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Understanding the Table:
The comparison table above helps you see the total cost of your Wells Fargo Bank currency transaction by showing the exchange rates offered by different providers. It also makes it easy to spot potential savings from market-leading FX services compared to bank rates.
To see a full list of available providers, simply enter your transaction type, details and click ‘GET RATES’.
Wells Fargo has several bank codes that may be used for receiving foreign wire transfers, depending on the currency and location of the sending bank. Here are some of the most common codes used for Wells Fargo:
SWIFT Code: WFBIUS6S: This code is used for receiving wire transfers in U.S. dollars from foreign banks.
ABA Routing Number: 121000248: This code is used for receiving wire transfers in U.S. dollars from banks located within the United States.
CHIPS UID: 0509: This code is used for receiving wire transfers in U.S. dollars from foreign banks that are members of the Clearing House Interbank Payments System (CHIPS).
Fedwire ABA Routing Number: 121000248: This code is used for receiving wire transfers in U.S. dollars from banks located outside of the United States.
It's important to note that specific bank codes may vary depending on the currency and location of the sending bank, and it's recommended to confirm the correct codes with Wells Fargo before initiating a wire transfer. Additionally, Wells Fargo may charge fees for receiving wire transfers, so it's important to check the current fees and policies before initiating a transaction.
Wells Fargo offers several credit cards with different foreign transaction fees. Here are some examples:
Wells Fargo Propel American Express Card: This card charges no foreign transaction fees, making it a good option for travelers who frequently make purchases in foreign currencies.
Wells Fargo Visa Signature Card: Similar to the Propel American Express Card, this card also does not charge foreign transaction fees.
Wells Fargo Cash Wise Visa Card: This card charges a foreign transaction fee of 3% of each transaction in U.S. dollars.
Wells Fargo Platinum Card: Similar to the Cash Wise Visa Card, this card also charges a foreign transaction fee of 3% of each transaction in U.S. dollars.
It's important to note that credit card terms and conditions can change, so it's always a good idea to check the current fees and policies before applying for or using a credit card for foreign transactions.
If you wish to save on exchange rates and foreign ATM fees then you should consider the 
Wise multi-currency card.
How much does it really cost to live, work, or travel in ? Here's what to expect for daily expenses and expat living.
If you're planning a week-long mid-range stay in the beautiful archipelago of Seychelles, budgeting around 14,000 to 20,000 SCR (Seychellois Rupee) should suffice for a comfortable and enjoyable trip. This amount would cover various activities and indulgences. Here are some typical daily expenses you might encounter:
Overall, Seychelles can be considered an average to slightly expensive destination compared to global standards, especially due to its unique island paradise appeal. In comparison to the United States and Australia, a trip to Seychelles can be pricier; while a mid-range meal may run you about $15 in the U.S. or AUD $20 in Australia, you might find that meals in Seychelles can start at around 15-30% higher, heavily influenced by the cost of food imports and tourism-related expenses.
For expats contemplating a longer stay in Seychelles, typical monthly living costs can range from 30,000 to 50,000 SCR, which would cover rent, utilities, transportation, and groceries for a comfortable lifestyle. When it comes to managing finances, it's essential to choose your banking options wisely. Familiarize yourself with local banks and ATMs but also consider using international bank accounts that minimize fees for overseas withdrawals.
Credit and debit cards are widely accepted, but carrying some cash is advisable for smaller transactions and local markets. For sending and receiving money internationally, using online transfer services like Wise or OFX often proves to be more cost-effective than exchanging money locally. This is due to lower fees and favorable exchange rates offered by these platforms compared to traditional banks or currency exchange services. Overall, combining cash and a reliable digital transfer service can provide flexibility and savings during your stay in Seychelles.
View a full list of exchange rates by selecting your Base (from) currency:
