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NZD to AUD - Exchange Rates

NZ Dollar to Australian Dollar exchange rates aren't all the same. The total cost you are charged by your bank or foreign exchange provider consists of a margin from the interbank mid-rate plus fees.

Foreign Exchange margins and fees vary significantly for International Money Transfers and Travel Money/Card transactions as shown below.

 

1 NZD = 0.9736 AUD

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NZD to AUD 90-Day Trend
ALERT:1-DAY0.5% 🔔|
NZD/AUD at 0.9721 was trading 0.7% above AVG:0.9655 with LO:0.9504 and HI:0.9919 (90 days). ALERT: Today NZD/AUD is DOWN 0.5%
06-APR 8PM-NY 07-APR 1AM-LON 8AM-HK 10AM-SYD

Convert NZD to AUD More Charts


Quick Conversions from NZ Dollar to Australian Dollar

NZD AUD
NZ$ 1 A$ 0.9736
NZ$ 5 A$ 4.8680
NZ$ 10 A$ 9.7360
NZ$ 20 A$ 19.47
NZ$ 50 A$ 48.68
NZ$ 100 A$ 97.36
NZ$ 250 A$ 243.40
NZ$ 500 A$ 486.80
NZ$ 1,000 A$ 973.60
NZ$ 2,000 A$ 1,947
NZ$ 5,000 A$ 4,868
NZ$ 10,000 A$ 9,736
NZ$ 50,000 A$ 48,680
NZ$ 100,000 A$ 97,360
More amounts
NZD AUD
NZ$ 1.0271 A$ 1
NZ$ 5.1355 A$ 5
NZ$ 10.27 A$ 10
NZ$ 20.54 A$ 20
NZ$ 51.36 A$ 50
NZ$ 102.71 A$ 100
NZ$ 256.78 A$ 250
NZ$ 513.55 A$ 500
NZ$ 1,027 A$ 1,000
NZ$ 2,054 A$ 2,000
NZ$ 5,136 A$ 5,000
NZ$ 10,271 A$ 10,000
NZ$ 51,355 A$ 50,000
NZ$ 102,710 A$ 100,000
More amounts

To calculate your own NZD/AUD amounts use our Convert NZD to AUD quick calculator.


Comparing Foreign Exchange Providers

The total cost you are charged by your foreign exchange provider consists of the margin from the mid-rate offered plus any fixed or percentage fees. These margins and fees vary significantly for International Money Transfers, Travel Money and prepaid multi-currency Travel Card transactions.

The Exchange rate you are offered can also vary significantly depending on the transaction type (transfer, cash or card), currency pair and amount. The below table shows an example of total costs charged by FX specialists and banks for NZD/AUD International Money Transfers. Costs are calculated against the current interbank mid-rate.

 
Foreign Transfer Provider Receive AUD(A$) Exchange RateFee NZDDeal Links
WorldFirst logo
A$9,697
0.5%
Best Overall
0.96970
OFX logo
A$9,668
0.8%
A$29 less
0.96680^
XE logo
A$9,689
0.58%
A$8 less
0.96890
ASB Bank International Money Transfers
ASB Bank logo
A$9,397.45
3.58%
A$300 less
0.942125
HSBC logo
A$9,386.9
3.68%
A$310 less
0.9401NZ$15
Banks - Average Rate
ANZ Bank logo HSBC logo BNZ Bank logo ASB Bank logo TSB Bank logo
A$9,311
4.46%
A$386 less
0.935922
ANZ Bank logo
A$9,308.22
4.49%
A$389 less
0.932518
TSB Bank International Money Transfers
TSB Bank logo
A$9,250.56
5.08%
A$446 less
0.9344NZ$100
BNZ Bank International Money Transfers
BNZ Bank logo
A$9,211.95
5.48%
A$485 less
0.9305NZ$100
 
WorldFirst logo
WorldFirst: Foreign Transfer NZD→AUD
From Amount (NZD)NZ$10,000
Fee:
Exchange Rate:0.9697 (0.5% from mid-rate)
To Amount (AUD) A$9,697
Total Cost:0.5%
Time:18:10 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.6/5.0
Reviews:
 
OFX logo
OFX: Foreign Transfer NZD→AUD
From Amount (NZD)NZ$10,000
Fee:0^ - No fees for BestExchangeRates users (normally $12 for smaller transfers)
Exchange Rate:0.9668 (0.8% from mid-rate)
To Amount (AUD) A$9,668
Total Cost:0.8%
Difference:
A$29 AUD less than using WorldFirst
Time:
Rate Fetched: 18:10 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.8/5.0
Reviews:
 
XE logo
XE: Foreign Transfer NZD→AUD
From Amount (NZD)NZ$10,000
Fee:0
Exchange Rate:0.9689 (0.58% from mid-rate)
To Amount (AUD) A$9,689
Total Cost:0.58%
Difference:
A$8 AUD less than using WorldFirst
Time:18:10 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone
Rating:
 
: 3.5/5.0
Reviews:
 
ASB Bank logo
ASB Bank: Foreign Transfer NZD→AUD
From Amount (NZD)NZ$10,000
Fee:25
Exchange Rate:0.9421 (3.33% from mid-rate)
To Amount (AUD) A$9,397.45
Total Cost:3.58%
Difference:
A$300 AUD less than using WorldFirst
Time:18:10 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
HSBC logo
HSBC: Foreign Transfer NZD→AUD
From Amount (NZD)NZ$10,000
Fee:NZ$15 NZD (.15%)
Exchange Rate:0.9401 (3.54% from mid-rate)
To Amount (AUD) A$9,386.9
Total Cost:3.68%
Difference:
A$310 AUD less than using WorldFirst
Time:18:10 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
Banks - Average Rate
Foreign Transfer NZD→AUD
From Amount (NZD)NZ$10,000
Fee:22
Exchange Rate:0.9259 (5% from mid-rate)
To Amount (AUD) A$9,311
Total Cost:4.46%
Difference:
A$386 AUD less than using WorldFirst
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
 
ANZ Bank logo
ANZ Bank: Foreign Transfer NZD→AUD
From Amount (NZD)NZ$10,000
Fee:18
Exchange Rate:0.9325 (4.32% from mid-rate)
To Amount (AUD) A$9,308.22
Total Cost:4.49%
Difference:
A$389 AUD less than using WorldFirst
Time:18:10 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 3/5.0
Reviews:
 
TSB Bank logo
TSB Bank: Foreign Transfer NZD→AUD
From Amount (NZD)NZ$10,000
Fee:NZ$100 NZD (1%)
Exchange Rate:0.9344 (4.12% from mid-rate)
To Amount (AUD) A$9,250.56
Total Cost:5.08%
Difference:
A$446 AUD less than using WorldFirst
Time:18:10 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
BNZ Bank logo
BNZ Bank: Foreign Transfer NZD→AUD
From Amount (NZD)NZ$10,000
Fee:NZ$100 NZD (1%)
Exchange Rate:0.9305 (4.52% from mid-rate)
To Amount (AUD) A$9,211.95
Total Cost:5.48%
Difference:
A$485 AUD less than using WorldFirst
Time:18:10 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
Snapshot 04/06/2020 - View latest rates
 

Example of the margins and possible savings when you order travel money online with a currency specialist rather than in-person from banks and currency kiosks.

Travel Money Provider Amount AUD(A$) Exchange RateFee NZDDeal Links
Travelex Online NZ logo
A$954.10
2.1%
Best Overall
0.95410^
ASB Bank Foreign Currency
ASB Bank logo
A$926.24
4.96%
A$28 less
0.9356NZ$10
Banks - Average Rate
BNZ Bank logo ASB Bank logo TSB Bank logo
A$910.56
6.57%
A$44 less
0.9213NZ$10
TSB Bank Foreign Currency
TSB Bank logo
A$905.95
7.04%
A$48 less
0.9151NZ$10
BNZ Bank Foreign Currency
BNZ Bank logo
A$899.50
7.71%
A$55 less
0.9132NZ$15
 
Travelex Online NZ logo
Travelex Online NZ: Travel Money NZD→AUD
From Amount (NZD)NZ$1,000
Fee:$0 - No fees for Debit & Credit Cards
Exchange Rate:0.9541 (2.1% from mid-rate)
To Amount (AUD) A$954.10
Total Cost:2.1%
Time:
Rate Fetched: Mon Apr 06 2020 18:00:06 GMT+0000 (UTC)
Currency Services:FREE Home delivery & Branch pickup
Delivery/Collect:2-3 days
Rating:
 
: 4.3/5.0
Reviews:
 
ASB Bank logo
ASB Bank: Travel Money NZD→AUD
From Amount (NZD)NZ$1,000
Fee:NZ$10 NZD (1%)
Exchange Rate:0.9356 (4% from mid-rate)
To Amount (AUD) A$926.24
Total Cost:4.96%
Time:18:10 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 
Banks - Average Rate
Travel Money NZD→AUD
From Amount (NZD)NZ$1,000
Fee:NZ$10 NZD (1%)
Exchange Rate:0.9264 (4.95% from mid-rate)
To Amount (AUD) A$910.56
Total Cost:6.57%
Currency Services:Branch
Delivery/Collect:-
 
TSB Bank logo
TSB Bank: Travel Money NZD→AUD
From Amount (NZD)NZ$1,000
Fee:NZ$10 NZD (1%)
Exchange Rate:0.9151 (6.11% from mid-rate)
To Amount (AUD) A$905.95
Total Cost:7.04%
Time:18:10 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 
BNZ Bank logo
BNZ Bank: Travel Money NZD→AUD
From Amount (NZD)NZ$1,000
Fee:NZ$15 NZD (Minimum fee)
Exchange Rate:0.9132 (6.3% from mid-rate)
To Amount (AUD) A$899.50
Total Cost:7.71%
Time:18:10 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 
Snapshot 04/06/2020 - View latest rates
 

Also here is a comparison table of the exchange rates and fees on some popular prepaid multi-currency debit cards.

Travel Card Provider Amount AUD(A$) Exchange RateFee NZDDeal Links
A$967.50
0.5%
Best Overall
0.96750
A$954.10
1.88%
A$13 less
0.95410
 
TransferWise: Travel Card NZD→AUD
From Amount (NZD)NZ$1,000
Fee:
Exchange Rate:0.9675 (-0.5% from mid-rate)
To Amount (AUD) A$967.50
Total Cost:0.5%
Card Facts/Fees:
Time:0:01 Local
Currency Services:Multi-currency debit card with linked foreign bank accounts
Delivery/Collect:5-7 days
Rating:
 
: 4.6/5.0
Reviews:
 
Travelex Money Card: Travel Card NZD→AUD
From Amount (NZD)NZ$1,000
Fee:undefined
Exchange Rate:0.9541 (-1.88% from mid-rate)
To Amount (AUD) A$954.10
Total Cost:1.88%
Card Facts/Fees:
10 Load Currencies: AUD USD EUR GBP NZD HKD SGD CAD JPY THB.
Overseas ATM withdrawal fee: FREE
Card Purchase Fee: $5.00
Maximum Load Amount: $100,000
Monthly Fee : $4 (after 12 months inactive)
Currency Conversion: 5.95% (when you withdraw
a currency not loaded on your card)
Offers 24/7 Global Emergency Assistance service with fee free emergency funds up to the available balance on the card
Time:
Rate Fetched: Tue Apr 07 2020 00:00:06 GMT+0000 (UTC)
Currency Services:FREE Home delivery & Branch pickup
Delivery/Collect:2-3 days
Rating:
 
: 4.3/5.0
Reviews:
 
Snapshot 04/06/2020 - View latest rates
 

Country Guides (NZD & AUD)

AustraliaAustralia (AUD)New ZealandNew Zealand (NZD)Christmas IslandChristmas Island (AUD)
Cocos Keeling IslandsCocos Keeling Islands (AUD)Cook IslandsCook Islands (NZD)Heard and McDonald IslandsHeard and McDonald Islands (AUD)
KiribatiKiribati (AUD)NauruNauru (AUD)NiueNiue (NZD)
Norfolk IslandNorfolk Island (AUD)PitcairnPitcairn (NZD)TokelauTokelau (NZD)
TuvaluTuvalu (AUD)

NZDAUD blended flags

NZD and AUD in the Markets

When determining the best time to make a foreign exchange transaction, in this case the NZD vs AUD, you should pay attention to the recent market trends for both currencies.

NZ Dollar (NZD)

Growing fears of the coronavirus outbreak has moved the market into safer currencies such as the USD and away from AUD, NZD and CAD.

The threat of proxy war between the US and Iran in Iraq also pared back some of the gains the Kiwi had made coming into the New Year.

In December the New Zealand dollar has climbed back to US$0.66 it's highest value since July.

Against the Australian dollar, jumped to A$0.96 after being as low as A$0.92 in early November before starting a strong recovery upto current levels above A$0.95.

Robbing New Zealand's currency of better gains in 2019 have been reduced risk appetite spurred on by an escalation in the US-China trade standoff, and high correlations with other weak currencies, including the Australian dollar and yuan.

Read more in the article NZD Forecasts.

 

Australian Dollar (AUD)

The Australian dollar has been savaged in March sliding to US55 cents the lowest since 2003. Growing fears of the coronavirus outbreak has moved the market into safer currencies such as the USD and away from AUD, NZD and CAD. The virus was a double blow to the Aussie after the earlier threat of proxy war between the US and Iran in Iraq had also pared back some of the gains the Aussie had made coming into the New Year. The Australian dollar had started the new decade strongly climbing to multi-month highs helped along by cooling trade tensions between the United States and China and optimism for global economic growth in the year ahead. The Aussie broke back over US70 cents on the final day of 2019 — a level not seen since mid year. During December the Australian dollar reversed direction (again) and climbed steadily back up against the US dollar on the back of the strength of the housing market and a market perception that further interest rate cuts were less likely.

Read more in the article AUD Forecasts.


How to get Best NZD to AUD Exchange Rates

All foreign exchange providers charge a fee for providing their service and this fee is usually contained within the exchange rate margin (or difference to the mid-rate).

The transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

What is a good NZD to AUD exchange rate?

This is a difficult question and the answer really depends on many factors. The best way to consider an exchange rate's relative value is to look at the rate's history.

The following table looks at the change in the NZD to AUD exchange rate to the present day for periods going back upto 10 years.

PeriodChange*NZD/AUDDate
1 Day-0.3%0.976805 Apr 2020
7 Day0%0.974430 Mar 2020
30 Day+1.9%0.955807 Mar 2020
3 Month+0.8%0.966607 Jan 2020
1 Year+2.8%0.947907 Apr 2019
5 Year-0.8%0.982408 Apr 2015
10 Year+27.1%0.766409 Apr 2010

*For period to 06-Apr 21UTC when NZD/AUD was 0.9741

When is the best time to exchange NZD to AUD?

Getting a good market rate is all about timing to help with this you can use BER Smart Alerts to make the most of currency movements.

Rather than requiring you to set a target rate, our rate alerts work differently. We check for daily high/lows and changes (up/down) over a range of periods up to 90 days rather than requiring you to set target rates.

Setup BER.me FX Alerts

We help you Save Money on Exchange Rates.

 

View all NZD Exchange Rates