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AUD/THB - Rate Guide

Australian Dollar to Thai Baht exchange rates aren't all the same.

The total cost you are charged by your bank or foreign exchange provider consists of a margin from the interbank mid-rate plus fees. These margins and fees vary significantly for International Money Transfers and Travel Money transactions as shown below.

 

AUD/THB Exchange Rates and Providers Compared

This guide to the Australian Dollar to Thai Baht exchange rate with 90-day chart & alerts, historic rates, forecasts and AUD to THB comparison tables for foreign transfers and travel money rates and fees on offer by banks and foreign exchange providers. Calculate amounts and rate margins with the AUD/THB Calculator.

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AUD/THB - 90 Day Rate Alerts

1 AUD = 20.7388 THB

NO ALERTS for AUD/THB
AUD/THB over the last 90 days

View AUD/THB - Interactive Chart

Exchange rates can vary significantly depending on the transaction type (transfer, cash or card), currency pair and amount. The below table shows an example of total costs charged by FX specialists and banks for AUD/THB International Money Transfers. Costs are calculated against the current interbank mid-rate.

 

AUD to THB International Money Transfers

  

Foreign Transfer ProvidersReceive THB(฿)Exchange RateFee AUDTotal CostDeal Links
WorldFirst logo
206,200 THB
Best Overall
20.6200.49%
OFX (OzForex) logo
203,400 THB
2,800 THB
20.340^1.84%
TorFX logo
203,200 THB
3,000 THB
20.3201.93%
ANZ Bank logo
201,137 THB
5,063 THB
20.15182.93%
National Australia Bank (nab) logo
200,059 THB
6,141 THB
20.05223.45%
Bank of Melbourne International Money Transfers
Bank of Melbourne logo
199,580 THB
6,620 THB
20213.68%
Banks - Average Rate
National Australia Bank (nab) logo ANZ Bank logo Commonwealth Bank (CBA) logo St George Bank logo Bank of Queensland logo Bank of Melbourne logo
197,980 THB
8,220 THB
19.84154.45%
Bank of Queensland logo
196,210 THB
9,990 THB
19.68305.31%
Commonwealth Bank (CBA) logo
195,683 THB
10,517 THB
19.586 5.56%
St George Bank logo
195,209 THB
10,991 THB
19.56205.79%
 

WorldFirst logo

WorldFirst: Foreign Transfer AUD→THB
From Amount:10,000 AUD
Fee:
Exchange Rate:20.62 (0.49% from mid-rate)
To Amount:206,200 THB
Total Cost:0.49%
Time:8:00 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.6/5.0
Reviews:
 

OFX (OzForex) logo

OFX (OzForex): Foreign Transfer AUD→THB
From Amount:10,000 AUD
Fee:0^ - No fees for BestExchangeRates users (normally $15 for transfers over $10K)
Exchange Rate:20.34 (1.84% from mid-rate)
To Amount:203,400 THB
Total Cost:1.84%
Difference:
2,800 THB less than using WorldFirst
Time:
Rate Fetched: Thu Sep 19 2019 07:00:34 GMT+0000 (UTC)
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.8/5.0
Reviews:
 

TorFX logo

TorFX: Foreign Transfer AUD→THB
From Amount:10,000 AUD
Fee:0
Exchange Rate:20.32 (1.93% from mid-rate)
To Amount:203,200 THB
Total Cost:1.93%
Difference:
3,000 THB less than using WorldFirst
Time:8:00 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone
Rating:
 
: 4.7/5.0
Reviews:
 

ANZ Bank logo

ANZ Bank: Foreign Transfer AUD→THB
From Amount:10,000 AUD
Fee:18
Exchange Rate:20.15 (2.75% from mid-rate)
To Amount:201,137 THB
Total Cost:2.93%
Difference:
5,063 THB less than using WorldFirst
Time:
Rate Fetched: website - Thu Sep 19 2019 07:03:06 GMT+0000 (UTC)
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 3/5.0
Reviews:
 

National Australia Bank (nab) logo

National Australia Bank (nab): Foreign Transfer AUD→THB
From Amount:10,000 AUD
Fee:22
Exchange Rate:20.05 (3.24% from mid-rate)
To Amount:200,059 THB
Total Cost:3.45%
Difference:
6,141 THB less than using WorldFirst
Time:
Rate Fetched: website - Thu Sep 19 2019 07:05:02 GMT+0000 (UTC)
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 2.1/5.0
Reviews:
 

Bank of Melbourne logo

Bank of Melbourne: Foreign Transfer AUD→THB
From Amount:10,000 AUD
Fee:21
Exchange Rate:20 (3.48% from mid-rate)
To Amount:199,580 THB
Total Cost:3.68%
Difference:
6,620 THB less than using WorldFirst
Time:
Rate Fetched: website - 8:00 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Banks - Average Rate

Foreign Transfer AUD→THB
From Amount:10,000 AUD
Fee:15
Exchange Rate:20.16 (2.71% from mid-rate)
To Amount:197,980 THB
Total Cost:4.45%
Difference:
8,220 THB less than using WorldFirst
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
 

Bank of Queensland logo

Bank of Queensland: Foreign Transfer AUD→THB
From Amount:10,000 AUD
Fee:30
Exchange Rate:19.68 (5.02% from mid-rate)
To Amount:196,210 THB
Total Cost:5.31%
Difference:
9,990 THB less than using WorldFirst
Time:
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 3/5.0
Reviews:
 

Commonwealth Bank (CBA) logo

Commonwealth Bank (CBA): Foreign Transfer AUD→THB
From Amount:10,000 AUD
Fee:6
Exchange Rate:19.58 (5.5% from mid-rate)
To Amount:195,683 THB
Total Cost:5.56%
Difference:
10,517 THB less than using WorldFirst
Time:
Rate Fetched: website - Thu Sep 19 2019 07:02:01 GMT+0000 (UTC)
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 1.2/5.0
Reviews:
 

St George Bank logo

St George Bank: Foreign Transfer AUD→THB
From Amount:10,000 AUD
Fee:20
Exchange Rate:19.56 (5.6% from mid-rate)
To Amount:195,209 THB
Total Cost:5.79%
Difference:
10,991 THB less than using WorldFirst
Time:
Rate Fetched: website - 8:00 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 1/5.0
Reviews:
 
Snapshot 09/19/2019 - See full table

Example of the margins and possible savings when you order travel money online with a currency specialist rather than in-person from banks and currency kiosks.

Travel Money ProvidersAmount THB(฿)Exchange RateFee AUDTotal CostDeal Links
Australia Post logo
20,000 THB
Best Overall
20$0 BPay, Card 0.72%-1%3.48%
ANZ Bank logo
19,949 THB
51 THB
20.15A$103.73%
Travel Money Oz logo
19,900 THB
100 THB
19.9A$03.96%
Bank of Melbourne Foreign Currency
Bank of Melbourne logo
19,700 THB
300 THB
20A$154.93%
Banks - Average Rate
ANZ Bank logo Commonwealth Bank (CBA) logo St George Bank logo National Australia Bank (nab) logo Bank of Melbourne logo
19,509 THB
491 THB
19.75105.85%
National Australia Bank (nab) logo
19,424 THB
576 THB
19.62106.26%
Commonwealth Bank (CBA) logo
19,295 THB
705 THB
19.49A$106.88%
Travelex Online AU logo
19,179 THB
821 THB
19.1788$0 BPay, Card 0.72%-1%7.44%
St George Bank logo
19,178 THB
822 THB
19.47A$157.45%
 

Australia Post logo

Australia Post: Travel Money AUD→THB
From Amount:1,000 AUD
Fee:$0 BPAY, 0.77% MasterCard debit, 0.94% MasterCard credit, 0.72% Visa debit and 1% Visa credit
Exchange Rate:20 (3.48% from mid-rate)
To Amount:20,000 THB
Total Cost:3.48%
Time:8:00 Local
Currency Services:Online order, Branch pickup, $10 fee for orders under $1000
Delivery/Collect:2-3 days
Rating:
 
: 4/5.0
Reviews:
 

ANZ Bank logo

ANZ Bank: Travel Money AUD→THB
From Amount:1,000 AUD
Fee:A$10 AUD (1%)
Exchange Rate:20.15 (2.75% from mid-rate)
To Amount:19,949 THB
Total Cost:3.73%
Time:
Rate Fetched: website - Thu Sep 19 2019 07:03:06 GMT+0000 (UTC)
Currency Services:Branch
Delivery/Collect:-
Rating:
 
: 3/5.0
Reviews:
 

Travel Money Oz logo

Travel Money Oz: Travel Money AUD→THB
From Amount:1,000 AUD
Fee:A$0 AUD (0 BPay, Credit Card 1%)
Exchange Rate:19.9 (3.96% from mid-rate)
To Amount:19,900 THB
Total Cost:3.96%
Time:
Rate Fetched: 8:00 Local
Currency Services:Online order, Branch pickup
Delivery/Collect:3-5 days
Rating:
 
: 4.2/5.0
Reviews:
 

Bank of Melbourne logo

Bank of Melbourne: Travel Money AUD→THB
From Amount:1,000 AUD
Fee:A$15 AUD (Minimum fee)
Exchange Rate:20 (3.48% from mid-rate)
To Amount:19,700 THB
Total Cost:4.93%
Time:
Rate Fetched: website - 8:00 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

Banks - Average Rate

Travel Money AUD→THB
From Amount:1,000 AUD
Fee:10
Exchange Rate:19.7 (4.93% from mid-rate)
To Amount:19,509 THB
Total Cost:5.85%
Currency Services:Branch
Delivery/Collect:-
 

National Australia Bank (nab) logo

National Australia Bank (nab): Travel Money AUD→THB
From Amount:1,000 AUD
Fee:10
Exchange Rate:19.62 (5.31% from mid-rate)
To Amount:19,424 THB
Total Cost:6.26%
Time:
Rate Fetched: website - 8:00 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
 
: 2.1/5.0
Reviews:
 

Commonwealth Bank (CBA) logo

Commonwealth Bank (CBA): Travel Money AUD→THB
From Amount:1,000 AUD
Fee:A$10 AUD (1%)
Exchange Rate:19.49 (5.94% from mid-rate)
To Amount:19,295 THB
Total Cost:6.88%
Time:
Rate Fetched: website - Thu Sep 19 2019 07:02:01 GMT+0000 (UTC)
Currency Services:Branch
Delivery/Collect:-
Rating:
 
: 1.2/5.0
Reviews:
 

Travelex Online AU logo

Travelex Online AU: Travel Money AUD→THB
From Amount:1,000 AUD
Fee:$0 BPAY, 0.77% MasterCard debit, 0.94% MasterCard credit, 0.72% Visa debit and 1% Visa credit
Exchange Rate:19.1788 (7.44% from mid-rate)
To Amount:19,179 THB
Total Cost:7.44%
Time:
Rate Fetched: Thu Sep 19 2019 08:00:04 GMT+0000 (UTC)
Currency Services:FREE Home delivery & Branch pickup
Delivery/Collect:2-3 days
Rating:
 
: 4.3/5.0
Reviews:
 

St George Bank logo

St George Bank: Travel Money AUD→THB
From Amount:1,000 AUD
Fee:A$15 AUD (Minimum fee)
Exchange Rate:19.47 (6.04% from mid-rate)
To Amount:19,178 THB
Total Cost:7.45%
Time:
Rate Fetched: website - 8:00 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
 
: 1/5.0
Reviews:
 
Snapshot 09/19/2019 - See full table

AUD / THB converter & margin calculator

A$AUD
฿THB
mid-rates

Compare how much you can save on AUD/THB exchange rates for:

Foreign Transfers Travel Money

Foreign Transfers Travel Money

Australian Dollar

Thai Baht

1 AUD 20.74 THB
5 AUD 103.69 THB
10 AUD 207.39 THB
20 AUD 414.78 THB
50 AUD 1,036.94 THB
100 AUD 2,073.88 THB
250 AUD 5,184.70 THB
500 AUD 10,369.40 THB
1,000 AUD 20,738.80 THB
2,000 AUD 41,477.60 THB
5,000 AUD 103,694.00 THB
10,000 AUD 207,388.00 THB
50,000 AUD 1,036,940.00 THB
100,000 AUD 2,073,880.00 THB
See more

Australian Dollar

Thai Baht

0.0482 AUD 1 THB
0.2411 AUD 5 THB
0.4822 AUD 10 THB
0.9644 AUD 20 THB
2.4110 AUD 50 THB
4.8219 AUD 100 THB
12.05 AUD 250 THB
24.11 AUD 500 THB
48.22 AUD 1,000 THB
96.44 AUD 2,000 THB
241.10 AUD 5,000 THB
482.19 AUD 10,000 THB
2,410.95 AUD 50,000 THB
4,821.90 AUD 100,000 THB
See more
Country Guides (AUD & THB)
AustraliaAustralia (AUD)Christmas IslandChristmas Island (AUD)Cocos Keeling IslandsCocos Keeling Islands (AUD)
Heard And McDonald IslandsHeard And McDonald Islands (AUD)KiribatiKiribati (AUD)NauruNauru (AUD)
Norfolk IslandNorfolk Island (AUD)ThailandThailand (THB)TuvaluTuvalu (AUD)

AUD/THB - Historical Trends

This table shows historic rates and trends of Australian Dollar to Thai Baht over periods upto 10 years.

PeriodChange*AUD/THBDate
1 Day-0.5%20.960617 Sep 2019
7 Day-0.8%21.017911 Sep 2019
30 Day0%20.857919 Aug 2019
3 Month-2.4%21.366320 Jun 2019
1 Year-11.3%23.523118 Sep 2018
5 Year-27.5%28.755619 Sep 2014
10 Year-28.7%29.256520 Sep 2009

*For period to 18-Sep 21UTC when AUD/THB was 20.8594

You can use our AUD interactive charts to check AUDTHB historic trends.

Get a Better FX Deal when you Send and Spend Abroad.

 

AUD and THB in the Markets

When determining the best time to make a foreign exchange transaction, in this case the AUD vs THB, you should pay attention to the recent market trends for both currencies.

 

Australian Dollar (AUD)

In early August the Australian dollar sunk to a 10 year low of 67¢ (Aug-7) to the US dollar. This was due to the offshore yuan breaking the symbolic and closely watched USD/CNY = 7.0 exchange rate, after the trade war flared up again and the US labelled China a "currency manipulator".

Investors have sold AUD in recent months as they’ve bet on aggressive interest-rate cuts by the Reserve Bank of Australia. These bets paid off: the RBA cut its cash rate in both June and July to a record low of 1 percent.

Lower borrowing costs are necessary, investors believe, in light of persistently soft domestic data and the fallout from a US-China trade standoff that shows no sign of nearing an end.

AUD will continue to track changes in interest-rate expectations. Economists expect at least one further cut this year and many expect two by early 2020. After July's cut, the RBA hinted it would leave rates unchanged for several months.

Interestingly, AUD has decoupled from commodity prices in 2019. The price of iron ore (Australia’s largest export) nears multi-year highs while AUD languishes.

Further RBA interest rate cuts this year are now a certainty, and that doesn’t bode well for currency valuations. Westpac has predicted three cuts this year.

Read more in the article AUD Forecasts.

 

Thai Baht (THB)

Recent years have been extremely kind to the baht and 2019 has been no exception. Approaching mid-year, the baht rose to a 6-year high against the US dollar (฿30.66) and to a 10-year high against the Australian dollar (฿21.35), as well as to long-term highs against a host of other major currencies.

The baht is being supported by Thailand’s large current-account surplus and has benefited from speculation that Thai stocks will soon be assigned a larger weighting in the MSCI Emerging Markets index, which would result in significant amounts of foreign capital entering Thailand.

The team at TradingEconomics.com is expecting slight baht weakness over the coming year, with June-2020 forecasts for USD/THB and AUD/THB of 32 and 22 respectively.

Why can't I just get the AUD/THB market rate I see online or in the media?

The mid-rate is the rate you will see quoted online or the news. It is actually just the half-way point (hence mid-rate) between the last rate at which the AUD / THB was traded (bought or sold) in the international markets.

All foreign exchange providers charge a fee for providing their service and this fee is usually contained within the exchange rate margin (or difference to the mid-rate). Some providers such as Transferwise will quote you the mid-rate (or close to) and charge a separate percentage fee.

Getting a good market rate is mainly about timing however the transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

We help you Compare & Save Money on Exchange Rates.

 

View all AUD Exchange Rates