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HKD/CNY - Rate Guide

Hong Kong Dollar to Chinese Yuan exchange rates aren't all the same.

The total cost you are charged by your bank or foreign exchange provider consists of a margin from the interbank mid-rate plus fees. These margins and fees vary significantly for International Money Transfers and Travel Money transactions as shown below.

 

HKD/CNY Exchange Rates and Providers Compared

This guide to the Hong Kong Dollar to Chinese Yuan exchange rate with 90-day chart & alerts, historic rates, forecasts and HKD to CNY comparison tables for foreign transfers and travel money rates and fees on offer by banks and foreign exchange providers. Calculate amounts and rate margins with the HKD/CNY Calculator.

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HKD/CNY - 90 Day Rate Alerts

1 HKD = 0.9081 CNY

NO ALERTS for HKD/CNY
HKD/CNY over the last 90 days

View HKD/CNY - Interactive Chart

Exchange rates can vary significantly depending on the transaction type (transfer, cash or card), currency pair and amount. The below table shows an example of total costs charged by FX specialists and banks for HKD/CNY International Money Transfers. Costs are calculated against the current interbank mid-rate.

 

HKD to CNY International Money Transfers

  

Foreign Transfer ProvidersReceive CNY(¥)Exchange RateFee HKDTotal CostDeal Links
WorldFirst logo
45,010 CNY0.900200.5%
OFX logo
43,130 CNY0.86260 for BER users (normally $15)4.65%
DBS Bank logo
42,677 CNY0.8544505.65%
Banks - Average Rate
DBS Bank logo Citibank logo HSBC logo
42,220 CNY0.8452556.67%
HSBC logo
42,093 CNY0.8432$806.95%
Citibank International Money Transfers
Citibank logo
41,890 CNY0.838127.39%
WorldRemit logo
Your amount above the WorldRemit HKD2000 maximum
 

WorldFirst logo

WorldFirst: Foreign Transfer HKD→CNY
From Amount:50,000 HKD
Fee:
Exchange Rate:0.9002 (0.5% from mid-rate)
To Amount:45,010 CNY
Total Cost:0.5%
Time:1:06 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.6/5.0
Reviews:
 

OFX logo

OFX: Foreign Transfer HKD→CNY
From Amount:50,000 HKD
Fee:0 for BER users (normally $15)
Exchange Rate:0.8626 (4.65% from mid-rate)
To Amount:43,130 CNY
Total Cost:4.65%
Difference:
1,880 CNY less than using WorldFirst
Time:
Rate Fetched: Mon Sep 23 2019 00:17:29 GMT+0000 (UTC)
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.8/5.0
Reviews:
 

DBS Bank logo

DBS Bank: Foreign Transfer HKD→CNY
From Amount:50,000 HKD
Fee:50
Exchange Rate:0.8544 (5.56% from mid-rate)
To Amount:42,677 CNY
Total Cost:5.65%
Difference:
2,333 CNY less than using WorldFirst
Time:1:06 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Banks - Average Rate

Foreign Transfer HKD→CNY
From Amount:50,000 HKD
Fee:55
Exchange Rate:0.8475 (6.32% from mid-rate)
To Amount:42,220 CNY
Total Cost:6.67%
Difference:
2,790 CNY less than using WorldFirst
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
 

HSBC logo

HSBC: Foreign Transfer HKD→CNY
From Amount:50,000 HKD
Fee:$80 HKD (Minimum fee)
Exchange Rate:0.8432 (6.8% from mid-rate)
To Amount:42,093 CNY
Total Cost:6.95%
Difference:
2,917 CNY less than using WorldFirst
Time:1:06 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Citibank logo

Citibank: Foreign Transfer HKD→CNY
From Amount:50,000 HKD
Fee:12
Exchange Rate:0.8380 (7.37% from mid-rate)
To Amount:41,890 CNY
Total Cost:7.39%
Difference:
3,120 CNY less than using WorldFirst
Time:1:06 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

WorldRemit logo

WorldRemit: Foreign Transfer HKD→CNY
From Amount:50,000 HKD
Fee:
Transfer Speed:1 day
Services:Bank Transfers & Cash Pickup - Online only
Rating:
 
: 4.5/5.0
Reviews:
 
Snapshot 09/23/2019 - See full table

HKD / CNY converter & margin calculator

$HKD
¥CNY
mid-rates

Compare how much you can save on HKD/CNY exchange rates for:

Foreign Transfers

Foreign Transfers Travel Money

Hong Kong Dollar

Chinese Yuan

1 HKD 0.9081 CNY
5 HKD 4.5405 CNY
10 HKD 9.0810 CNY
20 HKD 18.16 CNY
50 HKD 45.41 CNY
100 HKD 90.81 CNY
250 HKD 227.03 CNY
500 HKD 454.05 CNY
1,000 HKD 908.10 CNY
2,000 HKD 1,816.20 CNY
5,000 HKD 4,540.50 CNY
10,000 HKD 9,081.00 CNY
50,000 HKD 45,405.00 CNY
100,000 HKD 90,810.00 CNY
See more

Hong Kong Dollar

Chinese Yuan

1.1012 HKD 1 CNY
5.5060 HKD 5 CNY
11.01 HKD 10 CNY
22.02 HKD 20 CNY
55.06 HKD 50 CNY
110.12 HKD 100 CNY
275.30 HKD 250 CNY
550.60 HKD 500 CNY
1,101.20 HKD 1,000 CNY
2,202.40 HKD 2,000 CNY
5,506.00 HKD 5,000 CNY
11,012.00 HKD 10,000 CNY
55,060.00 HKD 50,000 CNY
110,120.00 HKD 100,000 CNY
See more
Country Guides (HKD & CNY)
ChinaChina (CNY)Hong KongHong Kong (HKD)

HKD/CNY - Historical Trends

This table shows historic rates and trends of Hong Kong Dollar to Chinese Yuan over periods upto 10 years.

PeriodHKD/CNYDate
1 Day0.904815 Sep 2019
7 Day0.908509 Sep 2019
30 Day0.897817 Aug 2019
3 Month0.881418 Jun 2019
1 Year0.875116 Sep 2018
5 Year0.792517 Sep 2014
10 Year0.881118 Sep 2009

You can use our HKD interactive charts to check HKDCNY historic trends.

Get a Better FX Deal when you Send and Spend Abroad.

 

HKD and CNY in the Markets

When determining the best time to make a foreign exchange transaction, in this case the HKD vs CNY, you should pay attention to the recent market trends for both currencies.

 

Hong Kong Dollar (HKD)

The Hong Kong dollar has gained value in 2019 despite the recent protests and also serious escalation in US-China trade tensions, mainly because the US dollar, to which HKD is pegged, is attracting safe-haven inflows. By May-17, against a basket of important currencies, HKD was worth 2 percent more year-to-date, and was only 0.5 percent away from making a 2-year high.

HKD was doing particularly well against the Australian dollar. It was, at the time of writing, valued 18 percent higher than 2018 lows against AUD and needed only a further 2.3 percent to reach a 10-year high. Though HKD was meeting significant resistance in mid-May at the 5.4 per AUD level, a break of this could spark significant appreciation.

Read more in the article HKD Forecasts.

 

Chinese Yuan (CNY)

In early August the offshore yuan surged to a decade high of 7.05 per US dollar, breaking the symbolic and closely watched USD/CNY = 7.0 exchange rate, after the trade war flared up again and the US labelled China a "currency manipulator".

Increasingly, the yuan is being used as a barometer for progress made on US-China trade talks.

Trade tensions have ramped up again since May when President Trump announced higher tariffs on Chinese goods, after China retaliated with tariffs of its own, and then after Trump placed Huawei on the "entity list," thereby making it impossible for the tech giant to do business with US firms.

Why can't I just get the HKD/CNY market rate I see online or in the media?

The mid-rate is the rate you will see quoted online or the news. It is actually just the half-way point (hence mid-rate) between the last rate at which the HKD / CNY was traded (bought or sold) in the international markets.

All foreign exchange providers charge a fee for providing their service and this fee is usually contained within the exchange rate margin (or difference to the mid-rate). Some providers such as Transferwise will quote you the mid-rate (or close to) and charge a separate percentage fee.

Getting a good market rate is mainly about timing however the transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

We help you Compare & Save Money on Exchange Rates.

 

View all HKD Exchange Rates