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NZD/CNY - Live Converters & Chart

New Zealand Dollar to Chinese Yuan - Convert Compare Save

The total cost you are charged by your foreign exchange provider consists of the margin from the mid-rate offered plus any fixed or percentage fees. These margins and fees vary significantly for International Money Transfers and Travel Money transactions as shown below.

 

NZD to CNY interbank exchange rate = 4.513

This calculator converts amounts at the latest CNY/NZD mid-rate or enter a rate to check the exchange rate you are being offered or already charged.

 

NZD / CNY converter & margin calculator

$NZD
¥CNY
Mid-rates:
 
 

Foreign Transfers Travel Money

Compare how much you can save on NZD/CNY exchange rates for:

Foreign Transfers Travel Money

New Zealand Dollar

Chinese Yuan

1 NZD 4.5130 CNY
5 NZD 22.57 CNY
10 NZD 45.13 CNY
20 NZD 90.26 CNY
50 NZD 225.65 CNY
100 NZD 451.30 CNY
250 NZD 1,128.25 CNY
500 NZD 2,256.50 CNY
1,000 NZD 4,513.00 CNY
2,000 NZD 9,026.00 CNY
5,000 NZD 22,565.00 CNY
10,000 NZD 45,130.00 CNY
50,000 NZD 225,650.00 CNY
100,000 NZD 451,300.00 CNY
See more

New Zealand Dollar

Chinese Yuan

0.2216 NZD 1 CNY
1.1080 NZD 5 CNY
2.2160 NZD 10 CNY
4.4320 NZD 20 CNY
11.08 NZD 50 CNY
22.16 NZD 100 CNY
55.40 NZD 250 CNY
110.80 NZD 500 CNY
221.60 NZD 1,000 CNY
443.20 NZD 2,000 CNY
1,108.00 NZD 5,000 CNY
2,216.00 NZD 10,000 CNY
11,080.00 NZD 50,000 CNY
22,160.00 NZD 100,000 CNY
See more

Compare Actual NZD/CNY Exchange Rates

The below table is a snapshot of the costs charged by FX specialists and banks for NZD/CNY International Money Transfers. Total Costs are calculated when the amount when NZD is converted to CNY at the mid-rate without fees.

Sending a LARGER foreign transfer? Request a Multi-Vendor Quote ▾
Foreign Transfer ProvidersReceive CNY(¥)Exchange RateFee NZDTotal CostTransfer ServicesTransfer SpeedDeal Links
OFX logo
43,654 CNY
Best Overall
4.36540^3.27%Bank Transfers - Online & Phone, Foreign Currency Accounts1-2 days
XE logo
44,868 CNY
1,214 CNY
4.486800.58%Bank Transfers - Online & Phone1-2 days
HSBC logo
42,738 CNY
916 CNY
4.2802$155.3%Online, Branch, Bank Transfers2-3 days
ANZ Bank logo
42,376 CNY
1,278 CNY
4.2452186.1%Online, Branch, Bank Transfers2-3 days
Banks - Average Rate
ANZ Bank logo HSBC logo BNZ Bank logo TSB Bank logo
42,293 CNY
1,361 CNY
4.2540226.29%Online, Branch, Bank Transfers2-3 days
TSB Bank International Money Transfers
TSB Bank logo
42,115 CNY
1,539 CNY
4.254$1006.68%Online, Branch, Bank Transfers2-3 days
BNZ Bank International Money Transfers
BNZ Bank logo
41,941 CNY
1,713 CNY
4.2365$1007.07%Online, Branch, Bank Transfers2-3 days
 
OFX: Foreign Transfer NZD→CNY
NZD amount:$10,000 NZD
Fee:0^ - No fees for BestExchangeRates users (normally $12 for smaller transfers)
Exchange Rate:4.3654 (3.27% from mid-rate)
CNY amount:43,654 CNY
Total Cost:3.27%
Time:
Rate Fetched: Sun May 19 2019 04:07:45 GMT+0000 (UTC)
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.8/5.0
Reviews:
 
XE: Foreign Transfer NZD→CNY
NZD amount:$10,000 NZD
Fee:0
Exchange Rate:4.4868 (0.58% from mid-rate)
CNY amount:44,868 CNY
Total Cost:0.58%
Difference:
1,214 CNY more than using OFX
Time:6:04 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone
Rating:
 
: 3.5/5.0
Reviews:
 

HSBC logoHSBC

HSBC: Foreign Transfer NZD→CNY
NZD amount:$10,000 NZD
Fee:$15 NZD (.15%)
Exchange Rate:4.2802 (5.16% from mid-rate)
CNY amount:42,738 CNY
Total Cost:5.3%
Difference:
916 CNY less than using OFX
Time:6:04 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
ANZ Bank: Foreign Transfer NZD→CNY
NZD amount:$10,000 NZD
Fee:18
Exchange Rate:4.2452 (5.93% from mid-rate)
CNY amount:42,376 CNY
Total Cost:6.1%
Difference:
1,278 CNY less than using OFX
Time:6:04 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 3/5.0
Reviews:
 

Banks - Average Rate

Foreign Transfer NZD→CNY
NZD amount:$10,000 NZD
Fee:22
Exchange Rate:4.2874 (5% from mid-rate)
CNY amount:42,293 CNY
Total Cost:6.29%
Difference:
1,361 CNY less than using OFX
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
 

TSB Bank logoTSB Bank

TSB Bank: Foreign Transfer NZD→CNY
NZD amount:$10,000 NZD
Fee:$100 NZD (1%)
Exchange Rate:4.2540 (5.74% from mid-rate)
CNY amount:42,115 CNY
Total Cost:6.68%
Difference:
1,539 CNY less than using OFX
Time:6:04 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

BNZ Bank logoBNZ Bank

BNZ Bank: Foreign Transfer NZD→CNY
NZD amount:$10,000 NZD
Fee:$100 NZD (1%)
Exchange Rate:4.2365 (6.13% from mid-rate)
CNY amount:41,941 CNY
Total Cost:7.07%
Difference:
1,713 CNY less than using OFX
Time:6:04 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
05/19/2019

The below table shows a snapshot of the margins and possible savings when you order travel money online with a currency specialist rather than in-person from banks and currency kiosks.

Sending a LARGER foreign transfer? Request a Multi-Vendor Quote ▾
Travel Money ProvidersAmount CNY(¥)Exchange RateFee NZDTotal CostCurrency ServicesDelivery/CollectDeal Links
Travelex Online NZ logo
4,337.8 CNY
Best Overall
4.33780^3.88%Online order, Branch pickup, Home delivery2-3 days
TSB Bank Foreign Currency
TSB Bank logo
4,195.13 CNY
143 CNY
4.2375$107.04%Branch-
Banks - Average Rate
BNZ Bank logo TSB Bank logo
4,180 CNY
158 CNY
4.2331$107.37%Branch-
BNZ Bank Foreign Currency
BNZ Bank logo
4,165.27 CNY
173 CNY
4.2287$157.71%Branch-
Travelex Online NZ: Travel Money NZD→CNY
NZD amount:$1,000 NZD
Fee:$0 - No fees for Debit & Credit Cards
Exchange Rate:4.3378 (3.88% from mid-rate)
CNY amount:4,337.8 CNY
Total Cost:3.88%
Time:
Rate Fetched: Sun May 19 2019 04:45:03 GMT+0000 (UTC)
Currency Services:Online order, Branch pickup, Home delivery
Delivery/Collect:2-3 days
Rating:
 
: 4.3/5.0
Reviews:
 

TSB Bank logoTSB Bank

TSB Bank: Travel Money NZD→CNY
NZD amount:$1,000 NZD
Fee:$10 NZD (1%)
Exchange Rate:4.2375 (6.1% from mid-rate)
CNY amount:4,195.13 CNY
Total Cost:7.04%
Time:6:04 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

Banks - Average Rate

Travel Money NZD→CNY
NZD amount:$1,000 NZD
Fee:$10 NZD (1%)
Exchange Rate:4.2897 (4.95% from mid-rate)
CNY amount:4,180 CNY
Total Cost:7.37%
Currency Services:Branch
Delivery/Collect:-
 

BNZ Bank logoBNZ Bank

BNZ Bank: Travel Money NZD→CNY
NZD amount:$1,000 NZD
Fee:$15 NZD (Minimum fee)
Exchange Rate:4.2287 (6.3% from mid-rate)
CNY amount:4,165.27 CNY
Total Cost:7.71%
Time:6:04 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 
05/19/2019

CNY Country Guides
ChinaChina

NZD/CNY - Historical Trends

This table shows historic rates and trends of New Zealand Dollar to Chinese Yuan over periods upto 10 years.

PeriodChange*NZD/CNYDate
1 Day+0.33%4.498216 May 2019
1 Week+0.26%4.501110 May 2019
1 Month+0.34%4.497617 Apr 2019
6 Months-5.2%4.760518 Nov 2018
1 Year+2.97%4.383017 May 2018
5 Years-15.99%5.372118 May 2014
10 Years+9.58%4.118319 May 2009

*For period to 17-May 21UTC when NZD/CNY was 4.5130

You can use our NZD interactive charts to check NZDCNY historic trends.

NZD/CNY - 1 Year Trend

Outlook and forecasts for NZD and CNY

Whenever you are researching a particular exchange rate you are actually interested in two currencies as exchange rates are the ratio between two currencies.

So it follows that if you are determining the best time to transact, in this case the NZD vs CNY, you should pay attention to the forecasts and trends for both New Zealand Dollar and Chinese Yuan:

 

New Zealand Dollar (NZD) outlook

The New Zealand dollar fell against the US dollar to a 6-month low of $0.651 in mid-May after the Reserve Bank of New Zealand cut interest rates to 1.5 percent.

The kiwi was also struggling against CAD, JPY and EUR, among other currencies, and wasn’t being helped by a significant escalation in US-China trade tensions which saw speculative capital leave New Zealand for safer pastures.

NZD is also suffering due to its high correlation with the Australian dollar — a currency also likely to be pressured by an interest rate cut in the coming months.

Read the full article New Zealand Dollar Forecasts.

 

Chinese Yuan (CNY) outlook

Increasingly, the yuan is being used as a barometer for progress made on US-China trade talks. For that reason, it fell sharply in the weeks leading up to this report (May-17).

Trade tensions were ramped up in May after President Trump announced higher tariffs on Chinese goods, after China retaliated with tariffs of its own, and then after Trump placed Huawei on the "entity list," thereby making it impossible for the tech giant to do business with US firms.

Between May-6 and May-17, the yuan weakened in the offshore market by 3 percent (a considerable amount for a government-controlled currency) to a 5-month low of 6.95 per USD. Onshore yuan, which is more easily controlled by the PBOC, reached towards 6.92.

All eyes now are on the 7.0 exchange rate. Will the PBOC allow the yuan beyond that? An RBC strategist believes that’s unlikely in the short term because a weaker yuan would create more friction between China and the US. Trump often alleges that China purposefully weakens its currency to gain a trade advantage.

“A rapid conclusion to the US–China trade deal and … complete rollback of tariffs ... would be an effective catalyst to drive RMB higher,” Citibank said.

Why can't I just get the NZD/CNY market rate I see online or in the media?

The NZD/CNY mid-rate is the rate you will see quoted online or the news, nobody except the largest banks and businesses can get exchange rates close to this mid-rate. It is actually just the theoretical half-way point (hence mid-rate) between the last rate at which the NZD / CNY was traded (bought or sold) in the international markets.

Getting a good market rate is mainly about timing however the transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

We help you Compare & Save Money on Exchange Rates.

 

View all NZD Exchange Rates