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    Chase Bank EUR to USD Foreign Transfer Rates Today

    The Chase Bank EUR to USD rate is 1.0526. This is -7.1% below the mid-rate. We help you save money by comparing Chase Bank EUR to USD exchange rates to the latest market rate and those offered by leading FX providers.

     

    Chase Bank FX at a glance

    Chase Bank, the consumer banking subsidiary of JPMorgan Chase, is headquartered in New York and is one of the Big Four banks in the United States.

    Chase has nearly 5,000 branches in the US as well as 16,000 ATMs and operates in 100 countries. Half of all households in the United States are Chase customers.

    How do Chase transfer exchange rates compare?

    Sending or receiving international transfers to or from your Chase bank account will include a margin rate of between 3.5% to 8% – this is much higher than most money transfer broker rates (which are normally 0.5 to 1.5%).

    Chase Bank offers several products that may charge these foreign exchange fees, including:

    When sending money abroad, Chase Bank allows you to request a real-time FX rate request, prior to scheduling an international wire. So you can check the rate and compare to the best rates from our BER partner brokers to check for a better deal.

     
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    Sending money to United States can be an expensive business, more so if you aren’t even aware of all the hidden fees. Money transfer companies and banks profit by charging you fees and a normally hidden margin on the exchange rate.

    Using your Bank to make international wire transfers to India can be especially expensive – often 5% to 10% worse than using a foreign exchange specialist to send to United States bank accounts or pay a US dollar invoice.

     

    Receiving an international wire transfer at Chase Bank

    Chase Bank has several bank codes that may be used for receiving foreign wire transfers, depending on the currency and location of the sending bank. Here are some of the most common codes used for Chase Bank:

    1. SWIFT Code: CHASUS33: This code is used for receiving wire transfers in U.S. dollars from foreign banks.

    2. CHIPS UID: 0002: This code is used for receiving wire transfers in U.S. dollars from foreign banks that are members of the Clearing House Interbank Payments System (CHIPS).

    3. Fedwire ABA Routing Number: 021000021: This code is used for receiving wire transfers in U.S. dollars from banks located within the United States.

    4. ABA Routing Number for Wire Transfers: 021000021: This code is used for receiving wire transfers in U.S. dollars from banks located outside of the United States.

    It's important to note that specific codes may vary depending on the currency and location of the sending bank, and it's recommended to confirm the correct codes with Chase Bank before initiating a wire transfer.

    Chase credit card FX fees

    Chase Bank offers several credit cards with different foreign transaction fees. Here are some examples:

    1. Chase Sapphire Preferred Card: This card charges no foreign transaction fees, making it a good option for travelers who frequently make purchases in foreign currencies.

    2. Chase Sapphire Reserve: Similar to the Sapphire Preferred Card, this card also does not charge foreign transaction fees.

    3. Chase Freedom Unlimited: This card charges a foreign transaction fee of 3% of each transaction in U.S. dollars.

    4. Chase Freedom Flex: Similar to the Freedom Unlimited, this card also charges a foreign transaction fee of 3% of each transaction in U.S. dollars.

    5. United Explorer Card: This card charges a foreign transaction fee of 0% to 3% of each transaction in U.S. dollars, depending on the currency used.

    It's important to note that credit card terms and conditions can change, so it's always a good idea to check the current fees and policies before applying for or using a credit card for foreign transactions.

    If you wish to save on exchange rates and foreign ATM fees then you should consider the Wise multi-currency card.

     
         

    Currency Country Guides

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    EcuadorEcuador (USD)El SalvadorEl Salvador (USD)British Virgin IslandsBritish Virgin Islands (USD)
    US Virgin IslandsUS Virgin Islands (USD)Caribbean NetherlandsCaribbean Netherlands (USD)Turks and Caicos IslandsTurks and Caicos Islands (USD)
     

    What to Consider When Sending Money to the USA

    Sending money to the U.S. involves more than just choosing a provider. First, make sure you have the correct recipient details, including their account number, bank name, routing or SWIFT code, and sometimes the bank’s address. Mistakes can lead to failed or delayed transfers.

    If you’re converting from another currency, pay close attention to the exchange rate. Providers often apply a hidden markup, so comparing rates is essential—especially for larger transfers. Tools like BestExchangeRates.com help you find the best real-time rates. Don’t forget about fees either. These can include service charges, intermediary bank deductions, or fees charged to the recipient, particularly with traditional bank wires.

    There are multiple methods available for sending money to the U.S., each with their own pros and cons. Bank transfers are widely used and secure but tend to be slower and more expensive. Online services like Wise, OFX, or WorldRemit offer faster transfers at more competitive rates, while remittance apps like Remitly and Xoom are optimized for speed and convenience. In some cases, cryptocurrency can be used, but this comes with added regulatory and security considerations.

    Speed also matters. Digital services like Wise or Remitly can deliver funds within hours or a day, while banks may take several business days. For large amounts, providers may ask for ID due to anti-money laundering regulations. Transfers above $10,000 are generally reported to U.S. authorities, though personal remittances are usually tax-free.

    Finally, consider the purpose—whether personal, business, or investment—and choose a method that suits your needs. Online transfer services are often cheaper and faster than banks, and may offer better exchange rates and lower fees.

    Read more at our United States (USD) country guide

       
     

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