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    Best USD to NZD Exchange Rates Compared Live

    The live mid-rate USD to NZD exchange rate is 1.7440. Compare currency conversion rates - Reduce FX costs.

    USD-NZD Best Exchange Rates
     

     
    USD has surged against NZD, trading near 30-day lows at approximately 1.7438. Strong inflation figures in the US are prompting heightened expectations for interest rate adjustments. FX analysts suggest a cautious outlook for NZD amid a robust USD backdrop. 15-Feb

     
     

    What is the best Send Money conversion rate for USD to NZD?

    The best USD to NZD exchange rate is our partner deal rate of 1.7353 from OFX . This is -0.5% compared to the mid-market rate 1.7440.

    The standard OFX USD-NZD rate is 1.7055, -2.2% from the mid-rate. Visit OFX here to secure the better rate.

    As exchange rates can vary significantly between banks and also between currency exchange providers, it's therefore important to carefully compare US dollar (USD) to New Zealand dollar (NZD) rates from different sources before making a conversion.

    How do USD-NZD rates compare between providers?

    Looking at our comparison table the best USD to NZD exchange rate is 1.7353 from OFX, -0.5% from the mid-market rate 1.7440. The next best rate is 1.7335 from XE, -0.6% from the mid-rate. Wise with 1.7327 is -0.65% from the mid-rate.

    The Western Union rate is 1.7266 which is -1% from the mid-rate.

    Among the banks, the Citibank rate is 1.6793 at -3.7%, the Chase Bank rate is 1.6096 at -7.7%, and the Wells Fargo Bank rate is 1.5991 at -8.3% from the mid-rate.

    It's important to note that exchange rates also fluctuate frequently due to market conditions. Additionally, banks and foreign exchange providers often apply a margin to the exchange rate, resulting in a less favorable rate for customers compared to the mid-market rate. For more competitive rates, you might consider using a specialized currency exchange service or platforms that offer rates closer to the mid-market rate.

     

    Compare Rates

     

    The Dollar to Kiwi comparison table above makes it easy to compare the Total Fees (both variable and fixed) you are being charged by banks and other foreign exchange providers against the latest USD-NZD mid-rate (see Market Data below ) and the possible savings of using various providers. 

     
     
     

    USD to NZD Market Data

    US dollar (USD) to New Zealand dollar (NZD) market data - latest interbank exchange rate, trend, chart & historic rates.

     
    Sell USD   →   Buy NZD
    1 USD =
    1.7440We compare provider deals to this wholesale mid-market rate. Read more
    NZD
    -1.0% since yesterday
    30d-lows
    USD to NZD is at 30-day lows near 1.7438, just below its 3-month average, having traded in a relatively stable 6.7% range from 1.6872 to 1.7996
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    DateUSD/NZDChangePeriod
    31 Jan 2025
    1.7737
    0.9% 2 Week
    16 Nov 2024
    1.7058
    3% 3 Month
    15 Feb 2024
    1.6364
    7.4% 1 Year
    16 Feb 2020
    1.5514
    13.3% 5 Year
    17 Feb 2015
    1.3262
    32.5% 10 Year
    19 Feb 2005
    1.3864
    26.8% 20 Year
    USD/NZD historic rates & change to 14-Feb-2025
     

    What are equivalent amounts of USD and NZD?

    Here are some popular conversion amounts for USD to NZD (US dollar to New Zealand dollar)*.

    USD NZD
    $ 1 NZ$ 1.7440
    $ 5 NZ$ 8.7200
    $ 10 NZ$ 17.44
    $ 20 NZ$ 34.88
    $ 50 NZ$ 87.20
    $ 100 NZ$ 174.40
    $ 250 NZ$ 436.00
    $ 500 NZ$ 872.00
    $ 1,000 NZ$ 1,744
    $ 2,000 NZ$ 3,488
    $ 5,000 NZ$ 8,720
    $ 10,000 NZ$ 17,440
    $ 20,000 NZ$ 34,880
    $ 50,000 NZ$ 87,200
    $ 100,000 NZ$ 174,400
    USD NZD
    $ 0.5734 NZ$ 1
    $ 2.8670 NZ$ 5
    $ 5.7340 NZ$ 10
    $ 11.47 NZ$ 20
    $ 28.67 NZ$ 50
    $ 57.34 NZ$ 100
    $ 143.35 NZ$ 250
    $ 286.70 NZ$ 500
    $ 573.40 NZ$ 1,000
    $ 1,147 NZ$ 2,000
    $ 2,867 NZ$ 5,000
    $ 5,734 NZ$ 10,000
    $ 11,468 NZ$ 20,000
    $ 28,670 NZ$ 50,000
    $ 57,340 NZ$ 100,000

    More amounts

    *Converted at the current USDNZD interbank exchange rate. Calculate actual payout amounts for Send Money and Travel Money exchange rates.

     
     

    Forecasts for USD to NZD

     

    The recent surge of the US dollar (USD) against other major currencies, including the New Zealand dollar (NZD), has been driven by stronger-than-expected inflation figures in the US. Market analysts noted that January's inflation data prompt a recalibration of expectations surrounding Federal Reserve interest rate cuts alongside heightened risk of potential tariffs under the Trump administration, which may create further upward pressure on US interest rates. As a result, economists predict continuation of USD strength, with institutions like JPMorgan and Goldman Sachs anticipating a bullish trend. The USD/NZD exchange rate currently reflects this surge, trading near 30-day lows at approximately 1.7438, just below the three-month average, signaling a shift in market dynamics.

    Read our full review of recent USD to NZD forecasts.

     
    NZD to USD flags

    How to get a good USD to NZD exchange rate

    There are several ways to save on exchange rates when converting US dollar to New Zealand dollar:

    1. Shop around for the best USD/NZD exchange rate: Exchange rates can vary significantly between different currency exchange providers, so it's important to compare rates from different sources before making a conversion.
    2. Timing is important: Keep an eye on the USD/NZD rate on currency markets, as exchange rates can fluctuate frequently. Try to make your transactions when the exchange rate is in your favor. You can do this easily with our BER Smart Rate Tracker.
    3. Use a credit/debit or travel card that doesn't charge foreign transaction fees: Some credit cards charge additional fees for transactions made in a foreign currency, so it's important to check with your card issuer to see if they charge these fees and what their exchange rate is.
    4. Use a multi-currency account: Having a multi-currency account allows you to hold and transfer money in both USD and NZD at close to the interbank rate. It also allows you to make payments or withdrawals in the local currency while avoiding high conversion fees.
    5. Buy currency in advance: If you know that you will need foreign currency in the future, consider buying it in advance when the exchange rate is favorable.

    The key is reducing excessive costs and fees

    Generally speaking, if you are buying New Zealand dollar with US dollar, then it's better for the USD/NZD exchange rate to be higher.

    However working against you are the fees all foreign exchange providers charge for providing their service. These fees is usually contained within the exchange rate margin (or difference to the mid-rate).

    The transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

    Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

    Read our Currency guide to New Zealand — a practical currency and money guide to travel in New Zealand plus living and doing business with the New Zealand dollar.

    It's worth noting that while these tips can help you save on exchange rates, it's important to be aware that no single method is guaranteed to provide the best exchange rate in every situation, and it may require some research and comparison-shopping to find the best option for your specific needs.

    Multi-Vendor Quote

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    Click below for the Request Quotes form and enter your transfer details (BER account required).

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    Save time and money - fewer websites to visit and you get a much better exchange rate & service.

    Compare Rates

    Will the US dollar rise against the New Zealand dollar?

    It is almost impossible to predict what an exchange rate will do in the future, the best approach is to monitor the currency markets and transact when an exchange rate moves in your favour.

    To help with this you can add USD/NZD to your personalised Rate Tracker to track and benefit from currency movements.

     
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    Rather than requiring you to set a target rate, our Rate Alerts keep you informed of recent trends and movements of currency pairs.

    Add rates to your Rate Tracker and select to receive an daily email (mon-fri) or when a rate is trending

     
     

    Currency Country Guides

    United StatesUnited States (USD)New ZealandNew Zealand (NZD)Cook IslandsCook Islands (NZD)
    NiueNiue (NZD)PitcairnPitcairn (NZD)TokelauTokelau (NZD)
     

    Is New Zealand a cheap place to live?

    The cost of living in New Zealand can vary depending on the location and lifestyle of the individual, however, it is generally considered to be relatively expensive compared to some other countries.

    It is worth noting that the cost of living in New Zealand can vary depending on the region and lifestyle you choose to live. Some smaller towns and rural areas might have more affordable cost of living than the big cities.

    Read more at our New Zealand (NZD) country guide

       
     
     

    Forecasts disclaimer: Please be advised that the forecasts and analysis of market data presented on BestExchangeRates.com are solely a review and compilation of forecasts from various market experts and economists. These forecasts are not meant to reflect the opinions or views of BestExchangeRates.com or its affiliates, nor should they be construed as a recommendation or advice to engage in any financial transactions. Read more

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