The comparison table above helps you see the total cost of your OFX currency transaction by showing the exchange rates offered by different providers. It also makes it easy to spot potential savings from market-leading FX services compared to bank rates.
To see a full list of available providers, simply enter your transaction type, details and click ‘GET RATES’.
Compare OFX Exchange Rates & Fees - Save Time & Money
Our OFX EUR 10000 to PLN rate is 4.1969. This is -0.3% below the mid-rate.
OFX - EUR Rate Margin Analysis
The average EUR rate margin offered by OFX is 3.2%.
This average is based on individual EUR 10K transfer rates in the currency pairs from OFX that we monitor.
💡 It is important to note that these OFX rates are their public quoted rates and do not include our special BER/OFX deals rates which start at 0.5% for major currencies and improve for larger amounts. Please use our calculators to check these special rates and use our 'Visit OFX' links to secure these deals.
OFX - Best and Worst Value Rates
The tables below show the best and worst exchange rate margins offered by OFX for Euro (EUR 10K)
transactions. Margins show the percentage difference from the mid-market rate.
Bias: bearish-to-range-bound, EUR/PLN sits below the three-month average and in the lower half of the three-month range, suggesting limited near-term upside.
Bias: Bearish-to-range-bound for USD/PLN, as the pair sits below its 90-day average and in the lower half of the three-month range, leaving little room for...
Bias
Bearish-to-range-bound, EUR/PLN sits below the three-month average and in the lower half of the three-month range, suggesting limited near-term upside.
Key drivers
- Rate gap: The ECB’s stance remains tighter than Poland’s, while the NBP has paused cuts, keeping Polish yields relatively attractive but not enough to offset euro strength.
- Risk/commodities: Oil sits above its three-month average with volatility, a headwind for PLN as energy costs weigh on Poland’s economy.
- Macro factor: Poland’s economy is projected to grow solidly in 2026, supported by EU funds and a resilient labor market.
Range
EUR/PLN is likely to drift within the lower half of the three-month range, with limited moves and possible tests of the lower boundary as traders wait for cues.
What could change it
- Upside risk: An unexpected euro-area inflation surprise or a tighter ECB policy could push EUR/PLN higher, especially if Polish data disappoints.
- Downside risk: Stronger Polish growth or policy steps that bolster the zloty could pull EUR/PLN lower, shifting the balance
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EUR to PLN Conversion: What Is Your Money Worth?
To help you understand the real-world value of the current exchange rate, the table below shows how much Euro are worth in Polish zloty across a range of amounts.
This gives a quick view of what you’d get when converting different EUR amounts at today’s rate * :
What is the
OFX Send Money conversion rate for EUR to PLN?
The OFX EUR to PLN exchange rate is 4.1969. This is -0.3% compared to the latest EUR-PLN mid-market rate 4.2096.
As exchange rates can vary
significantly between banks and also between currency exchange providers,
it's therefore important to carefully compare
Euro (EUR) to Polish zloty (PLN) rates from different sources before making a conversion.
The above
OFX - Euro to Zloty comparison table
makes it easy to compare the Total Fees (both variable and fixed) you are being charged by
OFX and other foreign exchange providers against the latest EUR-PLN mid-rate and the possible savings of using various providers.
How do OFX EUR-PLN rates compare between providers?
Looking at the full
EUR to PLN - Send Money comparison table the provider with the best EUR to PLN exchange rate is OFX at 4.1969, -0.3% from the latest mid-market rate 4.2096.
The next best is XE at 4.1843, -0.6% from the mid-rate.
It's important to note that exchange rates also fluctuate frequently due to market conditions. Additionally,
banks and foreign exchange providers often apply a margin to the exchange rate, resulting in a less favorable rate for customers compared to the mid-market rate.
For more competitive rates, you might consider using a specialized currency exchange service
like OFX or platforms that offer rates closer to the mid-market rate.
View a full list of exchange rates by selecting your Base (from) currency: