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NZD/AUD - Rate Guide

New Zealand Dollar to Australian Dollar exchange rates aren't all the same.

The total cost you are charged by your bank or foreign exchange provider consists of a margin from the interbank mid-rate plus fees. These margins and fees vary significantly for International Money Transfers and Travel Money transactions as shown below.

 

NZD/AUD Exchange Rates and Providers Compared

This guide to the New Zealand Dollar to Australian Dollar exchange rate with 90-day chart & alerts, historic rates, forecasts and NZD to AUD comparison tables for foreign transfers and travel money rates and fees on offer by banks and foreign exchange providers. Calculate amounts and rate margins with the NZD/AUD Calculator.

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NZD/AUD - 90 Day Rate Alerts

1 NZD = 0.9244 AUD

90-DAY LOWS 60-DAY LOWS 30-DAY LOWS 14-DAY LOWS
NZD/AUD over the last 90 days

View NZD/AUD - Interactive Chart

Exchange rates can vary significantly depending on the transaction type (transfer, cash or card), currency pair and amount. The below table shows an example of total costs charged by FX specialists and banks for NZD/AUD International Money Transfers. Costs are calculated against the current interbank mid-rate.

 
Foreign Transfer ProvidersReceive AUD(A$)Exchange RateFee NZDTotal CostDeal Links
WorldFirst logo
9,198 AUD
Best Overall
0.919800.5%
OFX logo
9,170 AUD
28 AUD
0.9170^0.8%
XE logo
9,190 AUD
8 AUD
0.91900.58%
ASB Bank International Money Transfers
ASB Bank logo
8,882.74 AUD
315 AUD
0.8905253.91%
HSBC logo
8,872.67 AUD
325 AUD
0.8886$154.02%
Banks - Average Rate
ANZ Bank logo HSBC logo BNZ Bank logo ASB Bank logo TSB Bank logo
8,801 AUD
397 AUD
0.8847224.79%
ANZ Bank logo
8,798.13 AUD
400 AUD
0.8814184.82%
TSB Bank International Money Transfers
TSB Bank logo
8,743.68 AUD
454 AUD
0.8832$1005.41%
BNZ Bank International Money Transfers
BNZ Bank logo
8,708.04 AUD
490 AUD
0.8796$1005.8%
 

WorldFirst logo

WorldFirst: Foreign Transfer NZD→AUD
From Amount:10,000 NZD
Fee:
Exchange Rate:0.9198 (0.5% from mid-rate)
To Amount:9,198 AUD
Total Cost:0.5%
Time:6:04 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.6/5.0
Reviews:
 

OFX logo

OFX: Foreign Transfer NZD→AUD
From Amount:10,000 NZD
Fee:0^ - No fees for BestExchangeRates users (normally $12 for smaller transfers)
Exchange Rate:0.9170 (0.8% from mid-rate)
To Amount:9,170 AUD
Total Cost:0.8%
Difference:
28 AUD less than using WorldFirst
Time:
Rate Fetched: 6:04 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.8/5.0
Reviews:
 

XE logo

XE: Foreign Transfer NZD→AUD
From Amount:10,000 NZD
Fee:0
Exchange Rate:0.9190 (0.58% from mid-rate)
To Amount:9,190 AUD
Total Cost:0.58%
Difference:
8 AUD less than using WorldFirst
Time:6:04 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone
Rating:
 
: 3.5/5.0
Reviews:
 

ASB Bank logo

ASB Bank: Foreign Transfer NZD→AUD
From Amount:10,000 NZD
Fee:25
Exchange Rate:0.8905 (3.67% from mid-rate)
To Amount:8,882.74 AUD
Total Cost:3.91%
Difference:
315 AUD less than using WorldFirst
Time:6:04 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

HSBC logo

HSBC: Foreign Transfer NZD→AUD
From Amount:10,000 NZD
Fee:$15 NZD (.15%)
Exchange Rate:0.8886 (3.87% from mid-rate)
To Amount:8,872.67 AUD
Total Cost:4.02%
Difference:
325 AUD less than using WorldFirst
Time:6:04 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Banks - Average Rate

Foreign Transfer NZD→AUD
From Amount:10,000 NZD
Fee:22
Exchange Rate:0.8782 (5% from mid-rate)
To Amount:8,801 AUD
Total Cost:4.79%
Difference:
397 AUD less than using WorldFirst
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
 

ANZ Bank logo

ANZ Bank: Foreign Transfer NZD→AUD
From Amount:10,000 NZD
Fee:18
Exchange Rate:0.8814 (4.65% from mid-rate)
To Amount:8,798.13 AUD
Total Cost:4.82%
Difference:
400 AUD less than using WorldFirst
Time:6:04 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 3/5.0
Reviews:
 

TSB Bank logo

TSB Bank: Foreign Transfer NZD→AUD
From Amount:10,000 NZD
Fee:$100 NZD (1%)
Exchange Rate:0.8832 (4.46% from mid-rate)
To Amount:8,743.68 AUD
Total Cost:5.41%
Difference:
454 AUD less than using WorldFirst
Time:6:04 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

BNZ Bank logo

BNZ Bank: Foreign Transfer NZD→AUD
From Amount:10,000 NZD
Fee:$100 NZD (1%)
Exchange Rate:0.8796 (4.85% from mid-rate)
To Amount:8,708.04 AUD
Total Cost:5.8%
Difference:
490 AUD less than using WorldFirst
Time:6:04 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
Snapshot 09/22/2019 - See full table

Example of the margins and possible savings when you order travel money online with a currency specialist rather than in-person from banks and currency kiosks.

Travel Money ProvidersAmount AUD(A$)Exchange RateFee NZDTotal CostDeal Links
Travelex Online NZ logo
905.40 AUD
Best Overall
0.90540^2.06%
ASB Bank Foreign Currency
ASB Bank logo
878.53 AUD
27 AUD
0.8874$104.96%
Banks - Average Rate
BNZ Bank logo ASB Bank logo TSB Bank logo
863.69 AUD
42 AUD
0.8739$106.57%
TSB Bank Foreign Currency
TSB Bank logo
859.32 AUD
46 AUD
0.868$107.04%
BNZ Bank Foreign Currency
BNZ Bank logo
853.21 AUD
52 AUD
0.8662$157.7%
 

Travelex Online NZ logo

Travelex Online NZ: Travel Money NZD→AUD
From Amount:1,000 NZD
Fee:$0 - No fees for Debit & Credit Cards
Exchange Rate:0.9054 (2.06% from mid-rate)
To Amount:905.40 AUD
Total Cost:2.06%
Time:
Rate Fetched: Sun Sep 22 2019 06:00:05 GMT+0000 (UTC)
Currency Services:FREE Home delivery & Branch pickup
Delivery/Collect:2-3 days
Rating:
 
: 4.3/5.0
Reviews:
 

ASB Bank logo

ASB Bank: Travel Money NZD→AUD
From Amount:1,000 NZD
Fee:$10 NZD (1%)
Exchange Rate:0.8874 (4% from mid-rate)
To Amount:878.53 AUD
Total Cost:4.96%
Time:6:04 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

Banks - Average Rate

Travel Money NZD→AUD
From Amount:1,000 NZD
Fee:$10 NZD (1%)
Exchange Rate:0.8787 (4.94% from mid-rate)
To Amount:863.69 AUD
Total Cost:6.57%
Currency Services:Branch
Delivery/Collect:-
 

TSB Bank logo

TSB Bank: Travel Money NZD→AUD
From Amount:1,000 NZD
Fee:$10 NZD (1%)
Exchange Rate:0.8680 (6.1% from mid-rate)
To Amount:859.32 AUD
Total Cost:7.04%
Time:6:04 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

BNZ Bank logo

BNZ Bank: Travel Money NZD→AUD
From Amount:1,000 NZD
Fee:$15 NZD (Minimum fee)
Exchange Rate:0.8662 (6.3% from mid-rate)
To Amount:853.21 AUD
Total Cost:7.7%
Time:6:04 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 
Snapshot 09/22/2019 - See full table

NZD / AUD converter & margin calculator

$NZD
A$AUD
mid-rates

Compare how much you can save on NZD/AUD exchange rates for:

Foreign Transfers Travel Money

Foreign Transfers Travel Money

New Zealand Dollar

Australian Dollar

1 NZD 0.9244 AUD
5 NZD 4.6220 AUD
10 NZD 9.2440 AUD
20 NZD 18.49 AUD
50 NZD 46.22 AUD
100 NZD 92.44 AUD
250 NZD 231.10 AUD
500 NZD 462.20 AUD
1,000 NZD 924.40 AUD
2,000 NZD 1,848.80 AUD
5,000 NZD 4,622.00 AUD
10,000 NZD 9,244.00 AUD
50,000 NZD 46,220.00 AUD
100,000 NZD 92,440.00 AUD
See more

New Zealand Dollar

Australian Dollar

1.0817 NZD 1 AUD
5.4085 NZD 5 AUD
10.82 NZD 10 AUD
21.63 NZD 20 AUD
54.09 NZD 50 AUD
108.17 NZD 100 AUD
270.43 NZD 250 AUD
540.85 NZD 500 AUD
1,081.70 NZD 1,000 AUD
2,163.40 NZD 2,000 AUD
5,408.50 NZD 5,000 AUD
10,817.00 NZD 10,000 AUD
54,085.00 NZD 50,000 AUD
108,170.00 NZD 100,000 AUD
See more
Country Guides (NZD & AUD)
AustraliaAustralia (AUD)New ZealandNew Zealand (NZD)Christmas IslandChristmas Island (AUD)
Cocos Keeling IslandsCocos Keeling Islands (AUD)Cook IslandsCook Islands (NZD)Heard And McDonald IslandsHeard And McDonald Islands (AUD)
KiribatiKiribati (AUD)NauruNauru (AUD)NiueNiue (NZD)
Norfolk IslandNorfolk Island (AUD)PitcairnPitcairn (NZD)TokelauTokelau (NZD)
TuvaluTuvalu (AUD)

NZD/AUD - Historical Trends

This table shows historic rates and trends of New Zealand Dollar to Australian Dollar over periods upto 10 years.

PeriodChange*NZD/AUDDate
1 Day-0.2%0.926719 Sep 2019
7 Day-0.3%0.927113 Sep 2019
30 Day-2.1%0.944021 Aug 2019
3 Month-2.8%0.951022 Jun 2019
1 Year+0.8%0.916920 Sep 2018
5 Year+1.4%0.911821 Sep 2014
10 Year+12%0.825622 Sep 2009

*For period to 20-Sep 21UTC when NZD/AUD was 0.9244

You can use our NZD interactive charts to check NZDAUD historic trends.

Get a Better FX Deal when you Send and Spend Abroad.

 

NZDAUD blended flags

NZD and AUD in the Markets

When determining the best time to make a foreign exchange transaction, in this case the NZD vs AUD, you should pay attention to the recent market trends for both currencies.

 

New Zealand Dollar (NZD)

The New Zealand dollar weakened in June to a 7-month low against the euro, at rates below €0.58.

At US$0.65, the kiwi remained weak against the greenback, 6 percent lower than rates in March.

Against the Australian dollar, NZD has been steady in recent months, having spent much of its time between A$0.94 and A$0.95.

Robbing New Zealand's currency of gains in 2019 have been lower NZ interest rates, reduced risk appetite spurred on by an escalation in the US-China trade standoff, and high correlations with other weak currencies, including the Australian dollar and yuan.

Read more in the article NZD Forecasts.

 

Australian Dollar (AUD)

In early August the Australian dollar sunk to a 10 year low of 67¢ (Aug-7) to the US dollar. This was due to the offshore yuan breaking the symbolic and closely watched USD/CNY = 7.0 exchange rate, after the trade war flared up again and the US labelled China a "currency manipulator".

Investors have sold AUD in recent months as they’ve bet on aggressive interest-rate cuts by the Reserve Bank of Australia. These bets paid off: the RBA cut its cash rate in both June and July to a record low of 1 percent.

Lower borrowing costs are necessary, investors believe, in light of persistently soft domestic data and the fallout from a US-China trade standoff that shows no sign of nearing an end.

AUD will continue to track changes in interest-rate expectations. Economists expect at least one further cut this year and many expect two by early 2020. After July's cut, the RBA hinted it would leave rates unchanged for several months.

Interestingly, AUD has decoupled from commodity prices in 2019. The price of iron ore (Australia’s largest export) nears multi-year highs while AUD languishes.

Further RBA interest rate cuts this year are now a certainty, and that doesn’t bode well for currency valuations. Westpac has predicted three cuts this year.

Read more in the article AUD Forecasts.

Why can't I just get the NZD/AUD market rate I see online or in the media?

The mid-rate is the rate you will see quoted online or the news. It is actually just the half-way point (hence mid-rate) between the last rate at which the NZD / AUD was traded (bought or sold) in the international markets.

All foreign exchange providers charge a fee for providing their service and this fee is usually contained within the exchange rate margin (or difference to the mid-rate). Some providers such as Transferwise will quote you the mid-rate (or close to) and charge a separate percentage fee.

NZDAUD blended flags

Getting a good market rate is mainly about timing however the transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

We help you Compare & Save Money on Exchange Rates.

 

View all NZD Exchange Rates