The live mid-rate USD to NZD exchange rate is 1.6770. Compare currency conversion rates - Reduce FX costs.
The best USD to NZD exchange rate is our partner deal rate of 1.6686 from OFX . This is -0.5% compared to the mid-market rate 1.6770.
The standard OFX USD-NZD rate is 1.6392, -2.3% from the mid-rate. Visit OFX here to secure the better rate.
As exchange rates can vary significantly between banks and also between currency exchange providers, it's therefore important to carefully compare US dollar (USD) to New Zealand dollar (NZD) rates from different sources before making a conversion.
Looking at our comparison table the best USD to NZD exchange rate is 1.6686 from OFX, -0.5% from the mid-market rate 1.6770. The next best rate is 1.6669 from XE, -0.6% from the mid-rate. Then Wise with 1.6661 is -0.65% from the mid-rate.
The Western Union rate is 1.6602 which is -1% from the mid-rate.
Among the banks, the Chase Bank rate is 1.547 at -7.8%, the Wells Fargo Bank rate is 1.5369 at -8.4%, and the Citibank rate is 1.614 at -3.8% compared to the mid-rate 1.6770.
It's important to note that exchange rates also fluctuate frequently due to market conditions. Additionally, banks and foreign exchange providers often apply a margin to the exchange rate, resulting in a less favorable rate for customers compared to the mid-market rate. For more competitive rates, you might consider using a specialized currency exchange service or platforms that offer rates closer to the mid-market rate.
The Dollar to Kiwi comparison table above makes it easy to compare the Total Fees (both variable and fixed) you are being charged by banks and other foreign exchange providers against the latest USD-NZD mid-rate (see Market Data below ) and the possible savings of using various providers.
US dollar (USD) to New Zealand dollar (NZD) market data - latest interbank exchange rate, trend, chart & historic rates.
| Date | USD/NZD | Change | Period |
|---|---|---|---|
16 May 2025 | 1.7007 | 1.4% ▼ | 2 Week |
01 Mar 2025 | 1.7876 | 6.2% ▼ | 3 Month |
30 May 2024 | 1.6352 | 2.5% ▲ | 1 Year |
31 May 2020 | 1.6136 | 3.9% ▲ | 5 Year |
02 Jun 2015 | 1.3935 | 20.3% ▲ | 10 Year |
04 Jun 2005 | 1.4266 | 17.5% ▲ | 20 Year |
Here are some popular conversion amounts for USD to NZD (US dollar to New Zealand dollar)*.
| USD | NZD |
|---|---|
| $ 596.30 | NZ$ 1,000 |
| $ 2,982 | NZ$ 5,000 |
| $ 11,926 | NZ$ 20,000 |
| $ 59,630 | NZ$ 100,000 |
More amounts
*Converted at the current USDNZD interbank exchange rate. Calculate actual payout amounts for Send Money and Travel Money exchange rates.
Recent forecasts for the USD to NZD exchange rate indicate a complex interplay of factors influencing both currencies. Analysts have noted a strengthening US dollar (USD) fueled by a risk-averse market mood as investors seek safety amid increased geopolitical uncertainty. The anticipation of the latest FOMC minutes may further reinforce the Federal Reserve's hawkish stance on interest rates, providing downside support for the USD. However, the impact of potentially disappointing GDP growth figures could revitalize recession fears, ultimately weighing on the dollar's strength.
Read our full review of recent USD to NZD forecasts.
There are several ways to save on exchange rates when converting US dollar to New Zealand dollar:
Generally speaking, if you are buying New Zealand dollar with US dollar, then it's better for the USD/NZD exchange rate to be higher.
However working against you are the fees all foreign exchange providers charge for providing their service. These fees is usually contained within the exchange rate margin (or difference to the mid-rate).
The transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.
Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.
Read our Currency guide to New Zealand — a practical currency and money guide to travel in New Zealand plus living and doing business with the New Zealand dollar.
It's worth noting that while these tips can help you save on exchange rates, it's important to be aware that no single method is guaranteed to provide the best exchange rate in every situation, and it may require some research and comparison-shopping to find the best option for your specific needs.
It is almost impossible to predict what an exchange rate will do in the future, the best approach is to monitor the currency markets and transact when an exchange rate moves in your favour.
To help with this you can add USD/NZD to your personalised Rate Tracker to track and benefit from currency movements.
Rather than requiring you to set a target rate, our Rate Alerts keep you informed of recent trends and movements of currency pairs.
Add rates to your Rate Tracker and select to receive an daily email (mon-fri) or when a rate is trending
| United States (USD) | New Zealand (NZD) |  Cook Islands (NZD) |
 Niue (NZD) |  Pitcairn (NZD) |  Tokelau (NZD) |
The cost of living in New Zealand can vary depending on the location and lifestyle of the individual, however, it is generally considered to be relatively expensive compared to some other countries.
It is worth noting that the cost of living in New Zealand can vary depending on the region and lifestyle you choose to live. Some smaller towns and rural areas might have more affordable cost of living than the big cities.
The cost of housing, particularly in larger cities such as Auckland and Wellington, can be high.
Food and transportation costs are also relatively high, although prices for some goods and services such as clothing and electronics may be lower than in other developed countries.
Additionally, wages in New Zealand tend to be lower than in some other developed countries, which can make it more difficult for some people to afford the cost of living.
The cost of living in New Zealand varies depending on which city you live in, but overall it is relatively expensive. The most expensive city in New Zealand is Auckland, followed by Wellington and Christchurch.
Expat life in New Zealand is very good. The people are friendly and welcoming, and there are many opportunities to meet other expats. There is a strong expat community in New Zealand, and many events and activities are organized specifically for expats.
There are several laws in New Zealand that foreigners should be aware of. These laws include the Immigration Act 2009, the Customs and Excise Act 1996, and the Biosecurity Act 1993.
The business environment in New Zealand is generally quite good. The country ranks highly in the World Bank's "ease of doing business" rankings, and there is a strong culture of entrepreneurship and innovation. However, there are some challenges that businesses may face, such as a relatively high cost of living and a small domestic market.
The economy in New Zealand is growing at a steady pace, with low unemployment and inflation. However, there are concerns about the high level of household debt and the housing market.
Read more at our New Zealand (NZD) country guide
Forecasts disclaimer: Please be advised that the forecasts and analysis of market data presented on BestExchangeRates.com are solely a review and compilation of forecasts from various market experts and economists. These forecasts are not meant to reflect the opinions or views of BestExchangeRates.com or its affiliates, nor should they be construed as a recommendation or advice to engage in any financial transactions. Read more
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