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    Best USD to NZD Exchange Rates

    The best USD to NZD rate is 1.6125, and is the current mid-market exchange rate. We help you compare US dollar to New Zealand dollar rates and costs to this live market rate.

    In this Dollar to kiwi (USD/NZD) rate guide:

    Compare exchange rates - USD to NZD

    Exchange rates can vary significantly between different currency exchange providers, so it's important to compare US dollar (USD) to New Zealand dollar (NZD) rates from different sources before making a conversion.

    The below Rate Comparison Table makes it easy to compare the Total Cost you are being charged on Dollar to kiwi currency rates and the possible savings of using various providers.


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    @bestfxrates : 📉 USD to NZD hovers near 90-day lows at 1.6240. Despite a strong USD in 2023, market views suggest a modest weakening into 2024 as the Fed eyes rate cuts. FX analysts see a cautious but optimistic rally for the NZD from Q2 2024, with RBNZ's policies potentially favoring gains. #ForexUpdate #USDtoNZD

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    USD to NZD Market Data

    US dollar (USD) to New Zealand dollar (NZD) market data - latest interbank mid-rate, trend, chart & historic rates.

    1 USD =
    1.6125We compare provider deals to this wholesale mid-market rate. Read more
    USD to NZD is at 90-day lows near 1.6128, 4.1% below its 3-month average of 1.6818, having traded in a relatively stable 6.9% range from 1.6128 to 1.7235
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    90-DAY LOW
    7-DAY -2.5%
    16 Nov 2023
    3.1% 2 Week
    01 Sep 2023
    3.2% 3 Month
    30 Nov 2022
    2.6% 1 Year
    01 Dec 2018
    11.7% 5 Year
    02 Dec 2013
    33% 10 Year
    05 Dec 2003
    4.7% 20 Year
    USD/NZD historic rates & change to 30-Nov-2023

    Forecasts for USD to NZD

    USDNZD chart
    90-DAY LOW
    7-DAY -2.5%

    The USD to NZD exchange rate has been a subject of keen interest among FX analysts and economists, particularly with the U.S. dollar demonstrating considerable strength throughout the past year on the back of a solid U.S. economy and attractive Treasury yields. According to a Reuters Poll of Forex Strategists, despite the dollar's bouts of weakness, its resilience is underscored by prevailing concerns over global growth and the economic situation in China, which have dampened risk appetite. This has propelled the dollar to robust positions against many major currencies. However, as we approach year-end and look towards 2024, the market view suggests a potential change in the wind. There is a widely shared expectation that the dollar may undergo a modest weakening against major currencies, especially as the Federal Reserve nears its first anticipated interest rate cut. This forecasted pivot in the Fed's monetary policy aligns with a broader economic landscape characterized by a mix of slowing growth, corporate risks, and geopolitical uncertainties that could influence currency valuations.

    Read our full USD to NZD forecasts analysis

    NZD and flag

    How to get a good USD to NZD exchange rate

    There are several ways to save on exchange rates when converting US dollar to New Zealand dollar:

    1. Shop around for the best USD/NZD exchange rate: Exchange rates can vary significantly between different currency exchange providers, so it's important to compare rates from different sources before making a conversion.
    2. Timing is important: Keep an eye on the USD/NZD rate on currency markets, as exchange rates can fluctuate frequently. Try to make your transactions when the exchange rate is in your favor. You can do this easily with our BER Smart Rate Tracker.
    3. Use a credit/debit or travel card that doesn't charge foreign transaction fees: Some credit cards charge additional fees for transactions made in a foreign currency, so it's important to check with your card issuer to see if they charge these fees and what their exchange rate is.
    4. Use a multi-currency account: Having a multi-currency account allows you to hold and transfer money in both USD and NZD at close to the interbank rate. It also allows you to make payments or withdrawals in the local currency while avoiding high conversion fees.
    5. Buy currency in advance: If you know that you will need foreign currency in the future, consider buying it in advance when the exchange rate is favorable.

    The key is reducing excessive costs and fees

    Generally speaking, if you are buying New Zealand dollar with US dollar, then it's better for the USD/NZD exchange rate to be higher.

    However working against you are the fees all foreign exchange providers charge for providing their service. These fees is usually contained within the exchange rate margin (or difference to the mid-rate).

    The transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

    Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

    It's worth noting that while these tips can help you save on exchange rates, it's important to be aware that no single method is guaranteed to provide the best exchange rate in every situation, and it may require some research and comparison-shopping to find the best option for your specific needs.

    Will the US dollar rise against the New Zealand dollar?

    It is almost impossible to predict what an exchange rate will do in the future, the best approach is to monitor the currency markets and transact when an exchange rate moves in your favour.

    To help with this you can add USD/NZD to your personalised BER Smart Rate Tracker to track and benefit from currency movements.

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    Rather than requiring you to set a target rate, our FX Alerts work differently. Once you add a currency pair for tracking in your watchlist we can select to be notified daily for any UP DOWN HIGH LOW alerts over a range of periods over the recent 90 days.

    Read our Currency guide to New Zealand - a practical currency and money guide to travel, living and doing business in New Zealand with the New Zealand dollar.


    Country Currency Guides

    United StatesUnited States (USD)New ZealandNew Zealand (NZD)Cook IslandsCook Islands (NZD)
    NiueNiue (NZD)PitcairnPitcairn (NZD)TokelauTokelau (NZD)

    Is New Zealand a cheap place to live?

    The cost of living in New Zealand can vary depending on the location and lifestyle of the individual, however, it is generally considered to be relatively expensive compared to some other countries.

    It is worth noting that the cost of living in New Zealand can vary depending on the region and lifestyle you choose to live. Some smaller towns and rural areas might have more affordable cost of living than the big cities.

    Read more at our New Zealand (NZD) country guide


    Forecasts disclaimer: Please be advised that the forecasts and analysis of market data presented on BestExchangeRates.com are solely a review and compilation of forecasts from various market experts and economists. These forecasts are not meant to reflect the opinions or views of BestExchangeRates.com or its affiliates, nor should they be construed as a recommendation or advice to engage in any financial transactions. Read more

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