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NZD to AUD - Rate Guide

New Zealand Dollar to Australian Dollar exchange rates aren't all the same.

The total cost you are charged by your bank or foreign exchange provider consists of a margin from the interbank mid-rate plus fees. These margins and fees vary significantly for International Money Transfers and Travel Money transactions as shown below.

 

NZD/AUD update & alerts

1 NZD = 0.945 AUD

NZD to AUD - Trading Range (90 Day)
ALERT: 60-DAY HIGHS đź”” |
90-DAY TREND: At 0.9435 NZD/AUD is trading 1% above the average 0.9337 with a range 0.923 to 0.9483. ALERT: NZD/AUD has risen to 60-DAY HIGHS. Updated: 08:01-AEDT 21:01-GMT 16:01-EST

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NZD/AUD Exchange Rates and Providers Compared

This guide to the New Zealand Dollar to Australian Dollar exchange rate with 90-day chart & alerts, historic rates, forecasts and NZD to AUD comparison tables for foreign transfers and travel money rates and fees on offer by banks and foreign exchange providers. If you want to calculate equivalent amounts in foreign currencies or rate margins then use our NZD/AUD Quick Calculator.

Exchange rates can vary significantly depending on the transaction type (transfer, cash or card), currency pair and amount. The below table shows an example of total costs charged by FX specialists and banks for NZD/AUD International Money Transfers. Costs are calculated against the current interbank mid-rate.

 
Foreign Transfer ProvidersReceive AUD(A$)Exchange RateFee NZDTotal CostDeal Links
OFX logo
A$9,365
Best Overall
0.93650^0.8%
WorldFirst logo
A$9,394
A$29 more
0.939400.5%
XE logo
A$9,386
A$21 more
0.938600.58%
ASB Bank International Money Transfers
ASB Bank logo
A$9,104.18
A$261 less
0.9127253.57%
HSBC logo
A$9,095.34
A$270 less
0.9109NZ$153.66%
Banks - Average Rate
ANZ Bank logo HSBC logo BNZ Bank logo ASB Bank logo TSB Bank logo
A$9,021
A$344 less
0.9068224.45%
ANZ Bank logo
A$9,017.74
A$347 less
0.9034184.48%
TSB Bank International Money Transfers
TSB Bank logo
A$8,962.47
A$403 less
0.9053NZ$1005.07%
BNZ Bank International Money Transfers
BNZ Bank logo
A$8,925.84
A$439 less
0.9016NZ$1005.46%
 

OFX logo

OFX: Foreign Transfer NZD→AUD
From Amount (NZD)NZ$10,000
Fee:0^ - No fees for BestExchangeRates users (normally $12 for smaller transfers)
Exchange Rate:0.9365 (0.8% from mid-rate)
To Amount (AUD) A$9,365
Total Cost:0.8%
Time:
Rate Fetched: 6:04 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.8/5.0
Reviews:
 

WorldFirst logo

WorldFirst: Foreign Transfer NZD→AUD
From Amount (NZD)NZ$10,000
Fee:
Exchange Rate:0.9394 (0.5% from mid-rate)
To Amount (AUD) A$9,394
Total Cost:0.5%
Difference:
A$29 AUD more than using OFX
Time:6:04 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.6/5.0
Reviews:
 

XE logo

XE: Foreign Transfer NZD→AUD
From Amount (NZD)NZ$10,000
Fee:0
Exchange Rate:0.9386 (0.58% from mid-rate)
To Amount (AUD) A$9,386
Total Cost:0.58%
Difference:
A$21 AUD more than using OFX
Time:6:04 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone
Rating:
 
: 3.5/5.0
Reviews:
 

ASB Bank logo

ASB Bank: Foreign Transfer NZD→AUD
From Amount (NZD)NZ$10,000
Fee:25
Exchange Rate:0.9127 (3.33% from mid-rate)
To Amount (AUD) A$9,104.18
Total Cost:3.57%
Difference:
A$261 AUD less than using OFX
Time:6:04 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

HSBC logo

HSBC: Foreign Transfer NZD→AUD
From Amount (NZD)NZ$10,000
Fee:NZ$15 NZD (.15%)
Exchange Rate:0.9109 (3.52% from mid-rate)
To Amount (AUD) A$9,095.34
Total Cost:3.66%
Difference:
A$270 AUD less than using OFX
Time:6:04 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Banks - Average Rate

Foreign Transfer NZD→AUD
From Amount (NZD)NZ$10,000
Fee:22
Exchange Rate:0.8969 (5% from mid-rate)
To Amount (AUD) A$9,021
Total Cost:4.45%
Difference:
A$344 AUD less than using OFX
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
 

ANZ Bank logo

ANZ Bank: Foreign Transfer NZD→AUD
From Amount (NZD)NZ$10,000
Fee:18
Exchange Rate:0.9034 (4.31% from mid-rate)
To Amount (AUD) A$9,017.74
Total Cost:4.48%
Difference:
A$347 AUD less than using OFX
Time:6:04 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 3/5.0
Reviews:
 

TSB Bank logo

TSB Bank: Foreign Transfer NZD→AUD
From Amount (NZD)NZ$10,000
Fee:NZ$100 NZD (1%)
Exchange Rate:0.9053 (4.11% from mid-rate)
To Amount (AUD) A$8,962.47
Total Cost:5.07%
Difference:
A$403 AUD less than using OFX
Time:6:04 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

BNZ Bank logo

BNZ Bank: Foreign Transfer NZD→AUD
From Amount (NZD)NZ$10,000
Fee:NZ$100 NZD (1%)
Exchange Rate:0.9016 (4.5% from mid-rate)
To Amount (AUD) A$8,925.84
Total Cost:5.46%
Difference:
A$439 AUD less than using OFX
Time:6:04 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
Snapshot 11/22/2019 - See full table

Example of the margins and possible savings when you order travel money online with a currency specialist rather than in-person from banks and currency kiosks.

Travel Money ProvidersAmount AUD(A$)Exchange RateFee NZDTotal CostDeal Links
Travelex Online NZ logo
A$922.20
Best Overall
0.92220^2.32%
ASB Bank Foreign Currency
ASB Bank logo
A$897.24
A$25 less
0.9063NZ$104.96%
Banks - Average Rate
BNZ Bank logo ASB Bank logo TSB Bank logo
A$882.07
A$40 less
0.8925NZ$106.57%
TSB Bank Foreign Currency
TSB Bank logo
A$877.64
A$45 less
0.8865NZ$107.04%
BNZ Bank Foreign Currency
BNZ Bank logo
A$871.33
A$51 less
0.8846NZ$157.71%
 

Travelex Online NZ logo

Travelex Online NZ: Travel Money NZD→AUD
From Amount (NZD)NZ$1,000
Fee:$0 - No fees for Debit & Credit Cards
Exchange Rate:0.9222 (2.32% from mid-rate)
To Amount (AUD) A$922.20
Total Cost:2.32%
Time:
Rate Fetched: Fri Nov 22 2019 06:00:05 GMT+0000 (UTC)
Currency Services:FREE Home delivery & Branch pickup
Delivery/Collect:2-3 days
Rating:
 
: 4.3/5.0
Reviews:
 

ASB Bank logo

ASB Bank: Travel Money NZD→AUD
From Amount (NZD)NZ$1,000
Fee:NZ$10 NZD (1%)
Exchange Rate:0.9063 (4% from mid-rate)
To Amount (AUD) A$897.24
Total Cost:4.96%
Time:6:04 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

Banks - Average Rate

Travel Money NZD→AUD
From Amount (NZD)NZ$1,000
Fee:NZ$10 NZD (1%)
Exchange Rate:0.8974 (4.95% from mid-rate)
To Amount (AUD) A$882.07
Total Cost:6.57%
Currency Services:Branch
Delivery/Collect:-
 

TSB Bank logo

TSB Bank: Travel Money NZD→AUD
From Amount (NZD)NZ$1,000
Fee:NZ$10 NZD (1%)
Exchange Rate:0.8865 (6.1% from mid-rate)
To Amount (AUD) A$877.64
Total Cost:7.04%
Time:6:04 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

BNZ Bank logo

BNZ Bank: Travel Money NZD→AUD
From Amount (NZD)NZ$1,000
Fee:NZ$15 NZD (Minimum fee)
Exchange Rate:0.8846 (6.3% from mid-rate)
To Amount (AUD) A$871.33
Total Cost:7.71%
Time:6:04 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 
Snapshot 11/22/2019 - See full table

NZDAUD blended flags

NZD and AUD in the Markets

When determining the best time to make a foreign exchange transaction, in this case the NZD vs AUD, you should pay attention to the recent market trends for both currencies.

New Zealand Dollar (NZD)

The New Zealand dollar weakened in June to a 7-month low against the euro, at rates below €0.58.

At US$0.65, the kiwi remained weak against the greenback, 6 percent lower than rates in March.

Against the Australian dollar, NZD has been steady in recent months, having spent much of its time between A$0.94 and A$0.95.

Robbing New Zealand's currency of gains in 2019 have been lower NZ interest rates, reduced risk appetite spurred on by an escalation in the US-China trade standoff, and high correlations with other weak currencies, including the Australian dollar and yuan.

Read more in the article NZD Forecasts.

 

Australian Dollar (AUD)

At the end of October the AUD surged to a three month high against the US dollar following the third rate cut in a year by the US Federal Reserve. The gains were mainly due to the fall in the US dollar after the market sensed that US rates are more likely to rise now than fall further.

The RBA also added to the positive sentiment with an optimistic assessment of easing risks from the US-China trade war and Brexit. Accordingly markets are pulling back from bets that the cash rate will drop to 0.5 per cent and the possible start of quantitative easing.

Interestingly, AUD has decoupled from commodity prices in 2019. The price of iron ore (Australia’s largest export) nears multi-year highs while AUD languishes.

Further RBA interest rate cuts this year are now a certainty, and that doesn’t bode well for currency valuations. Westpac has predicted three cuts this year.

Read more in the article AUD Forecasts.

Why can't I just get the NZD/AUD market rate I see online or in the media?

The mid-rate is the rate you will see quoted online or the news. It is actually just the half-way point (hence mid-rate) between the last rate at which the NZD / AUD was traded (bought or sold) in the international markets.

All foreign exchange providers charge a fee for providing their service and this fee is usually contained within the exchange rate margin (or difference to the mid-rate). Some providers such as Transferwise will quote you the mid-rate (or close to) and charge a separate percentage fee.

NZDAUD blended flags

Getting a good market rate is mainly about timing however the transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

We help you Compare & Save Money on Exchange Rates.

 

View all NZD Exchange Rates