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AUD/THB - Convert Compare Save

Australian Dollar to Thai Baht exchange rates aren't all the same.

The total cost you are charged by your bank or foreign exchange provider consists of a margin from the interbank mid-rate plus fees. These margins and fees vary significantly for International Money Transfers and Travel Money transactions as shown below.

 

This resource page for the Australian Dollar to Thai Baht exchange rate, has news, forecasts and AUD to THB comparison tables for foreign transfers and travel money rates and fees on offer by banks and foreign exchange providers. You can also check an exchange rate margin with our Exchange Rate Checker.

AUD/THB Exchange Rates - How to Compare & Save

Exchange rates can vary significantly depending on the transaction type (transfer, cash or card), currency pair and amount. The below table shows an example of total costs charged by FX specialists and banks for AUD/THB International Money Transfers. Costs are calculated against the current interbank mid-rate.

 

AUD to THB International Money Transfers

  

Foreign Transfer ProvidersReceive THB(฿)Exchange RateFee AUDTotal CostDeal Links
OFX (OzForex) logo
212,800 THB
Best Overall
21.280^1.88%
National Australia Bank (nab) logo
209,638 THB
3,162 THB
21.01223.34%
ANZ Bank logo
209,273 THB
3,527 THB
20.965183.51%
Bank of Melbourne International Money Transfers
Bank of Melbourne logo
208,860 THB
3,940 THB
20.93213.7%
Banks - Average Rate
National Australia Bank (nab) logo ANZ Bank logo Commonwealth Bank (CBA) logo St George Bank logo Bank of Queensland logo Bank of Melbourne logo
207,237 THB
5,563 THB
20.76154.45%
Bank of Queensland logo
205,382 THB
7,418 THB
20.6305.3%
Commonwealth Bank (CBA) logo
205,377 THB
7,423 THB
20.556 5.31%
St George Bank logo
204,889 THB
7,911 THB
20.53205.53%
OFX (OzForex): Foreign Transfer AUD→THB
AUD amount:$10,000 AUD
Fee:0^ - No fees for BestExchangeRates users (normally $15 for transfers over $10K)
Exchange Rate:21.28 (1.88% from mid-rate)
THB amount:212,800 THB
Total Cost:1.88%
Time:
Rate Fetched: Mon Jul 22 2019 22:00:33 GMT+0000 (UTC)
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.8/5.0
Reviews:
National Australia Bank (nab): Foreign Transfer AUD→THB
AUD amount:$10,000 AUD
Fee:22
Exchange Rate:21.01 (3.13% from mid-rate)
THB amount:209,638 THB
Total Cost:3.34%
Difference:
3,162 THB less than using OFX (OzForex)
Time:
Rate Fetched: website - Mon Jul 22 2019 22:05:03 GMT+0000 (UTC)
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 2.1/5.0
Reviews:
ANZ Bank: Foreign Transfer AUD→THB
AUD amount:$10,000 AUD
Fee:18
Exchange Rate:20.965 (3.34% from mid-rate)
THB amount:209,273 THB
Total Cost:3.51%
Difference:
3,527 THB less than using OFX (OzForex)
Time:
Rate Fetched: website - Mon Jul 22 2019 22:03:04 GMT+0000 (UTC)
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 3/5.0
Reviews:
Bank of Melbourne: Foreign Transfer AUD→THB
AUD amount:$10,000 AUD
Fee:21
Exchange Rate:20.93 (3.5% from mid-rate)
THB amount:208,860 THB
Total Cost:3.7%
Difference:
3,940 THB less than using OFX (OzForex)
Time:
Rate Fetched: website - 0:00 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Banks - Average Rate

Foreign Transfer AUD→THB
AUD amount:$10,000 AUD
Fee:15
Exchange Rate:21.1 (2.71% from mid-rate)
THB amount:207,237 THB
Total Cost:4.45%
Difference:
5,563 THB less than using OFX (OzForex)
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Bank of Queensland: Foreign Transfer AUD→THB
AUD amount:$10,000 AUD
Fee:30
Exchange Rate:20.6 (5.02% from mid-rate)
THB amount:205,382 THB
Total Cost:5.3%
Difference:
7,418 THB less than using OFX (OzForex)
Time:
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 3/5.0
Reviews:
Commonwealth Bank (CBA): Foreign Transfer AUD→THB
AUD amount:$10,000 AUD
Fee:6
Exchange Rate:20.55 (5.25% from mid-rate)
THB amount:205,377 THB
Total Cost:5.31%
Difference:
7,423 THB less than using OFX (OzForex)
Time:
Rate Fetched: website - Mon Jul 22 2019 22:02:02 GMT+0000 (UTC)
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 1.2/5.0
Reviews:
St George Bank: Foreign Transfer AUD→THB
AUD amount:$10,000 AUD
Fee:20
Exchange Rate:20.53 (5.34% from mid-rate)
THB amount:204,889 THB
Total Cost:5.53%
Difference:
7,911 THB less than using OFX (OzForex)
Time:
Rate Fetched: website - 0:00 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 1/5.0
Reviews:
 
Snapshot 07/22/2019 - See full table

Example of the margins and possible savings when you order travel money online with a currency specialist rather than in-person from banks and currency kiosks.

Travel Money ProvidersAmount THB(฿)Exchange RateFee AUDTotal CostDeal Links
ANZ Bank logo
20,755 THB
Compare
20.965A$104.31%
Bank of Melbourne Foreign Currency
Bank of Melbourne logo
20,616 THB
139 THB
20.93A$154.95%
Banks - Average Rate
ANZ Bank logo Commonwealth Bank (CBA) logo St George Bank logo National Australia Bank (nab) logo Bank of Melbourne logo
20,409 THB
346 THB
20.66105.9%
National Australia Bank (nab) logo
20,325 THB
430 THB
20.53106.29%
Commonwealth Bank (CBA) logo
20,236 THB
519 THB
20.44A$106.7%
Travel Money Oz logo
20,216 THB
539 THB
20.2155$0 BPay, Credit Card 1%6.79%
St George Bank logo
20,114 THB
641 THB
20.42A$157.26%
Travelex Online AU logo
19,990 THB
765 THB
19.9904$0 BPay, Card 0.72%-1%7.83%
ANZ Bank: Travel Money AUD→THB
AUD amount:$1,000 AUD
Fee:A$10 AUD (1%)
Exchange Rate:20.965 (3.34% from mid-rate)
THB amount:20,755 THB
Total Cost:4.31%
Time:
Rate Fetched: website - Mon Jul 22 2019 22:03:04 GMT+0000 (UTC)
Currency Services:Branch
Delivery/Collect:-
Rating:
 
: 3/5.0
Reviews:
Bank of Melbourne: Travel Money AUD→THB
AUD amount:$1,000 AUD
Fee:A$15 AUD (Minimum fee)
Exchange Rate:20.93 (3.5% from mid-rate)
THB amount:20,616 THB
Total Cost:4.95%
Time:
Rate Fetched: website - 0:00 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

Banks - Average Rate

Travel Money AUD→THB
AUD amount:$1,000 AUD
Fee:10
Exchange Rate:20.62 (4.93% from mid-rate)
THB amount:20,409 THB
Total Cost:5.9%
Currency Services:Branch
Delivery/Collect:-
National Australia Bank (nab): Travel Money AUD→THB
AUD amount:$1,000 AUD
Fee:10
Exchange Rate:20.53 (5.34% from mid-rate)
THB amount:20,325 THB
Total Cost:6.29%
Time:
Rate Fetched: website - 0:00 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
 
: 2.1/5.0
Reviews:
Commonwealth Bank (CBA): Travel Money AUD→THB
AUD amount:$1,000 AUD
Fee:A$10 AUD (1%)
Exchange Rate:20.44 (5.76% from mid-rate)
THB amount:20,236 THB
Total Cost:6.7%
Time:
Rate Fetched: website - Mon Jul 22 2019 22:02:02 GMT+0000 (UTC)
Currency Services:Branch
Delivery/Collect:-
Rating:
 
: 1.2/5.0
Reviews:
Travel Money Oz: Travel Money AUD→THB
AUD amount:$1,000 AUD
Fee:$0 BPay, Credit Card 1%
Exchange Rate:20.2155 (6.79% from mid-rate)
THB amount:20,216 THB
Total Cost:6.79%
Time:
Rate Fetched: Mon Jul 22 2019 22:00:06 GMT+0000 (UTC)
Currency Services:Online order, Branch pickup
Delivery/Collect:3-5 days
Rating:
 
: 4.2/5.0
Reviews:
St George Bank: Travel Money AUD→THB
AUD amount:$1,000 AUD
Fee:A$15 AUD (Minimum fee)
Exchange Rate:20.42 (5.85% from mid-rate)
THB amount:20,114 THB
Total Cost:7.26%
Time:
Rate Fetched: website - 0:00 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
 
: 1/5.0
Reviews:
Travelex Online AU: Travel Money AUD→THB
AUD amount:$1,000 AUD
Fee:$0 BPAY, 0.77% MasterCard debit, 0.94% MasterCard credit, 0.72% Visa debit and 1% Visa credit
Exchange Rate:19.9904 (7.83% from mid-rate)
THB amount:19,990 THB
Total Cost:7.83%
Time:
Rate Fetched: Mon Jul 22 2019 22:00:04 GMT+0000 (UTC)
Currency Services:Online order, Branch pickup, Home delivery
Delivery/Collect:2-3 days
Rating:
 
: 4.3/5.0
Reviews:
 
Snapshot 07/22/2019 - See full table

AUD to THB interbank exchange rate = 21.6823

 
 

Exchange Rate Checker

If you have been offered/charged an exchange rate then enter it below to check the true cost to the latest interbank mid-rate.

 
   

Compare savings on AUD/THB exchange rates

Foreign Transfers Travel Money

Foreign Transfers Travel Money

   

AUD and THB in the Markets

When determining the best time to make a foreign exchange transaction, in this case the AUD vs THB, you should pay attention to the recent market trends for both currencies.

 

Australian Dollar (AUD)

In late June and early July, the Australian dollar recovered from multi-month lows against a number of important currencies; however, these recoveries were minor relative to losses over the past 18 months. Against the US dollar, at a rate of 70¢ (July-2), the Aussie was 14 percent lower than its best rate from 2018.

Investors have sold AUD in recent months as they’ve bet on aggressive interest-rate cuts by the Reserve Bank of Australia. These bets paid off: the RBA cut its cash rate in both June and July to a record low of 1 percent.

Lower borrowing costs are necessary, investors believe, in light of persistently soft domestic data and the fallout from a US-China trade standoff that shows no sign of nearing an end.

AUD will continue to track changes in interest-rate expectations. Economists expect at least one further cut this year and many expect two by early 2020. After July's cut, the RBA hinted it would leave rates unchanged for several months.

Interestingly, AUD has decoupled from commodity prices in 2019. The price of iron ore (Australia’s largest export) nears multi-year highs while AUD languishes.

Further RBA interest rate cuts this year are now a certainty, and that doesn’t bode well for currency valuations. Westpac has predicted three cuts this year.

Read more in the article AUD Forecasts.

 

Thai Baht (THB)

Recent years have been extremely kind to the baht and 2019 has been no exception. Approaching mid-year, the baht rose to a 6-year high against the US dollar (฿30.66) and to a 10-year high against the Australian dollar (฿21.35), as well as to long-term highs against a host of other major currencies.

The baht is being supported by Thailand’s large current-account surplus and has benefited from speculation that Thai stocks will soon be assigned a larger weighting in the MSCI Emerging Markets index, which would result in significant amounts of foreign capital entering Thailand.

The team at TradingEconomics.com is expecting slight baht weakness over the coming year, with June-2020 forecasts for USD/THB and AUD/THB of 32 and 22 respectively.

Why can't I just get the AUD/THB market rate I see online or in the media?

The mid-rate is the rate you will see quoted online or the news. It is actually just the half-way point (hence mid-rate) between the last rate at which the AUD / THB was traded (bought or sold) in the international markets.

All foreign exchange providers charge a fee for providing their service and this fee is usually contained within the exchange rate margin (or difference to the mid-rate). Some providers such as Transferwise will quote you the mid-rate (or close to) and charge a separate percentage fee.

Getting a good market rate is mainly about timing however the transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

We help you Compare & Save Money on Exchange Rates.

 

View all AUD Exchange Rates