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Understanding the Table:
The comparison table above helps you see the total cost of your Wells Fargo Bank currency transaction by showing the exchange rates offered by different providers. It also makes it easy to spot potential savings from market-leading FX services compared to bank rates.
To see a full list of available providers, simply enter your transaction type, details and click ‘GET RATES’.
Wells Fargo has several bank codes that may be used for receiving foreign wire transfers, depending on the currency and location of the sending bank. Here are some of the most common codes used for Wells Fargo:
SWIFT Code: WFBIUS6S: This code is used for receiving wire transfers in U.S. dollars from foreign banks.
ABA Routing Number: 121000248: This code is used for receiving wire transfers in U.S. dollars from banks located within the United States.
CHIPS UID: 0509: This code is used for receiving wire transfers in U.S. dollars from foreign banks that are members of the Clearing House Interbank Payments System (CHIPS).
Fedwire ABA Routing Number: 121000248: This code is used for receiving wire transfers in U.S. dollars from banks located outside of the United States.
It's important to note that specific bank codes may vary depending on the currency and location of the sending bank, and it's recommended to confirm the correct codes with Wells Fargo before initiating a wire transfer. Additionally, Wells Fargo may charge fees for receiving wire transfers, so it's important to check the current fees and policies before initiating a transaction.
Wells Fargo offers several credit cards with different foreign transaction fees. Here are some examples:
Wells Fargo Propel American Express Card: This card charges no foreign transaction fees, making it a good option for travelers who frequently make purchases in foreign currencies.
Wells Fargo Visa Signature Card: Similar to the Propel American Express Card, this card also does not charge foreign transaction fees.
Wells Fargo Cash Wise Visa Card: This card charges a foreign transaction fee of 3% of each transaction in U.S. dollars.
Wells Fargo Platinum Card: Similar to the Cash Wise Visa Card, this card also charges a foreign transaction fee of 3% of each transaction in U.S. dollars.
It's important to note that credit card terms and conditions can change, so it's always a good idea to check the current fees and policies before applying for or using a credit card for foreign transactions.
If you wish to save on exchange rates and foreign ATM fees then you should consider the 
Wise multi-currency card.
How much does it really cost to live, work, or travel in ? Here's what to expect for daily expenses and expat living.
Travelers planning a mid-range stay in French Polynesia, an enchanting South Pacific paradise, should budget approximately $2,500 to $3,000 for a one-week visit. This estimation includes accommodation, meals, activities, and some leisure expenses. Here’s a breakdown of typical daily expenses you might encounter in the local currency, the CFP franc (XPF):
Overall, French Polynesia is considered expensive to visit compared to countries like the United States, where daily expenses might be lower due to greater availability of budget options. Compared to the UK, prices can be somewhat similar, but French Polynesia tends to offer fewer budget-friendly choices. In contrast, Australia may provide a balance, wherein daily spending can vary significantly based on location and lifestyle choices.
For expats settling in French Polynesia, monthly living costs can average around XPF 200,000 to 300,000 depending on lifestyle preferences and housing choices. Key expenses include rent, utilities, groceries, and leisure activities. Remember that while local markets and shops can be more expensive for imports, fresh produce is often affordable and high-quality.
When it comes to banking, using international credit or debit cards is widely accepted, although it's best to have some cash on hand for small vendors or markets. Transfer services like Wise and OFX often provide better exchange rates and lower fees compared to traditional banks, making them a more viable option for sending or receiving funds. However, currency exchange done locally may yield competitive rates, especially in larger towns. It’s prudent to compare options and choose the method that best suits your needs to ensure smooth and cost-effective transactions while living in this beautiful destination.
View a full list of exchange rates by selecting your Base (from) currency:
