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NZD to CNY - Rate Guide

NZ Dollar to Chinese Yuan exchange rates aren't all the same.

The total cost you are charged by your bank or foreign exchange provider consists of a margin from the interbank mid-rate plus fees. These margins and fees vary significantly for International Money Transfers and Travel Money/Card transactions as shown below.

 

1 NZD = 4.4488 CNY

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NZD to CNY - Trading Range (90 Day)
1-DAY ▼ 0.5% (1d)60-DAY LOW (1d)
NZD/CNY at 4.4562 was trading 2.2% below the 90-day average 4.555 with a range 4.4351 to 4.7007. There are no current rate alerts.
24-FEB 5PM-NY 10PM-LON | 25-Feb 9AM-SYD

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Quick Conversions from NZ Dollar to Chinese Yuan

NZD

CNY

NZ$ 1
¥ 4.4488
NZ$ 5
¥ 22.24
NZ$ 10
¥ 44.49
NZ$ 20
¥ 88.98
NZ$ 50
¥ 222.44
NZ$ 100
¥ 444.88
NZ$ 250
¥ 1,112
NZ$ 500
¥ 2,224
NZ$ 1,000
¥ 4,449
NZ$ 2,000
¥ 8,898
NZ$ 5,000
¥ 22,244
NZ$ 10,000
¥ 44,488
NZ$ 50,000
¥ 222,440
NZ$ 100,000
¥ 444,880
More amounts

NZD

CNY

NZ$ 0.2248
¥ 1
NZ$ 1.1240
¥ 5
NZ$ 2.2480
¥ 10
NZ$ 4.4960
¥ 20
NZ$ 11.24
¥ 50
NZ$ 22.48
¥ 100
NZ$ 56.20
¥ 250
NZ$ 112.40
¥ 500
NZ$ 224.80
¥ 1,000
NZ$ 449.60
¥ 2,000
NZ$ 1,124
¥ 5,000
NZ$ 2,248
¥ 10,000
NZ$ 11,240
¥ 50,000
NZ$ 22,480
¥ 100,000
More amounts

To calculate specific NZD/CNY amounts use our Convert NZD to CNY quick calculator.


Comparing Foreign Exchange Providers

The total cost you are charged by your foreign exchange provider consists of the margin from the mid-rate offered plus any fixed or percentage fees. These margins and fees vary significantly for International Money Transfers, Travel Money and prepaid multi-currency Travel Card transactions.

The Exchange rate you are offered can also vary significantly depending on the transaction type (transfer, cash or card), currency pair and amount. The below table shows an example of total costs charged by FX specialists and banks for NZD/CNY International Money Transfers. Costs are calculated against the current interbank mid-rate.

 
  

NZD to CNY International Money Transfers

  

Foreign Transfer Providers Receive CNY(¥)Exchange RateFee NZDTotal CostDeal Links
OFX logo
42,724 ¥
Best Overall
4.27240^4.08%
WorldFirst logo
44,320 ¥
¥1,596 more
4.43200.5%
TransferWise logo
44,271 ¥
¥1,547 more
4.4498NZ$510.61%
HSBC logo
41,826 ¥
¥898 less
4.1889NZ$156.1%
ANZ Bank logo
41,472 ¥
¥1,252 less
4.1547186.89%
Banks - Average Rate
ANZ Bank logo HSBC logo BNZ Bank logo TSB Bank logo
41,391 ¥
¥1,333 less
4.1633227.08%
TSB Bank International Money Transfers
TSB Bank logo
41,217 ¥
¥1,507 less
4.1633NZ$1007.47%
BNZ Bank International Money Transfers
BNZ Bank logo
41,047 ¥
¥1,677 less
4.1462NZ$1007.85%
 
OFX logo
OFX: Foreign Transfer NZD→CNY
From Amount (NZD)NZ$10,000
Fee:0^ - No fees for BestExchangeRates users (normally $12 for smaller transfers)
Exchange Rate:4.2724 (4.08% from mid-rate)
To Amount (CNY)42,724 ¥
Total Cost:4.08%
Time:
Rate Fetched: Tue Feb 25 2020 18:08:00 GMT+0000 (UTC)
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.8/5.0
Reviews:
 
WorldFirst logo
WorldFirst: Foreign Transfer NZD→CNY
From Amount (NZD)NZ$10,000
Fee:
Exchange Rate:4.4320 (0.5% from mid-rate)
To Amount (CNY)44,320 ¥
Total Cost:0.5%
Difference:
¥1,596 CNY more than using OFX
Time:18:11 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.6/5.0
Reviews:
 
TransferWise logo
TransferWise: Foreign Transfer NZD→CNY
From Amount (NZD)NZ$10,000
Fee:NZ$51 NZD (0.5% + NZ$1)
Exchange Rate:4.4498 (0.1% from mid-rate)
To Amount (CNY)44,271 ¥
Total Cost:0.61%
Difference:
¥1,547 CNY more than using OFX
Time:18:11 Local
Transfer Speed:0-2 days
Services:Bank Transfers - Online, Foreign Currency Accounts + Multi-currency debit card
Rating:
 
: 4.6/5.0
Reviews:
 
HSBC logo
HSBC: Foreign Transfer NZD→CNY
From Amount (NZD)NZ$10,000
Fee:NZ$15 NZD (.15%)
Exchange Rate:4.1889 (5.96% from mid-rate)
To Amount (CNY)41,826 ¥
Total Cost:6.1%
Difference:
¥898 CNY less than using OFX
Time:18:11 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
ANZ Bank logo
ANZ Bank: Foreign Transfer NZD→CNY
From Amount (NZD)NZ$10,000
Fee:18
Exchange Rate:4.1547 (6.73% from mid-rate)
To Amount (CNY)41,472 ¥
Total Cost:6.89%
Difference:
¥1,252 CNY less than using OFX
Time:18:11 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 3/5.0
Reviews:
 
Banks - Average Rate
Foreign Transfer NZD→CNY
From Amount (NZD)NZ$10,000
Fee:22
Exchange Rate:4.2316 (5% from mid-rate)
To Amount (CNY)41,391 ¥
Total Cost:7.08%
Difference:
¥1,333 CNY less than using OFX
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
 
TSB Bank logo
TSB Bank: Foreign Transfer NZD→CNY
From Amount (NZD)NZ$10,000
Fee:NZ$100 NZD (1%)
Exchange Rate:4.1633 (6.53% from mid-rate)
To Amount (CNY)41,217 ¥
Total Cost:7.47%
Difference:
¥1,507 CNY less than using OFX
Time:18:11 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
BNZ Bank logo
BNZ Bank: Foreign Transfer NZD→CNY
From Amount (NZD)NZ$10,000
Fee:NZ$100 NZD (1%)
Exchange Rate:4.1462 (6.92% from mid-rate)
To Amount (CNY)41,047 ¥
Total Cost:7.85%
Difference:
¥1,677 CNY less than using OFX
Time:18:11 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
Snapshot 02/25/2020 - View latest rates
 

Example of the margins and possible savings when you order travel money online with a currency specialist rather than in-person from banks and currency kiosks.

Travel Money Providers Amount CNY(¥)Exchange RateFee NZDTotal CostDeal Links
Travelex Online NZ logo
4,265.3 ¥
Best Overall
4.26530^4.24%
TSB Bank Foreign Currency
TSB Bank logo
4,140.48 ¥
¥125 less
4.1823NZ$107.05%
Banks - Average Rate
BNZ Bank logo TSB Bank logo
4,126 ¥
¥139 less
4.1780NZ$107.38%
BNZ Bank Foreign Currency
BNZ Bank logo
4,111.09 ¥
¥154 less
4.1737NZ$157.71%
 
Travelex Online NZ logo
Travelex Online NZ: Travel Money NZD→CNY
From Amount (NZD)NZ$1,000
Fee:$0 - No fees for Debit & Credit Cards
Exchange Rate:4.2653 (4.24% from mid-rate)
To Amount (CNY)4,265.3 ¥
Total Cost:4.24%
Time:
Rate Fetched: Tue Feb 25 2020 18:00:06 GMT+0000 (UTC)
Currency Services:FREE Home delivery & Branch pickup
Delivery/Collect:2-3 days
Rating:
 
: 4.3/5.0
Reviews:
 
TSB Bank logo
TSB Bank: Travel Money NZD→CNY
From Amount (NZD)NZ$1,000
Fee:NZ$10 NZD (1%)
Exchange Rate:4.1823 (6.11% from mid-rate)
To Amount (CNY)4,140.48 ¥
Total Cost:7.05%
Time:18:11 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 
Banks - Average Rate
Travel Money NZD→CNY
From Amount (NZD)NZ$1,000
Fee:NZ$10 NZD (1%)
Exchange Rate:4.2339 (4.95% from mid-rate)
To Amount (CNY)4,126 ¥
Total Cost:7.38%
Currency Services:Branch
Delivery/Collect:-
 
BNZ Bank logo
BNZ Bank: Travel Money NZD→CNY
From Amount (NZD)NZ$1,000
Fee:NZ$15 NZD (Minimum fee)
Exchange Rate:4.1737 (6.3% from mid-rate)
To Amount (CNY)4,111.09 ¥
Total Cost:7.71%
Time:18:11 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 
Snapshot 02/25/2020 - View latest rates
 

Country Guides (NZD & CNY)

New ZealandNew Zealand (NZD)ChinaChina (CNY)Cook IslandsCook Islands (NZD)
NiueNiue (NZD)PitcairnPitcairn (NZD)TokelauTokelau (NZD)

NZD and CNY in the Markets

When determining the best time to make a foreign exchange transaction, in this case the NZD vs CNY, you should pay attention to the recent market trends for both currencies.

NZ Dollar (NZD)

Growing fears of the coronavirus outbreak has moved the market into safer currencies such as the USD and away from AUD, NZD and CAD.

The threat of proxy war between the US and Iran in Iraq also pared back some of the gains the Kiwi had made coming into the New Year.

In December the New Zealand dollar has climbed back to US$0.66 it's highest value since July.

Against the Australian dollar, jumped to A$0.96 after being as low as A$0.92 in early November before starting a strong recovery upto current levels above A$0.95.

Robbing New Zealand's currency of better gains in 2019 have been reduced risk appetite spurred on by an escalation in the US-China trade standoff, and high correlations with other weak currencies, including the Australian dollar and yuan.

Read more in the article NZD Forecasts.

 

Chinese Yuan (CNY)

In early August the offshore yuan surged to a decade high of 7.05 per US dollar, breaking the symbolic and closely watched USD/CNY = 7.0 exchange rate, after the trade war flared up again and the US labelled China a "currency manipulator".

Increasingly, the yuan is being used as a barometer for progress made on US-China trade talks.

Trade tensions have ramped up again since May when President Trump announced higher tariffs on Chinese goods, after China retaliated with tariffs of its own, and then after Trump placed Huawei on the "entity list," thereby making it impossible for the tech giant to do business with US firms.


How to get Best NZD to CNY Exchange Rates

All foreign exchange providers charge a fee for providing their service and this fee is usually contained within the exchange rate margin (or difference to the mid-rate).

The transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

What is a good NZD to CNY exchange rate?

This is a difficult question and the answer really depends on many factors. The best way to consider an exchange rate's relative value is to look at the rate's history.

The following table looks at the change in the NZD to CNY exchange rate to the present day for periods going back upto 10 years.

PeriodChange*NZD/CNYDate
1 Day+0.3%4.442123 Feb 2020
7 Day-0.8%4.493617 Feb 2020
30 Day-2.8%4.583425 Jan 2020
3 Month-1.4%4.521126 Nov 2019
1 Year-3.3%4.609324 Feb 2019
5 Year-5.5%4.716125 Feb 2015
10 Year-6.4%4.759926 Feb 2010

*For period to 24-Feb 21UTC when NZD/CNY was 4.4559

When is the best time to exchange NZD to CNY?

Getting a good market rate is all about timing to help with this you can use BER Smart Alerts to make the most of currency movements.

Rather than requiring you to set a target rate, our rate alerts work differently. We check for daily high/lows and changes (up/down) over a range of periods up to 90 days rather than requiring you to set target rates.

Setup myBER FX Alerts

We help you Save Money on Exchange Rates.

 

View all NZD Exchange Rates