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EUR to CNY - Rate Guide

Euro to Chinese Yuan exchange rates aren't all the same.

The total cost you are charged by your bank or foreign exchange provider consists of a margin from the interbank mid-rate plus fees. These margins and fees vary significantly for International Money Transfers and Travel Money transactions as shown below.

 

EUR/CNY update & alerts

1 EUR = 7.8035 CNY

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EUR to CNY - Trading Range (90 Day)
14-DAY HIGH (5d)
EUR/CNY 90-DAY TREND: At 7.8044 EUR to CNY is trading near the average 7.8129 with a range 7.7086 to 7.9173. There are no current alerts.
10 Dec, 2019 16:03-EST 21:03-GMT 08:03-AEDT(+1D)

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EUR/CNY Exchange Rates and Providers Compared

This guide to the Euro to Chinese Yuan exchange rate with 90-day chart & alerts, historic rates, forecasts and EUR to CNY comparison tables for foreign transfers and travel money rates and fees on offer by banks and foreign exchange providers. If you want to calculate equivalent amounts in foreign currencies or rate margins then use our EUR/CNY Quick Calculator.

Exchange rates can vary significantly depending on the transaction type (transfer, cash or card), currency pair and amount. The below table shows an example of total costs charged by FX specialists and banks for EUR/CNY International Money Transfers. Costs are calculated against the current interbank mid-rate.

 
  

EUR to CNY International Money Transfers

  

Foreign Transfer ProvidersReceive CNY(¥)Exchange RateFee EURTotal CostDeal Links
OFX logo
¥37,549
Best Overall
7.50970 for BER users (normally $15)3.69%
WorldFirst logo
¥38,794
¥1,245 more
7.758700.5%
TorFX logo
¥37,511
¥38 less
7.502203.79%
HSBC logo
¥36,760
¥789 less
7.3631€7.55.72%
BNP Paribas International Money Transfers
BNP Paribas logo
¥36,476
¥1,073 less
7.3688€506.45%
Deutsche Bank International Money Transfers
Deutsche Bank logo
¥36,410
¥1,139 less
7.3555€506.61%
Citibank International Money Transfers
Citibank logo
¥36,389
¥1,160 less
7.2954126.67%
Santander International Money Transfers
Santander logo
¥36,181
¥1,368 less
7.2653207.2%
Banks - Average Rate
Deutsche Bank logo Santander logo Citibank logo Sparkasse Bank logo HSBC logo Bank of Ireland logo Crédit Agricole logo AIB Bank logo BNP Paribas logo
¥36,136
¥1,413 less
7.2764127.32%
Bank of Ireland International Money Transfers
Bank of Ireland logo
¥35,963
¥1,586 less
7.2653€507.76%
Sparkasse Bank International Money Transfers
Sparkasse Bank logo
¥35,785
¥1,764 less
7.1786158.22%
Crédit Agricole International Money Transfers
Crédit Agricole logo
¥35,702
¥1,847 less
7.2126€508.43%
AIB Bank International Money Transfers
AIB Bank logo
¥35,554
¥1,995 less
7.1826€508.81%
 
OFX logo
OFX: Foreign Transfer EUR→CNY
From Amount (EUR)€5,000
Fee:0 for BER users (normally $15)
Exchange Rate:7.5097 (3.69% from mid-rate)
To Amount (CNY) ¥37,549
Total Cost:3.69%
Time:
Rate Fetched: Tue Dec 10 2019 17:12:33 GMT+0000 (UTC)
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.8/5.0
Reviews:
 
WorldFirst logo
WorldFirst: Foreign Transfer EUR→CNY
From Amount (EUR)€5,000
Fee:
Exchange Rate:7.7587 (0.5% from mid-rate)
To Amount (CNY) ¥38,794
Total Cost:0.5%
Difference:
¥1,245 CNY more than using OFX
Time:18:05 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.6/5.0
Reviews:
 
TorFX logo
TorFX: Foreign Transfer EUR→CNY
From Amount (EUR)€5,000
Fee:0
Exchange Rate:7.5022 (3.79% from mid-rate)
To Amount (CNY) ¥37,511
Total Cost:3.79%
Difference:
¥38 CNY less than using OFX
Time:18:05 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone
Rating:
 
: 4.7/5.0
Reviews:
 
HSBC logo
HSBC: Foreign Transfer EUR→CNY
From Amount (EUR)€5,000
Fee:€7.5 EUR (.15%)
Exchange Rate:7.3631 (5.57% from mid-rate)
To Amount (CNY) ¥36,760
Total Cost:5.72%
Difference:
¥789 CNY less than using OFX
Time:18:05 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
BNP Paribas logo
BNP Paribas: Foreign Transfer EUR→CNY
From Amount (EUR)€5,000
Fee:€50 EUR (1%)
Exchange Rate:7.3688 (5.5% from mid-rate)
To Amount (CNY) ¥36,476
Total Cost:6.45%
Difference:
¥1,073 CNY less than using OFX
Time:18:05 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
Deutsche Bank logo
Deutsche Bank: Foreign Transfer EUR→CNY
From Amount (EUR)€5,000
Fee:€50 EUR (1%)
Exchange Rate:7.3555 (5.67% from mid-rate)
To Amount (CNY) ¥36,410
Total Cost:6.61%
Difference:
¥1,139 CNY less than using OFX
Time:18:05 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
Citibank logo
Citibank: Foreign Transfer EUR→CNY
From Amount (EUR)€5,000
Fee:12
Exchange Rate:7.2954 (6.44% from mid-rate)
To Amount (CNY) ¥36,389
Total Cost:6.67%
Difference:
¥1,160 CNY less than using OFX
Time:18:05 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
Santander logo
Santander: Foreign Transfer EUR→CNY
From Amount (EUR)€5,000
Fee:20
Exchange Rate:7.2653 (6.83% from mid-rate)
To Amount (CNY) ¥36,181
Total Cost:7.2%
Difference:
¥1,368 CNY less than using OFX
Time:18:05 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 2/5.0
Reviews:
 
Banks - Average Rate
Foreign Transfer EUR→CNY
From Amount (EUR)€5,000
Fee:12
Exchange Rate:7.2427 (7.12% from mid-rate)
To Amount (CNY) ¥36,136
Total Cost:7.32%
Difference:
¥1,413 CNY less than using OFX
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
 
Bank of Ireland logo
Bank of Ireland: Foreign Transfer EUR→CNY
From Amount (EUR)€5,000
Fee:€50 EUR (1%)
Exchange Rate:7.2653 (6.83% from mid-rate)
To Amount (CNY) ¥35,963
Total Cost:7.76%
Difference:
¥1,586 CNY less than using OFX
Time:18:05 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
Sparkasse Bank logo
Sparkasse Bank: Foreign Transfer EUR→CNY
From Amount (EUR)€5,000
Fee:15
Exchange Rate:7.1786 (7.94% from mid-rate)
To Amount (CNY) ¥35,785
Total Cost:8.22%
Difference:
¥1,764 CNY less than using OFX
Time:18:05 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
Crédit Agricole logo
Crédit Agricole: Foreign Transfer EUR→CNY
From Amount (EUR)€5,000
Fee:€50 EUR (1%)
Exchange Rate:7.2126 (7.5% from mid-rate)
To Amount (CNY) ¥35,702
Total Cost:8.43%
Difference:
¥1,847 CNY less than using OFX
Time:18:05 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
AIB Bank logo
AIB Bank: Foreign Transfer EUR→CNY
From Amount (EUR)€5,000
Fee:€50 EUR (1%)
Exchange Rate:7.1826 (7.89% from mid-rate)
To Amount (CNY) ¥35,554
Total Cost:8.81%
Difference:
¥1,995 CNY less than using OFX
Time:18:05 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
Snapshot 12/10/2019 - See full table

Example of the margins and possible savings when you order travel money online with a currency specialist rather than in-person from banks and currency kiosks.

  

Chinese yuan Travel Money

  

Travel Money ProvidersAmount CNY(¥)Exchange RateFee EURTotal CostDeal Links
Deutsche Bank Foreign Currency
Deutsche Bank logo
¥7,152.48
Compare
7.2614€158.27%
BNP Paribas Foreign Currency
BNP Paribas logo
¥7,115.44
¥37 less
7.2238€158.75%
Citibank Foreign Currency
Citibank logo
¥7,114.34
¥38 less
7.1862€108.76%
Banks - Average Rate
Deutsche Bank logo Citibank logo Sparkasse Bank logo HSBC logo Bank of Ireland logo Crédit Agricole logo AIB Bank logo BNP Paribas logo
¥7,045
¥107 less
7.1213€109.65%
Crédit Agricole Foreign Currency
Crédit Agricole logo
¥7,041.27
¥111 less
7.1485€159.7%
Bank of Ireland Foreign Currency
Bank of Ireland logo
¥7,032.37
¥120 less
7.1034€109.81%
Travelex Online logo
¥7,024.8
¥128 less
7.024809.91%
AIB Bank Foreign Currency
AIB Bank logo
¥7,017.42
¥135 less
7.0883€1010.01%
Sparkasse Bank Foreign Currency
Sparkasse Bank logo
¥6,965.34
¥187 less
7.0357€1010.67%
HSBC logo
¥6,922.8
¥230 less
6.9228011.22%
 
Deutsche Bank logo
Deutsche Bank: Travel Money EUR→CNY
From Amount (EUR)€1,000
Fee:€15 EUR (Minimum fee)
Exchange Rate:7.2614 (6.88% from mid-rate)
To Amount (CNY) ¥7,152.48
Total Cost:8.27%
Time:18:05 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 
BNP Paribas logo
BNP Paribas: Travel Money EUR→CNY
From Amount (EUR)€1,000
Fee:€15 EUR (Minimum fee)
Exchange Rate:7.2238 (7.36% from mid-rate)
To Amount (CNY) ¥7,115.44
Total Cost:8.75%
Time:18:05 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 
Citibank logo
Citibank: Travel Money EUR→CNY
From Amount (EUR)€1,000
Fee:€10 EUR (1%)
Exchange Rate:7.1862 (7.84% from mid-rate)
To Amount (CNY) ¥7,114.34
Total Cost:8.76%
Time:18:05 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 
Banks - Average Rate
Travel Money EUR→CNY
From Amount (EUR)€1,000
Fee:€10 EUR (1%)
Exchange Rate:6.8852 (11.7% from mid-rate)
To Amount (CNY) ¥7,045
Total Cost:9.65%
Currency Services:Branch
Delivery/Collect:-
 
Crédit Agricole logo
Crédit Agricole: Travel Money EUR→CNY
From Amount (EUR)€1,000
Fee:€15 EUR (Minimum fee)
Exchange Rate:7.1485 (8.33% from mid-rate)
To Amount (CNY) ¥7,041.27
Total Cost:9.7%
Time:18:05 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 
Bank of Ireland logo
Bank of Ireland: Travel Money EUR→CNY
From Amount (EUR)€1,000
Fee:€10 EUR (1%)
Exchange Rate:7.1034 (8.9% from mid-rate)
To Amount (CNY) ¥7,032.37
Total Cost:9.81%
Time:18:05 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 
Travelex Online logo
Travelex Online: Travel Money EUR→CNY
From Amount (EUR)€1,000
Fee:undefined
Exchange Rate:7.0248 (9.91% from mid-rate)
To Amount (CNY) ¥7,024.8
Total Cost:9.91%
Time:
Rate Fetched: Tue Dec 10 2019 18:00:05 GMT+0000 (UTC)
Currency Services:FREE Home delivery & Branch pickup
Delivery/Collect:2-3 days
Rating:
 
: 4.3/5.0
Reviews:
 
AIB Bank logo
AIB Bank: Travel Money EUR→CNY
From Amount (EUR)€1,000
Fee:€10 EUR (1%)
Exchange Rate:7.0883 (9.1% from mid-rate)
To Amount (CNY) ¥7,017.42
Total Cost:10.01%
Time:18:05 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 
Sparkasse Bank logo
Sparkasse Bank: Travel Money EUR→CNY
From Amount (EUR)€1,000
Fee:€10 EUR (1%)
Exchange Rate:7.0357 (9.77% from mid-rate)
To Amount (CNY) ¥6,965.34
Total Cost:10.67%
Time:18:05 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 
HSBC logo
HSBC: Travel Money EUR→CNY
From Amount (EUR)€1,000
Fee:
Exchange Rate:6.9228 (11.22% from mid-rate)
To Amount (CNY) ¥6,922.8
Total Cost:11.22%
Time:18:05 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 
Snapshot 12/10/2019 - See full table

EUR and CNY in the Markets

When determining the best time to make a foreign exchange transaction, in this case the EUR vs CNY, you should pay attention to the recent market trends for both currencies.

Euro (EUR)

Euro sentiment dipped in mid-June after the ECB, like other major central banks of the world, ramped up its dovish rhetoric. It said that there was “considerable room” for further quantitative easing and that it would consider negative interest rates. Ordinarily, this would spark an extended euro decline but since other major currencies are also wrestling with easier central bank policies, euro depreciation may be contained.

In spite of Brexit, a slowdown in economic growth, Italian risks and persistently weak inflation — an important measure of inflation expectations fell in June to a record low — the euro did fantastically well against the Australian dollar, New Zealand dollar and British pound between mid-April and mid-June. Due to a stronger US dollar, EUR/USD was down 2 percent on the year at $1.12, close to long-term lows.

Read more in the article EUR Forecasts.

 

Chinese Yuan (CNY)

In early August the offshore yuan surged to a decade high of 7.05 per US dollar, breaking the symbolic and closely watched USD/CNY = 7.0 exchange rate, after the trade war flared up again and the US labelled China a "currency manipulator".

Increasingly, the yuan is being used as a barometer for progress made on US-China trade talks.

Trade tensions have ramped up again since May when President Trump announced higher tariffs on Chinese goods, after China retaliated with tariffs of its own, and then after Trump placed Huawei on the "entity list," thereby making it impossible for the tech giant to do business with US firms.

Why can't I just get the EUR/CNY market rate I see online or in the media?

The mid-rate is the rate you will see quoted online or the news. It is actually just the half-way point (hence mid-rate) between the last rate at which the EUR / CNY was traded (bought or sold) in the international markets.

All foreign exchange providers charge a fee for providing their service and this fee is usually contained within the exchange rate margin (or difference to the mid-rate). Some providers such as Transferwise will quote you the mid-rate (or close to) and charge a separate percentage fee.

Getting a good market rate is mainly about timing however the transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

We help you Compare & Save Money on Exchange Rates.

 

View all EUR Exchange Rates