The best USD to NZD rate is 1.6125, and is the current mid-market exchange rate. We help you compare US dollar to New Zealand dollar rates and costs to this live market rate.
In this Dollar to kiwi (USD/NZD) rate guide:
USD to NZD 
Exchange rates can vary significantly between different currency exchange providers, so it's important to compare US dollar (USD) to New Zealand dollar (NZD) rates from different sources before making a conversion.
The below Rate Comparison Table makes it easy to compare the Total Cost you are being charged on Dollar to kiwi currency rates and the possible savings of using various providers.
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US dollar (USD) to New Zealand dollar (NZD) market data - latest interbank mid-rate, trend, chart & historic rates.
| Date | USD/NZD | Change | Period |
|---|---|---|---|
16 Nov 2023 | 1.6765 | 3.1% ▼ | 2 Week |
01 Sep 2023 | 1.6790 | 3.2% ▼ | 3 Month |
30 Nov 2022 | 1.5839 | 2.6% ▲ | 1 Year |
01 Dec 2018 | 1.4542 | 11.7% ▲ | 5 Year |
02 Dec 2013 | 1.2210 | 33% ▲ | 10 Year |
05 Dec 2003 | 1.5518 | 4.7% ▲ | 20 Year |
The USD to NZD exchange rate has been a subject of keen interest among FX analysts and economists, particularly with the U.S. dollar demonstrating considerable strength throughout the past year on the back of a solid U.S. economy and attractive Treasury yields. According to a Reuters Poll of Forex Strategists, despite the dollar's bouts of weakness, its resilience is underscored by prevailing concerns over global growth and the economic situation in China, which have dampened risk appetite. This has propelled the dollar to robust positions against many major currencies. However, as we approach year-end and look towards 2024, the market view suggests a potential change in the wind. There is a widely shared expectation that the dollar may undergo a modest weakening against major currencies, especially as the Federal Reserve nears its first anticipated interest rate cut. This forecasted pivot in the Fed's monetary policy aligns with a broader economic landscape characterized by a mix of slowing growth, corporate risks, and geopolitical uncertainties that could influence currency valuations.
Read our full USD to NZD forecasts analysis
There are several ways to save on exchange rates when converting US dollar to New Zealand dollar:
Generally speaking, if you are buying New Zealand dollar with US dollar, then it's better for the USD/NZD exchange rate to be higher.
However working against you are the fees all foreign exchange providers charge for providing their service. These fees is usually contained within the exchange rate margin (or difference to the mid-rate).
The transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.
Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.
It's worth noting that while these tips can help you save on exchange rates, it's important to be aware that no single method is guaranteed to provide the best exchange rate in every situation, and it may require some research and comparison-shopping to find the best option for your specific needs.
It is almost impossible to predict what an exchange rate will do in the future, the best approach is to monitor the currency markets and transact when an exchange rate moves in your favour.
To help with this you can add USD/NZD to your personalised BER Smart Rate Tracker to track and benefit from currency movements.
Rather than requiring you to set a target rate, our FX Alerts work differently. Once you add a currency pair for tracking in your watchlist we can select to be notified daily for any UP▲ DOWN▼ HIGH▲ LOW▼ alerts over a range of periods over the recent 90 days.
Read our Currency guide to New Zealand - a practical currency and money guide to travel, living and doing business in New Zealand with the New Zealand dollar.
| United States (USD) | New Zealand (NZD) |  Cook Islands (NZD) |
 Niue (NZD) |  Pitcairn (NZD) |  Tokelau (NZD) |
The cost of living in New Zealand can vary depending on the location and lifestyle of the individual, however, it is generally considered to be relatively expensive compared to some other countries.
It is worth noting that the cost of living in New Zealand can vary depending on the region and lifestyle you choose to live. Some smaller towns and rural areas might have more affordable cost of living than the big cities.
Read more at our New Zealand (NZD) country guide
Forecasts disclaimer: Please be advised that the forecasts and analysis of market data presented on BestExchangeRates.com are solely a review and compilation of forecasts from various market experts and economists. These forecasts are not meant to reflect the opinions or views of BestExchangeRates.com or its affiliates, nor should they be construed as a recommendation or advice to engage in any financial transactions. Read more
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