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AUD/SGD - Convert Compare Save

Australian Dollar to Singapore Dollar exchange rates aren't all the same.

The total cost you are charged by your bank or foreign exchange provider consists of a margin from the interbank mid-rate plus fees. These margins and fees vary significantly for International Money Transfers and Travel Money transactions as shown below.

 

This resource page for the Australian Dollar to Singapore Dollar exchange rate, has news, forecasts and AUD to SGD comparison tables for foreign transfers and travel money rates and fees on offer by banks and foreign exchange providers. You can also check an exchange rate margin with our Exchange Rate Checker.

AUD/SGD Exchange Rates - How to Compare & Save

Exchange rates can vary significantly depending on the transaction type (transfer, cash or card), currency pair and amount. The below table shows an example of total costs charged by FX specialists and banks for AUD/SGD International Money Transfers. Costs are calculated against the current interbank mid-rate.

 
Foreign Transfer ProvidersReceive SGD(S$)Exchange RateFee AUDTotal CostDeal Links
OFX (OzForex) logo
9,500 SGD
Best Overall
0.950^0.8%
Westpac logo
9,313.34 SGD
187 SGD
0.9332202.75%
ANZ Bank logo
9,293.24 SGD
207 SGD
0.931182.96%
BankSA International Money Transfers
BankSA logo
9,223.51 SGD
276 SGD
0.924220.013.69%
Bank of Melbourne International Money Transfers
Bank of Melbourne logo
9,222.59 SGD
277 SGD
0.9242213.7%
Bank of Queensland logo
9,185.36 SGD
315 SGD
0.9213304.09%
Banks - Average Rate
National Australia Bank (nab) logo Westpac logo ANZ Bank logo Commonwealth Bank (CBA) logo St George Bank logo Bank of Queensland logo Bank of Melbourne logo BankSA logo
9,178 SGD
322 SGD
0.9196154.16%
National Australia Bank (nab) logo
9,160.8 SGD
339 SGD
0.9181224.35%
Commonwealth Bank (CBA) logo
9,024.58 SGD
475 SGD
0.9036 5.77%
St George Bank logo
9,002.96 SGD
497 SGD
0.9021205.99%
OFX (OzForex): Foreign Transfer AUD→SGD
AUD amount:$10,000 AUD
Fee:0^ - No fees for BestExchangeRates users (normally $15 for transfers over $10K)
Exchange Rate:0.9500 (0.8% from mid-rate)
SGD amount:9,500 SGD
Total Cost:0.8%
Time:
Rate Fetched: 0:01 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.8/5.0
Reviews:
Westpac: Foreign Transfer AUD→SGD
AUD amount:$10,000 AUD
Fee:20
Exchange Rate:0.9332 (2.56% from mid-rate)
SGD amount:9,313.34 SGD
Total Cost:2.75%
Difference:
187 SGD less than using OFX (OzForex)
Time:
Rate Fetched: website - Mon Apr 15 2019 01:04:04 GMT+0000 (UTC)
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 2/5.0
Reviews:
ANZ Bank: Foreign Transfer AUD→SGD
AUD amount:$10,000 AUD
Fee:18
Exchange Rate:0.931 (2.79% from mid-rate)
SGD amount:9,293.24 SGD
Total Cost:2.96%
Difference:
207 SGD less than using OFX (OzForex)
Time:
Rate Fetched: website - Fri Jul 19 2019 22:03:03 GMT+0000 (UTC)
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 3/5.0
Reviews:
BankSA: Foreign Transfer AUD→SGD
AUD amount:$10,000 AUD
Fee:20.01
Exchange Rate:0.9242 (3.5% from mid-rate)
SGD amount:9,223.51 SGD
Total Cost:3.69%
Difference:
276 SGD less than using OFX (OzForex)
Time:
Rate Fetched: website - 0:01 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
Bank of Melbourne: Foreign Transfer AUD→SGD
AUD amount:$10,000 AUD
Fee:21
Exchange Rate:0.9242 (3.5% from mid-rate)
SGD amount:9,222.59 SGD
Total Cost:3.7%
Difference:
277 SGD less than using OFX (OzForex)
Time:
Rate Fetched: website - 0:01 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
Bank of Queensland: Foreign Transfer AUD→SGD
AUD amount:$10,000 AUD
Fee:30
Exchange Rate:0.9213 (3.8% from mid-rate)
SGD amount:9,185.36 SGD
Total Cost:4.09%
Difference:
315 SGD less than using OFX (OzForex)
Time:
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 3/5.0
Reviews:
 

Banks - Average Rate

Foreign Transfer AUD→SGD
AUD amount:$10,000 AUD
Fee:15
Exchange Rate:0.9280 (3.1% from mid-rate)
SGD amount:9,178 SGD
Total Cost:4.16%
Difference:
322 SGD less than using OFX (OzForex)
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
National Australia Bank (nab): Foreign Transfer AUD→SGD
AUD amount:$10,000 AUD
Fee:22
Exchange Rate:0.9181 (4.13% from mid-rate)
SGD amount:9,160.8 SGD
Total Cost:4.35%
Difference:
339 SGD less than using OFX (OzForex)
Time:
Rate Fetched: website - Fri Jul 19 2019 22:05:03 GMT+0000 (UTC)
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 2.1/5.0
Reviews:
Commonwealth Bank (CBA): Foreign Transfer AUD→SGD
AUD amount:$10,000 AUD
Fee:6
Exchange Rate:0.903 (5.71% from mid-rate)
SGD amount:9,024.58 SGD
Total Cost:5.77%
Difference:
475 SGD less than using OFX (OzForex)
Time:
Rate Fetched: website - Fri Jul 19 2019 22:02:02 GMT+0000 (UTC)
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 1.2/5.0
Reviews:
St George Bank: Foreign Transfer AUD→SGD
AUD amount:$10,000 AUD
Fee:20
Exchange Rate:0.9021 (5.81% from mid-rate)
SGD amount:9,002.96 SGD
Total Cost:5.99%
Difference:
497 SGD less than using OFX (OzForex)
Time:
Rate Fetched: website - 0:01 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 1/5.0
Reviews:
 
Snapshot 07/19/2019 - See full table

Example of the margins and possible savings when you order travel money online with a currency specialist rather than in-person from banks and currency kiosks.

Travel Money ProvidersAmount SGD(S$)Exchange RateFee AUDTotal CostDeal Links
Westpac logo
923.87 SGD
Compare
0.9332A$103.53%
ANZ Bank logo
921.69 SGD
2.18 SGD
0.931A$103.76%
Bank of Melbourne Foreign Currency
Bank of Melbourne logo
910.34 SGD
14 SGD
0.9242A$154.95%
BankSA Foreign Currency
BankSA logo
910.34 SGD
14 SGD
0.9242A$154.95%
Banks - Average Rate
Westpac logo ANZ Bank logo Commonwealth Bank (CBA) logo St George Bank logo National Australia Bank (nab) logo Bank of Melbourne logo BankSA logo
906.48 SGD
17 SGD
0.9176105.35%
Travel Money Oz logo
904.50 SGD
19 SGD
0.9045$0 BPay, Credit Card 1%5.55%
National Australia Bank (nab) logo
897.53 SGD
26 SGD
0.9066106.28%
Commonwealth Bank (CBA) logo
893.48 SGD
30 SGD
0.9025A$106.71%
Travelex Online AU logo
889.20 SGD
35 SGD
0.8892$0 BPay, Card 0.72%-1%7.15%
St George Bank logo
888.08 SGD
36 SGD
0.9016A$157.27%
Westpac: Travel Money AUD→SGD
AUD amount:$1,000 AUD
Fee:A$10 AUD (1%)
Exchange Rate:0.9332 (2.56% from mid-rate)
SGD amount:923.87 SGD
Total Cost:3.53%
Time:
Rate Fetched: website - Mon Apr 15 2019 01:04:04 GMT+0000 (UTC)
Currency Services:Branch
Delivery/Collect:-
Rating:
 
: 2/5.0
Reviews:
ANZ Bank: Travel Money AUD→SGD
AUD amount:$1,000 AUD
Fee:A$10 AUD (1%)
Exchange Rate:0.931 (2.79% from mid-rate)
SGD amount:921.69 SGD
Total Cost:3.76%
Time:
Rate Fetched: website - Fri Jul 19 2019 22:03:03 GMT+0000 (UTC)
Currency Services:Branch
Delivery/Collect:-
Rating:
 
: 3/5.0
Reviews:
Bank of Melbourne: Travel Money AUD→SGD
AUD amount:$1,000 AUD
Fee:A$15 AUD (Minimum fee)
Exchange Rate:0.9242 (3.5% from mid-rate)
SGD amount:910.34 SGD
Total Cost:4.95%
Time:
Rate Fetched: website - 0:01 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
BankSA: Travel Money AUD→SGD
AUD amount:$1,000 AUD
Fee:A$15 AUD (Minimum fee)
Exchange Rate:0.9242 (3.5% from mid-rate)
SGD amount:910.34 SGD
Total Cost:4.95%
Time:
Rate Fetched: website - 0:01 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

Banks - Average Rate

Travel Money AUD→SGD
AUD amount:$1,000 AUD
Fee:10
Exchange Rate:0.9103 (4.95% from mid-rate)
SGD amount:906.48 SGD
Total Cost:5.35%
Currency Services:Branch
Delivery/Collect:-
Travel Money Oz: Travel Money AUD→SGD
AUD amount:$1,000 AUD
Fee:$0 BPay, Credit Card 1%
Exchange Rate:0.9045 (5.55% from mid-rate)
SGD amount:904.50 SGD
Total Cost:5.55%
Time:
Rate Fetched: Fri Jul 19 2019 22:00:07 GMT+0000 (UTC)
Currency Services:Online order, Branch pickup
Delivery/Collect:3-5 days
Rating:
 
: 4.2/5.0
Reviews:
National Australia Bank (nab): Travel Money AUD→SGD
AUD amount:$1,000 AUD
Fee:10
Exchange Rate:0.9066 (5.34% from mid-rate)
SGD amount:897.53 SGD
Total Cost:6.28%
Time:
Rate Fetched: website - 0:01 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
 
: 2.1/5.0
Reviews:
Commonwealth Bank (CBA): Travel Money AUD→SGD
AUD amount:$1,000 AUD
Fee:A$10 AUD (1%)
Exchange Rate:0.9025 (5.76% from mid-rate)
SGD amount:893.48 SGD
Total Cost:6.71%
Time:
Rate Fetched: website - Fri Jul 19 2019 22:02:02 GMT+0000 (UTC)
Currency Services:Branch
Delivery/Collect:-
Rating:
 
: 1.2/5.0
Reviews:
Travelex Online AU: Travel Money AUD→SGD
AUD amount:$1,000 AUD
Fee:$0 BPAY, 0.77% MasterCard debit, 0.94% MasterCard credit, 0.72% Visa debit and 1% Visa credit
Exchange Rate:0.8892 (7.15% from mid-rate)
SGD amount:889.20 SGD
Total Cost:7.15%
Time:
Rate Fetched: Fri Jul 19 2019 22:00:04 GMT+0000 (UTC)
Currency Services:Online order, Branch pickup, Home delivery
Delivery/Collect:2-3 days
Rating:
 
: 4.3/5.0
Reviews:
St George Bank: Travel Money AUD→SGD
AUD amount:$1,000 AUD
Fee:A$15 AUD (Minimum fee)
Exchange Rate:0.9016 (5.86% from mid-rate)
SGD amount:888.08 SGD
Total Cost:7.27%
Time:
Rate Fetched: website - 0:01 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
 
: 1/5.0
Reviews:
 
Snapshot 07/19/2019 - See full table

AUD to SGD interbank exchange rate = 0.9577

 
 

Exchange Rate Checker

If you have been offered/charged an exchange rate then enter it below to check the true cost to the latest interbank mid-rate.

 
   

Compare savings on AUD/SGD exchange rates

Foreign Transfers Travel Money

Foreign Transfers Travel Money

   

AUD and SGD in the Markets

When determining the best time to make a foreign exchange transaction, in this case the AUD vs SGD, you should pay attention to the recent market trends for both currencies.

 

Australian Dollar (AUD)

In late June and early July, the Australian dollar recovered from multi-month lows against a number of important currencies; however, these recoveries were minor relative to losses over the past 18 months. Against the US dollar, at a rate of 70¢ (July-2), the Aussie was 14 percent lower than its best rate from 2018.

Investors have sold AUD in recent months as they’ve bet on aggressive interest-rate cuts by the Reserve Bank of Australia. These bets paid off: the RBA cut its cash rate in both June and July to a record low of 1 percent.

Lower borrowing costs are necessary, investors believe, in light of persistently soft domestic data and the fallout from a US-China trade standoff that shows no sign of nearing an end.

AUD will continue to track changes in interest-rate expectations. Economists expect at least one further cut this year and many expect two by early 2020. After July's cut, the RBA hinted it would leave rates unchanged for several months.

Interestingly, AUD has decoupled from commodity prices in 2019. The price of iron ore (Australia’s largest export) nears multi-year highs while AUD languishes.

Further RBA interest rate cuts this year are now a certainty, and that doesn’t bode well for currency valuations. Westpac has predicted three cuts this year.

Read more in the article AUD Forecasts.

 

Singapore Dollar (SGD)

Singapore was added to a US watchlist of suspected currency manipulators in May. Though that means little right now in terms of economic implications, it created some negative sentiment that spurred a rise in USD/SGD to a 6-month high (SGD low) of S$1.384.

Overall, it’s been a mixed 2019 for the Singapore dollar, with small gains (<2 percent) against the euro and Australian dollar, but small losses against the US dollar and pound.

In May, SGD was pressured by data showing core inflation at a 1-year low, by an escalation in US-China trade tensions, and after Singapore’s Ministry of Trade and Industry downgraded 2019 growth forecasts. At 1.2 percent, quarterly growth in the Lion City has slowed to its lowest level in a decade.

All said, the Monetary Authority of Singapore will, at best, keep monetary policy unchanged when it next meets in October (there's a chance it could turn dovish).

Read more in the article SGD Forecasts.

Why can't I just get the AUD/SGD market rate I see online or in the media?

The mid-rate is the rate you will see quoted online or the news. It is actually just the half-way point (hence mid-rate) between the last rate at which the AUD / SGD was traded (bought or sold) in the international markets.

All foreign exchange providers charge a fee for providing their service and this fee is usually contained within the exchange rate margin (or difference to the mid-rate). Some providers such as Transferwise will quote you the mid-rate (or close to) and charge a separate percentage fee.

Getting a good market rate is mainly about timing however the transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

We help you Compare & Save Money on Exchange Rates.

 

View all AUD Exchange Rates