The U.S. Bank USD to JPY rate is 138.11. This is -6.8% below the mid-rate. Compare U.S. Bank currency conversion rates - Reduce FX costs.
The U.S. Bank USD to JPY exchange rate is 138.11. This is -6.8% compared to the latest USD-JPY mid-market rate 148.19.
As exchange rates can vary significantly between banks and also between currency exchange providers, it's therefore important to carefully compare US dollar (USD) to Japanese yen (JPY) rates from different sources before making a conversion.
Looking at our comparison table the best USD to JPY exchange rate is 147.45 from OFX, -0.5% from the mid-market rate 148.19. The next best rate is 147.3 from XE, -0.6% from the mid-rate. Then Wise with 147.22 is -0.65% from the mid-rate.
The Western Union rate is 146.71 which is -1% from the mid-rate.
Among the banks, the Chase Bank rate is 137.37 at -7.3%, the Wells Fargo Bank rate is 136.48 at -7.9%, and the Citibank rate is 143.3 at -3.3% compared to the mid-rate 148.19.
It's important to note that exchange rates also fluctuate frequently due to market conditions. Additionally, banks like U.S. Bank often apply a margin to the exchange rate, resulting in a less favorable rate for customers compared to the mid-market rate. For more competitive rates, you might consider using a specialized currency exchange service or platforms that offer rates closer to the mid-market rate.
The U.S. Bank Dollar to Yen comparison table above makes it easy to compare the Total Fees (both variable and fixed) you are being charged by U.S. Bank and other foreign exchange providers against the latest USD-JPY mid-rate (see Market Data below ) and the possible savings of using various providers.
US Bank is one of the largest banks in the United States, with over 3,000 branches and a range of financial products and services for individuals, businesses, and institutions.
US Bank offers international money transfer services that allow customers to send and receive funds from abroad. Customers can initiate a money transfer online or in person at a branch. US Bank provides fast and secure international money transfer services with competitive exchange rates and low transfer fees. The bank offers wire transfers, foreign currency exchange, and foreign drafts as part of its international money transfer services.
In terms of customer satisfaction with US Bank's exchange rates for international money transfers, the reviews are mixed. Some customers have expressed dissatisfaction with the exchange rates, describing them as less favorable than rates offered by other providers. It is important for customers of any bank to compare rates and fees to ensure that they are getting the best value for their money.
We aim to make that easy here at BestExchangeRates. From our research, we find that sending or receiving international transfers to or from your US Bank account will include a margin rate of between 4% to 8% – this is much higher than most money transfer broker rates (which are normally 0.5 to 1.5%).
The US Bank app and website allow you to check the FX rate prior to scheduling an international wire. So you can check the rate and compare to the best rates from our BER partner brokers to check for a better deal.
US dollar (USD) to Japanese yen (JPY) market data - latest interbank exchange rate, trend, chart & historic rates.
| Date | USD/JPY | Change | Period |
|---|---|---|---|
28 Apr 2025 | 142.19 | 2.6% ▲ | 2 Week |
11 Feb 2025 | 152.74 | 4.5% ▼ | 3 Month |
12 May 2024 | 155.83 | 6.4% ▼ | 1 Year |
13 May 2020 | 106.93 | 36.4% ▲ | 5 Year |
15 May 2015 | 119.25 | 22.3% ▲ | 10 Year |
17 May 2005 | 107.31 | 35.9% ▲ | 20 Year |
Here are some popular conversion amounts for USD to JPY (US dollar to Japanese yen)*.
*Converted at the current USDJPY interbank exchange rate. Calculate actual payout amounts for Send Money and Travel Money exchange rates.
The USD to JPY exchange rate is experiencing heightened volatility influenced by recent developments in U.S. trade policy and the Federal Reserve's interest rate stance. Analysts have noted that the U.S. dollar gained strength following the Fed's decision to maintain interest rates while assessing the impact of tariffs on economic growth. This policy has contributed to an upward trend in the dollar against the yen during European and U.S. trading sessions.
Read our full review of recent USD to JPY forecasts.
There are several ways to save on exchange rates when converting US dollar to Japanese yen:
Generally speaking, if you are buying Japanese yen with US dollar, then it's better for the USD/JPY exchange rate to be higher.
However working against you are the fees all foreign exchange providers charge for providing their service. These fees is usually contained within the exchange rate margin (or difference to the mid-rate).
The transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.
Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.
Read our Currency guide to Japan — a practical currency and money guide to travel in Japan plus living and doing business with the Japanese yen.
It's worth noting that while these tips can help you save on exchange rates, it's important to be aware that no single method is guaranteed to provide the best exchange rate in every situation, and it may require some research and comparison-shopping to find the best option for your specific needs.
It is almost impossible to predict what an exchange rate will do in the future, the best approach is to monitor the currency markets and transact when an exchange rate moves in your favour.
To help with this you can add USD/JPY to your personalised Rate Tracker to track and benefit from currency movements.
Rather than requiring you to set a target rate, our Rate Alerts keep you informed of recent trends and movements of currency pairs.
Add rates to your Rate Tracker and select to receive an daily email (mon-fri) or when a rate is trending
| United States (USD) | Japan (JPY) |
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Forecasts disclaimer: Please be advised that the forecasts and analysis of market data presented on BestExchangeRates.com are solely a review and compilation of forecasts from various market experts and economists. These forecasts are not meant to reflect the opinions or views of BestExchangeRates.com or its affiliates, nor should they be construed as a recommendation or advice to engage in any financial transactions. Read more
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