USD to JPY Transfers Compared

   

USD/JPY update: As of Nov 18, 2025, the pair trades around 155.3, holding above its 3-month avg. Analysts note USD strength amid changing Fed rate expectations, while the JPY faces pressure from political shifts and BOJ's cautious stance on rate hikes. Economic data ahead could alter the trend

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What is the best Send Money conversion rate for USD to JPY?

The best USD to JPY exchange rate is 154.51 from OFX . This is -0.5% compared to the mid-market rate 155.29.

As exchange rates can vary significantly between banks and also between currency exchange providers, it's therefore important to carefully compare US dollar (USD) to Japanese yen (JPY) rates from different sources before making a conversion.

The above Dollar to Yen comparison table makes it easy to compare the Total Fees (both variable and fixed) you are being charged by banks and other foreign exchange providers against the latest USD-JPY mid-rate and the possible savings of using various providers. 

How do USD-JPY rates compare between providers?

Looking at the full USD to JPY - Send Money comparison table the provider with the best USD to JPY exchange rate is OFX at 154.51, -0.5% from the latest mid-market rate 155.29.

The next best is XE at 154.36, -0.6% from the mid-rate.

Then Western Union at 153.74, which is -1% from the mid-rate.

Among the banks the Chase Bank rate is 138.37 at -10.9% the Wells Fargo Bank rate is 137.44 at -11.5% and the Citibank rate is 144.58 at -6.9% compared to the mid-rate 155.29.

It's important to note that exchange rates also fluctuate frequently due to market conditions. Additionally, banks and foreign exchange providers often apply a margin to the exchange rate, resulting in a less favorable rate for customers compared to the mid-market rate. For more competitive rates, you might consider using a specialized currency exchange service or platforms that offer rates closer to the mid-market rate.