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EUR/CAD - Rate Guide

Euro to Canadian Dollar exchange rates aren't all the same.

The total cost you are charged by your bank or foreign exchange provider consists of a margin from the interbank mid-rate plus fees. These margins and fees vary significantly for International Money Transfers and Travel Money transactions as shown below.

 

EUR/CAD Exchange Rates and Providers Compared

This guide to the Euro to Canadian Dollar exchange rate with 90-day chart & alerts, historic rates, forecasts and EUR to CAD comparison tables for foreign transfers and travel money rates and fees on offer by banks and foreign exchange providers. Calculate amounts and rate margins with the EUR/CAD Calculator.

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EUR/CAD - 90 Day Rate Alerts

1 EUR = 1.47 CAD

NO ALERTS for EUR/CAD
EUR/CAD over the last 90 days

View EUR/CAD - Interactive Chart

Exchange rates can vary significantly depending on the transaction type (transfer, cash or card), currency pair and amount. The below table shows an example of total costs charged by FX specialists and banks for EUR/CAD International Money Transfers. Costs are calculated against the current interbank mid-rate.

 

EUR to CAD International Money Transfers

  

Foreign Transfer ProvidersReceive CAD(C$)Exchange RateFee EURTotal CostDeal Links
OFX logo
7,275 CAD
Best Overall
1.4550 for BER users (normally $15)0.8%
WorldFirst logo
7,297 CAD
22 CAD
1.459400.5%
TorFX logo
7,207 CAD
68 CAD
1.441401.72%
HSBC logo
7,062.89 CAD
212 CAD
1.4147€7.53.69%
Deutsche Bank International Money Transfers
Deutsche Bank logo
6,995.34 CAD
280 CAD
1.4132€504.61%
Citibank International Money Transfers
Citibank logo
6,991.68 CAD
283 CAD
1.4017124.66%
Santander International Money Transfers
Santander logo
6,951.58 CAD
323 CAD
1.3959205.21%
Banks - Average Rate
Deutsche Bank logo Santander logo Citibank logo Sparkasse Bank logo HSBC logo Bank of Ireland logo Crédit Agricole logo AIB Bank logo BNP Paribas logo
6,910 CAD
365 CAD
1.3915125.77%
Bank of Ireland International Money Transfers
Bank of Ireland logo
6,909.71 CAD
365 CAD
1.3959€505.78%
BNP Paribas International Money Transfers
BNP Paribas logo
6,860.7 CAD
414 CAD
1.386€506.45%
Crédit Agricole International Money Transfers
Crédit Agricole logo
6,859.71 CAD
415 CAD
1.3858€506.46%
AIB Bank International Money Transfers
AIB Bank logo
6,831 CAD
444 CAD
1.38€506.85%
Sparkasse Bank International Money Transfers
Sparkasse Bank logo
6,731.25 CAD
544 CAD
1.3503158.21%
 

OFX logo

OFX: Foreign Transfer EUR→CAD
From Amount:5,000 EUR
Fee:0 for BER users (normally $15)
Exchange Rate:1.4550 (0.8% from mid-rate)
To Amount:7,275 CAD
Total Cost:0.8%
Time:
Rate Fetched: 6:01 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.8/5.0
Reviews:
 

WorldFirst logo

WorldFirst: Foreign Transfer EUR→CAD
From Amount:5,000 EUR
Fee:
Exchange Rate:1.4594 (0.5% from mid-rate)
To Amount:7,297 CAD
Total Cost:0.5%
Difference:
22 CAD more than using OFX
Time:6:01 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.6/5.0
Reviews:
 

TorFX logo

TorFX: Foreign Transfer EUR→CAD
From Amount:5,000 EUR
Fee:0
Exchange Rate:1.4414 (1.72% from mid-rate)
To Amount:7,207 CAD
Total Cost:1.72%
Difference:
68 CAD less than using OFX
Time:6:01 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone
Rating:
 
: 4.7/5.0
Reviews:
 

HSBC logo

HSBC: Foreign Transfer EUR→CAD
From Amount:5,000 EUR
Fee:€7.5 EUR (.15%)
Exchange Rate:1.4147 (3.55% from mid-rate)
To Amount:7,062.89 CAD
Total Cost:3.69%
Difference:
212 CAD less than using OFX
Time:6:01 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Deutsche Bank logo

Deutsche Bank: Foreign Transfer EUR→CAD
From Amount:5,000 EUR
Fee:€50 EUR (1%)
Exchange Rate:1.4132 (3.65% from mid-rate)
To Amount:6,995.34 CAD
Total Cost:4.61%
Difference:
280 CAD less than using OFX
Time:6:01 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Citibank logo

Citibank: Foreign Transfer EUR→CAD
From Amount:5,000 EUR
Fee:12
Exchange Rate:1.4017 (4.43% from mid-rate)
To Amount:6,991.68 CAD
Total Cost:4.66%
Difference:
283 CAD less than using OFX
Time:6:01 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Santander logo

Santander: Foreign Transfer EUR→CAD
From Amount:5,000 EUR
Fee:20
Exchange Rate:1.3959 (4.83% from mid-rate)
To Amount:6,951.58 CAD
Total Cost:5.21%
Difference:
323 CAD less than using OFX
Time:6:01 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 2/5.0
Reviews:
 

Banks - Average Rate

Foreign Transfer EUR→CAD
From Amount:5,000 EUR
Fee:12
Exchange Rate:1.3915 (5.13% from mid-rate)
To Amount:6,910 CAD
Total Cost:5.77%
Difference:
365 CAD less than using OFX
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
 

Bank of Ireland logo

Bank of Ireland: Foreign Transfer EUR→CAD
From Amount:5,000 EUR
Fee:€50 EUR (1%)
Exchange Rate:1.3959 (4.83% from mid-rate)
To Amount:6,909.71 CAD
Total Cost:5.78%
Difference:
365 CAD less than using OFX
Time:6:01 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

BNP Paribas logo

BNP Paribas: Foreign Transfer EUR→CAD
From Amount:5,000 EUR
Fee:€50 EUR (1%)
Exchange Rate:1.3860 (5.5% from mid-rate)
To Amount:6,860.7 CAD
Total Cost:6.45%
Difference:
414 CAD less than using OFX
Time:6:01 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Crédit Agricole logo

Crédit Agricole: Foreign Transfer EUR→CAD
From Amount:5,000 EUR
Fee:€50 EUR (1%)
Exchange Rate:1.3858 (5.52% from mid-rate)
To Amount:6,859.71 CAD
Total Cost:6.46%
Difference:
415 CAD less than using OFX
Time:6:01 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

AIB Bank logo

AIB Bank: Foreign Transfer EUR→CAD
From Amount:5,000 EUR
Fee:€50 EUR (1%)
Exchange Rate:1.3800 (5.91% from mid-rate)
To Amount:6,831 CAD
Total Cost:6.85%
Difference:
444 CAD less than using OFX
Time:6:01 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Sparkasse Bank logo

Sparkasse Bank: Foreign Transfer EUR→CAD
From Amount:5,000 EUR
Fee:15
Exchange Rate:1.3503 (7.94% from mid-rate)
To Amount:6,731.25 CAD
Total Cost:8.21%
Difference:
544 CAD less than using OFX
Time:6:01 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
Snapshot 09/19/2019 - See full table

Example of the margins and possible savings when you order travel money online with a currency specialist rather than in-person from banks and currency kiosks.

Travel Money ProvidersAmount CAD(C$)Exchange RateFee EURTotal CostDeal Links
Travelex Online logo
1,392.2 CAD
Best Overall
1.392205.08%
Deutsche Bank Foreign Currency
Deutsche Bank logo
1,345.31 CAD
47 CAD
1.3658€158.28%
BNP Paribas Foreign Currency
BNP Paribas logo
1,338.42 CAD
54 CAD
1.3588€158.75%
La Poste Foreign Currency
La Poste logo
1,338.42 CAD
54 CAD
1.3588€158.75%
Citibank Foreign Currency
Citibank logo
1,338.18 CAD
54 CAD
1.3517€108.76%
Banks - Average Rate
Deutsche Bank logo Citibank logo Sparkasse Bank logo HSBC logo Bank of Ireland logo Crédit Agricole logo AIB Bank logo BNP Paribas logo La Poste logo
1,327 CAD
65 CAD
1.3416€109.55%
Crédit Agricole Foreign Currency
Crédit Agricole logo
1,324.43 CAD
68 CAD
1.3446€159.7%
Bank of Ireland Foreign Currency
Bank of Ireland logo
1,322.74 CAD
69 CAD
1.3361€109.82%
AIB Bank Foreign Currency
AIB Bank logo
1,319.97 CAD
72 CAD
1.3333€1010%
Sparkasse Bank Foreign Currency
Sparkasse Bank logo
1,310.17 CAD
82 CAD
1.3234€1010.67%
HSBC logo
1,302.1 CAD
90 CAD
1.3021011.22%
 

Travelex Online logo

Travelex Online: Travel Money EUR→CAD
From Amount:1,000 EUR
Fee:undefined
Exchange Rate:1.3922 (5.08% from mid-rate)
To Amount:1,392.2 CAD
Total Cost:5.08%
Time:
Rate Fetched: Thu Sep 19 2019 06:00:04 GMT+0000 (UTC)
Currency Services:FREE Home delivery & Branch pickup
Delivery/Collect:2-3 days
Rating:
 
: 4.3/5.0
Reviews:
 

Deutsche Bank logo

Deutsche Bank: Travel Money EUR→CAD
From Amount:1,000 EUR
Fee:€15 EUR (Minimum fee)
Exchange Rate:1.3658 (6.88% from mid-rate)
To Amount:1,345.31 CAD
Total Cost:8.28%
Time:6:01 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

BNP Paribas logo

BNP Paribas: Travel Money EUR→CAD
From Amount:1,000 EUR
Fee:€15 EUR (Minimum fee)
Exchange Rate:1.3588 (7.36% from mid-rate)
To Amount:1,338.42 CAD
Total Cost:8.75%
Time:6:01 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

La Poste logo

La Poste: Travel Money EUR→CAD
From Amount:1,000 EUR
Fee:€15 EUR (Minimum fee)
Exchange Rate:1.3588 (7.36% from mid-rate)
To Amount:1,338.42 CAD
Total Cost:8.75%
Time:6:01 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

Citibank logo

Citibank: Travel Money EUR→CAD
From Amount:1,000 EUR
Fee:€10 EUR (1%)
Exchange Rate:1.3517 (7.84% from mid-rate)
To Amount:1,338.18 CAD
Total Cost:8.76%
Time:6:01 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

Banks - Average Rate

Travel Money EUR→CAD
From Amount:1,000 EUR
Fee:€10 EUR (1%)
Exchange Rate:1.2951 (11.7% from mid-rate)
To Amount:1,327 CAD
Total Cost:9.55%
Currency Services:Branch
Delivery/Collect:-
 

Crédit Agricole logo

Crédit Agricole: Travel Money EUR→CAD
From Amount:1,000 EUR
Fee:€15 EUR (Minimum fee)
Exchange Rate:1.3446 (8.32% from mid-rate)
To Amount:1,324.43 CAD
Total Cost:9.7%
Time:6:01 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

Bank of Ireland logo

Bank of Ireland: Travel Money EUR→CAD
From Amount:1,000 EUR
Fee:€10 EUR (1%)
Exchange Rate:1.3361 (8.9% from mid-rate)
To Amount:1,322.74 CAD
Total Cost:9.82%
Time:6:01 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

AIB Bank logo

AIB Bank: Travel Money EUR→CAD
From Amount:1,000 EUR
Fee:€10 EUR (1%)
Exchange Rate:1.3333 (9.1% from mid-rate)
To Amount:1,319.97 CAD
Total Cost:10%
Time:6:01 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

Sparkasse Bank logo

Sparkasse Bank: Travel Money EUR→CAD
From Amount:1,000 EUR
Fee:€10 EUR (1%)
Exchange Rate:1.3234 (9.77% from mid-rate)
To Amount:1,310.17 CAD
Total Cost:10.67%
Time:6:01 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

HSBC logo

HSBC: Travel Money EUR→CAD
From Amount:1,000 EUR
Fee:
Exchange Rate:1.3021 (11.22% from mid-rate)
To Amount:1,302.1 CAD
Total Cost:11.22%
Time:6:01 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 
Snapshot 09/19/2019 - See full table

EUR / CAD converter & margin calculator

€EUR
C$CAD
mid-rates

Compare how much you can save on EUR/CAD exchange rates for:

Foreign Transfers Travel Money

Foreign Transfers Travel Money

Euro

Canadian Dollar

1 EUR 1.4700 CAD
5 EUR 7.3500 CAD
10 EUR 14.70 CAD
20 EUR 29.40 CAD
50 EUR 73.50 CAD
100 EUR 147.00 CAD
250 EUR 367.50 CAD
500 EUR 735.00 CAD
1,000 EUR 1,470.00 CAD
2,000 EUR 2,940.00 CAD
5,000 EUR 7,350.00 CAD
10,000 EUR 14,700.00 CAD
50,000 EUR 73,500.00 CAD
100,000 EUR 147,000.00 CAD
See more

Euro

Canadian Dollar

0.6803 EUR 1 CAD
3.4015 EUR 5 CAD
6.8030 EUR 10 CAD
13.61 EUR 20 CAD
34.02 EUR 50 CAD
68.03 EUR 100 CAD
170.08 EUR 250 CAD
340.15 EUR 500 CAD
680.30 EUR 1,000 CAD
1,360.60 EUR 2,000 CAD
3,401.50 EUR 5,000 CAD
6,803.00 EUR 10,000 CAD
34,015.00 EUR 50,000 CAD
68,030.00 EUR 100,000 CAD
See more
Country Guides (EUR & CAD)
EurozoneEurozone (EUR)Aaland IslandsAaland Islands (EUR)AndorraAndorra (EUR)
AustriaAustria (EUR)BelgiumBelgium (EUR)CanadaCanada (CAD)
CyprusCyprus (EUR)EstoniaEstonia (EUR)FinlandFinland (EUR)
FranceFrance (EUR)French GuineaFrench Guinea (EUR)French Southern TerritoriesFrench Southern Territories (EUR)
GermanyGermany (EUR)GreeceGreece (EUR)GuadeloupeGuadeloupe (EUR)
Vatican CityVatican City (EUR)IrelandIreland (EUR)ItalyItaly (EUR)
LuxembourgLuxembourg (EUR)MaltaMalta (EUR)MartiniqueMartinique (EUR)
MayotteMayotte (EUR)MonacoMonaco (EUR)MontenegroMontenegro (EUR)
NetherlandsNetherlands (EUR)PortugalPortugal (EUR)ReunionReunion (EUR)
Saint BarthélemySaint Barthélemy (EUR)Saint MartinSaint Martin (EUR)Saint Pierre And MiquelonSaint Pierre And Miquelon (EUR)
San MarinoSan Marino (EUR)SlovakiaSlovakia (EUR)SloveniaSlovenia (EUR)
SpainSpain (EUR)

EUR/CAD - Historical Trends

This table shows historic rates and trends of Euro to Canadian Dollar over periods upto 10 years.

PeriodChange*EUR/CADDate
1 Day-0.1%1.466517 Sep 2019
7 Day+0.9%1.452111 Sep 2019
30 Day-0.8%1.477219 Aug 2019
3 Month-1.6%1.489120 Jun 2019
1 Year-3.3%1.514818 Sep 2018
5 Year+4.2%1.406719 Sep 2014
10 Year-7%1.575020 Sep 2009

*For period to 18-Sep 21UTC when EUR/CAD was 1.4654

You can use our EUR interactive charts to check EURCAD historic trends.

Get a Better FX Deal when you Send and Spend Abroad.

 

EURCAD blended flags

EUR and CAD in the Markets

When determining the best time to make a foreign exchange transaction, in this case the EUR vs CAD, you should pay attention to the recent market trends for both currencies.

 

Euro (EUR)

Euro sentiment dipped in mid-June after the ECB, like other major central banks of the world, ramped up its dovish rhetoric. It said that there was “considerable room” for further quantitative easing and that it would consider negative interest rates. Ordinarily, this would spark an extended euro decline but since other major currencies are also wrestling with easier central bank policies, euro depreciation may be contained.

In spite of Brexit, a slowdown in economic growth, Italian risks and persistently weak inflation — an important measure of inflation expectations fell in June to a record low — the euro did fantastically well against the Australian dollar, New Zealand dollar and British pound between mid-April and mid-June. Due to a stronger US dollar, EUR/USD was down 2 percent on the year at $1.12, close to long-term lows.

Read more in the article EUR Forecasts.

 

Canadian Dollar (CAD)

The Canadian dollar stormed ahead in the second half of June, rising to a 16-week high against the US dollar and to 8-month highs against the euro, pound, Australian and New Zealand dollars. Against the Aussie, a minimal additional increase would take CAD to a 9-year high.

Supporting the loonie was a 10 percent rise in the oil price (oil is among Canada’s most exported products but is volatile and can’t be relied upon), a large and welcome jump in inflation, and dovishness at major central banks of the world, including the Federal Reserve, ECB and RBA.

Any delay to Canadian ratification of the USMCA trade deal (already accepted by Mexico) is likely to depress sentiment on Canada’s currency.

Read more in the article CAD Forecasts.

Why can't I just get the EUR/CAD market rate I see online or in the media?

The mid-rate is the rate you will see quoted online or the news. It is actually just the half-way point (hence mid-rate) between the last rate at which the EUR / CAD was traded (bought or sold) in the international markets.

All foreign exchange providers charge a fee for providing their service and this fee is usually contained within the exchange rate margin (or difference to the mid-rate). Some providers such as Transferwise will quote you the mid-rate (or close to) and charge a separate percentage fee.

EURCAD blended flags

Getting a good market rate is mainly about timing however the transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

We help you Compare & Save Money on Exchange Rates.

 

View all EUR Exchange Rates