Compare NZD/AUD Exchange Rates
The below table is a snapshot of the costs charged by FX specialists and banks for NZD/AUD International Money Transfers. Costs are calculated against the amount when NZD is converted to AUD at mid-rate.
NZD-AUD Foreign Transfers - Compare
| Foreign Transfer Providers Ratings & Reviews | Receive AUD($) | Exchange Rate | Fee NZD | Total Cost | Transfer Services | Transfer Speed | Deal Links |
|---|---|---|---|---|---|---|---|
  XE is a trusted brand in foreign exchange, this is their money transfer platform offering very good rates and $0 transfer fees. More info▾ | 9,656 AUD Best Overall | 0.9656 | 0 | 0.58% | Bank Transfers - Online & Phone | 1-2 days | |
 OFX exchange rates are highly competitive for global money transfers, great customer service. ^Zero transfer fees for BestExchangeRates customers. More info▾ | 9,575 AUD 81 AUD | 0.9575 | 0^ | 1.41% | Bank Transfers - Online & Phone, Foreign Currency Accounts | 1-2 days | |
Banks - Average Rate      Average rate from selected banks. Click icons for each bank's costs. More info▾ | 9,297 AUD 359 AUD | 0.9346 | 22 | 4.27% | Online, Branch, Bank Transfers | 2-3 days |
The below table shows a snapshot of the margins and possible savings when you order travel money online with a currency specialist rather than in-person from banks and currency kiosks.
AUD Travel Money - Compare
| Travel Money Providers Ratings & Reviews | Amount AUD($) | Exchange Rate | Fee NZD | Total Cost | Currency Services | Delivery/Collect | Deal Links |
|---|---|---|---|---|---|---|---|
 Get great travel money rates from Travelex when you order online. More info▾ | 951.20 AUD Best Overall | 0.9512 | 0^ | 2.06% | Online order, Branch pickup, Home delivery | 2-3 days | |
Banks - Average Rate Average rate from selected banks. Click icons for each bank's costs. More info▾ | 907.4 AUD 44 AUD | 0.9181 | $10 | 6.57% | Branch | - |
NZD to AUD interbank exchange rate = 0.9712
Right now the NZD/AUD interbank exchange rate is 0.9712. It’s also called the mid-market rate or just the mid-rate and is the rate that banks use when trading large amounts of foreign currencies with one another.
It's the reference rate we use to calculate how much you are being charged to convert Australian Dollar to New Zealand Dollar.
This NZD/AUD Converter calculates equivalent New Zealand Dollar to Australian Dollar amounts at the market mid-rate. You can also enter your own rates to find out the percentage difference to the latest market rates you are being charged.
NZD / AUD converter & margin calculator
Compare how much you can save on
NZD/AUD exchange rates for:
New Zealand Dollar |
Australian Dollar |
|---|---|
| 10 NZD | 9.7120 AUD |
| 100 NZD | 97.12 AUD |
| 1,000 NZD | 971.20 AUD |
| 2,000 NZD | 1,942.40 AUD |
| 10,000 NZD | 9,712.00 AUD |
| See more | |
New Zealand Dollar |
Australian Dollar |
|---|---|
| 10.30 NZD | 10 AUD |
| 102.96 NZD | 100 AUD |
| 1,029.60 NZD | 1,000 AUD |
| 2,059.20 NZD | 2,000 AUD |
| 10,296.00 NZD | 10,000 AUD |
| See more | |
| AUD Country Guides | ||
|---|---|---|
 Australia |  Christmas Island |  Cocos Keeling Islands |
 Heard And McDonald Islands |  Kiribati |  Nauru |
 Norfolk Island |  Tuvalu |
New Zealand Dollar to Australian Dollar (NZD-AUD) - 10 Year History
The below table shows the historic variation in the NZD/AUD exchange rate over the last 10 years. The percentage change is the difference from the date shown to present. This lets you decide if the current rate is in your favour. You can also view our various charts of NZD versus other currencies : NZD historical charts.
| Date | Exchange Rate | Period | Change |
|---|---|---|---|
| 22 Mar 2019 | 0.9710 | Latest | |
| 15 Mar 2019 | 0.9666 | 1 Week | +0.46% |
| 20 Feb 2019 | 0.9566 | 1 Month | +1.51% |
| 23 Sep 2018 | 0.9185 | 6 Months | +5.72% |
| 22 Mar 2018 | 0.9379 | 1 Year | +3.53% |
| 22 Mar 2017 | 0.9180 | 2 Years | +5.77% |
| 23 Mar 2014 | 0.9385 | 5 Years | +3.46% |
| 24 Mar 2009 | 0.8094 | 10 Years | +19.97% |
Why can't I just get the NZD/AUD market rate I see on Google or in the Media?
The NZD/AUD mid-rate is the rate you will see Quoted on Google or the News, nobody except the largest banks and businesses can get exchange rates close to this mid-rate. It is actually just the theoretical half-way point (hence mid-rate) between the last rate at which the NZD / AUD was traded (bought or sold) in the international markets.
Getting a good market rate is mainly about timing however the transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.
The closer your final exchange rate is to the market NZD/AUD midrate the better deal you are getting.
Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.
The three things you need in order to get a good NZD to AUD exchange rate
- Know the latest NZD/AUD market mid-rate. The closer your final exchange rate is to this real market rate the better deal you are getting. You should also judge how the current rate compares to the historic rate over the past 10 years.
- Compare your Bank's transaction costs
to several
licensed FX providers, remember to compare
the exchange rate margins as well as the various types of fees. We make that easy to do with our calculators for Foreign Transfers and Travel Money transactions. - Review up-to-date Currency News and Forecasts for both the and currencies, if available.
Currency news and forecasts for New Zealand Dollar and Australian Dollar
Whenever you are researching a particular exchange rate you are actually interested in two currencies as the value of a currency must always be quoted relative to a second currency.
So it follows that if you are determining the best time to transact, in this case the NZD vs AUD, you should pay attention to both New Zealand Dollar and Australian Dollar news and forecasts.
New Zealand Dollar (NZD) - Market news and forecasts
26-February-19: The New Zealand dollar has been among the best performers in early 2019: at the time of writing, it was showing a 3 percent year-to-date gain versus the US dollar (US$0.69), bettered within G10 FX only by the Canadian dollar and pound.
The kiwi’s upside might be limited over the coming 6-12 months due to a somewhat disappointing outlook for interest rates in New Zealand.
In February, the RBNZ said it would maintain rates at current levels this year and next, which was taken as a big positive at the time since a rate cut had partly been priced in. When considered against the hikes that are likely in Canada, the US, Europe, Scandinavia and many emerging market economies, steady NZ rates might also be to NZD's detriment.
In February, Radobank predicted NZD/USD 4 percent lower at US$0.66 before the end of May.
An RBC analyst also suggested betting against the kiwi. The analyst pointed to the RBNZ's previous form when it comes to U-turns on policy guidance.
In addition, watchers of NZD should not underestimate how highly correlated the currency is with the Australian dollar, which is tied to an even worse monetary policy outlook and which might suffer an 8-10 percent decline this year, per some currency forecasters.
Australian Dollar (AUD) - Market news and forecasts
Following a flash crash in early January, which saw the Australian dollar briefly trade at a 10-year low of $0.674, the Aussie recovered to $0.73, but then, as it had done before the flash crash, it commenced with a slow and steady decline, and it was back at $0.705 in mid-March and was predicted to fall further.
In February, HSBC predicted a year-end AUD/USD rate of $0.66. In March, Westpac and JP Morgan were slightly more upbeat and argued for $0.68.
Fuelling lower exchange rate forecasts is the Australian economic story, for which major themes include a housing market slump, Chinese growth and the US-China trade spat. The RBA slashed growth forecasts in February and markets are now pricing in 1-2 interest rate cuts this year.
Another Aussie exchange rate worth mentioning is AUD/GBP, which sank in mid-March to its lowest level in nearly 3 years, at just £0.53. The Australian dollar has been unable to compete with the pound of late, since the latter benefits every time the British government fails to make a decision on how to deliver Brexit (every time Brexit appears less likely or to be delayed).
