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EUR to CAD - Rate Guide

Euro to Canadian Dollar exchange rates aren't all the same.

The total cost you are charged by your bank or foreign exchange provider consists of a margin from the interbank mid-rate plus fees. These margins and fees vary significantly for International Money Transfers and Travel Money transactions as shown below.

 

EUR/CAD update & alerts

1 EUR = 1.467 CAD

Sell EUR - Buy CAD  Invert

EUR to CAD - Trading Range (90 Day)
60-DAY HIGH (6d)
EUR/CAD 90-DAY TREND: At 1.4638 EUR to CAD is trading near the average 1.4603 with a range 1.4431 to 1.4792. There are no current alerts.
09 Dec, 2019 16:03-EST 21:03-GMT 08:03-AEDT(+1D)

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EUR/CAD Exchange Rates and Providers Compared

This guide to the Euro to Canadian Dollar exchange rate with 90-day chart & alerts, historic rates, forecasts and EUR to CAD comparison tables for foreign transfers and travel money rates and fees on offer by banks and foreign exchange providers. If you want to calculate equivalent amounts in foreign currencies or rate margins then use our EUR/CAD Quick Calculator.

Exchange rates can vary significantly depending on the transaction type (transfer, cash or card), currency pair and amount. The below table shows an example of total costs charged by FX specialists and banks for EUR/CAD International Money Transfers. Costs are calculated against the current interbank mid-rate.

 
  

EUR to CAD International Money Transfers

  

Foreign Transfer ProvidersReceive CAD(C$)Exchange RateFee EURTotal CostDeal Links
OFX logo
C$7,264.5
Best Overall
1.45290 for BER users (normally $15)0.8%
WorldFirst logo
C$7,286.5
C$22 more
1.457300.5%
TorFX logo
C$7,191.5
C$73 less
1.438301.8%
HSBC logo
C$7,047.41
C$217 less
1.4116€7.53.76%
Deutsche Bank International Money Transfers
Deutsche Bank logo
C$6,980.49
C$284 less
1.4102€504.68%
Citibank International Money Transfers
Citibank logo
C$6,976.22
C$288 less
1.3986124.74%
Santander International Money Transfers
Santander logo
C$6,936.64
C$328 less
1.3929205.28%
Banks - Average Rate
Deutsche Bank logo Santander logo Citibank logo Sparkasse Bank logo HSBC logo Bank of Ireland logo Crédit Agricole logo AIB Bank logo BNP Paribas logo
C$6,897
C$367 less
1.3887125.82%
Bank of Ireland International Money Transfers
Bank of Ireland logo
C$6,894.86
C$370 less
1.3929€505.85%
BNP Paribas International Money Transfers
BNP Paribas logo
C$6,850.8
C$414 less
1.384€506.45%
Crédit Agricole International Money Transfers
Crédit Agricole logo
C$6,844.86
C$420 less
1.3828€506.53%
AIB Bank International Money Transfers
AIB Bank logo
C$6,816.15
C$448 less
1.377€506.92%
Sparkasse Bank International Money Transfers
Sparkasse Bank logo
C$6,721.28
C$543 less
1.3483158.22%
 
OFX logo
OFX: Foreign Transfer EUR→CAD
From Amount (EUR)€5,000
Fee:0 for BER users (normally $15)
Exchange Rate:1.4529 (0.8% from mid-rate)
To Amount (CAD) C$7,264.5
Total Cost:0.8%
Time:
Rate Fetched: 6:04 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.8/5.0
Reviews:
 
WorldFirst logo
WorldFirst: Foreign Transfer EUR→CAD
From Amount (EUR)€5,000
Fee:
Exchange Rate:1.4573 (0.5% from mid-rate)
To Amount (CAD) C$7,286.5
Total Cost:0.5%
Difference:
C$22 CAD more than using OFX
Time:6:04 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.6/5.0
Reviews:
 
TorFX logo
TorFX: Foreign Transfer EUR→CAD
From Amount (EUR)€5,000
Fee:0
Exchange Rate:1.4383 (1.8% from mid-rate)
To Amount (CAD) C$7,191.5
Total Cost:1.8%
Difference:
C$73 CAD less than using OFX
Time:6:04 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone
Rating:
 
: 4.7/5.0
Reviews:
 
HSBC logo
HSBC: Foreign Transfer EUR→CAD
From Amount (EUR)€5,000
Fee:€7.5 EUR (.15%)
Exchange Rate:1.4116 (3.62% from mid-rate)
To Amount (CAD) C$7,047.41
Total Cost:3.76%
Difference:
C$217 CAD less than using OFX
Time:6:04 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
Deutsche Bank logo
Deutsche Bank: Foreign Transfer EUR→CAD
From Amount (EUR)€5,000
Fee:€50 EUR (1%)
Exchange Rate:1.4102 (3.71% from mid-rate)
To Amount (CAD) C$6,980.49
Total Cost:4.68%
Difference:
C$284 CAD less than using OFX
Time:6:04 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
Citibank logo
Citibank: Foreign Transfer EUR→CAD
From Amount (EUR)€5,000
Fee:12
Exchange Rate:1.3986 (4.51% from mid-rate)
To Amount (CAD) C$6,976.22
Total Cost:4.74%
Difference:
C$288 CAD less than using OFX
Time:6:04 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
Santander logo
Santander: Foreign Transfer EUR→CAD
From Amount (EUR)€5,000
Fee:20
Exchange Rate:1.3929 (4.9% from mid-rate)
To Amount (CAD) C$6,936.64
Total Cost:5.28%
Difference:
C$328 CAD less than using OFX
Time:6:04 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 2/5.0
Reviews:
 
Banks - Average Rate
Foreign Transfer EUR→CAD
From Amount (EUR)€5,000
Fee:12
Exchange Rate:1.3885 (5.2% from mid-rate)
To Amount (CAD) C$6,897
Total Cost:5.82%
Difference:
C$367 CAD less than using OFX
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
 
Bank of Ireland logo
Bank of Ireland: Foreign Transfer EUR→CAD
From Amount (EUR)€5,000
Fee:€50 EUR (1%)
Exchange Rate:1.3929 (4.9% from mid-rate)
To Amount (CAD) C$6,894.86
Total Cost:5.85%
Difference:
C$370 CAD less than using OFX
Time:6:04 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
BNP Paribas logo
BNP Paribas: Foreign Transfer EUR→CAD
From Amount (EUR)€5,000
Fee:€50 EUR (1%)
Exchange Rate:1.3840 (5.5% from mid-rate)
To Amount (CAD) C$6,850.8
Total Cost:6.45%
Difference:
C$414 CAD less than using OFX
Time:6:04 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
Crédit Agricole logo
Crédit Agricole: Foreign Transfer EUR→CAD
From Amount (EUR)€5,000
Fee:€50 EUR (1%)
Exchange Rate:1.3828 (5.59% from mid-rate)
To Amount (CAD) C$6,844.86
Total Cost:6.53%
Difference:
C$420 CAD less than using OFX
Time:6:04 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
AIB Bank logo
AIB Bank: Foreign Transfer EUR→CAD
From Amount (EUR)€5,000
Fee:€50 EUR (1%)
Exchange Rate:1.3770 (5.98% from mid-rate)
To Amount (CAD) C$6,816.15
Total Cost:6.92%
Difference:
C$448 CAD less than using OFX
Time:6:04 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
Sparkasse Bank logo
Sparkasse Bank: Foreign Transfer EUR→CAD
From Amount (EUR)€5,000
Fee:15
Exchange Rate:1.3483 (7.94% from mid-rate)
To Amount (CAD) C$6,721.28
Total Cost:8.22%
Difference:
C$543 CAD less than using OFX
Time:6:04 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
Snapshot 12/10/2019 - See full table

Example of the margins and possible savings when you order travel money online with a currency specialist rather than in-person from banks and currency kiosks.

  

Canadian dollar Travel Money

  

Travel Money ProvidersAmount CAD(C$)Exchange RateFee EURTotal CostDeal Links
Travelex Online logo
C$1,391.5
Best Overall
1.391504.99%
Deutsche Bank Foreign Currency
Deutsche Bank logo
C$1,343.44
C$48 less
1.3639€158.27%
BNP Paribas Foreign Currency
BNP Paribas logo
C$1,336.45
C$55 less
1.3568€158.75%
La Poste Foreign Currency
La Poste logo
C$1,336.45
C$55 less
1.3568€158.75%
Citibank Foreign Currency
Citibank logo
C$1,336.2
C$55 less
1.3497€108.77%
Banks - Average Rate
Deutsche Bank logo Citibank logo Sparkasse Bank logo HSBC logo Bank of Ireland logo Crédit Agricole logo AIB Bank logo BNP Paribas logo La Poste logo
C$1,325
C$66 less
1.3397€109.55%
Crédit Agricole Foreign Currency
Crédit Agricole logo
C$1,322.56
C$69 less
1.3427€159.7%
Bank of Ireland Foreign Currency
Bank of Ireland logo
C$1,320.86
C$71 less
1.3342€109.81%
AIB Bank Foreign Currency
AIB Bank logo
C$1,318.09
C$73 less
1.3314€1010%
Sparkasse Bank Foreign Currency
Sparkasse Bank logo
C$1,308.29
C$83 less
1.3215€1010.67%
HSBC logo
C$1,300.3
C$91 less
1.3003011.22%
 
Travelex Online logo
Travelex Online: Travel Money EUR→CAD
From Amount (EUR)€1,000
Fee:undefined
Exchange Rate:1.3915 (4.99% from mid-rate)
To Amount (CAD) C$1,391.5
Total Cost:4.99%
Time:
Rate Fetched: Tue Dec 10 2019 06:00:04 GMT+0000 (UTC)
Currency Services:FREE Home delivery & Branch pickup
Delivery/Collect:2-3 days
Rating:
 
: 4.3/5.0
Reviews:
 
Deutsche Bank logo
Deutsche Bank: Travel Money EUR→CAD
From Amount (EUR)€1,000
Fee:€15 EUR (Minimum fee)
Exchange Rate:1.3639 (6.88% from mid-rate)
To Amount (CAD) C$1,343.44
Total Cost:8.27%
Time:6:04 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 
BNP Paribas logo
BNP Paribas: Travel Money EUR→CAD
From Amount (EUR)€1,000
Fee:€15 EUR (Minimum fee)
Exchange Rate:1.3568 (7.36% from mid-rate)
To Amount (CAD) C$1,336.45
Total Cost:8.75%
Time:6:04 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 
La Poste logo
La Poste: Travel Money EUR→CAD
From Amount (EUR)€1,000
Fee:€15 EUR (Minimum fee)
Exchange Rate:1.3568 (7.36% from mid-rate)
To Amount (CAD) C$1,336.45
Total Cost:8.75%
Time:6:04 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 
Citibank logo
Citibank: Travel Money EUR→CAD
From Amount (EUR)€1,000
Fee:€10 EUR (1%)
Exchange Rate:1.3497 (7.85% from mid-rate)
To Amount (CAD) C$1,336.2
Total Cost:8.77%
Time:6:04 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 
Banks - Average Rate
Travel Money EUR→CAD
From Amount (EUR)€1,000
Fee:€10 EUR (1%)
Exchange Rate:1.2932 (11.7% from mid-rate)
To Amount (CAD) C$1,325
Total Cost:9.55%
Currency Services:Branch
Delivery/Collect:-
 
Crédit Agricole logo
Crédit Agricole: Travel Money EUR→CAD
From Amount (EUR)€1,000
Fee:€15 EUR (Minimum fee)
Exchange Rate:1.3427 (8.32% from mid-rate)
To Amount (CAD) C$1,322.56
Total Cost:9.7%
Time:6:04 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 
Bank of Ireland logo
Bank of Ireland: Travel Money EUR→CAD
From Amount (EUR)€1,000
Fee:€10 EUR (1%)
Exchange Rate:1.3342 (8.9% from mid-rate)
To Amount (CAD) C$1,320.86
Total Cost:9.81%
Time:6:04 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 
AIB Bank logo
AIB Bank: Travel Money EUR→CAD
From Amount (EUR)€1,000
Fee:€10 EUR (1%)
Exchange Rate:1.3314 (9.09% from mid-rate)
To Amount (CAD) C$1,318.09
Total Cost:10%
Time:6:04 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 
Sparkasse Bank logo
Sparkasse Bank: Travel Money EUR→CAD
From Amount (EUR)€1,000
Fee:€10 EUR (1%)
Exchange Rate:1.3215 (9.77% from mid-rate)
To Amount (CAD) C$1,308.29
Total Cost:10.67%
Time:6:04 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 
HSBC logo
HSBC: Travel Money EUR→CAD
From Amount (EUR)€1,000
Fee:
Exchange Rate:1.3003 (11.22% from mid-rate)
To Amount (CAD) C$1,300.3
Total Cost:11.22%
Time:6:04 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 
Snapshot 12/10/2019 - See full table

EURCAD blended flags

EUR and CAD in the Markets

When determining the best time to make a foreign exchange transaction, in this case the EUR vs CAD, you should pay attention to the recent market trends for both currencies.

Euro (EUR)

Euro sentiment dipped in mid-June after the ECB, like other major central banks of the world, ramped up its dovish rhetoric. It said that there was “considerable room” for further quantitative easing and that it would consider negative interest rates. Ordinarily, this would spark an extended euro decline but since other major currencies are also wrestling with easier central bank policies, euro depreciation may be contained.

In spite of Brexit, a slowdown in economic growth, Italian risks and persistently weak inflation — an important measure of inflation expectations fell in June to a record low — the euro did fantastically well against the Australian dollar, New Zealand dollar and British pound between mid-April and mid-June. Due to a stronger US dollar, EUR/USD was down 2 percent on the year at $1.12, close to long-term lows.

Read more in the article EUR Forecasts.

 

Canadian Dollar (CAD)

The Canadian dollar stormed ahead in the second half of June, rising to a 16-week high against the US dollar and to 8-month highs against the euro, pound, Australian and New Zealand dollars. Against the Aussie, a minimal additional increase would take CAD to a 9-year high.

Supporting the loonie was a 10 percent rise in the oil price (oil is among Canada’s most exported products but is volatile and can’t be relied upon), a large and welcome jump in inflation, and dovishness at major central banks of the world, including the Federal Reserve, ECB and RBA.

Any delay to Canadian ratification of the USMCA trade deal (already accepted by Mexico) is likely to depress sentiment on Canada’s currency.

For more details read the full article Canadian dollar news and forecasts.

Read more in the article CAD Forecasts.

Why can't I just get the EUR/CAD market rate I see online or in the media?

The mid-rate is the rate you will see quoted online or the news. It is actually just the half-way point (hence mid-rate) between the last rate at which the EUR / CAD was traded (bought or sold) in the international markets.

All foreign exchange providers charge a fee for providing their service and this fee is usually contained within the exchange rate margin (or difference to the mid-rate). Some providers such as Transferwise will quote you the mid-rate (or close to) and charge a separate percentage fee.

EURCAD blended flags

Getting a good market rate is mainly about timing however the transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

We help you Compare & Save Money on Exchange Rates.

 

View all EUR Exchange Rates