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    Best NZD to EUR Exchange Rates Compared Live

    The live mid-rate NZD to EUR exchange rate is 0.5147. Compare currency conversion rates - Reduce FX costs.

    NZD-EUR Loading Rates ...
     

     
    NZD to EUR update: The exchange rate sits at 0.5271, 3.1% below its 3-month average of 0.5439. FX analysts note NZD strength from rising dairy prices, but external trade tensions could weigh heavily. Meanwhile, the ECB's hawkish stance supports EUR durability amid geopolitical risks. 10-Mar

     
     

    What is the best Send Money conversion rate for NZD to EUR?

    The best NZD to EUR exchange rate is our partner deal rate of 0.5121 from OFX . This is -0.51% compared to the mid-market rate 0.5147.

    The standard OFX NZD-EUR rate is 0.506, -1.7% from the mid-rate. Visit OFX here to secure the better rate.

    As exchange rates can vary significantly between banks and also between currency exchange providers, it's therefore important to carefully compare New Zealand dollar (NZD) to Euro (EUR) rates from different sources before making a conversion.

    How do NZD-EUR rates compare between providers?

    Looking at our comparison table the best NZD to EUR exchange rate is 0.5121 from OFX, -0.51% from the mid-market rate 0.5147. The next best rate is 0.5116 from XE, -0.6% from the mid-rate. Then Wise with 0.5111 is -0.7% from the mid-rate.

    Among the banks, the ANZ Bank rate is 0.5614 at 9.1%, the BNZ Bank rate is 0.49 at -4.8%, and the TSB Bank rate is 0.487 at -5.4% compared to the mid-rate 0.5147.

    It's important to note that exchange rates also fluctuate frequently due to market conditions. Additionally, banks and foreign exchange providers often apply a margin to the exchange rate, resulting in a less favorable rate for customers compared to the mid-market rate. For more competitive rates, you might consider using a specialized currency exchange service or platforms that offer rates closer to the mid-market rate.

     

    Compare Rates

     

    The Kiwi to Euro comparison table above makes it easy to compare the Total Fees (both variable and fixed) you are being charged by banks and other foreign exchange providers against the latest NZD-EUR mid-rate (see Market Data below ) and the possible savings of using various providers. 

     
     
     

    NZD to EUR Market Data

    New Zealand dollar (NZD) to Euro (EUR) market data - latest interbank exchange rate, trend, chart & historic rates.

     
    Sell NZD   →   Buy EUR
    1 NZD =
    0.5147We compare provider deals to this wholesale mid-market rate. Read more
    EUR
    +0.3% since yesterday
    NZD to EUR at 0.5147 is 3.8% below its 3-month average of 0.535, having traded in a fairly volatile 8.7% range from 0.5051 to 0.5489
    |
    Tracker

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    DateNZD/EURChangePeriod
    28 Mar 2025
    0.5260
    2.9% 2 Week
    11 Jan 2025
    0.5423
    5.9% 3 Month
    11 Apr 2024
    0.5595
    8.8% 1 Year
    12 Apr 2020
    0.5558
    8.2% 5 Year
    14 Apr 2015
    0.7053
    27.6% 10 Year
    16 Apr 2005
    0.5585
    8.6% 20 Year
    NZD/EUR historic rates & change to 11-Apr-2025
     

    What are equivalent amounts of NZD and EUR?

    Here are some popular conversion amounts for NZD to EUR (New Zealand dollar to Euro)*.

    NZD EUR
    NZ$ 1 0.5147
    NZ$ 5 2.5735
    NZ$ 10 5.1470
    NZ$ 20 10.29
    NZ$ 50 25.74
    NZ$ 100 51.47
    NZ$ 250 128.68
    NZ$ 500 257.35
    NZ$ 1,000 514.70
    NZ$ 2,000 1,029
    NZ$ 5,000 2,574
    NZ$ 10,000 5,147
    NZ$ 20,000 10,294
    NZ$ 50,000 25,735
    NZ$ 100,000 51,470
    NZD EUR
    NZ$ 1.9429 € 1
    NZ$ 9.7145 € 5
    NZ$ 19.43 € 10
    NZ$ 38.86 € 20
    NZ$ 97.15 € 50
    NZ$ 194.29 € 100
    NZ$ 485.73 € 250
    NZ$ 971.45 € 500
    NZ$ 1,943 € 1,000
    NZ$ 3,886 € 2,000
    NZ$ 9,715 € 5,000
    NZ$ 19,429 € 10,000
    NZ$ 38,858 € 20,000
    NZ$ 97,145 € 50,000
    NZ$ 194,290 € 100,000

    More amounts

    *Converted at the current NZDEUR interbank exchange rate. Calculate actual payout amounts for Send Money and Travel Money exchange rates.

     
     

    Forecasts for NZD to EUR

     

    The recent exchange rate forecasts for the New Zealand dollar (NZD) against the euro (EUR) suggest a period of volatility influenced by geopolitical developments and market dynamics. Currently, the NZD to EUR exchange rate stands at 0.5129, which is 4.2% below its three-month average of 0.5356. This fluctuation is reflective of a broader 8.7% range over recent weeks, with trading activity spanning from 0.5051 to 0.5489. Analysts note that the NZD's movements appear to be closely tied to risk sentiment within global markets, especially given the external shocks emanating from trade tariffs imposed by the U.S. on New Zealand.

    Read our full review of recent NZD to EUR forecasts.

     
    EUR to NZD flags

    How to get a good NZD to EUR exchange rate

    There are several ways to save on exchange rates when converting New Zealand dollar to Euro:

    1. Shop around for the best NZD/EUR exchange rate: Exchange rates can vary significantly between different currency exchange providers, so it's important to compare rates from different sources before making a conversion.
    2. Timing is important: Keep an eye on the NZD/EUR rate on currency markets, as exchange rates can fluctuate frequently. Try to make your transactions when the exchange rate is in your favor. You can do this easily with our BER Smart Rate Tracker.
    3. Use a credit/debit or travel card that doesn't charge foreign transaction fees: Some credit cards charge additional fees for transactions made in a foreign currency, so it's important to check with your card issuer to see if they charge these fees and what their exchange rate is.
    4. Use a multi-currency account: Having a multi-currency account allows you to hold and transfer money in both NZD and EUR at close to the interbank rate. It also allows you to make payments or withdrawals in the local currency while avoiding high conversion fees.
    5. Buy currency in advance: If you know that you will need foreign currency in the future, consider buying it in advance when the exchange rate is favorable.

    The key is reducing excessive costs and fees

    Generally speaking, if you are buying Euro with New Zealand dollar, then it's better for the NZD/EUR exchange rate to be higher.

    However working against you are the fees all foreign exchange providers charge for providing their service. These fees is usually contained within the exchange rate margin (or difference to the mid-rate).

    The transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

    Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

    Read our Currency guide to the Eurozone — a practical currency and money guide to travel in the Eurozone plus living and doing business with the Euro.

    It's worth noting that while these tips can help you save on exchange rates, it's important to be aware that no single method is guaranteed to provide the best exchange rate in every situation, and it may require some research and comparison-shopping to find the best option for your specific needs.

    Multi-Vendor Quote

    We can help you get an even better deal when sending a Large International Money Transfer.

    Click below for the Request Quotes form and enter your transfer details (BER account required).

    Request Quotes

    Save time and money - fewer websites to visit and you get a much better exchange rate & service.

    Compare Rates

    Will the New Zealand dollar rise against the Euro?

    It is almost impossible to predict what an exchange rate will do in the future, the best approach is to monitor the currency markets and transact when an exchange rate moves in your favour.

    To help with this you can add NZD/EUR to your personalised Rate Tracker to track and benefit from currency movements.

     
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    Rather than requiring you to set a target rate, our Rate Alerts keep you informed of recent trends and movements of currency pairs.

    Add rates to your Rate Tracker and select to receive an daily email (mon-fri) or when a rate is trending

     
     

    Currency Country Guides

    EurozoneEurozone (EUR)New ZealandNew Zealand (NZD)Aaland IslandsAaland Islands (EUR)
    AndorraAndorra (EUR)AustriaAustria (EUR)BelgiumBelgium (EUR)
    CroatiaCroatia (EUR)CyprusCyprus (EUR)EstoniaEstonia (EUR)
    FinlandFinland (EUR)FranceFrance (EUR)French GuineaFrench Guinea (EUR)
    French Southern TerritoriesFrench Southern Territories (EUR)GermanyGermany (EUR)GreeceGreece (EUR)
    GuadeloupeGuadeloupe (EUR)Vatican CityVatican City (EUR)IrelandIreland (EUR)
    ItalyItaly (EUR)LuxembourgLuxembourg (EUR)MaltaMalta (EUR)
    MartiniqueMartinique (EUR)MayotteMayotte (EUR)MonacoMonaco (EUR)
    MontenegroMontenegro (EUR)NetherlandsNetherlands (EUR)PortugalPortugal (EUR)
    ReunionReunion (EUR)Saint BarthelemySaint Barthelemy (EUR)Saint MartinSaint Martin (EUR)
    Saint Pierre and MiquelonSaint Pierre and Miquelon (EUR)San MarinoSan Marino (EUR)SlovakiaSlovakia (EUR)
    SloveniaSlovenia (EUR)SpainSpain (EUR)
     

    Which Eurozone country has the cheapest cost of living?

    The cost of living varies greatly within the Eurozone, and it depends on various factors such as housing, transportation, healthcare, and taxes. However, some of the countries in the Eurozone with relatively lower cost of living include:

    • Greece: Greece has a relatively low cost of living compared to other Eurozone countries.

    • Portugal: Portugal has a lower cost of housing than in other Eurozone countries.

    • Spain: Spain also has a relatively low cost of living, particularly in the southern regions such as Andalusia and Murcia.

    • Ireland: Ireland has a relatively low cost of living, particularly in the regions outside the main cities like Dublin.

      Read more at our Eurozone (EUR) country guide

       
     
     
     

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    Forecasts disclaimer: Please be advised that the forecasts and analysis of market data presented on BestExchangeRates.com are solely a review and compilation of forecasts from various market experts and economists. These forecasts are not meant to reflect the opinions or views of BestExchangeRates.com or its affiliates, nor should they be construed as a recommendation or advice to engage in any financial transactions. Read more

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