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AUD to THB - Rate Guide

Australian Dollar to Thai Baht exchange rates aren't all the same.

The total cost you are charged by your bank or foreign exchange provider consists of a margin from the interbank mid-rate plus fees. These margins and fees vary significantly for International Money Transfers and Travel Money transactions as shown below.

 

AUD/THB update & alerts

1 AUD = 20.8 THB

AUD to THB - Trading Range (90 Day)
1-DAY ▼ 0.9% (2d)30-DAY HIGH (3d)
At 20.82 AUD/THB is trading near its 90-DAY average with range 20.4 to 21.03. There are no current alerts. Updated: 08:01-AEDT 21:01-GMT 16:01-EST

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AUD/THB Exchange Rates and Providers Compared

This guide to the Australian Dollar to Thai Baht exchange rate with 90-day chart & alerts, historic rates, forecasts and AUD to THB comparison tables for foreign transfers and travel money rates and fees on offer by banks and foreign exchange providers. If you want to calculate equivalent amounts in foreign currencies or rate margins then use our AUD/THB Quick Calculator.

Exchange rates can vary significantly depending on the transaction type (transfer, cash or card), currency pair and amount. The below table shows an example of total costs charged by FX specialists and banks for AUD/THB International Money Transfers. Costs are calculated against the current interbank mid-rate.

 
  

AUD to THB International Money Transfers

  

Foreign Transfer ProvidersReceive THB(฿)Exchange RateFee AUDTotal CostDeal Links
TorFX logo
฿204,000
Best Overall
20.401.93%
OFX (OzForex) logo
฿204,200
฿200 more
20.420^1.83%
WorldFirst logo
฿207,000
฿3,000 more
20.700.49%
ANZ Bank logo
฿201,207
฿2,793 less
20.157183.27%
National Australia Bank (nab) logo
฿200,658
฿3,342 less
20.11223.54%
Bank of Melbourne International Money Transfers
Bank of Melbourne logo
฿200,279
฿3,721 less
20.07213.72%
Banks - Average Rate
National Australia Bank (nab) logo ANZ Bank logo Commonwealth Bank (CBA) logo St George Bank logo Bank of Queensland logo Bank of Melbourne logo
฿198,341
฿5,659 less
19.87154.65%
Bank of Queensland logo
฿197,007
฿6,993 less
19.76305.29%
Commonwealth Bank (CBA) logo
฿195,683
฿8,317 less
19.586 5.93%
St George Bank logo
฿195,209
฿8,791 less
19.56206.16%
 

TorFX logo

TorFX: Foreign Transfer AUD→THB
From Amount (AUD)A$10,000
Fee:0
Exchange Rate:20.4 (1.93% from mid-rate)
To Amount (THB) ฿204,000
Total Cost:1.93%
Time:20:00 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone
Rating:
 
: 4.7/5.0
Reviews:
 

OFX (OzForex) logo

OFX (OzForex): Foreign Transfer AUD→THB
From Amount (AUD)A$10,000
Fee:0^ - No fees for BestExchangeRates users (normally $15 for transfers over $10K)
Exchange Rate:20.42 (1.83% from mid-rate)
To Amount (THB) ฿204,200
Total Cost:1.83%
Difference:
฿200 THB more than using TorFX
Time:
Rate Fetched: Mon Nov 11 2019 19:00:33 GMT+0000 (UTC)
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.8/5.0
Reviews:
 

WorldFirst logo

WorldFirst: Foreign Transfer AUD→THB
From Amount (AUD)A$10,000
Fee:
Exchange Rate:20.7 (0.49% from mid-rate)
To Amount (THB) ฿207,000
Total Cost:0.49%
Difference:
฿3,000 THB more than using TorFX
Time:20:00 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.6/5.0
Reviews:
 

ANZ Bank logo

ANZ Bank: Foreign Transfer AUD→THB
From Amount (AUD)A$10,000
Fee:18
Exchange Rate:20.157 (3.1% from mid-rate)
To Amount (THB) ฿201,207
Total Cost:3.27%
Difference:
฿2,793 THB less than using TorFX
Time:
Rate Fetched: website - Mon Nov 11 2019 19:03:04 GMT+0000 (UTC)
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 3/5.0
Reviews:
 

National Australia Bank (nab) logo

National Australia Bank (nab): Foreign Transfer AUD→THB
From Amount (AUD)A$10,000
Fee:22
Exchange Rate:20.11 (3.32% from mid-rate)
To Amount (THB) ฿200,658
Total Cost:3.54%
Difference:
฿3,342 THB less than using TorFX
Time:
Rate Fetched: website - Mon Nov 11 2019 19:05:02 GMT+0000 (UTC)
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 2.1/5.0
Reviews:
 

Bank of Melbourne logo

Bank of Melbourne: Foreign Transfer AUD→THB
From Amount (AUD)A$10,000
Fee:21
Exchange Rate:20.07 (3.52% from mid-rate)
To Amount (THB) ฿200,279
Total Cost:3.72%
Difference:
฿3,721 THB less than using TorFX
Time:
Rate Fetched: website - 20:00 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Banks - Average Rate

Foreign Transfer AUD→THB
From Amount (AUD)A$10,000
Fee:15
Exchange Rate:20.25 (2.65% from mid-rate)
To Amount (THB) ฿198,341
Total Cost:4.65%
Difference:
฿5,659 THB less than using TorFX
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
 

Bank of Queensland logo

Bank of Queensland: Foreign Transfer AUD→THB
From Amount (AUD)A$10,000
Fee:30
Exchange Rate:19.76 (5.01% from mid-rate)
To Amount (THB) ฿197,007
Total Cost:5.29%
Difference:
฿6,993 THB less than using TorFX
Time:
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 3/5.0
Reviews:
 

Commonwealth Bank (CBA) logo

Commonwealth Bank (CBA): Foreign Transfer AUD→THB
From Amount (AUD)A$10,000
Fee:6
Exchange Rate:19.58 (5.87% from mid-rate)
To Amount (THB) ฿195,683
Total Cost:5.93%
Difference:
฿8,317 THB less than using TorFX
Time:
Rate Fetched: website - Mon Nov 11 2019 19:02:01 GMT+0000 (UTC)
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 1.2/5.0
Reviews:
 

St George Bank logo

St George Bank: Foreign Transfer AUD→THB
From Amount (AUD)A$10,000
Fee:20
Exchange Rate:19.56 (5.97% from mid-rate)
To Amount (THB) ฿195,209
Total Cost:6.16%
Difference:
฿8,791 THB less than using TorFX
Time:
Rate Fetched: website - 20:00 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 1/5.0
Reviews:
 
Snapshot 11/11/2019 - See full table

Example of the margins and possible savings when you order travel money online with a currency specialist rather than in-person from banks and currency kiosks.

Travel Money ProvidersAmount THB(฿)Exchange RateFee AUDTotal CostDeal Links
Australia Post logo
฿20,070
Best Overall
20.07$0 BPay, Card 0.72%-1%3.52%
Travel Money Oz logo
฿19,970
฿100 less
19.97A$04%
ANZ Bank logo
฿19,955
฿115 less
20.157A$104.07%
Bank of Melbourne Foreign Currency
Bank of Melbourne logo
฿19,769
฿301 less
20.07A$154.97%
Banks - Average Rate
ANZ Bank logo Commonwealth Bank (CBA) logo St George Bank logo National Australia Bank (nab) logo Bank of Melbourne logo
฿19,538
฿532 less
19.78106.08%
National Australia Bank (nab) logo
฿19,493
฿577 less
19.69106.29%
Commonwealth Bank (CBA) logo
฿19,295
฿775 less
19.49A$107.24%
St George Bank logo
฿19,178
฿892 less
19.47A$157.81%
Travelex Online AU logo
฿19,161
฿909 less
19.1608$0 BPay, Card 0.72%-1%7.89%
 

Australia Post logo

Australia Post: Travel Money AUD→THB
From Amount (AUD)A$1,000
Fee:$0 BPAY, 0.77% MasterCard debit, 0.94% MasterCard credit, 0.72% Visa debit and 1% Visa credit
Exchange Rate:20.07 (3.52% from mid-rate)
To Amount (THB) ฿20,070
Total Cost:3.52%
Time:20:00 Local
Currency Services:Online order, Branch pickup, $10 fee for orders under $1000
Delivery/Collect:2-3 days
Rating:
 
: 4/5.0
Reviews:
 

Travel Money Oz logo

Travel Money Oz: Travel Money AUD→THB
From Amount (AUD)A$1,000
Fee:A$0 AUD (0 BPay, Credit Card 1%)
Exchange Rate:19.97 (4% from mid-rate)
To Amount (THB) ฿19,970
Total Cost:4%
Time:
Rate Fetched: 20:00 Local
Currency Services:Online order, Branch pickup
Delivery/Collect:3-5 days
Rating:
 
: 4.2/5.0
Reviews:
 

ANZ Bank logo

ANZ Bank: Travel Money AUD→THB
From Amount (AUD)A$1,000
Fee:A$10 AUD (1%)
Exchange Rate:20.157 (3.1% from mid-rate)
To Amount (THB) ฿19,955
Total Cost:4.07%
Time:
Rate Fetched: website - Mon Nov 11 2019 19:03:04 GMT+0000 (UTC)
Currency Services:Branch
Delivery/Collect:-
Rating:
 
: 3/5.0
Reviews:
 

Bank of Melbourne logo

Bank of Melbourne: Travel Money AUD→THB
From Amount (AUD)A$1,000
Fee:A$15 AUD (Minimum fee)
Exchange Rate:20.07 (3.52% from mid-rate)
To Amount (THB) ฿19,769
Total Cost:4.97%
Time:
Rate Fetched: website - 20:00 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

Banks - Average Rate

Travel Money AUD→THB
From Amount (AUD)A$1,000
Fee:10
Exchange Rate:19.77 (4.96% from mid-rate)
To Amount (THB) ฿19,538
Total Cost:6.08%
Currency Services:Branch
Delivery/Collect:-
 

National Australia Bank (nab) logo

National Australia Bank (nab): Travel Money AUD→THB
From Amount (AUD)A$1,000
Fee:10
Exchange Rate:19.69 (5.34% from mid-rate)
To Amount (THB) ฿19,493
Total Cost:6.29%
Time:
Rate Fetched: website - 20:00 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
 
: 2.1/5.0
Reviews:
 

Commonwealth Bank (CBA) logo

Commonwealth Bank (CBA): Travel Money AUD→THB
From Amount (AUD)A$1,000
Fee:A$10 AUD (1%)
Exchange Rate:19.49 (6.3% from mid-rate)
To Amount (THB) ฿19,295
Total Cost:7.24%
Time:
Rate Fetched: website - Mon Nov 11 2019 19:02:01 GMT+0000 (UTC)
Currency Services:Branch
Delivery/Collect:-
Rating:
 
: 1.2/5.0
Reviews:
 

St George Bank logo

St George Bank: Travel Money AUD→THB
From Amount (AUD)A$1,000
Fee:A$15 AUD (Minimum fee)
Exchange Rate:19.47 (6.4% from mid-rate)
To Amount (THB) ฿19,178
Total Cost:7.81%
Time:
Rate Fetched: website - 20:00 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
 
: 1/5.0
Reviews:
 

Travelex Online AU logo

Travelex Online AU: Travel Money AUD→THB
From Amount (AUD)A$1,000
Fee:$0 BPAY, 0.77% MasterCard debit, 0.94% MasterCard credit, 0.72% Visa debit and 1% Visa credit
Exchange Rate:19.1608 (7.89% from mid-rate)
To Amount (THB) ฿19,161
Total Cost:7.89%
Time:
Rate Fetched: Mon Nov 11 2019 20:00:05 GMT+0000 (UTC)
Currency Services:FREE Home delivery & Branch pickup
Delivery/Collect:2-3 days
Rating:
 
: 4.3/5.0
Reviews:
 
Snapshot 11/11/2019 - See full table

AUD and THB in the Markets

When determining the best time to make a foreign exchange transaction, in this case the AUD vs THB, you should pay attention to the recent market trends for both currencies.

Australian Dollar (AUD)

At the end of October the AUD surged to a three month high against the US dollar following the third rate cut in a year by the US Federal Reserve. The gains were mainly due to the fall in the US dollar after the market sensed that US rates are more likely to rise now than fall further.

The RBA also added to the positive sentiment with an optimistic assessment of easing risks from the US-China trade war and Brexit. Accordingly markets are pulling back from bets that the cash rate will drop to 0.5 per cent and the possible start of quantitative easing.

Interestingly, AUD has decoupled from commodity prices in 2019. The price of iron ore (Australia’s largest export) nears multi-year highs while AUD languishes.

Further RBA interest rate cuts this year are now a certainty, and that doesn’t bode well for currency valuations. Westpac has predicted three cuts this year.

Read more in the article AUD Forecasts.

 

Thai Baht (THB)

Recent years have been extremely kind to the baht and 2019 has been no exception. Approaching mid-year, the baht rose to a 6-year high against the US dollar (฿30.66) and to a 10-year high against the Australian dollar (฿21.35), as well as to long-term highs against a host of other major currencies.

The baht is being supported by Thailand’s large current-account surplus and has benefited from speculation that Thai stocks will soon be assigned a larger weighting in the MSCI Emerging Markets index, which would result in significant amounts of foreign capital entering Thailand.

The team at TradingEconomics.com is expecting slight baht weakness over the coming year, with June-2020 forecasts for USD/THB and AUD/THB of 32 and 22 respectively.

Why can't I just get the AUD/THB market rate I see online or in the media?

The mid-rate is the rate you will see quoted online or the news. It is actually just the half-way point (hence mid-rate) between the last rate at which the AUD / THB was traded (bought or sold) in the international markets.

All foreign exchange providers charge a fee for providing their service and this fee is usually contained within the exchange rate margin (or difference to the mid-rate). Some providers such as Transferwise will quote you the mid-rate (or close to) and charge a separate percentage fee.

Getting a good market rate is mainly about timing however the transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

We help you Compare & Save Money on Exchange Rates.

 

View all AUD Exchange Rates