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Australian Dollar to Tongan Paanga exchange rates aren't all the same.

The total cost you are charged by your bank or foreign exchange provider consists of a margin from the interbank mid-rate plus fees. These margins and fees vary significantly for International Money Transfers and Travel Money transactions as shown below.


This resource page for the Australian Dollar to Tongan Paanga exchange rate, has news, forecasts and AUD to TOP comparison tables for foreign transfers and travel money rates and fees on offer by banks and foreign exchange providers. You can also check an exchange rate margin with our Exchange Rate Checker.

AUD/TOP Exchange Rates - How to Compare & Save

Exchange rates can vary significantly depending on the transaction type (transfer, cash or card), currency pair and amount. The below table shows an example of total costs charged by FX specialists and banks for AUD/TOP International Money Transfers. Costs are calculated against the current interbank mid-rate.

ProvidersReceive TOP(T$)Exchange RateFee AUDTotal CostDeal Links
OFX (OzForex) logo
15,718 TOP
Best Overall
OFX (OzForex): Foreign Transfer AUD→TOP
AUD amount:$10,000 AUD
Fee:0^ - No fees for BestExchangeRates users (normally $15 for transfers over $10K)
Exchange Rate:1.5718 (-1.2% from mid-rate)
TOP amount:15,718 TOP
Total Cost:1.2%
Rate Fetched: 0:33 Local
: 4.8/5.0
Snapshot 06/26/2019 - See full table

Example of the margins and possible savings when you order travel money online with a currency specialist rather than in-person from banks and currency kiosks.

Travel Money ProvidersAmount TOP(T$)Exchange RateFee AUDTotal CostDeal Links
Travelex Online AU logo
1,399.6 TOP
Best Overall
1.3996$0 BPay, Card 0.72%-1%12.04%
Travelex Online AU: Travel Money AUD→TOP
AUD amount:$1,000 AUD
Fee:$0 BPAY, 0.77% MasterCard debit, 0.94% MasterCard credit, 0.72% Visa debit and 1% Visa credit
Exchange Rate:1.3996 (12.04% from mid-rate)
TOP amount:1,399.6 TOP
Total Cost:12.04%
Rate Fetched: Wed Jun 26 2019 00:00:06 GMT+0000 (UTC)
Currency Services:Online order, Branch pickup, Home delivery
Delivery/Collect:2-3 days
: 4.3/5.0
Snapshot 06/26/2019 - See full table

AUD to TOP interbank exchange rate = 1.5912


Exchange Rate Checker

If you have been offered/charged an exchange rate then enter it below to check the true cost to the latest interbank mid-rate.


Compare savings on AUD/TOP exchange rates

Foreign Transfers Travel Money

Foreign Transfers Travel Money


AUD and TOP in the Markets

When determining the best time to make a foreign exchange transaction, in this case the AUD vs TOP, you should pay attention to the recent market trends for both currencies.


Australian Dollar (AUD)

In June, the Australian dollar has slumped to multi-month lows against USD, SGD, CAD, JPY, CHF and EUR. At US69.7¢, the benchmark Aussie rate, AUD/USD, was recovering somewhat in the final week of the month but remained 15 percent below 2018’s highest rates.

Investors are selling AUD as they bet on aggressive interest rate cuts by the Reserve Bank of Australia. These cuts will be necessary, investors believe, in light of persistently soft domestic data and the fallout from a US-China trade standoff that shows no sign of nearing an end, or even easing.

The RBA is likely to cut interest rates in July, as it did in June (the first cut in 3 years), and will probably cut again later this year. Although this bodes poorly for the Aussie, it won’t be the only currency this year to be hit by easier central bank policies, and that should keep depreciation at reasonable levels.

Interestingly, AUD has, for now at least, decoupled from commodity prices. The price of iron ore (Australia’s largest export) is at multi-year highs while AUD languishes.

Read more in the article AUD Forecasts.


Tongan Paanga (TOP)

No recent Tongan Paanga market updates.

Why can't I just get the AUD/TOP market rate I see online or in the media?

The mid-rate is the rate you will see quoted online or the news. It is actually just the half-way point (hence mid-rate) between the last rate at which the AUD / TOP was traded (bought or sold) in the international markets.

All foreign exchange providers charge a fee for providing their service and this fee is usually contained within the exchange rate margin (or difference to the mid-rate). Some providers such as Transferwise will quote you the mid-rate (or close to) and charge a separate percentage fee.

Getting a good market rate is mainly about timing however the transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

We help you Compare & Save Money on Exchange Rates.


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