and practices will help you integrate and succeed in this dynamic country.
Read more at our Japan (JPY) country guide
Forecasts disclaimer: Please be advised that the forecasts and analysis of market data presented on BestExchangeRates.com are solely a review and compilation of forecasts from various market experts and economists. These forecasts are not meant to reflect the opinions or views of BestExchangeRates.com or its affiliates, nor should they be construed as a recommendation or advice to engage in any financial transactions. Read more
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