Compare live exchange rates, provider costs and current currency market data before you exchange.
Live provider rate comparison
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Western Union supports cash pickup, bank deposit, debit-card and mobile-wallet delivery on eligible routes. Customers can send online, through the app or at an agent location.
Fees, rates and speed vary by sending country, destination, amount, payment and payout method. Western Union states that it makes money from foreign exchange.
Use the live estimator for the actual sending market and recipient option.
Eligible cash pickup and mobile-wallet transfers can arrive within minutes. Bank or card delivery may take up to several business days, depending on the route and funding method.
Only send to someone you know and trust. Identity checks, compliance reviews, agent opening hours and bank processing can delay a transfer, and recovery may be impossible after payout.
As exchange rates can vary significantly between banks and also between currency exchange providers, it's therefore important to carefully compare US dollar (USD) to Indian rupee (INR) rates from different sources before making a conversion.
The above Western Union - Dollar to Rupee comparison table makes it easy to compare the Total Fees (both variable and fixed) you are being charged by Western Union and other foreign exchange providers against the latest USD-INR mid-rate and the possible savings of using various providers.
Looking at the full USD to INR - Send Money comparison table the provider with the best USD to INR exchange rate is XE at 95.23, -0.61% from the latest mid-market rate 95.81.
The next best is Wise at 94.75, -1.1% from the mid-rate.
Then Western Union at 93.89, which is -2% from the mid-rate.
Among the banks the Chase Bank rate is 79.38 at -17.1% the Wells Fargo Bank rate is 78.81 at -17.7% and the Citibank rate is 83.22 at -13.1% compared to the mid-rate 95.81.
It's important to note that exchange rates also fluctuate frequently due to market conditions. Additionally, banks and foreign exchange providers often apply a margin to the exchange rate, resulting in a less favorable rate for customers compared to the mid-market rate. For more competitive rates, you might consider using a specialized currency exchange service like Western Union or platforms that offer rates closer to the mid-market rate.
Choose your starting currency
Select the currency you have to see its complete exchange-rate directory.