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    New Zealand - New Zealand dollar - Currency Guide


    Foreign exchange guide to New Zealand and the New Zealand dollar (NZD)


    USD/NZD Trend (90-day)

    USD to NZD at 1.3967 has fallen 1.9% below its 90-day average, range 1.3896-1.4637.

    The below interactive chart displays the USD/NZD trend and UP DOWN HIGH LOW alerts

    USD to NZD Currency Trend Chart

    General Currency Info - New Zealand dollar

    The New Zealand dollar is informally called the ‘kiwi’ by foreign exchange traders and analysts due to the kiwi bird, which is native to New Zealand, being something of a national symbol for the country. The kiwi bird is also depicted on New Zealand’s one-dollar coin.

    Although the New Zealand dollar is considered one of the eight FX ‘majors’, it is actually only the world’s eleventh most traded currency. Further to the other seven majors – the US dollar, euro, yen, pound, Australian dollar, Canadian dollar and Swiss franc – the New Zealand dollar also falls behind the Mexican peso, the Chinese yuan and the Swedish krona in its share of the foreign exchange market (around 2%). The currencies of China and Mexico are not considered majors due to their emerging market status, while the krona’s market share has only exceeded that of the New Zealand dollar fairly recently (in 2016, according to the Bank for International Settlements) and is therefore not yet considered ahead of New Zealand’s currency.

    In the past two decades, the New Zealand dollar’s lowest value against the US dollar occurred in October 2000 when the NZD/USD exchange rate traded at just 0.3901. The currency’s two-decade high occurred in August 2011 when NZD/USD reached 0.8842.

    Among the majors, the New Zealand dollar is considered a riskier currency, which means that its value will fall against the larger majors (especially JPY, USD, CHF, GBP and EUR) during periods of economic uncertainty or when global geopolitical risk is elevated, or during bouts of high market volatility.


    NZD Forecasts and Trends

    In mid-October the NZ dollar surged to US71¢ on the news from Statistics NZ that quarterly CPI rose 2.2 per cent and annual inflation accelerated to 4.9 per cent. The uptick in the NZD comes from expectations the RBNZ may raise interest rates more than and sooner than expected.

    NZD Outlook

    US dollar to New Zealand dollar - Historical Rates

    USD/NZD wasChangePeriod
    13 Oct 2021
    2.8% 2 Weeks
    29 Jul 2021
    2.2% 90 Days
    27 Oct 2020
    6.5% 1 Year
    28 Oct 2016
    0.1% 5 Years
    30 Oct 2011
    14.3% 10 Years
    01 Nov 2001
    42% 20 Years
    USD/NZD change over periods to 27-Oct-2021

    $10,000 USD
    NZ$13,939 NZD

    Converted at USD/NZD interbank rate, compare Send Money and Currency Exchange exchange rates.

    USD to NZD - Quick Amounts

    Sell USD   →   Buy NZD
    $ 1 NZ$ 1.3939
    $ 5 NZ$ 6.9695
    $ 10 NZ$ 13.94
    $ 20 NZ$ 27.88
    $ 50 NZ$ 69.70
    $ 100 NZ$ 139.39
    $ 250 NZ$ 348.48
    $ 500 NZ$ 696.95
    $ 1,000 NZ$ 1,394
    $ 2,000 NZ$ 2,788
    $ 5,000 NZ$ 6,970
    $ 10,000 NZ$ 13,939
    $ 20,000 NZ$ 27,878
    $ 50,000 NZ$ 69,695
    $ 100,000 NZ$ 139,390
    $ 0.7174 NZ$ 1
    $ 3.5870 NZ$ 5
    $ 7.1740 NZ$ 10
    $ 14.35 NZ$ 20
    $ 35.87 NZ$ 50
    $ 71.74 NZ$ 100
    $ 179.35 NZ$ 250
    $ 358.70 NZ$ 500
    $ 717.40 NZ$ 1,000
    $ 1,435 NZ$ 2,000
    $ 3,587 NZ$ 5,000
    $ 7,174 NZ$ 10,000
    $ 14,348 NZ$ 20,000
    $ 35,870 NZ$ 50,000
    $ 71,740 NZ$ 100,000

    More amounts


    Frequently Asked Questions


    What currency should I use in New Zealand?

    The domestic currency in New Zealand is the New Zealand dollar.

    What is the New Zealand dollar currency code and symbol?

    The three letter currency code for the New Zealand dollar is NZD — symbol is NZ$.

    Which countries use the New Zealand dollar?

    It is the domestic currency in    New Zealand,   Cook Islands,   Niue,   Pitcairn and Tokelau.

    Is the New Zealand dollar a closed currency?

    No, the New Zealand dollar is freely available and convertible. See guide: What is a closed currency?


    Travel, Currency and Money saving tips for New Zealand

    New Zealand is a popular destination and is inexpensive and offers a lot of ways to save money. The locals are friendly and helpful. Getting around by bus is also fairly cheap, however eating out can be expensive so budget travelers may want to learn to cook. Getting around with flights is also fairly expensive as there is not much competition among airlines.

    Credit cards are accepted across the country and ATMs are frequently available in cities and towns, though some of New Zealand's highlights are in its beautiful countryside. If you prefer not to carry your main credit card on you at all times a Prepaid Travel Card can be useful to purchase before arrival.


    Travel money for New Zealand

    Save money and time by Ordering your New Zealand dollar online from Travelex, you get better rates and can pick up the NZD cash locally or even on travel day at the airport.

    Another popular option is to use a Pre-paid Travel Card. Your Debit/Credit Card provider will charge you 2% from market mid-rate, but your bank may also charge an extra 3% as an “Overseas Transaction Charge” plus “Overseas ATM” fees for withdrawing cash.

    For card purchases if offered a choice of currencies always select to Pay in New Zealand dollar otherwise you may get much worst exchange rates.


    Send Money to New Zealand - Best Rates

    To get a good (and fair) exchange rate when sending money to New Zealand you need to find and compare exchange rates for International Money Transfers (IMTs).

    The available FX rates for sending money abroad can be very different to the mid-market (wholesale) rate which you see reported online and in the News.

    You should especially compare your own bank's exchange rates to those available from Money Transfer specialists to see how much you can save - we make that calculation easy in the below table.

    Get a better deal for foreign transfers to New Zealand

    When sending money to New Zealand it’s important to compare your bank’s rates & fees with those we have negotiated with our partner money transfer providers. To get a better deal you should follow these 4 simple steps :

    1. Open an account with a BER reviewed FX provider (id docs may be required)
    2. You specify the local or New Zealand dollar amount you want to transfer
    3. Make a local currency domestic transfer for the requested amount to the provider's bank account in your country
    4. Once your funds are received by the provider the converted NZD amount will be transfered to the recipient account you specify in New Zealand.

    Use the above Send to New Zealand dollar calculator to compare the exchange rates of FX specialist providers rates versus your bank's standard rates you can hopefully save around 5% and maybe more - end result is more New Zealand dollar deposited into the recipient bank account and less margins and fees kept by the banks!

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