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    PayPal Send Money to United States from Australia AUD/USD

    You can save plenty by searching for better exchange rates when sending money to the United States from Australia. Compare PayPal rates - Save on Aussie dollar to US dollar transfers.

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    How to Save on PayPal AUD to USD Money Transfers

    In the above table we compare PayPal AUD to USD exchange rates to other well established, regulated FX providers and banks to help you save when sending money or making an international payment from Australia to United States.

    The FX providers listed above can help you with the whole process, provide useful advice, online tools and most importantly bank-beating exchange rates & low or zero fees.


    PayPal exchange rates at a glance

    When you use the PayPal to make a foreign transfer the total cost will depend on how you pay, but generally you will be charged between 4%-7% percent of the total amount being converted depending on how you pay.

    When you use a debit/credit card to pay for your transfer you will be charged an extra 3% when you load your PayPal wallet.

    How is the PayPal exchange rate calculated?

    The base foreign exchange rate at which PayPal obtains foreign currency is determined by 3rd party financial institutions, and are adjusted regularly based on market conditions. The exchange rate that PayPal then provides you also includes a processing fee above the base rate.

    The exchange rate provided by PayPal is fixed for each currency and does not change for small or large amounts.

    If you use your credit card to send a payment, you can usually opt to use your credit card provider’s conversion rate instead of PayPal's.

    If you choose to use MasterCard or Visa’s exchange rate, the applied conversion rate will be shown on your credit card statement, and not at the time of the transaction.

    When you use the PayPal App in the US to send a payment to a different currency, you will be using Xoom, a PayPal Service.


    What are AUD to USD forecasts?

    The Australian Dollar (AUD) initially stumbled this week due to a souring market mood that affected demand for the risk-sensitive currency. However, it managed to bounce back during the European session. FX analysts now focus on the latest PMI surveys, as evidence of an ongoing contraction in manufacturing activity could weaken the AUD, although strength in the services sector may mitigate such losses. The Australian Financial Review's survey of 36 economists predicts the AUD to reach 0.71 USD by the end of 2023, but the range varies from 0.67 to 0.77 US cents. The consensus is that the Reserve Bank of Australia (RBA) would make its first-rate cut in early 2024.


    Read our review of recent AUD to USD forecasts.


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    We can help you get an even better deal when sending a Large International Money Transfer.

    Click below for the Request Quotes form and enter your transfer details (BER account required).

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    Save time and money - fewer websites to visit and you get a much better exchange rate & service.