USD/NZD at 1.6918, down 2.3% from 3-mo avg. Analysts expect continued USD strength after Fed holds rates. Trump's 10% tariff on NZ imports could pressure Kiwi amid choppy trading conditions. #Forex #USDNZD
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Wise at a glance
Wise (formerly TransferWise) always aim to convert money at the real mid-market exchange rate. There’s just a small, fair service fee, and it’s all shown up-front, this fee normally works out to be less than 1% of the amount being exchanged.
Exchange guaranteed within 2 business days - Pay via Bank Transfer or VISA/Mastercard debit cards.
Setup Direct Debits to Pay Bills abroad from AUD, CAD, EUR, GBP and USD accounts.
Multi-currency Accounts
With a Wise Account you receive a unique set of account details with which you can get paid like a local. Together with an account number, you’ll receive a SWIFT, BSB, routing and/or sort code and anything else needed to receive funds in those currencies.
Domestic & International - Share these for someone to pay you in the same currency by local bank transfer.
- United States dollar
- British pound
- Euro
- Australian dollar
- Canadian dollar
- Hungarian forint
- New Zealand dollar
- Singapore dollar
- Turkish lira
International Only - Share these for someone to pay you any currency Wise supports by SWIFT transfer.
- United Arab Emirates dirham
- Bulgarian lev
- Swiss franc
- Chinese yuan
- Czech koruna
- Danish krone
- Hong Kong dollar
- Israeli shekel
- Japanese yen
- Norwegian krone
- Polish złoty
- Swedish krona
- Ugandan shilling
- South African rand
Wise Travel debit card
The Wise debit card are free to set up and use. And there's never any monthly fee and minimum balance to worry about.
You get two free ATM withdrawals worldwide up to a max amount every 30 days, then a charge on additional withdrawals.
Auto-convert any currency - Spend in any currency and the Wise smart tech will auto-convert it with the lowest possible fee.
Unlike practically all other Travel cards you can pay foreign currency into this card via your own personal foreign bank accounts.
What Savings Can You Expect?
Savings on Wise money transfers are substantial relative to banks and traditional money changers, although the amounts saved will of course depend on how much is being transferred.
Wise advertises that its transfers are “up to 8 times cheaper” than those performed by banks, but what does that mean in real currency terms? How many dollars, pounds, francs or pesos are we talking about? Let’s take a look.
When compared with other FX specialists, Wise consistently ranks near the very top for savings on international payments, across a range of currencies and amounts.
Although Wise won’t be the absolute cheapest on every currency route, it will at least show you exactly how much you are being charged in currency terms before you make your decision, which is more than can be said for banks or traditional money changers, who hide all sorts of charges within the exchange rates offered.
The Wise card let's you spend anywhere, with low conversion fees. Buy things online in any currency, or pay for things on holiday. If you don’t have the currency you need in your Wise Account, they’ll auto-convert it with the lowest possible fee.
USD to NZD Market Data
US dollar (USD) to New Zealand dollar (NZD) market data - latest interbank exchange rate, trend, chart & historic rates.
Sell USD →
Buy NZD
1 USD
=
1.6887We compare provider deals to this wholesale mid-market rate. Read more
NZD▼-0.1%
14d-highs
USD to NZD at 1.6918 is 2.3% below its 3-month average of 1.7314, having traded in a fairly volatile 8.5% range from 1.6646 to 1.8068
|Tracker
| Date | USD/NZD | Change | Period |
|---|---|---|---|
25 Apr 2025 | 1.6762 | 1.2% ▲ | 2 Week |
08 Feb 2025 | 1.7665 | 3.9% ▼ | 3 Month |
09 May 2024 | 1.6569 | 2.4% ▲ | 1 Year |
10 May 2020 | 1.6283 | 4.2% ▲ | 5 Year |
12 May 2015 | 1.3532 | 25.4% ▲ | 10 Year |
14 May 2005 | 1.4039 | 20.9% ▲ | 20 Year |
What are equivalent amounts of USD and NZD?
Here are some popular conversion amounts for USD to NZD (US dollar to New Zealand dollar)*.
| USD | NZD |
|---|---|
| $ 592.20 | NZ$ 1,000 |
| $ 2,961 | NZ$ 5,000 |
| $ 11,844 | NZ$ 20,000 |
| $ 59,220 | NZ$ 100,000 |
More amounts
*Converted at the current USDNZD interbank exchange rate. Calculate actual payout amounts for Send Money and Travel Money exchange rates.
Forecasts for USD to NZD
The current exchange rate forecast for the USD to NZD stands at 1.6918, which is 2.3% below its three-month average of 1.7314. Analysts note that this level reflects volatility, with trading occurring in an 8.5% range from 1.6646 to 1.8068 recently. The U.S. dollar (USD) has shown strength following the Federal Reserve's decision to hold interest rates steady, with indications that rates could remain elevated in response to trade policy impacts. Market sentiment suggests that if Fed officials signal continued support for high rates, the USD may appreciate further.
Read our full review of recent USD to NZD forecasts.
How to get a good USD to NZD exchange rate
There are several ways to save on exchange rates when converting US dollar to New Zealand dollar:
- Shop around for the best USD/NZD exchange rate: Exchange rates can vary significantly between different currency exchange providers, so it's important to compare rates from different sources before making a conversion.
- Timing is important: Keep an eye on the USD/NZD rate on currency markets, as exchange rates can fluctuate frequently. Try to make your transactions when the exchange rate is in your favor. You can do this easily with our BER Smart Rate Tracker.
- Use a credit/debit or travel card that doesn't charge foreign transaction fees: Some credit cards charge additional fees for transactions made in a foreign currency, so it's important to check with your card issuer to see if they charge these fees and what their exchange rate is.
- Use a multi-currency account: Having a multi-currency account allows you to hold and transfer money in both USD and NZD at close to the interbank rate. It also allows you to make payments or withdrawals in the local currency while avoiding high conversion fees.
- Buy currency in advance: If you know that you will need foreign currency in the future, consider buying it in advance when the exchange rate is favorable.
The key is reducing excessive costs and fees
Generally speaking, if you are buying New Zealand dollar with US dollar, then it's better for the USD/NZD exchange rate to be higher.
However working against you are the fees all foreign exchange providers charge for providing their service. These fees is usually contained within the exchange rate margin (or difference to the mid-rate).
The transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.
Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.
Read our Currency guide to New Zealand — a practical currency and money guide to travel in New Zealand plus living and doing business with the New Zealand dollar.
It's worth noting that while these tips can help you save on exchange rates, it's important to be aware that no single method is guaranteed to provide the best exchange rate in every situation, and it may require some research and comparison-shopping to find the best option for your specific needs.
Will the US dollar rise against the New Zealand dollar?
It is almost impossible to predict what an exchange rate will do in the future, the best approach is to monitor the currency markets and transact when an exchange rate moves in your favour.
To help with this you can add USD/NZD to your personalised Rate Tracker to track and benefit from currency movements.
Track Rate
Rather than requiring you to set a target rate, our Rate Alerts keep you informed of recent trends and movements of currency pairs.
Add rates to your Rate Tracker and select to receive an daily email (mon-fri) or when a rate is trending
Currency Country Guides
| United States (USD) | New Zealand (NZD) |  Cook Islands (NZD) |
 Niue (NZD) |  Pitcairn (NZD) |  Tokelau (NZD) |
Is New Zealand a cheap place to live?
The cost of living in New Zealand can vary depending on the location and lifestyle of the individual, however, it is generally considered to be relatively expensive compared to some other countries.
It is worth noting that the cost of living in New Zealand can vary depending on the region and lifestyle you choose to live. Some smaller towns and rural areas might have more affordable cost of living than the big cities.
The cost of housing, particularly in larger cities such as Auckland and Wellington, can be high.
Food and transportation costs are also relatively high, although prices for some goods and services such as clothing and electronics may be lower than in other developed countries.
Additionally, wages in New Zealand tend to be lower than in some other developed countries, which can make it more difficult for some people to afford the cost of living.
What is the cost of living in New Zealand?
The cost of living in New Zealand varies depending on which city you live in, but overall it is relatively expensive. The most expensive city in New Zealand is Auckland, followed by Wellington and Christchurch.
How is the expat life in New Zealand?
Expat life in New Zealand is very good. The people are friendly and welcoming, and there are many opportunities to meet other expats. There is a strong expat community in New Zealand, and many events and activities are organized specifically for expats.
Any laws in New Zealand that foreigners should be aware of?
There are several laws in New Zealand that foreigners should be aware of. These laws include the Immigration Act 2009, the Customs and Excise Act 1996, and the Biosecurity Act 1993.
What is doing business like in New Zealand?
The business environment in New Zealand is generally quite good. The country ranks highly in the World Bank's "ease of doing business" rankings, and there is a strong culture of entrepreneurship and innovation. However, there are some challenges that businesses may face, such as a relatively high cost of living and a small domestic market.
How is the economy in New Zealand?
The economy in New Zealand is growing at a steady pace, with low unemployment and inflation. However, there are concerns about the high level of household debt and the housing market.
Read more at our New Zealand (NZD) country guide
Related exchange rates
Forecasts disclaimer: Please be advised that the forecasts and analysis of market data presented on BestExchangeRates.com are solely a review and compilation of forecasts from various market experts and economists. These forecasts are not meant to reflect the opinions or views of BestExchangeRates.com or its affiliates, nor should they be construed as a recommendation or advice to engage in any financial transactions. Read more
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