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NZD/CNY - Rate Guide

New Zealand Dollar to Chinese Yuan exchange rates aren't all the same.

The total cost you are charged by your bank or foreign exchange provider consists of a margin from the interbank mid-rate plus fees. These margins and fees vary significantly for International Money Transfers and Travel Money transactions as shown below.

 

NZD/CNY Exchange Rates and Providers Compared

This guide to the New Zealand Dollar to Chinese Yuan exchange rate with 90-day chart & alerts, historic rates, forecasts and NZD to CNY comparison tables for foreign transfers and travel money rates and fees on offer by banks and foreign exchange providers. Calculate amounts and rate margins with the NZD/CNY Calculator.

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NZD/CNY - 90 Day Rate Alerts

1 NZD = 4.4515 CNY

90-DAY LOWS 60-DAY LOWS 30-DAY LOWS 14-DAY LOWS
NZD/CNY over the last 90 days

View NZD/CNY - Interactive Chart

Exchange rates can vary significantly depending on the transaction type (transfer, cash or card), currency pair and amount. The below table shows an example of total costs charged by FX specialists and banks for NZD/CNY International Money Transfers. Costs are calculated against the current interbank mid-rate.

 
Foreign Transfer ProvidersReceive CNY(¥)Exchange RateFee NZDTotal CostDeal Links
XE logo
44,121 CNY
Best Overall
4.412100.58%
OFX logo
42,622 CNY
1,499 CNY
4.26220^3.96%
WorldFirst logo
44,156 CNY
35 CNY
4.415600.5%
HSBC logo
41,727 CNY
2,394 CNY
4.179$155.97%
ANZ Bank logo
41,373 CNY
2,748 CNY
4.1448186.77%
Banks - Average Rate
ANZ Bank logo HSBC logo BNZ Bank logo TSB Bank logo
41,292 CNY
2,829 CNY
4.1534226.95%
TSB Bank International Money Transfers
TSB Bank logo
41,118 CNY
3,003 CNY
4.1533$1007.35%
BNZ Bank International Money Transfers
BNZ Bank logo
40,949 CNY
3,172 CNY
4.1363$1007.73%
 

XE logo

XE: Foreign Transfer NZD→CNY
From Amount:10,000 NZD
Fee:0
Exchange Rate:4.4121 (0.58% from mid-rate)
To Amount:44,121 CNY
Total Cost:0.58%
Time:18:04 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone
Rating:
 
: 3.5/5.0
Reviews:
 

OFX logo

OFX: Foreign Transfer NZD→CNY
From Amount:10,000 NZD
Fee:0^ - No fees for BestExchangeRates users (normally $12 for smaller transfers)
Exchange Rate:4.2622 (3.96% from mid-rate)
To Amount:42,622 CNY
Total Cost:3.96%
Difference:
1,499 CNY less than using XE
Time:
Rate Fetched: Sun Sep 22 2019 17:07:53 GMT+0000 (UTC)
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.8/5.0
Reviews:
 

WorldFirst logo

WorldFirst: Foreign Transfer NZD→CNY
From Amount:10,000 NZD
Fee:
Exchange Rate:4.4156 (0.5% from mid-rate)
To Amount:44,156 CNY
Total Cost:0.5%
Difference:
35 CNY more than using XE
Time:18:04 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.6/5.0
Reviews:
 

HSBC logo

HSBC: Foreign Transfer NZD→CNY
From Amount:10,000 NZD
Fee:$15 NZD (.15%)
Exchange Rate:4.1790 (5.83% from mid-rate)
To Amount:41,727 CNY
Total Cost:5.97%
Difference:
2,394 CNY less than using XE
Time:18:04 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

ANZ Bank logo

ANZ Bank: Foreign Transfer NZD→CNY
From Amount:10,000 NZD
Fee:18
Exchange Rate:4.1448 (6.6% from mid-rate)
To Amount:41,373 CNY
Total Cost:6.77%
Difference:
2,748 CNY less than using XE
Time:18:04 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 3/5.0
Reviews:
 

Banks - Average Rate

Foreign Transfer NZD→CNY
From Amount:10,000 NZD
Fee:22
Exchange Rate:4.2159 (5% from mid-rate)
To Amount:41,292 CNY
Total Cost:6.95%
Difference:
2,829 CNY less than using XE
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
 

TSB Bank logo

TSB Bank: Foreign Transfer NZD→CNY
From Amount:10,000 NZD
Fee:$100 NZD (1%)
Exchange Rate:4.1533 (6.41% from mid-rate)
To Amount:41,118 CNY
Total Cost:7.35%
Difference:
3,003 CNY less than using XE
Time:18:04 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

BNZ Bank logo

BNZ Bank: Foreign Transfer NZD→CNY
From Amount:10,000 NZD
Fee:$100 NZD (1%)
Exchange Rate:4.1363 (6.79% from mid-rate)
To Amount:40,949 CNY
Total Cost:7.73%
Difference:
3,172 CNY less than using XE
Time:18:04 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
Snapshot 09/22/2019 - See full table

Example of the margins and possible savings when you order travel money online with a currency specialist rather than in-person from banks and currency kiosks.

Travel Money ProvidersAmount CNY(¥)Exchange RateFee NZDTotal CostDeal Links
Travelex Online NZ logo
4,264.8 CNY
Best Overall
4.26480^3.9%
TSB Bank Foreign Currency
TSB Bank logo
4,125.23 CNY
140 CNY
4.1669$107.04%
Banks - Average Rate
BNZ Bank logo TSB Bank logo
4,111 CNY
154 CNY
4.1626$107.37%
BNZ Bank Foreign Currency
BNZ Bank logo
4,095.93 CNY
169 CNY
4.1583$157.7%
 

Travelex Online NZ logo

Travelex Online NZ: Travel Money NZD→CNY
From Amount:1,000 NZD
Fee:$0 - No fees for Debit & Credit Cards
Exchange Rate:4.2648 (3.9% from mid-rate)
To Amount:4,264.8 CNY
Total Cost:3.9%
Time:
Rate Fetched: Sun Sep 22 2019 18:00:04 GMT+0000 (UTC)
Currency Services:FREE Home delivery & Branch pickup
Delivery/Collect:2-3 days
Rating:
 
: 4.3/5.0
Reviews:
 

TSB Bank logo

TSB Bank: Travel Money NZD→CNY
From Amount:1,000 NZD
Fee:$10 NZD (1%)
Exchange Rate:4.1669 (6.1% from mid-rate)
To Amount:4,125.23 CNY
Total Cost:7.04%
Time:18:04 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

Banks - Average Rate

Travel Money NZD→CNY
From Amount:1,000 NZD
Fee:$10 NZD (1%)
Exchange Rate:4.2182 (4.95% from mid-rate)
To Amount:4,111 CNY
Total Cost:7.37%
Currency Services:Branch
Delivery/Collect:-
 

BNZ Bank logo

BNZ Bank: Travel Money NZD→CNY
From Amount:1,000 NZD
Fee:$15 NZD (Minimum fee)
Exchange Rate:4.1583 (6.3% from mid-rate)
To Amount:4,095.93 CNY
Total Cost:7.7%
Time:18:04 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 
Snapshot 09/22/2019 - See full table

NZD / CNY converter & margin calculator

$NZD
¥CNY
mid-rates

Compare how much you can save on NZD/CNY exchange rates for:

Foreign Transfers Travel Money

Foreign Transfers Travel Money

New Zealand Dollar

Chinese Yuan

1 NZD 4.4515 CNY
5 NZD 22.26 CNY
10 NZD 44.52 CNY
20 NZD 89.03 CNY
50 NZD 222.58 CNY
100 NZD 445.15 CNY
250 NZD 1,112.88 CNY
500 NZD 2,225.75 CNY
1,000 NZD 4,451.50 CNY
2,000 NZD 8,903.00 CNY
5,000 NZD 22,257.50 CNY
10,000 NZD 44,515.00 CNY
50,000 NZD 222,575.00 CNY
100,000 NZD 445,150.00 CNY
See more

New Zealand Dollar

Chinese Yuan

0.2246 NZD 1 CNY
1.1230 NZD 5 CNY
2.2460 NZD 10 CNY
4.4920 NZD 20 CNY
11.23 NZD 50 CNY
22.46 NZD 100 CNY
56.15 NZD 250 CNY
112.30 NZD 500 CNY
224.60 NZD 1,000 CNY
449.20 NZD 2,000 CNY
1,123.00 NZD 5,000 CNY
2,246.00 NZD 10,000 CNY
11,230.00 NZD 50,000 CNY
22,460.00 NZD 100,000 CNY
See more
Country Guides (NZD & CNY)
New ZealandNew Zealand (NZD)ChinaChina (CNY)Cook IslandsCook Islands (NZD)
NiueNiue (NZD)PitcairnPitcairn (NZD)TokelauTokelau (NZD)

NZD/CNY - Historical Trends

This table shows historic rates and trends of New Zealand Dollar to Chinese Yuan over periods upto 10 years.

PeriodChange*NZD/CNYDate
1 Day-0.6%4.466219 Sep 2019
7 Day-1.7%4.513913 Sep 2019
30 Day-1.9%4.523821 Aug 2019
3 Month-2%4.528622 Jun 2019
1 Year-3%4.573920 Sep 2018
5 Year-11.3%5.003921 Sep 2014
10 Year-9.9%4.923022 Sep 2009

*For period to 20-Sep 21UTC when NZD/CNY was 4.4378

You can use our NZD interactive charts to check NZDCNY historic trends.

Get a Better FX Deal when you Send and Spend Abroad.

 

NZD and CNY in the Markets

When determining the best time to make a foreign exchange transaction, in this case the NZD vs CNY, you should pay attention to the recent market trends for both currencies.

 

New Zealand Dollar (NZD)

The New Zealand dollar weakened in June to a 7-month low against the euro, at rates below €0.58.

At US$0.65, the kiwi remained weak against the greenback, 6 percent lower than rates in March.

Against the Australian dollar, NZD has been steady in recent months, having spent much of its time between A$0.94 and A$0.95.

Robbing New Zealand's currency of gains in 2019 have been lower NZ interest rates, reduced risk appetite spurred on by an escalation in the US-China trade standoff, and high correlations with other weak currencies, including the Australian dollar and yuan.

Read more in the article NZD Forecasts.

 

Chinese Yuan (CNY)

In early August the offshore yuan surged to a decade high of 7.05 per US dollar, breaking the symbolic and closely watched USD/CNY = 7.0 exchange rate, after the trade war flared up again and the US labelled China a "currency manipulator".

Increasingly, the yuan is being used as a barometer for progress made on US-China trade talks.

Trade tensions have ramped up again since May when President Trump announced higher tariffs on Chinese goods, after China retaliated with tariffs of its own, and then after Trump placed Huawei on the "entity list," thereby making it impossible for the tech giant to do business with US firms.

Why can't I just get the NZD/CNY market rate I see online or in the media?

The mid-rate is the rate you will see quoted online or the news. It is actually just the half-way point (hence mid-rate) between the last rate at which the NZD / CNY was traded (bought or sold) in the international markets.

All foreign exchange providers charge a fee for providing their service and this fee is usually contained within the exchange rate margin (or difference to the mid-rate). Some providers such as Transferwise will quote you the mid-rate (or close to) and charge a separate percentage fee.

Getting a good market rate is mainly about timing however the transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

We help you Compare & Save Money on Exchange Rates.

 

View all NZD Exchange Rates