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OFX EUR to PLN Transfers Compared

EUR-PLN Rate Calculator

 
   
   
   
   
 
   

Understanding the Table:

The comparison table above helps you see the total cost of your OFX currency transaction by showing the exchange rates offered by different providers. It also makes it easy to spot potential savings from market-leading FX services compared to bank rates.

To see a full list of available providers, simply enter your transaction type, details and click ‘GET RATES’.

 
 

Compare OFX Exchange Rates & Fees - Save Time & Money

 

Our OFX EUR 10000 to PLN rate is 4.1969. This is -0.3% below the mid-rate.

 
 

OFX - EUR Rate Margin Analysis

The average EUR rate margin offered by OFX is 3.2%.

This average is based on individual EUR 10K transfer rates in the currency pairs from OFX that we monitor.

💡  It is important to note that these OFX rates are their public quoted rates and do not include our special BER/OFX deals rates which start at 0.5% for major currencies and improve for larger amounts. Please use our calculators to check these special rates and use our 'Visit OFX' links to secure these deals.

 

OFX - Best and Worst Value Rates

The tables below show the best and worst exchange rate margins offered by OFX for Euro (EUR 10K) transactions. Margins show the percentage difference from the mid-market rate.

OFX Best Value Rates (Lowest Margins)

Currency Pair OFX Rate Mid Market Rate Margin
EUR/USD 1.1489 1.1661 1.5%
EUR/GBP 0.8552 0.8683 1.5%
EUR/AUD 1.7646 1.7920 1.5%
EUR/HKD 8.9095 9.0578 1.6%
EUR/CAD 1.6071 1.6341 1.7%

OFX Worst Value Rates (Highest Margins)

Currency Pair OFX Rate Mid Market Rate Margin
EUR/TOP 2.4855 2.8076 11.5%
EUR/SBD 8.5720 9.6055 10.8%
EUR/MGA 4,664.89 5,197.63 10.2%
EUR/PGK 4.6091 4.9837 7.5%
EUR/PEN 3.7628 3.9564 4.9%
 
   

EUR to PLN Market Data

Euro (EUR) to Polish zloty (PLN) market data - latest interbank exchange rate, trend, chart & historic rates.

 
Sell EUR   →   Buy PLN
1 EUR = 4.2096 PLN
1d0.0%
 
EUR to PLN is at 7-day highs near 4.2129, just below its 3-month average, having traded in a stable 1.7% range from 4.2040 to 4.2747
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Tracker

Currency Forecasts related to EUR/PLN

EUR to PLN 2026 Forecasts

Bias: bearish-to-range-bound, EUR/PLN sits below the three-month average and in the lower half of the three-month range, suggesting limited near-term upside.

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EUR to USD 2026 Forecasts

Bias: Range-bound — EUR/USD is near its 90-day average and sits in the middle of its three-month range, with dampened impulse.

Read forecast

USD to PLN 2026 Forecasts

Bias: Bearish-to-range-bound for USD/PLN, as the pair sits below its 90-day average and in the lower half of the three-month range, leaving little room for...

Read forecast

Bias Bearish-to-range-bound, EUR/PLN sits below the three-month average and in the lower half of the three-month range, suggesting limited near-term upside. Key drivers - Rate gap: The ECB’s stance remains tighter than Poland’s, while the NBP has paused cuts, keeping Polish yields relatively attractive but not enough to offset euro strength. - Risk/commodities: Oil sits above its three-month average with volatility, a headwind for PLN as energy costs weigh on Poland’s economy. - Macro factor: Poland’s economy is projected to grow solidly in 2026, supported by EU funds and a resilient labor market. Range EUR/PLN is likely to drift within the lower half of the three-month range, with limited moves and possible tests of the lower boundary as traders wait for cues. What could change it - Upside risk: An unexpected euro-area inflation surprise or a tighter ECB policy could push EUR/PLN higher, especially if Polish data disappoints. - Downside risk: Stronger Polish growth or policy steps that bolster the zloty could pull EUR/PLN lower, shifting the balance

 

EUR to PLN Conversion: What Is Your Money Worth?

To help you understand the real-world value of the current exchange rate, the table below shows how much Euro are worth in Polish zloty across a range of amounts.

This gives a quick view of what you’d get when converting different EUR amounts at today’s rate * :

EUR PLN
€ 1 4.2096
€ 5 21.05
€ 10 42.10
€ 20 84.19
€ 50 210.48
€ 100 420.96
€ 250 1,052
€ 500 2,105
€ 1,000 4,210
€ 2,000 8,419
€ 5,000 21,048
€ 10,000 42,096
€ 20,000 84,192
€ 50,000 210,480
€ 100,000 420,960
EUR PLN
0.2376 zł 1
1.1880 zł 5
2.3760 zł 10
4.7520 zł 20
11.88 zł 50
23.76 zł 100
59.40 zł 250
118.80 zł 500
237.60 zł 1,000
475.20 zł 2,000
1,188 zł 5,000
2,376 zł 10,000
4,752 zł 20,000
11,880 zł 50,000
23,760 zł 100,000

More amounts

*Converted at the current EUR-PLN interbank exchange rate. Calculate actual payout amounts for Send Money and Travel Money exchange rates.

 
 

What is the OFX Send Money conversion rate for EUR to PLN?

The OFX EUR to PLN exchange rate is 4.1969. This is -0.3% compared to the latest EUR-PLN mid-market rate 4.2096.

As exchange rates can vary significantly between banks and also between currency exchange providers, it's therefore important to carefully compare Euro (EUR) to Polish zloty (PLN) rates from different sources before making a conversion.

The above OFX - Euro to Zloty comparison table makes it easy to compare the Total Fees (both variable and fixed) you are being charged by OFX and other foreign exchange providers against the latest EUR-PLN mid-rate and the possible savings of using various providers. 

How do OFX EUR-PLN rates compare between providers?

Looking at the full EUR to PLN - Send Money comparison table the provider with the best EUR to PLN exchange rate is OFX at 4.1969, -0.3% from the latest mid-market rate 4.2096.

The next best is XE at 4.1843, -0.6% from the mid-rate.

Then Wise at 4.1833, which is -0.62% from the mid-rate.

The Western Union rate is 4.1675 which is -1% from the mid-rate.

It's important to note that exchange rates also fluctuate frequently due to market conditions. Additionally, banks and foreign exchange providers often apply a margin to the exchange rate, resulting in a less favorable rate for customers compared to the mid-market rate. For more competitive rates, you might consider using a specialized currency exchange service like OFX or platforms that offer rates closer to the mid-market rate.

 

View a full list of exchange rates by selecting your Base (from) currency: