The comparison table above helps you see the total cost of your currency transaction by showing the exchange rates offered by different providers. It also makes it easy to spot potential savings from market-leading FX services compared to bank rates.
To see a full list of available providers, simply enter your transaction type, details and click ‘GET RATES’.
EUR to PLN Market Data
Euro (EUR) to Polish zloty (PLN) market data - latest interbank exchange rate, trend, chart & historic rates.
Bias: EUR/USD is range-bound, trading near the 90-day average and in the middle of its three-month range, with limited immediate shifts as traders await...
EUR/PLN stuck in a bear/range, below 90D avg and near the lower end of 3M range. ECB firmer than Poland; NBP paused, oil volatile, PLN sensitive to eurozone data. Upside: eurozone growth; downside: stronger Polish growth or NBP easing.
Bias
bearish-to-range-bound, current EUR/PLN sits below the 90-day average and in the lower half of the three-month range.
Key drivers
- Rate gap: ECB policy remains firmer than Poland’s, with the NBP pausing cuts, widening the policy gap in favour of the euro and leaving PLN more sensitive to euro-zone data.
- Oil trend: crude sits at multi-week highs with notable volatility; the higher oil price supports euro-area inflation paths and tends to keep the euro firm, while risk-off moves can lift the zloty and weigh on EUR/PLN.
- Macro: Poland’s economy is expected to grow solidly in 2026, supported by EU funds and resilient domestic demand, a combination that underpins PLN despite policy tightening in nearby economies.
Range
EUR/PLN is likely to drift within the recent 3-month range, with a bias toward the lower end given the current position below the 90-day average.
What could change it
- Upside risk: stronger euro-zone growth or a clearer ECB tilt toward tighter policy could push EUR higher.
- Downside risk: stronger Polish growth or renewed NBP easing could lift PLN and push EUR/PLN lower
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EUR to PLN Conversion: What Is Your Money Worth?
To help you understand the real-world value of the current exchange rate, the table below shows how much Euro are worth in Polish zloty across a range of amounts.
This gives a quick view of what you’d get when converting different EUR amounts at today’s rate * :
What is the
best Send Money conversion rate for EUR to PLN?
The best EUR to PLN exchange rate is 4.199 from OFX . This is -0.3% compared to the mid-market rate 4.2116.
As exchange rates can vary
significantly between banks and also between currency exchange providers,
it's therefore important to carefully compare
Euro (EUR) to Polish zloty (PLN) rates from different sources before making a conversion.
The above
Euro to Zloty comparison table
makes it easy to compare the Total Fees (both variable and fixed) you are being charged by
banks and other foreign exchange providers against the latest EUR-PLN mid-rate and the possible savings of using various providers.
How do EUR-PLN rates compare between providers?
Looking at the full
EUR to PLN - Send Money comparison table the provider with the best EUR to PLN exchange rate is OFX at 4.199, -0.3% from the latest mid-market rate 4.2116.
The next best is XE at 4.1863, -0.6% from the mid-rate.
It's important to note that exchange rates also fluctuate frequently due to market conditions. Additionally,
banks and foreign exchange providers often apply a margin to the exchange rate, resulting in a less favorable rate for customers compared to the mid-market rate.
For more competitive rates, you might consider using a specialized currency exchange service
or platforms that offer rates closer to the mid-market rate.