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EUR to USD Forecasts – euro to US dollar

Latest EUR to USD forecasts including bank predictions, key market drivers and recent trends for EUR/USD. See where analysts expect the pair to move and the factors likely to influence it.

 

EUR to USD Forecast & Outlook

16 Jul 2026 • 00:27 GMT

EUR/USD 1.1470

📊 Forecast snapshot

  • Near-term bias: 🔴 Mild downside
  • Expected range: 1.1470 – 1.1790
  • Dominant driver: 🌍 Global risk sentiment
  • 3-month trend: ⚪ Range-bound

Currently, EUR/USD is trading close to 14-day highs near 1.1470, holding near the 3-month average of 1.1584. The pair is supported by risk-off sentiment and safe-haven flows, but momentum remains limited. Over the next few sessions, the pair may face pressure if geopolitical tensions persist, keeping the euro under consolidation within its recent range.

💸 Transfer implications

  • Expats: sending money to the US may find current levels relatively favourable, but caution is warranted if the pair weakens further.
  • Travellers: buying USD cash or loading cards might see steady conditions; downside risks could make USD more attractive.
  • Businesses: paying USD invoices with EUR could encounter less favourable conditions if the pair declines further.

🧭 Key drivers

  • Rate gap: The Federal Reserve's hawkish signals are supporting the USD, keeping the rate differential in their favour.
  • Risk/commodities: Heightened geopolitical tensions and safe-haven flows are pressuring risk-sensitive currencies, including EUR.
  • Global factors: Oil prices linked to geopolitical issues continue to influence USD demand amid risk-off conditions.

⚠️ What could change it

  • Upside risk: Improved risk appetite or easing geopolitical tensions might curb USD demand and support EUR gains.
  • Downside risk: Further escalation in tensions or hawkish Fed surprises could deepen USD strength and weigh on EUR.

BER suggests comparing FX providers may help offset less favourable exchange conditions, and shopping around for the lowest margins can help reduce overall transfer costs.

 

EURUSD Bank Forecasts to end of the year

The outlook for EUR/USD is mixed among major banks as they provide varying forecasts for the end of the year. Bank of America anticipates a stronger dollar, expecting EUR/USD to reach 1.15, influenced by the potential hawkish stance of the Federal Reserve. On the other hand, ING forecasts the pair to rise to 1.18, expecting a softer dollar due to a more dovish Fed outlook and diminishing energy sensitivities. UBS maintains a more balanced view with the pair around 1.20, seeing risks evenly distributed.

Big bank views

  • Bank of America expects EUR/USD to end 2026 at 1.15, citing a stronger dollar.
  • ING projects EUR/USD to reach 1.18 by year-end, anticipating moderate USD depreciation.
  • UBS sees EUR/USD risks balanced around 1.20 through the end of 2026.

What could change the outlook

  • A shift in the Federal Reserve's monetary policy stance could significantly impact USD strength.
  • Eurozone inflation data and ECB policy actions might affect euro movements against the dollar.
 

EUR-USD Rate Calculator

 
 
   
   
   
   
   
 
 

EUR to USD Market Data

Euro (EUR) to US dollar (USD) market data - latest interbank exchange rate, trend, chart & historic rates.

 
Sell EUR   →   Buy USD
1 EUR =
1.1446We compare provider deals to this wholesale mid-market rate. Read more
USD
1d+0.4%▲
EUR to USD is at 14-day highs near 1.1470, just 1.0% below its 3-month average of 1.1584, having traded in a very stable 3.8% range from 1.1359 to 1.1789
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  1 USD = 0.8737 EUR

Compare & Save - euro to US dollar

Exchange rates can vary significantly between different currency exchange providers, so it's important to compare euro (EUR) to US dollar (USD) rates from different sources before making a conversion.

Use our EUR to USD calculator to see how much you could save on your international money transfers. makes it easy to compare the Total Cost you are being charged on Euro to Dollar currency rates and the possible savings of using various providers.

 
 

Will the Euro rise against the US dollar?

This is always a difficult question as exchange rates are influenced by many factors, so a good method to consider the euro vs US dollar current value is to look the EUR/USD historic rate and change over a range of periods.

The following table looks at the change in the EUR to USD exchange rate over periods from the previous week back to the last 10 years.

DateEUR/USDChangePeriod
02 Jul 2026
1.1423
0.4% ▲2 Week
17 Apr 2026
1.1773
2.6% ▼3 Month
16 Jul 2025
1.1636
1.4% ▼1 Year
17 Jul 2021
1.1805
2.9% ▼5 Year
18 Jul 2016
1.1072
3.6% ▲10 Year
21 Jul 2006
1.2684
9.6% ▼20 Year
EUR/USD historic rates & change to 16-Jul-2026

It is almost impossible to predict what an exchange rate will do in the future, the best approach is to monitor the currency markets and transact when an exchange rate moves in your favour.

To help with this you can add EUR/USD to your personalised Rate Tracker to track and benefit from currency movements.

 
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Rather than requiring you to set a target rate, our Rate Alerts keep you informed of recent trends and movements of currency pairs.

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Forecasts disclaimer: Please be advised that the forecasts and analysis of market data presented on BestExchangeRates.com are solely a review and compilation of forecasts from various market experts and economists. These forecasts are not meant to reflect the opinions or views of BestExchangeRates.com or its affiliates, nor should they be construed as a recommendation or advice to engage in any financial transactions. Read more