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Best Exchange Rates

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NZD to AUD - Compare Exchange Rates

New Zealand Dollar to Australian Dollar - Convert Compare Save

The total cost you are charged by your foreign exchange provider consists of the margin from the mid-rate offered plus any fixed or percentage fees. These margins and fees vary significantly for International Money Transfers and Travel Money transactions as shown below.

 

Compare NZD/AUD Exchange Rates

The below table is a snapshot of the costs charged by FX specialists and banks for NZD/AUD International Money Transfers. Costs are calculated against the amount when NZD is converted to AUD at mid-rate.

Sending a LARGER foreign transfer? Shop-around with multiple providers: Get Quotes
Foreign Transfer Providers
Ratings & Reviews
Receive AUD($)Exchange RateFee NZDTotal CostTransfer ServicesTransfer SpeedDeal Links
 
XE logo
9,656 AUD
Best Overall
0.965600.58%Bank Transfers - Online & Phone1-2 days
 
OFX logo
9,575 AUD
81 AUD
0.95750^1.41%Bank Transfers - Online & Phone, Foreign Currency Accounts1-2 days
ASB Bank International Money Transfers
ASB Bank logo
9,383.48 AUD
273 AUD
0.9407253.38%Online, Branch, Bank Transfers2-3 days
HSBC logo
9,373.92 AUD
282 AUD
0.9388$153.48%Online, Branch, Bank Transfers2-3 days
Banks - Average Rate
ANZ Bank logo HSBC logo BNZ Bank logo ASB Bank logo TSB Bank logo
9,297 AUD
359 AUD
0.9346224.27%Online, Branch, Bank Transfers2-3 days
 
ANZ Bank logo
9,294.24 AUD
362 AUD
0.9311184.3%Online, Branch, Bank Transfers2-3 days
TSB Bank International Money Transfers
TSB Bank logo
9,236.7 AUD
419 AUD
0.933$1004.89%Online, Branch, Bank Transfers2-3 days
BNZ Bank International Money Transfers
BNZ Bank logo
9,199.08 AUD
457 AUD
0.9292$1005.28%Online, Branch, Bank Transfers2-3 days
 
XE: Foreign Transfer NZD→AUD
NZD amount:$10,000 NZD
Fee:0
Exchange Rate:0.9656 (0.58% from mid-rate)
AUD amount:9,656 AUD
Total Cost:0.58%
Time:6:12 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone
Rating:
 
: 3.5/5.0
Reviews:
 
OFX: Foreign Transfer NZD→AUD
NZD amount:$10,000 NZD
Fee:0^ - No fees for BestExchangeRates users (normally $12 for smaller transfers)
Exchange Rate:0.9575 (1.41% from mid-rate)
AUD amount:9,575 AUD
Total Cost:1.41%
Difference:
81 AUD less than using XE
Time:
Rate Fetched: Sat Mar 23 2019 04:07:00 GMT+0000 (UTC)
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.8/5.0
Reviews:
 

ASB Bank logoASB Bank

ASB Bank: Foreign Transfer NZD→AUD
NZD amount:$10,000 NZD
Fee:25
Exchange Rate:0.9407 (3.14% from mid-rate)
AUD amount:9,383.48 AUD
Total Cost:3.38%
Difference:
273 AUD less than using XE
Time:6:12 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

HSBC logoHSBC

HSBC: Foreign Transfer NZD→AUD
NZD amount:$10,000 NZD
Fee:$15 NZD (.15%)
Exchange Rate:0.9388 (3.34% from mid-rate)
AUD amount:9,373.92 AUD
Total Cost:3.48%
Difference:
282 AUD less than using XE
Time:6:12 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Banks - Average Rate

Foreign Transfer NZD→AUD
NZD amount:$10,000 NZD
Fee:22
Exchange Rate:0.9226 (5% from mid-rate)
AUD amount:9,297 AUD
Total Cost:4.27%
Difference:
359 AUD less than using XE
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
ANZ Bank: Foreign Transfer NZD→AUD
NZD amount:$10,000 NZD
Fee:18
Exchange Rate:0.9311 (4.13% from mid-rate)
AUD amount:9,294.24 AUD
Total Cost:4.3%
Difference:
362 AUD less than using XE
Time:6:12 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 3/5.0
Reviews:
 

TSB Bank logoTSB Bank

TSB Bank: Foreign Transfer NZD→AUD
NZD amount:$10,000 NZD
Fee:$100 NZD (1%)
Exchange Rate:0.9330 (3.93% from mid-rate)
AUD amount:9,236.7 AUD
Total Cost:4.89%
Difference:
419 AUD less than using XE
Time:6:12 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

BNZ Bank logoBNZ Bank

BNZ Bank: Foreign Transfer NZD→AUD
NZD amount:$10,000 NZD
Fee:$100 NZD (1%)
Exchange Rate:0.9292 (4.32% from mid-rate)
AUD amount:9,199.08 AUD
Total Cost:5.28%
Difference:
457 AUD less than using XE
Time:6:12 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

The below table shows a snapshot of the margins and possible savings when you order travel money online with a currency specialist rather than in-person from banks and currency kiosks.

Sending a LARGER foreign transfer? Shop-around with multiple providers: Get Quotes
Travel Money Providers
Ratings & Reviews
Amount AUD($)Exchange RateFee NZDTotal CostCurrency ServicesDelivery/CollectDeal Links
 
Travelex Online NZ logo
951.20 AUD
Best Overall
0.95120^2.06%Online order, Branch pickup, Home delivery2-3 days
ASB Bank Foreign Currency
ASB Bank logo
923.08 AUD
28 AUD
0.9324$104.95%Branch-
Banks - Average Rate
BNZ Bank logo ASB Bank logo TSB Bank logo
907.4 AUD
44 AUD
0.9181$106.57%Branch-
TSB Bank Foreign Currency
TSB Bank logo
902.78 AUD
48 AUD
0.9119$107.04%Branch-
BNZ Bank Foreign Currency
BNZ Bank logo
896.35 AUD
55 AUD
0.91$157.71%Branch-
Travelex Online NZ: Travel Money NZD→AUD
NZD amount:$1,000 NZD
Fee:$0 - No fees for Debit & Credit Cards
Exchange Rate:0.9512 (2.06% from mid-rate)
AUD amount:951.20 AUD
Total Cost:2.06%
Time:
Rate Fetched: Sat Mar 23 2019 04:45:04 GMT+0000 (UTC)
Currency Services:Online order, Branch pickup, Home delivery
Delivery/Collect:2-3 days
Rating:
 
: 4.3/5.0
Reviews:
 

ASB Bank logoASB Bank

ASB Bank: Travel Money NZD→AUD
NZD amount:$1,000 NZD
Fee:$10 NZD (1%)
Exchange Rate:0.9324 (4% from mid-rate)
AUD amount:923.08 AUD
Total Cost:4.95%
Time:6:12 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

Banks - Average Rate

Travel Money NZD→AUD
NZD amount:$1,000 NZD
Fee:$10 NZD (1%)
Exchange Rate:0.9231 (4.95% from mid-rate)
AUD amount:907.4 AUD
Total Cost:6.57%
Currency Services:Branch
Delivery/Collect:-
 

TSB Bank logoTSB Bank

TSB Bank: Travel Money NZD→AUD
NZD amount:$1,000 NZD
Fee:$10 NZD (1%)
Exchange Rate:0.9119 (6.11% from mid-rate)
AUD amount:902.78 AUD
Total Cost:7.04%
Time:6:12 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

BNZ Bank logoBNZ Bank

BNZ Bank: Travel Money NZD→AUD
NZD amount:$1,000 NZD
Fee:$15 NZD (Minimum fee)
Exchange Rate:0.9100 (6.3% from mid-rate)
AUD amount:896.35 AUD
Total Cost:7.71%
Time:6:12 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

NZD to AUD interbank exchange rate = 0.9712

Right now the NZD/AUD interbank exchange rate is 0.9712. It’s also called the mid-market rate or just the mid-rate and is the rate that banks use when trading large amounts of foreign currencies with one another.

It's the reference rate we use to calculate how much you are being charged to convert Australian Dollar to New Zealand Dollar.

This NZD/AUD Converter calculates equivalent New Zealand Dollar to Australian Dollar amounts at the market mid-rate. You can also enter your own rates to find out the percentage difference to the latest market rates you are being charged.

NZD / AUD converter & margin calculator


$NZD
$AUD
Mid-rates:
 

Compare how much you can save on
NZD/AUD exchange rates for:

Foreign Transfers Travel Money

1 Week NZD to AUD
Loading NZD/AUD rates

New Zealand Dollar

Australian Dollar

1 NZD 0.9712 AUD
5 NZD 4.8560 AUD
10 NZD 9.7120 AUD
20 NZD 19.42 AUD
50 NZD 48.56 AUD
100 NZD 97.12 AUD
250 NZD 242.80 AUD
500 NZD 485.60 AUD
1,000 NZD 971.20 AUD
2,000 NZD 1,942.40 AUD
5,000 NZD 4,856.00 AUD
10,000 NZD 9,712.00 AUD
50,000 NZD 48,560.00 AUD
100,000 NZD 97,120.00 AUD
See more

New Zealand Dollar

Australian Dollar

1.0296 NZD 1 AUD
5.1480 NZD 5 AUD
10.30 NZD 10 AUD
20.59 NZD 20 AUD
51.48 NZD 50 AUD
102.96 NZD 100 AUD
257.40 NZD 250 AUD
514.80 NZD 500 AUD
1,029.60 NZD 1,000 AUD
2,059.20 NZD 2,000 AUD
5,148.00 NZD 5,000 AUD
10,296.00 NZD 10,000 AUD
51,480.00 NZD 50,000 AUD
102,960.00 NZD 100,000 AUD
See more

AUD Country Guides
AustraliaAustraliaChristmas IslandChristmas IslandCocos Keeling IslandsCocos Keeling Islands
Heard And McDonald IslandsHeard And McDonald IslandsKiribatiKiribatiNauruNauru
Norfolk IslandNorfolk IslandTuvaluTuvalu

New Zealand Dollar to Australian Dollar (NZD-AUD) - 10 Year History

The below table shows the historic variation in the NZD/AUD exchange rate over the last 10 years. The percentage change is the difference from the date shown to present. This lets you decide if the current rate is in your favour. You can also view our various charts of NZD versus other currencies : NZD historical charts.

DateExchange RatePeriodChange
22 Mar 20190.9710Latest
15 Mar 20190.96661 Week+0.46%
20 Feb 20190.95661 Month+1.51%
23 Sep 20180.91856 Months+5.72%
22 Mar 20180.93791 Year+3.53%
22 Mar 20170.91802 Years+5.77%
23 Mar 20140.93855 Years+3.46%
24 Mar 20090.809410 Years+19.97%

Why can't I just get the NZD/AUD market rate I see on Google or in the Media?

The NZD/AUD mid-rate is the rate you will see Quoted on Google or the News, nobody except the largest banks and businesses can get exchange rates close to this mid-rate. It is actually just the theoretical half-way point (hence mid-rate) between the last rate at which the NZD / AUD was traded (bought or sold) in the international markets.

Getting a good market rate is mainly about timing however the transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

The closer your final exchange rate is to the market NZD/AUD midrate the better deal you are getting.

Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

The three things you need in order to get a good NZD to AUD exchange rate

  1. Know the latest NZD/AUD market mid-rate. The closer your final exchange rate is to this real market rate the better deal you are getting. You should also judge how the current rate compares to the historic rate over the past 10 years.
  2. Compare your Bank's transaction costs to several licensed FX providers, remember to compare the exchange rate margins as well as the various types of fees. We make that easy to do with our calculators for Foreign Transfers and Travel Money transactions.
  3. Review up-to-date Currency News and Forecasts for both the and currencies, if available.

Currency news and forecasts for New Zealand Dollar and Australian Dollar

Whenever you are researching a particular exchange rate you are actually interested in two currencies as the value of a currency must always be quoted relative to a second currency.

So it follows that if you are determining the best time to transact, in this case the NZD vs AUD, you should pay attention to both New Zealand Dollar and Australian Dollar news and forecasts.

New Zealand Dollar (NZD) - Market news and forecasts

26-February-19: The New Zealand dollar has been among the best performers in early 2019: at the time of writing, it was showing a 3 percent year-to-date gain versus the US dollar (US$0.69), bettered within G10 FX only by the Canadian dollar and pound.

The kiwi’s upside might be limited over the coming 6-12 months due to a somewhat disappointing outlook for interest rates in New Zealand.

In February, the RBNZ said it would maintain rates at current levels this year and next, which was taken as a big positive at the time since a rate cut had partly been priced in. When considered against the hikes that are likely in Canada, the US, Europe, Scandinavia and many emerging market economies, steady NZ rates might also be to NZD's detriment.

In February, Radobank predicted NZD/USD 4 percent lower at US$0.66 before the end of May.

An RBC analyst also suggested betting against the kiwi. The analyst pointed to the RBNZ's previous form when it comes to U-turns on policy guidance.

In addition, watchers of NZD should not underestimate how highly correlated the currency is with the Australian dollar, which is tied to an even worse monetary policy outlook and which might suffer an 8-10 percent decline this year, per some currency forecasters.

Australian Dollar (AUD) - Market news and forecasts

Following a flash crash in early January, which saw the Australian dollar briefly trade at a 10-year low of $0.674, the Aussie recovered to $0.73, but then, as it had done before the flash crash, it commenced with a slow and steady decline, and it was back at $0.705 in mid-March and was predicted to fall further.

In February, HSBC predicted a year-end AUD/USD rate of $0.66. In March, Westpac and JP Morgan were slightly more upbeat and argued for $0.68.

Fuelling lower exchange rate forecasts is the Australian economic story, for which major themes include a housing market slump, Chinese growth and the US-China trade spat. The RBA slashed growth forecasts in February and markets are now pricing in 1-2 interest rate cuts this year.

Another Aussie exchange rate worth mentioning is AUD/GBP, which sank in mid-March to its lowest level in nearly 3 years, at just £0.53. The Australian dollar has been unable to compete with the pound of late, since the latter benefits every time the British government fails to make a decision on how to deliver Brexit (every time Brexit appears less likely or to be delayed).