Analysis of recent dollar → rupiah forecasts for 2025. We collate forecasts from respected FX analysts together with the latest US dollar to Indonesian rupiah performance and trends.
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The best USD to IDR exchange rate is 16148.77 from XE.
As exchange rates can vary significantly between banks and also between currency exchange providers, it's therefore important to carefully compare US dollar (USD) to Indonesian rupiah (IDR) rates from different sources before making a conversion.
Looking at our comparison table the best USD to IDR exchange rate is 16148.77 from XE. The next best rate is 16140.65 from Wise. Then Western Union with 15986.31.
Among the banks, the Chase Bank rate is 14579.1 compared to the mid-rate 16,246.
It's important to note that exchange rates also fluctuate frequently due to market conditions. Additionally, banks and foreign exchange providers often apply a margin to the exchange rate, resulting in a less favorable rate for customers compared to the mid-market rate. For more competitive rates, you might consider using a specialized currency exchange service or platforms that offer rates closer to the mid-market rate.
The Dollar to Rupiah comparison table above makes it easy to compare the Total Fees (both variable and fixed) you are being charged by banks and other foreign exchange providers against the latest USD-IDR mid-rate (see Market Data below ) and the possible savings of using various providers.
US dollar (USD) to Indonesian rupiah (IDR) market data - latest interbank exchange rate, trend, chart & historic rates.
| Date | USD/IDR | Change | Period |
|---|---|---|---|
09 May 2025 | 16544.80 | 1.5% ▼ | 2 Week |
22 Feb 2025 | 16302.10 | 0% ▲ | 3 Month |
23 May 2024 | 16101.93 | 1.2% ▲ | 1 Year |
24 May 2020 | 14666.12 | 11.2% ▲ | 5 Year |
26 May 2015 | 13211.98 | 23.4% ▲ | 10 Year |
28 May 2005 | 9292.77 | 75.4% ▲ | 20 Year |
Here are some popular conversion amounts for USD to IDR (US dollar to Indonesian rupiah)*.
*Converted at the current USDIDR interbank exchange rate. Calculate actual payout amounts for Send Money and Travel Money exchange rates.
The USD to IDR exchange rate has recently come under significant pressure, with the US dollar trading at 90-day lows near 16,246 IDR, approximately 2.0% below its three-month average of 16,570 IDR. Analysts attribute this decline to growing uncertainty surrounding US trade policies, as fears of an escalating trade war impact market sentiment. The recent announcement of tariffs by President Trump, including a 32% duty on Indonesian goods, contributes to the downward pressure experienced by the Indonesian rupiah, which has hit historical lows against the dollar.
Read our full review of recent USD to IDR forecasts.
There are several ways to save on exchange rates when converting US dollar to Indonesian rupiah:
Generally speaking, if you are buying Indonesian rupiah with US dollar, then it's better for the USD/IDR exchange rate to be higher.
However working against you are the fees all foreign exchange providers charge for providing their service. These fees is usually contained within the exchange rate margin (or difference to the mid-rate).
The transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.
Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.
Read our Currency guide to Indonesia — a practical currency and money guide to travel in Indonesia plus living and doing business with the Indonesian rupiah.
It's worth noting that while these tips can help you save on exchange rates, it's important to be aware that no single method is guaranteed to provide the best exchange rate in every situation, and it may require some research and comparison-shopping to find the best option for your specific needs.
It is almost impossible to predict what an exchange rate will do in the future, the best approach is to monitor the currency markets and transact when an exchange rate moves in your favour.
To help with this you can add USD/IDR to your personalised Rate Tracker to track and benefit from currency movements.
Rather than requiring you to set a target rate, our Rate Alerts keep you informed of recent trends and movements of currency pairs.
Add rates to your Rate Tracker and select to receive an daily email (mon-fri) or when a rate is trending
| United States (USD) | Indonesia (IDR) |
The cost of living in Indonesia is relatively affordable. Expenses such as food, transportation, and housing are relatively cheap when compared to other countries in Southeast Asia.
The expat life in Indonesia is quite good. Many people who come here find that the country has a lot to offer in terms of culture and lifestyle. The cost of living is also relatively low, which makes it an attractive destination for many people. There are a number of different neighborhoods and areas to choose from when living in Indonesia, so there is something to suit everyone's taste.
There is a law in Indonesia that foreigners should be aware of called the "Law on Anti-Money Laundering and Combating the Financing of Terrorism". This law requires all financial institutions to report any suspicious transactions to the Financial Intelligence Unit.
Business in Indonesia can be quite challenging due to the country's complex bureaucracy, lack of infrastructure, and Although Indonesian is the national language, English is also widely spoken in business circles.
The economy in Indonesia is growing at a robust pace despite global economic headwinds. Indonesia's Gross Domestic Product (GDP) expanded by 5.0 percent year-on-year in the third quarter of 2016, after registering a 5.2 percent growth in the previous quarter. This was the seventh consecutive quarter of economic expansion above the 5.0 percent mark. The main drivers of growth were private consumption and investment, which grew by 5.3 percent and 5.5 percent respectively. The Indonesian economy is expected to continue growing at a strong pace in the coming years, supported by continued favorable demographics, strong domestic demand, and an improving investment climate.
Read more at our Indonesia (IDR) country guide
Forecasts disclaimer: Please be advised that the forecasts and analysis of market data presented on BestExchangeRates.com are solely a review and compilation of forecasts from various market experts and economists. These forecasts are not meant to reflect the opinions or views of BestExchangeRates.com or its affiliates, nor should they be construed as a recommendation or advice to engage in any financial transactions. Read more
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