The comparison table above helps you see the total cost of your currency transaction by showing the exchange rates offered by different providers. It also makes it easy to spot potential savings from market-leading FX services compared to bank rates.
To see a full list of available providers, simply enter your transaction type, details and click ‘GET RATES’.
USD to JPY Market Data
US dollar (USD) to Japanese yen (JPY) market data - latest interbank exchange rate, trend, chart & historic rates.
Bias: Range-bound, as USDJPY sits above its 90-day average and near the upper end of the 3-month range, but policy signals are mixed due to diverging central bank paths.
Bias: bullish-to-range-bound, with EUR/JPY above the 90-day average and in the upper half of the range, suggesting modest upside for now unless renewed catalysts appear.
Bias
Range-bound; USD/JPY sits above its 90-day average and near the upper end of the 3-month range, with mixed policy signals.
Key drivers
- Rate gap: The Fed is expected to ease gradually toward a neutral stance this year, while the BoJ has signaled further tightening if inflation persists.
- Oil/risk: Oil remains at 90-day highs with extra volatility, and higher energy costs weigh on the yen, supporting the USDJPY move when risk appetite is firm. That dynamic links to global growth and commodity markets, which can swing the pair in choppy fashion.
- Macro: BoJ inflation trends keep the door open for further policy tightening into 2026.
Range
Range: expect a drift toward the upper end of the recent range, with occasional tests of the highs, aided by steady risk conditions and commodity cues.
What could change it
- Upside risk: The Fed signals fewer rate cuts or higher rates for longer, lifting the dollar.
- Downside risk: A yen-supportive intervention or a BoJ pivot that strengthens the yen shifts the pair lower
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USD to JPY Conversion: What Is Your Money Worth?
To help you understand the real-world value of the current exchange rate, the table below shows how much US dollar are worth in Japanese yen across a range of amounts.
This gives a quick view of what you’d get when converting different USD amounts at today’s rate * :
What is the
best Send Money conversion rate for USD to JPY?
The best USD to JPY exchange rate is 158.07 from Wise. This is -0.27% compared to the mid-market rate 158.50.
As exchange rates can vary
significantly between banks and also between currency exchange providers,
it's therefore important to carefully compare
US dollar (USD) to Japanese yen (JPY) rates from different sources before making a conversion.
The above
Dollar to Yen comparison table
makes it easy to compare the Total Fees (both variable and fixed) you are being charged by
banks and other foreign exchange providers against the latest USD-JPY mid-rate and the possible savings of using various providers.
How do USD-JPY rates compare between providers?
Looking at the full
USD to JPY - Send Money comparison table the provider with the best USD to JPY exchange rate is Wise at 158.07, -0.27% from the latest mid-market rate 158.50.
The next best is OFX at 158.03, -0.3% from the mid-rate.
Then XE at 157.55, which is -0.6% from the mid-rate.
It's important to note that exchange rates also fluctuate frequently due to market conditions. Additionally,
banks and foreign exchange providers often apply a margin to the exchange rate, resulting in a less favorable rate for customers compared to the mid-market rate.
For more competitive rates, you might consider using a specialized currency exchange service
or platforms that offer rates closer to the mid-market rate.