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NZD to USD 2025 Forecasts

Analysis of recent kiwi → dollar forecasts for 2025. We collate forecasts from respected FX analysts together with the latest New Zealand dollar to US dollar performance and trends.

 

The exchange rate for the New Zealand dollar (NZD) against the US dollar (USD) is currently facing challenges. Recent reports indicate that the NZD was pressured by significant public sector strikes, which have caused investors to adopt a cautious stance. Analysts suggest that, in the absence of notable domestic economic data, the movement of the NZD will largely depend on broader market risk sentiment.

Recently, New Zealand's annual inflation reached 3.0% in Q3 2025, aligning with forecasts and touching the upper limit of the Reserve Bank of New Zealand's (RBNZ) target range. This increase was attributed to rising costs in electricity, rent, and local taxes. In response to economic weaknesses, the RBNZ cut the official cash rate by 50 basis points to 2.5% and anticipates inflation will ease to about 2% by mid-2026. Furthermore, the RBNZ plans to ease home lending rules to foster accessibility for first-time homebuyers, a move likely aimed at boosting the local economy.

On the US side, the dollar has been relatively stable as investors await crucial inflation data. The upcoming US Consumer Price Index (CPI) is expected to significantly influence Federal Reserve interest rate decisions. If inflation rises, it could support a stronger USD by dampening expectations for rate cuts, while a lower-than-expected inflation figure may place downward pressure on the dollar.

Given these dynamics, the NZD trades at 0.5749, approximately 1.9% below its three-month average of 0.5862, highlighting its current volatility in a stable range between 0.5715 and 0.6019. Markets continue to monitor both the domestic factors influencing the NZD and the international developments surrounding the USD as they assess future exchange rate movements. This situation suggests that businesses and individuals engaging in international transactions should remain observant of these ongoing developments to optimize their foreign exchange activities.

NZD-USD Rate Calculator

 
   
   
   
   
 
   
 
 

NZD to USD Market Data

New Zealand dollar (NZD) to US dollar (USD) market data - latest interbank exchange rate, trend, chart & historic rates.

 
Sell NZD   →   Buy USD
1 NZD =
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USD
14dHighs
1d+0.2%
NZD to USD is at 14-day highs near 0.5783, 1.2% below its 3-month average of 0.5852, having traded in a quite stable 4.8% range from 0.5715 to 0.5989
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Compare & Save - New Zealand dollar to US dollar

Exchange rates can vary significantly between different currency exchange providers, so it's important to compare New Zealand dollar (NZD) to US dollar (USD) rates from different sources before making a conversion.

Use our NZD to USD calculator to see how much you could save on your international money transfers. makes it easy to compare the Total Cost you are being charged on Kiwi to Dollar currency rates and the possible savings of using various providers.

 
 

Will the New Zealand dollar rise against the US dollar?

This is always a difficult question as exchange rates are influenced by many factors, so a good method to consider the New Zealand dollar vs US dollar current value is to look the NZD/USD historic rate and change over a range of periods.

The following table looks at the change in the NZD to USD exchange rate over periods from the previous week back to the last 10 years.

DateNZD/USDChangePeriod
15 Oct 2025
0.5715
1.2% 2 Week
31 Jul 2025
0.5887
1.7% 3 Month
29 Oct 2024
0.5969
3.1% 1 Year
30 Oct 2020
0.6614
12.5% 5 Year
01 Nov 2015
0.6772
14.6% 10 Year
03 Nov 2005
0.6914
16.3% 20 Year
NZD/USD historic rates & change to 29-Oct-2025

It is almost impossible to predict what an exchange rate will do in the future, the best approach is to monitor the currency markets and transact when an exchange rate moves in your favour.

To help with this you can add NZD/USD to your personalised Rate Tracker to track and benefit from currency movements.

 
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Rather than requiring you to set a target rate, our Rate Alerts keep you informed of recent trends and movements of currency pairs.

Add rates to your Rate Tracker and select to receive an daily email (mon-fri) or when a rate is trending

 

Forecasts disclaimer: Please be advised that the forecasts and analysis of market data presented on BestExchangeRates.com are solely a review and compilation of forecasts from various market experts and economists. These forecasts are not meant to reflect the opinions or views of BestExchangeRates.com or its affiliates, nor should they be construed as a recommendation or advice to engage in any financial transactions. Read more