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AUD/CAD - Rate Guide

Australian Dollar to Canadian Dollar exchange rates aren't all the same.

The total cost you are charged by your bank or foreign exchange provider consists of a margin from the interbank mid-rate plus fees. These margins and fees vary significantly for International Money Transfers and Travel Money transactions as shown below.

 

AUD/CAD Exchange Rates and Providers Compared

This guide to the Australian Dollar to Canadian Dollar exchange rate with 90-day chart & alerts, historic rates, forecasts and AUD to CAD comparison tables for foreign transfers and travel money rates and fees on offer by banks and foreign exchange providers. Calculate amounts and rate margins with the AUD/CAD Calculator.

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AUD/CAD - 90 Day Rate Alerts

1 AUD = 0.8979 CAD

14-DAY LOWS 1-DAY DOWN 1.3%
AUD/CAD over the last 90 days

View AUD/CAD - Interactive Chart

Exchange rates can vary significantly depending on the transaction type (transfer, cash or card), currency pair and amount. The below table shows an example of total costs charged by FX specialists and banks for AUD/CAD International Money Transfers. Costs are calculated against the current interbank mid-rate.

 
Foreign Transfer ProvidersReceive CAD(C$)Exchange RateFee AUDTotal CostDeal Links
WorldFirst logo
8,934 CAD
Best Overall
0.893400.5%
OFX (OzForex) logo
8,907 CAD
27 CAD
0.89070^0.8%
TorFX logo
8,777 CAD
157 CAD
0.877702.25%
Westpac logo
8,844.28 CAD
90 CAD
0.8862201.5%
ANZ Bank logo
8,721.27 CAD
213 CAD
0.8737182.87%
BankSA International Money Transfers
BankSA logo
8,647.66 CAD
286 CAD
0.866520.013.69%
Bank of Melbourne International Money Transfers
Bank of Melbourne logo
8,646.8 CAD
287 CAD
0.8665213.7%
Banks - Average Rate
National Australia Bank (nab) logo Westpac logo ANZ Bank logo Commonwealth Bank (CBA) logo St George Bank logo Bank of Melbourne logo BankSA logo
8,636 CAD
298 CAD
0.8652153.82%
National Australia Bank (nab) logo
8,601.04 CAD
333 CAD
0.862224.21%
Commonwealth Bank (CBA) logo
8,505.89 CAD
428 CAD
0.85116 5.27%
St George Bank logo
8,485 CAD
449 CAD
0.8502205.5%
 

WorldFirst logo

WorldFirst: Foreign Transfer AUD→CAD
From Amount:10,000 AUD
Fee:
Exchange Rate:0.8934 (0.5% from mid-rate)
To Amount:8,934 CAD
Total Cost:0.5%
Time:8:00 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.6/5.0
Reviews:
 

OFX (OzForex) logo

OFX (OzForex): Foreign Transfer AUD→CAD
From Amount:10,000 AUD
Fee:0^ - No fees for BestExchangeRates users (normally $15 for transfers over $10K)
Exchange Rate:0.8907 (0.8% from mid-rate)
To Amount:8,907 CAD
Total Cost:0.8%
Difference:
27 CAD less than using WorldFirst
Time:
Rate Fetched: 8:00 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.8/5.0
Reviews:
 

TorFX logo

TorFX: Foreign Transfer AUD→CAD
From Amount:10,000 AUD
Fee:0
Exchange Rate:0.8777 (2.25% from mid-rate)
To Amount:8,777 CAD
Total Cost:2.25%
Difference:
157 CAD less than using WorldFirst
Time:8:00 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone
Rating:
 
: 4.7/5.0
Reviews:
 

Westpac logo

Westpac: Foreign Transfer AUD→CAD
From Amount:10,000 AUD
Fee:20
Exchange Rate:0.8862 (1.3% from mid-rate)
To Amount:8,844.28 CAD
Total Cost:1.5%
Difference:
90 CAD less than using WorldFirst
Time:
Rate Fetched: website - Mon Apr 15 2019 01:04:04 GMT+0000 (UTC)
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 2/5.0
Reviews:
 

ANZ Bank logo

ANZ Bank: Foreign Transfer AUD→CAD
From Amount:10,000 AUD
Fee:18
Exchange Rate:0.8737 (2.7% from mid-rate)
To Amount:8,721.27 CAD
Total Cost:2.87%
Difference:
213 CAD less than using WorldFirst
Time:
Rate Fetched: website - Sun Sep 22 2019 07:03:05 GMT+0000 (UTC)
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 3/5.0
Reviews:
 

BankSA logo

BankSA: Foreign Transfer AUD→CAD
From Amount:10,000 AUD
Fee:20.01
Exchange Rate:0.8665 (3.5% from mid-rate)
To Amount:8,647.66 CAD
Total Cost:3.69%
Difference:
286 CAD less than using WorldFirst
Time:
Rate Fetched: website - 8:00 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Bank of Melbourne logo

Bank of Melbourne: Foreign Transfer AUD→CAD
From Amount:10,000 AUD
Fee:21
Exchange Rate:0.8665 (3.5% from mid-rate)
To Amount:8,646.8 CAD
Total Cost:3.7%
Difference:
287 CAD less than using WorldFirst
Time:
Rate Fetched: website - 8:00 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Banks - Average Rate

Foreign Transfer AUD→CAD
From Amount:10,000 AUD
Fee:15
Exchange Rate:0.8711 (2.98% from mid-rate)
To Amount:8,636 CAD
Total Cost:3.82%
Difference:
298 CAD less than using WorldFirst
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
 

National Australia Bank (nab) logo

National Australia Bank (nab): Foreign Transfer AUD→CAD
From Amount:10,000 AUD
Fee:22
Exchange Rate:0.862 (4% from mid-rate)
To Amount:8,601.04 CAD
Total Cost:4.21%
Difference:
333 CAD less than using WorldFirst
Time:
Rate Fetched: website - Sun Sep 22 2019 07:05:02 GMT+0000 (UTC)
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 2.1/5.0
Reviews:
 

Commonwealth Bank (CBA) logo

Commonwealth Bank (CBA): Foreign Transfer AUD→CAD
From Amount:10,000 AUD
Fee:6
Exchange Rate:0.8511 (5.21% from mid-rate)
To Amount:8,505.89 CAD
Total Cost:5.27%
Difference:
428 CAD less than using WorldFirst
Time:
Rate Fetched: website - Sun Sep 22 2019 07:02:02 GMT+0000 (UTC)
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 1.2/5.0
Reviews:
 

St George Bank logo

St George Bank: Foreign Transfer AUD→CAD
From Amount:10,000 AUD
Fee:20
Exchange Rate:0.8502 (5.31% from mid-rate)
To Amount:8,485 CAD
Total Cost:5.5%
Difference:
449 CAD less than using WorldFirst
Time:
Rate Fetched: website - 8:00 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 1/5.0
Reviews:
 
Snapshot 09/22/2019 - See full table

Example of the margins and possible savings when you order travel money online with a currency specialist rather than in-person from banks and currency kiosks.

Travel Money ProvidersAmount CAD(C$)Exchange RateFee AUDTotal CostDeal Links
Westpac logo
877.34 CAD
Compare
0.8862A$102.29%
Australia Post logo
866.50 CAD
11 CAD
0.8665$0 BPay, Card 0.72%-1%3.5%
ANZ Bank logo
864.96 CAD
12 CAD
0.8737A$103.67%
Travel Money Oz logo
862.10 CAD
15 CAD
0.8621A$03.99%
Bank of Melbourne Foreign Currency
Bank of Melbourne logo
853.50 CAD
24 CAD
0.8665A$154.94%
BankSA Foreign Currency
BankSA logo
853.50 CAD
24 CAD
0.8665A$154.94%
Banks - Average Rate
Westpac logo ANZ Bank logo Commonwealth Bank (CBA) logo St George Bank logo National Australia Bank (nab) logo Bank of Melbourne logo BankSA logo
852.83 CAD
25 CAD
0.8633105.02%
Travelex Online AU logo
847.60 CAD
30 CAD
0.8476$0 BPay, Card 0.72%-1%5.6%
Commonwealth Bank (CBA) logo
842.09 CAD
35 CAD
0.8506A$106.22%
National Australia Bank (nab) logo
841.50 CAD
36 CAD
0.85106.28%
St George Bank logo
836.95 CAD
40 CAD
0.8497A$156.79%
 

Westpac logo

Westpac: Travel Money AUD→CAD
From Amount:1,000 AUD
Fee:A$10 AUD (1%)
Exchange Rate:0.8862 (1.3% from mid-rate)
To Amount:877.34 CAD
Total Cost:2.29%
Time:
Rate Fetched: website - Mon Apr 15 2019 01:04:04 GMT+0000 (UTC)
Currency Services:Branch
Delivery/Collect:-
Rating:
 
: 2/5.0
Reviews:
 

Australia Post logo

Australia Post: Travel Money AUD→CAD
From Amount:1,000 AUD
Fee:$0 BPAY, 0.77% MasterCard debit, 0.94% MasterCard credit, 0.72% Visa debit and 1% Visa credit
Exchange Rate:0.8665 (3.5% from mid-rate)
To Amount:866.50 CAD
Total Cost:3.5%
Time:8:00 Local
Currency Services:Online order, Branch pickup, $10 fee for orders under $1000
Delivery/Collect:2-3 days
Rating:
 
: 4/5.0
Reviews:
 

ANZ Bank logo

ANZ Bank: Travel Money AUD→CAD
From Amount:1,000 AUD
Fee:A$10 AUD (1%)
Exchange Rate:0.8737 (2.7% from mid-rate)
To Amount:864.96 CAD
Total Cost:3.67%
Time:
Rate Fetched: website - Sun Sep 22 2019 07:03:05 GMT+0000 (UTC)
Currency Services:Branch
Delivery/Collect:-
Rating:
 
: 3/5.0
Reviews:
 

Travel Money Oz logo

Travel Money Oz: Travel Money AUD→CAD
From Amount:1,000 AUD
Fee:A$0 AUD (0 BPay, Credit Card 1%)
Exchange Rate:0.8621 (3.99% from mid-rate)
To Amount:862.10 CAD
Total Cost:3.99%
Time:
Rate Fetched: 8:00 Local
Currency Services:Online order, Branch pickup
Delivery/Collect:3-5 days
Rating:
 
: 4.2/5.0
Reviews:
 

Bank of Melbourne logo

Bank of Melbourne: Travel Money AUD→CAD
From Amount:1,000 AUD
Fee:A$15 AUD (Minimum fee)
Exchange Rate:0.8665 (3.5% from mid-rate)
To Amount:853.50 CAD
Total Cost:4.94%
Time:
Rate Fetched: website - 8:00 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

BankSA logo

BankSA: Travel Money AUD→CAD
From Amount:1,000 AUD
Fee:A$15 AUD (Minimum fee)
Exchange Rate:0.8665 (3.5% from mid-rate)
To Amount:853.50 CAD
Total Cost:4.94%
Time:
Rate Fetched: website - 8:00 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

Banks - Average Rate

Travel Money AUD→CAD
From Amount:1,000 AUD
Fee:10
Exchange Rate:0.8535 (4.94% from mid-rate)
To Amount:852.83 CAD
Total Cost:5.02%
Currency Services:Branch
Delivery/Collect:-
 

Travelex Online AU logo

Travelex Online AU: Travel Money AUD→CAD
From Amount:1,000 AUD
Fee:$0 BPAY, 0.77% MasterCard debit, 0.94% MasterCard credit, 0.72% Visa debit and 1% Visa credit
Exchange Rate:0.8476 (5.6% from mid-rate)
To Amount:847.60 CAD
Total Cost:5.6%
Time:
Rate Fetched: Sun Sep 22 2019 08:00:14 GMT+0000 (UTC)
Currency Services:FREE Home delivery & Branch pickup
Delivery/Collect:2-3 days
Rating:
 
: 4.3/5.0
Reviews:
 

Commonwealth Bank (CBA) logo

Commonwealth Bank (CBA): Travel Money AUD→CAD
From Amount:1,000 AUD
Fee:A$10 AUD (1%)
Exchange Rate:0.8506 (5.27% from mid-rate)
To Amount:842.09 CAD
Total Cost:6.22%
Time:
Rate Fetched: website - Sun Sep 22 2019 07:02:02 GMT+0000 (UTC)
Currency Services:Branch
Delivery/Collect:-
Rating:
 
: 1.2/5.0
Reviews:
 

National Australia Bank (nab) logo

National Australia Bank (nab): Travel Money AUD→CAD
From Amount:1,000 AUD
Fee:10
Exchange Rate:0.8500 (5.33% from mid-rate)
To Amount:841.50 CAD
Total Cost:6.28%
Time:
Rate Fetched: website - 8:00 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
 
: 2.1/5.0
Reviews:
 

St George Bank logo

St George Bank: Travel Money AUD→CAD
From Amount:1,000 AUD
Fee:A$15 AUD (Minimum fee)
Exchange Rate:0.8497 (5.37% from mid-rate)
To Amount:836.95 CAD
Total Cost:6.79%
Time:
Rate Fetched: website - 8:00 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
 
: 1/5.0
Reviews:
 
Snapshot 09/22/2019 - See full table

AUD / CAD converter & margin calculator

A$AUD
C$CAD
mid-rates

Compare how much you can save on AUD/CAD exchange rates for:

Foreign Transfers Travel Money

Foreign Transfers Travel Money

Australian Dollar

Canadian Dollar

1 AUD 0.8979 CAD
5 AUD 4.4895 CAD
10 AUD 8.9790 CAD
20 AUD 17.96 CAD
50 AUD 44.90 CAD
100 AUD 89.79 CAD
250 AUD 224.48 CAD
500 AUD 448.95 CAD
1,000 AUD 897.90 CAD
2,000 AUD 1,795.80 CAD
5,000 AUD 4,489.50 CAD
10,000 AUD 8,979.00 CAD
50,000 AUD 44,895.00 CAD
100,000 AUD 89,790.00 CAD
See more

Australian Dollar

Canadian Dollar

1.1138 AUD 1 CAD
5.5690 AUD 5 CAD
11.14 AUD 10 CAD
22.28 AUD 20 CAD
55.69 AUD 50 CAD
111.38 AUD 100 CAD
278.45 AUD 250 CAD
556.90 AUD 500 CAD
1,113.80 AUD 1,000 CAD
2,227.60 AUD 2,000 CAD
5,569.00 AUD 5,000 CAD
11,138.00 AUD 10,000 CAD
55,690.00 AUD 50,000 CAD
111,380.00 AUD 100,000 CAD
See more
Country Guides (AUD & CAD)
AustraliaAustralia (AUD)CanadaCanada (CAD)Christmas IslandChristmas Island (AUD)
Cocos Keeling IslandsCocos Keeling Islands (AUD)Heard And McDonald IslandsHeard And McDonald Islands (AUD)KiribatiKiribati (AUD)
NauruNauru (AUD)Norfolk IslandNorfolk Island (AUD)TuvaluTuvalu (AUD)

AUD/CAD - Historical Trends

This table shows historic rates and trends of Australian Dollar to Canadian Dollar over periods upto 10 years.

PeriodChange*AUD/CADDate
1 Day-0.3%0.900519 Sep 2019
7 Day-1.8%0.914013 Sep 2019
30 Day-0.4%0.901621 Aug 2019
3 Month-2.1%0.917222 Jun 2019
1 Year-4.6%0.940620 Sep 2018
5 Year-8.3%0.979021 Sep 2014
10 Year-3.8%0.933322 Sep 2009

*For period to 20-Sep 21UTC when AUD/CAD was 0.8977

You can use our AUD interactive charts to check AUDCAD historic trends.

Get a Better FX Deal when you Send and Spend Abroad.

 

AUD and CAD in the Markets

When determining the best time to make a foreign exchange transaction, in this case the AUD vs CAD, you should pay attention to the recent market trends for both currencies.

 

Australian Dollar (AUD)

In early August the Australian dollar sunk to a 10 year low of 67¢ (Aug-7) to the US dollar. This was due to the offshore yuan breaking the symbolic and closely watched USD/CNY = 7.0 exchange rate, after the trade war flared up again and the US labelled China a "currency manipulator".

Investors have sold AUD in recent months as they’ve bet on aggressive interest-rate cuts by the Reserve Bank of Australia. These bets paid off: the RBA cut its cash rate in both June and July to a record low of 1 percent.

Lower borrowing costs are necessary, investors believe, in light of persistently soft domestic data and the fallout from a US-China trade standoff that shows no sign of nearing an end.

AUD will continue to track changes in interest-rate expectations. Economists expect at least one further cut this year and many expect two by early 2020. After July's cut, the RBA hinted it would leave rates unchanged for several months.

Interestingly, AUD has decoupled from commodity prices in 2019. The price of iron ore (Australia’s largest export) nears multi-year highs while AUD languishes.

Further RBA interest rate cuts this year are now a certainty, and that doesn’t bode well for currency valuations. Westpac has predicted three cuts this year.

Read more in the article AUD Forecasts.

 

Canadian Dollar (CAD)

The Canadian dollar stormed ahead in the second half of June, rising to a 16-week high against the US dollar and to 8-month highs against the euro, pound, Australian and New Zealand dollars. Against the Aussie, a minimal additional increase would take CAD to a 9-year high.

Supporting the loonie was a 10 percent rise in the oil price (oil is among Canada’s most exported products but is volatile and can’t be relied upon), a large and welcome jump in inflation, and dovishness at major central banks of the world, including the Federal Reserve, ECB and RBA.

Any delay to Canadian ratification of the USMCA trade deal (already accepted by Mexico) is likely to depress sentiment on Canada’s currency.

Read more in the article CAD Forecasts.

Why can't I just get the AUD/CAD market rate I see online or in the media?

The mid-rate is the rate you will see quoted online or the news. It is actually just the half-way point (hence mid-rate) between the last rate at which the AUD / CAD was traded (bought or sold) in the international markets.

All foreign exchange providers charge a fee for providing their service and this fee is usually contained within the exchange rate margin (or difference to the mid-rate). Some providers such as Transferwise will quote you the mid-rate (or close to) and charge a separate percentage fee.

Getting a good market rate is mainly about timing however the transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

We help you Compare & Save Money on Exchange Rates.

 

View all AUD Exchange Rates