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Understanding the Table:
The comparison table above helps you see the total cost of your Wells Fargo Bank currency transaction by showing the exchange rates offered by different providers. It also makes it easy to spot potential savings from market-leading FX services compared to bank rates.
To see a full list of available providers, simply enter your transaction type, details and click ‘GET RATES’.
Wells Fargo has several bank codes that may be used for receiving foreign wire transfers, depending on the currency and location of the sending bank. Here are some of the most common codes used for Wells Fargo:
SWIFT Code: WFBIUS6S: This code is used for receiving wire transfers in U.S. dollars from foreign banks.
ABA Routing Number: 121000248: This code is used for receiving wire transfers in U.S. dollars from banks located within the United States.
CHIPS UID: 0509: This code is used for receiving wire transfers in U.S. dollars from foreign banks that are members of the Clearing House Interbank Payments System (CHIPS).
Fedwire ABA Routing Number: 121000248: This code is used for receiving wire transfers in U.S. dollars from banks located outside of the United States.
It's important to note that specific bank codes may vary depending on the currency and location of the sending bank, and it's recommended to confirm the correct codes with Wells Fargo before initiating a wire transfer. Additionally, Wells Fargo may charge fees for receiving wire transfers, so it's important to check the current fees and policies before initiating a transaction.
Wells Fargo offers several credit cards with different foreign transaction fees. Here are some examples:
Wells Fargo Propel American Express Card: This card charges no foreign transaction fees, making it a good option for travelers who frequently make purchases in foreign currencies.
Wells Fargo Visa Signature Card: Similar to the Propel American Express Card, this card also does not charge foreign transaction fees.
Wells Fargo Cash Wise Visa Card: This card charges a foreign transaction fee of 3% of each transaction in U.S. dollars.
Wells Fargo Platinum Card: Similar to the Cash Wise Visa Card, this card also charges a foreign transaction fee of 3% of each transaction in U.S. dollars.
It's important to note that credit card terms and conditions can change, so it's always a good idea to check the current fees and policies before applying for or using a credit card for foreign transactions.
If you wish to save on exchange rates and foreign ATM fees then you should consider the 
Wise multi-currency card.
How much does it really cost to live, work, or travel in ? Here's what to expect for daily expenses and expat living.
Travel Guide to the European Union (ISO Code: EU)
For travelers planning a one-week mid-range stay in the European Union, it's advisable to budget around €900 to €1,200, which provides a comfortable range for exploring culture, dining, and accommodation. While expenses can vary widely depending on the specific country within the EU, you can expect typical daily expenses to be around:
In general, the EU can be considered an average to slightly expensive destination for visitors. Compared to the United States, travelers might find prices for dining and transportation in major cities like Paris or Berlin to be similar, although entertainment and attractions can be pricier. When stacked against the UK, one might notice that costs in London tend to be higher, particularly in accommodation and dining, whereas some Eastern European countries could offer better value for money.
Expat Guide to Living in the European Union
For expats moving to the EU, the typical monthly living costs can vary significantly based on location but generally range from €1,500 to €2,500. Major cities like Berlin or Barcelona might push the higher end of this range, while smaller towns can be more budget-friendly. Essential costs include rent, utilities, groceries, and transportation, all of which should be considered when planning a financial budget.
When it comes to banking and managing money, cashless transactions are widely accepted, and it's advisable to use a credit or debit card with no foreign transaction fees for convenience. While local exchanges are viable, opting for online transfer services like Wise or OFX can offer better rates and lower fees for sending/receiving money internationally, ensuring you retain more value from your funds. Always keep an eye on conversions to euro (EUR), as using the local currency often yields the best rates when settling bills.
View a full list of exchange rates by selecting your Base (from) currency:
