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CAD/NZD - Rate Guide

Canadian Dollar to New Zealand Dollar exchange rates aren't all the same.

The total cost you are charged by your bank or foreign exchange provider consists of a margin from the interbank mid-rate plus fees. These margins and fees vary significantly for International Money Transfers and Travel Money transactions as shown below.

 

CAD/NZD Exchange Rates and Providers Compared

This guide to the Canadian Dollar to New Zealand Dollar exchange rate with 90-day chart & alerts, historic rates, forecasts and CAD to NZD comparison tables for foreign transfers and travel money rates and fees on offer by banks and foreign exchange providers. Calculate amounts and rate margins with the CAD/NZD Calculator.

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CAD/NZD - 90 Day Rate Alerts

1 CAD = 1.1984 NZD

90-DAY HIGHS 60-DAY HIGHS 30-DAY HIGHS 14-DAY HIGHS 7-DAY UP 2%
CAD/NZD over the last 90 days

View CAD/NZD - Interactive Chart

Exchange rates can vary significantly depending on the transaction type (transfer, cash or card), currency pair and amount. The below table shows an example of total costs charged by FX specialists and banks for CAD/NZD International Money Transfers. Costs are calculated against the current interbank mid-rate.

 
Foreign Transfer ProvidersReceive NZD($)Exchange RateFee CADTotal CostDeal Links
OFX logo
11,886 NZD
Best Overall
1.18860^0.8%
XE logo
11,832 NZD
54 NZD
1.183201.25%
HSBC logo
11,526 NZD
360 NZD
1.1543C$153.81%
Coast Capital Savings International Money Transfers
Coast Capital Savings logo
11,439 NZD
447 NZD
1.1555C$1004.53%
Scotiabank logo
11,428 NZD
458 NZD
1.1543C$1004.62%
Banks - Average Rate
Coast Capital Savings logo Scotiabank logo Royal Bank of Canada logo HSBC logo TD Canada Trust logo
11,423 NZD
463 NZD
1.1519154.66%
TD Canada Trust logo
11,412 NZD
474 NZD
1.1527C$1004.76%
Royal Bank of Canada logo
11,311 NZD
575 NZD
1.1425C$1005.6%
 

OFX logo

OFX: Foreign Transfer CAD→NZD
From Amount:10,000 CAD
Fee:0^ - No fees for BestExchangeRates users (normally $15 for smaller transfers)
Exchange Rate:1.1886 (0.8% from mid-rate)
To Amount:11,886 NZD
Total Cost:0.8%
Time:
Rate Fetched: 18:03 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.8/5.0
Reviews:
 

XE logo

XE: Foreign Transfer CAD→NZD
From Amount:10,000 CAD
Fee:
Exchange Rate:1.1832 (1.25% from mid-rate)
To Amount:11,832 NZD
Total Cost:1.25%
Difference:
54 NZD less than using OFX
Time:18:03 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone
Rating:
 
: 3.5/5.0
Reviews:
 

HSBC logo

HSBC: Foreign Transfer CAD→NZD
From Amount:10,000 CAD
Fee:C$15 CAD (.15%)
Exchange Rate:1.1543 (3.66% from mid-rate)
To Amount:11,526 NZD
Total Cost:3.81%
Difference:
360 NZD less than using OFX
Time:18:03 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Coast Capital Savings logo

Coast Capital Savings: Foreign Transfer CAD→NZD
From Amount:10,000 CAD
Fee:C$100 CAD (1%)
Exchange Rate:1.1555 (3.56% from mid-rate)
To Amount:11,439 NZD
Total Cost:4.53%
Difference:
447 NZD less than using OFX
Time:18:03 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Scotiabank logo

Scotiabank: Foreign Transfer CAD→NZD
From Amount:10,000 CAD
Fee:C$100 CAD (1%)
Exchange Rate:1.1543 (3.66% from mid-rate)
To Amount:11,428 NZD
Total Cost:4.62%
Difference:
458 NZD less than using OFX
Time:18:03 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Banks - Average Rate

Foreign Transfer CAD→NZD
From Amount:10,000 CAD
Fee:15
Exchange Rate:1.1383 (5% from mid-rate)
To Amount:11,423 NZD
Total Cost:4.66%
Difference:
463 NZD less than using OFX
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
 

TD Canada Trust logo

TD Canada Trust: Foreign Transfer CAD→NZD
From Amount:10,000 CAD
Fee:C$100 CAD (1%)
Exchange Rate:1.1527 (3.8% from mid-rate)
To Amount:11,412 NZD
Total Cost:4.76%
Difference:
474 NZD less than using OFX
Time:18:03 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Royal Bank of Canada logo

Royal Bank of Canada: Foreign Transfer CAD→NZD
From Amount:10,000 CAD
Fee:C$100 CAD (1%)
Exchange Rate:1.1425 (4.65% from mid-rate)
To Amount:11,311 NZD
Total Cost:5.6%
Difference:
575 NZD less than using OFX
Time:18:03 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 1/5.0
Reviews:
 
Snapshot 09/23/2019 - See full table

Example of the margins and possible savings when you order travel money online with a currency specialist rather than in-person from banks and currency kiosks.

Travel Money ProvidersAmount NZD($)Exchange RateFee CADTotal CostDeal Links
Travelex Online CA logo
1,156.1 NZD
Best Overall
1.1561$03.5%
Royal Bank of Canada logo
1,130.6 NZD
25 NZD
1.130605.63%
TD Canada Trust logo
1,119.1 NZD
37 NZD
1.119106.59%
Banks - Average Rate
Scotiabank logo Royal Bank of Canada logo TD Canada Trust logo
1,116 NZD
40 NZD
1.1237C$106.83%
Scotiabank logo
1,098.97 NZD
57 NZD
1.1214C$208.27%
 

Travelex Online CA logo

Travelex Online CA: Travel Money CAD→NZD
From Amount:1,000 CAD
Fee:$0 - No fees for Debit & Credit Cards
Exchange Rate:1.1561 (3.5% from mid-rate)
To Amount:1,156.1 NZD
Total Cost:3.5%
Time:
Rate Fetched: 18:03 Local
Currency Services:FREE Home delivery & Branch pickup
Delivery/Collect:2-3 days
Rating:
 
: 4.3/5.0
Reviews:
 

Royal Bank of Canada logo

Royal Bank of Canada: Travel Money CAD→NZD
From Amount:1,000 CAD
Fee:
Exchange Rate:1.1306 (5.63% from mid-rate)
To Amount:1,130.6 NZD
Total Cost:5.63%
Time:18:03 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
 
: 1/5.0
Reviews:
 

TD Canada Trust logo

TD Canada Trust: Travel Money CAD→NZD
From Amount:1,000 CAD
Fee:
Exchange Rate:1.1191 (6.59% from mid-rate)
To Amount:1,119.1 NZD
Total Cost:6.59%
Time:18:03 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

Banks - Average Rate

Travel Money CAD→NZD
From Amount:1,000 CAD
Fee:C$10 CAD (1%)
Exchange Rate:1.0482 (12.5% from mid-rate)
To Amount:1,116 NZD
Total Cost:6.83%
Currency Services:Branch
Delivery/Collect:-
 

Scotiabank logo

Scotiabank: Travel Money CAD→NZD
From Amount:1,000 CAD
Fee:C$20 CAD (Minimum fee)
Exchange Rate:1.1214 (6.39% from mid-rate)
To Amount:1,098.97 NZD
Total Cost:8.27%
Time:18:03 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 
Snapshot 09/23/2019 - See full table

CAD / NZD converter & margin calculator

C$CAD
$NZD
mid-rates

Compare how much you can save on CAD/NZD exchange rates for:

Foreign Transfers Travel Money

Foreign Transfers Travel Money

Canadian Dollar

New Zealand Dollar

1 CAD 1.1984 NZD
5 CAD 5.9920 NZD
10 CAD 11.98 NZD
20 CAD 23.97 NZD
50 CAD 59.92 NZD
100 CAD 119.84 NZD
250 CAD 299.60 NZD
500 CAD 599.20 NZD
1,000 CAD 1,198.40 NZD
2,000 CAD 2,396.80 NZD
5,000 CAD 5,992.00 NZD
10,000 CAD 11,984.00 NZD
50,000 CAD 59,920.00 NZD
100,000 CAD 119,840.00 NZD
See more

Canadian Dollar

New Zealand Dollar

0.8344 CAD 1 NZD
4.1720 CAD 5 NZD
8.3440 CAD 10 NZD
16.69 CAD 20 NZD
41.72 CAD 50 NZD
83.44 CAD 100 NZD
208.60 CAD 250 NZD
417.20 CAD 500 NZD
834.40 CAD 1,000 NZD
1,668.80 CAD 2,000 NZD
4,172.00 CAD 5,000 NZD
8,344.00 CAD 10,000 NZD
41,720.00 CAD 50,000 NZD
83,440.00 CAD 100,000 NZD
See more
Country Guides (CAD & NZD)
New ZealandNew Zealand (NZD)CanadaCanada (CAD)Cook IslandsCook Islands (NZD)
NiueNiue (NZD)PitcairnPitcairn (NZD)TokelauTokelau (NZD)

CAD/NZD - Historical Trends

This table shows historic rates and trends of Canadian Dollar to New Zealand Dollar over periods upto 10 years.

PeriodChange*CAD/NZDDate
1 Day+0.5%1.198319 Sep 2019
7 Day+2.1%1.180113 Sep 2019
30 Day+2.5%1.174921 Aug 2019
3 Month+5.1%1.146522 Jun 2019
1 Year+3.9%1.159520 Sep 2018
5 Year+7.5%1.120321 Sep 2014
10 Year-7.2%1.297922 Sep 2009

*For period to 20-Sep 21UTC when CAD/NZD was 1.2048

You can use our CAD interactive charts to check CADNZD historic trends.

Get a Better FX Deal when you Send and Spend Abroad.

 

CAD and NZD in the Markets

When determining the best time to make a foreign exchange transaction, in this case the CAD vs NZD, you should pay attention to the recent market trends for both currencies.

 

Canadian Dollar (CAD)

The Canadian dollar stormed ahead in the second half of June, rising to a 16-week high against the US dollar and to 8-month highs against the euro, pound, Australian and New Zealand dollars. Against the Aussie, a minimal additional increase would take CAD to a 9-year high.

Supporting the loonie was a 10 percent rise in the oil price (oil is among Canada’s most exported products but is volatile and can’t be relied upon), a large and welcome jump in inflation, and dovishness at major central banks of the world, including the Federal Reserve, ECB and RBA.

Any delay to Canadian ratification of the USMCA trade deal (already accepted by Mexico) is likely to depress sentiment on Canada’s currency.

Read more in the article CAD Forecasts.

 

New Zealand Dollar (NZD)

The New Zealand dollar weakened in June to a 7-month low against the euro, at rates below €0.58.

At US$0.65, the kiwi remained weak against the greenback, 6 percent lower than rates in March.

Against the Australian dollar, NZD has been steady in recent months, having spent much of its time between A$0.94 and A$0.95.

Robbing New Zealand's currency of gains in 2019 have been lower NZ interest rates, reduced risk appetite spurred on by an escalation in the US-China trade standoff, and high correlations with other weak currencies, including the Australian dollar and yuan.

Read more in the article NZD Forecasts.

Why can't I just get the CAD/NZD market rate I see online or in the media?

The mid-rate is the rate you will see quoted online or the news. It is actually just the half-way point (hence mid-rate) between the last rate at which the CAD / NZD was traded (bought or sold) in the international markets.

All foreign exchange providers charge a fee for providing their service and this fee is usually contained within the exchange rate margin (or difference to the mid-rate). Some providers such as Transferwise will quote you the mid-rate (or close to) and charge a separate percentage fee.

Getting a good market rate is mainly about timing however the transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

We help you Compare & Save Money on Exchange Rates.

 

View all CAD Exchange Rates