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AUD to CAD - Rate Guide

Australian Dollar to Canadian Dollar exchange rates aren't all the same.

The total cost you are charged by your bank or foreign exchange provider consists of a margin from the interbank mid-rate plus fees. These margins and fees vary significantly for International Money Transfers and Travel Money transactions as shown below.

 

AUD/CAD update & alerts

1 AUD = 0.9016 CAD

AUD to CAD - Trading Range (90 Day)
no alerts
90-DAY TREND: At 0.9011 AUD/CAD is trading near the average 0.9001 with a range 0.8865 to 0.9141. There are no current alerts. Updated: 08:01-AEDT 21:01-GMT 16:01-EST

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AUD/CAD Exchange Rates and Providers Compared

This guide to the Australian Dollar to Canadian Dollar exchange rate with 90-day chart & alerts, historic rates, forecasts and AUD to CAD comparison tables for foreign transfers and travel money rates and fees on offer by banks and foreign exchange providers. If you want to calculate equivalent amounts in foreign currencies or rate margins then use our AUD/CAD Quick Calculator.

Exchange rates can vary significantly depending on the transaction type (transfer, cash or card), currency pair and amount. The below table shows an example of total costs charged by FX specialists and banks for AUD/CAD International Money Transfers. Costs are calculated against the current interbank mid-rate.

 
  

AUD to CAD International Money Transfers

  

Foreign Transfer ProvidersReceive CAD(C$)Exchange RateFee AUDTotal CostDeal Links
OFX (OzForex) logo
C$8,943
Best Overall
0.89430^0.8%
WorldFirst logo
C$8,970
C$27 more
0.89700.5%
TorFX logo
C$8,857
C$86 less
0.885701.75%
Westpac logo
C$8,844.28
C$99 less
0.8862201.89%
ANZ Bank logo
C$8,723.27
C$220 less
0.8739183.24%
BankSA International Money Transfers
BankSA logo
C$8,681.59
C$261 less
0.869920.013.7%
Bank of Melbourne International Money Transfers
Bank of Melbourne logo
C$8,680.73
C$262 less
0.8699213.71%
Banks - Average Rate
National Australia Bank (nab) logo Westpac logo ANZ Bank logo Commonwealth Bank (CBA) logo St George Bank logo Bank of Melbourne logo BankSA logo
C$8,656
C$287 less
0.8671153.99%
National Australia Bank (nab) logo
C$8,607.02
C$336 less
0.8626224.53%
Commonwealth Bank (CBA) logo
C$8,536.87
C$406 less
0.85426 5.3%
St George Bank logo
C$8,515.93
C$427 less
0.8533205.54%
 

OFX (OzForex) logo

OFX (OzForex): Foreign Transfer AUD→CAD
From Amount (AUD)A$10,000
Fee:0^ - No fees for BestExchangeRates users (normally $15 for transfers over $10K)
Exchange Rate:0.8943 (0.8% from mid-rate)
To Amount (CAD) C$8,943
Total Cost:0.8%
Time:
Rate Fetched: 4:00 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.8/5.0
Reviews:
 

WorldFirst logo

WorldFirst: Foreign Transfer AUD→CAD
From Amount (AUD)A$10,000
Fee:
Exchange Rate:0.8970 (0.5% from mid-rate)
To Amount (CAD) C$8,970
Total Cost:0.5%
Difference:
C$27 CAD more than using OFX (OzForex)
Time:4:00 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.6/5.0
Reviews:
 

TorFX logo

TorFX: Foreign Transfer AUD→CAD
From Amount (AUD)A$10,000
Fee:0
Exchange Rate:0.8857 (1.75% from mid-rate)
To Amount (CAD) C$8,857
Total Cost:1.75%
Difference:
C$86 CAD less than using OFX (OzForex)
Time:4:00 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone
Rating:
 
: 4.7/5.0
Reviews:
 

Westpac logo

Westpac: Foreign Transfer AUD→CAD
From Amount (AUD)A$10,000
Fee:20
Exchange Rate:0.8862 (1.7% from mid-rate)
To Amount (CAD) C$8,844.28
Total Cost:1.89%
Difference:
C$99 CAD less than using OFX (OzForex)
Time:
Rate Fetched: website - Mon Apr 15 2019 01:04:04 GMT+0000 (UTC)
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 2/5.0
Reviews:
 

ANZ Bank logo

ANZ Bank: Foreign Transfer AUD→CAD
From Amount (AUD)A$10,000
Fee:18
Exchange Rate:0.8739 (3.06% from mid-rate)
To Amount (CAD) C$8,723.27
Total Cost:3.24%
Difference:
C$220 CAD less than using OFX (OzForex)
Time:
Rate Fetched: website - Fri Nov 22 2019 03:03:04 GMT+0000 (UTC)
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 3/5.0
Reviews:
 

BankSA logo

BankSA: Foreign Transfer AUD→CAD
From Amount (AUD)A$10,000
Fee:20.01
Exchange Rate:0.8699 (3.51% from mid-rate)
To Amount (CAD) C$8,681.59
Total Cost:3.7%
Difference:
C$261 CAD less than using OFX (OzForex)
Time:
Rate Fetched: website - 4:00 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Bank of Melbourne logo

Bank of Melbourne: Foreign Transfer AUD→CAD
From Amount (AUD)A$10,000
Fee:21
Exchange Rate:0.8699 (3.51% from mid-rate)
To Amount (CAD) C$8,680.73
Total Cost:3.71%
Difference:
C$262 CAD less than using OFX (OzForex)
Time:
Rate Fetched: website - 4:00 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Banks - Average Rate

Foreign Transfer AUD→CAD
From Amount (AUD)A$10,000
Fee:15
Exchange Rate:0.8790 (2.5% from mid-rate)
To Amount (CAD) C$8,656
Total Cost:3.99%
Difference:
C$287 CAD less than using OFX (OzForex)
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
 

National Australia Bank (nab) logo

National Australia Bank (nab): Foreign Transfer AUD→CAD
From Amount (AUD)A$10,000
Fee:22
Exchange Rate:0.8626 (4.32% from mid-rate)
To Amount (CAD) C$8,607.02
Total Cost:4.53%
Difference:
C$336 CAD less than using OFX (OzForex)
Time:
Rate Fetched: website - Fri Nov 22 2019 03:05:03 GMT+0000 (UTC)
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 2.1/5.0
Reviews:
 

Commonwealth Bank (CBA) logo

Commonwealth Bank (CBA): Foreign Transfer AUD→CAD
From Amount (AUD)A$10,000
Fee:6
Exchange Rate:0.8542 (5.25% from mid-rate)
To Amount (CAD) C$8,536.87
Total Cost:5.3%
Difference:
C$406 CAD less than using OFX (OzForex)
Time:
Rate Fetched: website - Fri Nov 22 2019 03:02:02 GMT+0000 (UTC)
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 1.2/5.0
Reviews:
 

St George Bank logo

St George Bank: Foreign Transfer AUD→CAD
From Amount (AUD)A$10,000
Fee:20
Exchange Rate:0.8533 (5.35% from mid-rate)
To Amount (CAD) C$8,515.93
Total Cost:5.54%
Difference:
C$427 CAD less than using OFX (OzForex)
Time:
Rate Fetched: website - 4:00 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 1/5.0
Reviews:
 
Snapshot 11/22/2019 - See full table

Example of the margins and possible savings when you order travel money online with a currency specialist rather than in-person from banks and currency kiosks.

Travel Money ProvidersAmount CAD(C$)Exchange RateFee AUDTotal CostDeal Links
Westpac logo
C$877.34
Compare
0.8862A$102.68%
Australia Post logo
C$869.90
C$7.44 less
0.8699$0 BPay, Card 0.72%-1%3.51%
Travel Money Oz logo
C$865.60
C$12 less
0.8656A$03.98%
ANZ Bank logo
C$865.16
C$12 less
0.8739A$104.03%
Bank of Melbourne Foreign Currency
Bank of Melbourne logo
C$856.85
C$20 less
0.8699A$154.95%
BankSA Foreign Currency
BankSA logo
C$856.85
C$20 less
0.8699A$154.95%
Banks - Average Rate
Westpac logo ANZ Bank logo Commonwealth Bank (CBA) logo St George Bank logo National Australia Bank (nab) logo Bank of Melbourne logo BankSA logo
C$855.21
C$22 less
0.8657105.14%
Travelex Online AU logo
C$846.30
C$31 less
0.8463$0 BPay, Card 0.72%-1%6.12%
Commonwealth Bank (CBA) logo
C$845.26
C$32 less
0.8538A$106.24%
National Australia Bank (nab) logo
C$844.87
C$32 less
0.8534106.28%
St George Bank logo
C$840.11
C$37 less
0.8529A$156.81%
 

Westpac logo

Westpac: Travel Money AUD→CAD
From Amount (AUD)A$1,000
Fee:A$10 AUD (1%)
Exchange Rate:0.8862 (1.7% from mid-rate)
To Amount (CAD) C$877.34
Total Cost:2.68%
Time:
Rate Fetched: website - Mon Apr 15 2019 01:04:04 GMT+0000 (UTC)
Currency Services:Branch
Delivery/Collect:-
Rating:
 
: 2/5.0
Reviews:
 

Australia Post logo

Australia Post: Travel Money AUD→CAD
From Amount (AUD)A$1,000
Fee:$0 BPAY, 0.77% MasterCard debit, 0.94% MasterCard credit, 0.72% Visa debit and 1% Visa credit
Exchange Rate:0.8699 (3.51% from mid-rate)
To Amount (CAD) C$869.90
Total Cost:3.51%
Time:4:00 Local
Currency Services:Online order, Branch pickup, $10 fee for orders under $1000
Delivery/Collect:2-3 days
Rating:
 
: 4/5.0
Reviews:
 

Travel Money Oz logo

Travel Money Oz: Travel Money AUD→CAD
From Amount (AUD)A$1,000
Fee:A$0 AUD (0 BPay, Credit Card 1%)
Exchange Rate:0.8656 (3.98% from mid-rate)
To Amount (CAD) C$865.60
Total Cost:3.98%
Time:
Rate Fetched: 4:00 Local
Currency Services:Online order, Branch pickup
Delivery/Collect:3-5 days
Rating:
 
: 4.2/5.0
Reviews:
 

ANZ Bank logo

ANZ Bank: Travel Money AUD→CAD
From Amount (AUD)A$1,000
Fee:A$10 AUD (1%)
Exchange Rate:0.8739 (3.06% from mid-rate)
To Amount (CAD) C$865.16
Total Cost:4.03%
Time:
Rate Fetched: website - Fri Nov 22 2019 03:03:04 GMT+0000 (UTC)
Currency Services:Branch
Delivery/Collect:-
Rating:
 
: 3/5.0
Reviews:
 

Bank of Melbourne logo

Bank of Melbourne: Travel Money AUD→CAD
From Amount (AUD)A$1,000
Fee:A$15 AUD (Minimum fee)
Exchange Rate:0.8699 (3.51% from mid-rate)
To Amount (CAD) C$856.85
Total Cost:4.95%
Time:
Rate Fetched: website - 4:00 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

BankSA logo

BankSA: Travel Money AUD→CAD
From Amount (AUD)A$1,000
Fee:A$15 AUD (Minimum fee)
Exchange Rate:0.8699 (3.51% from mid-rate)
To Amount (CAD) C$856.85
Total Cost:4.95%
Time:
Rate Fetched: website - 4:00 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

Banks - Average Rate

Travel Money AUD→CAD
From Amount (AUD)A$1,000
Fee:10
Exchange Rate:0.8569 (4.95% from mid-rate)
To Amount (CAD) C$855.21
Total Cost:5.14%
Currency Services:Branch
Delivery/Collect:-
 

Travelex Online AU logo

Travelex Online AU: Travel Money AUD→CAD
From Amount (AUD)A$1,000
Fee:$0 BPAY, 0.77% MasterCard debit, 0.94% MasterCard credit, 0.72% Visa debit and 1% Visa credit
Exchange Rate:0.8463 (6.12% from mid-rate)
To Amount (CAD) C$846.30
Total Cost:6.12%
Time:
Rate Fetched: Fri Nov 22 2019 04:00:04 GMT+0000 (UTC)
Currency Services:FREE Home delivery & Branch pickup
Delivery/Collect:2-3 days
Rating:
 
: 4.3/5.0
Reviews:
 

Commonwealth Bank (CBA) logo

Commonwealth Bank (CBA): Travel Money AUD→CAD
From Amount (AUD)A$1,000
Fee:A$10 AUD (1%)
Exchange Rate:0.8538 (5.29% from mid-rate)
To Amount (CAD) C$845.26
Total Cost:6.24%
Time:
Rate Fetched: website - Fri Nov 22 2019 03:02:02 GMT+0000 (UTC)
Currency Services:Branch
Delivery/Collect:-
Rating:
 
: 1.2/5.0
Reviews:
 

National Australia Bank (nab) logo

National Australia Bank (nab): Travel Money AUD→CAD
From Amount (AUD)A$1,000
Fee:10
Exchange Rate:0.8534 (5.34% from mid-rate)
To Amount (CAD) C$844.87
Total Cost:6.28%
Time:
Rate Fetched: website - 4:00 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
 
: 2.1/5.0
Reviews:
 

St George Bank logo

St George Bank: Travel Money AUD→CAD
From Amount (AUD)A$1,000
Fee:A$15 AUD (Minimum fee)
Exchange Rate:0.8529 (5.39% from mid-rate)
To Amount (CAD) C$840.11
Total Cost:6.81%
Time:
Rate Fetched: website - 4:00 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
 
: 1/5.0
Reviews:
 
Snapshot 11/22/2019 - See full table

AUD and CAD in the Markets

When determining the best time to make a foreign exchange transaction, in this case the AUD vs CAD, you should pay attention to the recent market trends for both currencies.

Australian Dollar (AUD)

At the end of October the AUD surged to a three month high against the US dollar following the third rate cut in a year by the US Federal Reserve. The gains were mainly due to the fall in the US dollar after the market sensed that US rates are more likely to rise now than fall further.

The RBA also added to the positive sentiment with an optimistic assessment of easing risks from the US-China trade war and Brexit. Accordingly markets are pulling back from bets that the cash rate will drop to 0.5 per cent and the possible start of quantitative easing.

Interestingly, AUD has decoupled from commodity prices in 2019. The price of iron ore (Australia’s largest export) nears multi-year highs while AUD languishes.

Further RBA interest rate cuts this year are now a certainty, and that doesn’t bode well for currency valuations. Westpac has predicted three cuts this year.

Read more in the article AUD Forecasts.

 

Canadian Dollar (CAD)

The Canadian dollar stormed ahead in the second half of June, rising to a 16-week high against the US dollar and to 8-month highs against the euro, pound, Australian and New Zealand dollars. Against the Aussie, a minimal additional increase would take CAD to a 9-year high.

Supporting the loonie was a 10 percent rise in the oil price (oil is among Canada’s most exported products but is volatile and can’t be relied upon), a large and welcome jump in inflation, and dovishness at major central banks of the world, including the Federal Reserve, ECB and RBA.

Any delay to Canadian ratification of the USMCA trade deal (already accepted by Mexico) is likely to depress sentiment on Canada’s currency.

Read more in the article CAD Forecasts.

Why can't I just get the AUD/CAD market rate I see online or in the media?

The mid-rate is the rate you will see quoted online or the news. It is actually just the half-way point (hence mid-rate) between the last rate at which the AUD / CAD was traded (bought or sold) in the international markets.

All foreign exchange providers charge a fee for providing their service and this fee is usually contained within the exchange rate margin (or difference to the mid-rate). Some providers such as Transferwise will quote you the mid-rate (or close to) and charge a separate percentage fee.

Getting a good market rate is mainly about timing however the transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

We help you Compare & Save Money on Exchange Rates.

 

View all AUD Exchange Rates