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    Best HKD to CNY Exchange Rates Compared Live

    The live mid-rate HKD to CNY exchange rate is 0.9432. Compare currency conversion rates - Reduce FX costs.

    HKD-CNY Loading Rates ...
     

     

    What is the best Send Money conversion rate for HKD to CNY?

    The best HKD to CNY exchange rate is 0.9356 from WorldRemit. This is -0.81% compared to the mid-market rate 0.9432.

    As exchange rates can vary significantly between banks and also between currency exchange providers, it's therefore important to carefully compare Hong Kong dollar (HKD) to Chinese yuan (CNY) rates from different sources before making a conversion.

    How do HKD-CNY rates compare between providers?

    Looking at our comparison table the best HKD to CNY exchange rate is 0.9356 from WorldRemit, -0.81% from the mid-market rate 0.9432. The next best rate is 0.907 from OFX, -3.8% from the mid-rate.

    It's important to note that exchange rates also fluctuate frequently due to market conditions. Additionally, banks and foreign exchange providers often apply a margin to the exchange rate, resulting in a less favorable rate for customers compared to the mid-market rate. For more competitive rates, you might consider using a specialized currency exchange service or platforms that offer rates closer to the mid-market rate.

     

    Compare Rates

     

    The Hong Kong dollar to Yuan comparison table above makes it easy to compare the Total Fees (both variable and fixed) you are being charged by banks and other foreign exchange providers against the latest HKD-CNY mid-rate (see Market Data below ) and the possible savings of using various providers. 

     
     
     

    HKD to CNY Market Data

    Hong Kong dollar (HKD) to Chinese yuan (CNY) market data - latest interbank exchange rate, trend, chart & historic rates.

     
    Sell HKD   →   Buy CNY
    1 HKD =
    0.9432We compare provider deals to this wholesale mid-market rate. Read more
    CNY
    HKD to CNY at 0.9403 is just 0.6% above its 3-month average of 0.9346, having traded in a very stable 2.9% range from 0.9202 to 0.9470
    |
    Tracker

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      1 CNY = 1.0603 HKD
    DateHKD/CNYPeriod
    29 Mar 2025
    0.9332
    2 Week
    12 Jan 2025
    0.9417
    3 Month
    12 Apr 2024
    0.9234
    1 Year
    13 Apr 2020
    0.9097
    5 Year
    15 Apr 2015
    0.7982
    10 Year
    17 Apr 2005
    1.0541
    20 Year
    HKD/CNY historic rates
     

    What are equivalent amounts of HKD and CNY?

    Here are some popular conversion amounts for HKD to CNY (Hong Kong dollar to Chinese yuan)*.

    HKD CNY
    HK$ 1 ¥ 0.9432
    HK$ 5 ¥ 4.7160
    HK$ 10 ¥ 9.4320
    HK$ 20 ¥ 18.86
    HK$ 50 ¥ 47.16
    HK$ 100 ¥ 94.32
    HK$ 250 ¥ 235.80
    HK$ 500 ¥ 471.60
    HK$ 1,000 ¥ 943.20
    HK$ 2,000 ¥ 1,886
    HK$ 5,000 ¥ 4,716
    HK$ 10,000 ¥ 9,432
    HK$ 20,000 ¥ 18,864
    HK$ 50,000 ¥ 47,160
    HK$ 100,000 ¥ 94,320
    HKD CNY
    HK$ 1.0603 ¥ 1
    HK$ 5.3015 ¥ 5
    HK$ 10.60 ¥ 10
    HK$ 21.21 ¥ 20
    HK$ 53.02 ¥ 50
    HK$ 106.03 ¥ 100
    HK$ 265.08 ¥ 250
    HK$ 530.15 ¥ 500
    HK$ 1,060 ¥ 1,000
    HK$ 2,121 ¥ 2,000
    HK$ 5,302 ¥ 5,000
    HK$ 10,603 ¥ 10,000
    HK$ 21,206 ¥ 20,000
    HK$ 53,015 ¥ 50,000
    HK$ 106,030 ¥ 100,000

    More amounts

    *Converted at the current HKDCNY interbank exchange rate. Calculate actual payout amounts for Send Money and Travel Money exchange rates.

     
     

    Forecasts for HKD to CNY

     

    The exchange rate forecast for the Hong Kong dollar (HKD) to Chinese yuan (CNY) reflects a nuanced outlook given current economic conditions. In October, the Hong Kong dollar remained robust against a backdrop of US rate uncertainty and a slight easing in inflation. Analysts note that recent government measures aimed at enhancing Hong Kong’s status as a financial hub could provide some immediate support. However, the anticipated economic recovery remains sluggish, primarily influenced by an incomplete labor market recovery and ongoing declines in home prices.

    Read our full review of recent HKD to CNY forecasts.

     
    CNY and flag

    How to get a good HKD to CNY exchange rate

    There are several ways to save on exchange rates when converting Hong Kong dollar to Chinese yuan:

    1. Shop around for the best HKD/CNY exchange rate: Exchange rates can vary significantly between different currency exchange providers, so it's important to compare rates from different sources before making a conversion.
    2. Timing is important: Keep an eye on the HKD/CNY rate on currency markets, as exchange rates can fluctuate frequently. Try to make your transactions when the exchange rate is in your favor. You can do this easily with our BER Smart Rate Tracker.
    3. Use a credit/debit or travel card that doesn't charge foreign transaction fees: Some credit cards charge additional fees for transactions made in a foreign currency, so it's important to check with your card issuer to see if they charge these fees and what their exchange rate is.
    4. Use a multi-currency account: Having a multi-currency account allows you to hold and transfer money in both HKD and CNY at close to the interbank rate. It also allows you to make payments or withdrawals in the local currency while avoiding high conversion fees.
    5. Buy currency in advance: If you know that you will need foreign currency in the future, consider buying it in advance when the exchange rate is favorable.

    The key is reducing excessive costs and fees

    Generally speaking, if you are buying Chinese yuan with Hong Kong dollar, then it's better for the HKD/CNY exchange rate to be higher.

    However working against you are the fees all foreign exchange providers charge for providing their service. These fees is usually contained within the exchange rate margin (or difference to the mid-rate).

    The transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

    Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

    Read our Currency guide to China — a practical currency and money guide to travel in China plus living and doing business with the Chinese yuan.

    It's worth noting that while these tips can help you save on exchange rates, it's important to be aware that no single method is guaranteed to provide the best exchange rate in every situation, and it may require some research and comparison-shopping to find the best option for your specific needs.

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    Compare Rates

    Will the Hong Kong dollar rise against the Chinese yuan?

    It is almost impossible to predict what an exchange rate will do in the future, the best approach is to monitor the currency markets and transact when an exchange rate moves in your favour.

    To help with this you can add HKD/CNY to your personalised Rate Tracker to track and benefit from currency movements.

     
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    Rather than requiring you to set a target rate, our Rate Alerts keep you informed of recent trends and movements of currency pairs.

    Add rates to your Rate Tracker and select to receive an daily email (mon-fri) or when a rate is trending

     
     

    Currency Country Guides

    ChinaChina (CNY)Hong KongHong Kong (HKD)
     

    How is the Expat life in China?

    The expat life in China can vary greatly depending on a number of factors, including one's location, job, and personal circumstances.

    In major cities like Beijing, Shanghai, and Guangzhou, the expat community is well-established and there are many resources available for newcomers, such as expat-oriented social groups and clubs. Living in these cities can offer a good balance of modern conveniences and cultural experiences.

    However, life in smaller cities or more rural areas can be more challenging, as the expat community may be smaller and there may be fewer resources available.

    Working in China as an expat can be both rewarding and challenging. Some companies will provide good support to expats and may even offer language classes and relocation assistance, while others may not.

    Read more at our China (CNY) country guide

       
     
     
     

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    Further reading on the Chinese yuan (CNY) - Guides, Reviews & News from our research team.

    Forecasts disclaimer: Please be advised that the forecasts and analysis of market data presented on BestExchangeRates.com are solely a review and compilation of forecasts from various market experts and economists. These forecasts are not meant to reflect the opinions or views of BestExchangeRates.com or its affiliates, nor should they be construed as a recommendation or advice to engage in any financial transactions. Read more

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