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Best NZD to CNY Exchange Rates Compared Live

The live mid-rate NZD to CNY exchange rate is 4.2932. Compare currency conversion rates - Reduce FX costs.

NZD-CNY Rate Calculator

 

 
Recent forecasts for the NZD/CNY exchange rate indicate resilience in the NZD due to rising commodity prices, especially dairy. However, geopolitical tensions and a slowing Chinese economy are pressuring the CNY. Current rate at 4.1315, near its three-month average with cautious market sentiment. 10-Mar

 

What is the best Send Money conversion rate for NZD to CNY?

The best NZD to CNY exchange rate is 4.2632 from Wise. This is -0.7% compared to the mid-market rate 4.2932.

As exchange rates can vary significantly between banks and also between currency exchange providers, it's therefore important to carefully compare New Zealand dollar (NZD) to Chinese yuan (CNY) rates from different sources before making a conversion.

How do NZD-CNY rates compare between providers?

Looking at our comparison table the best NZD to CNY exchange rate is 4.2632 from Wise, -0.7% from the mid-market rate 4.2932. The next best rate is 4.173 from WorldRemit, -2.8% from the mid-rate. Then OFX with 4.1413 is -3.5% from the mid-rate.

Among the banks, the ANZ Bank rate is 4.0554 at -5.5%, the BNZ Bank rate is 4.0082 at -6.6%, and the TSB Bank rate is 3.9825 at -7.2% compared to the mid-rate 4.2932.

It's important to note that exchange rates also fluctuate frequently due to market conditions. Additionally, banks and foreign exchange providers often apply a margin to the exchange rate, resulting in a less favorable rate for customers compared to the mid-market rate. For more competitive rates, you might consider using a specialized currency exchange service or platforms that offer rates closer to the mid-market rate.

 

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The Kiwi to Yuan comparison table above makes it easy to compare the Total Fees (both variable and fixed) you are being charged by banks and other foreign exchange providers against the latest NZD-CNY mid-rate (see Market Data below ) and the possible savings of using various providers. 

 
 
 

NZD to CNY Market Data

New Zealand dollar (NZD) to Chinese yuan (CNY) market data - latest interbank exchange rate, trend, chart & historic rates.

 
Sell NZD   →   Buy CNY
1 NZD =
4.2932We compare provider deals to this wholesale mid-market rate. Read more
CNY
+0.1%
NZD to CNY at 4.2932 is 1.4% above its 3-month average of 4.2322, having traded in a fairly volatile 8.2% range from 4.0511 to 4.3824
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  1 CNY = 0.2329 NZD
DateNZD/CNYChangePeriod
16 May 2025
4.2390
1.1% 2 Week
01 Mar 2025
4.0746
5.2% 3 Month
30 May 2024
4.3436
1.3% 1 Year
31 May 2020
4.4233
3.1% 5 Year
02 Jun 2015
4.4346
3.3% 10 Year
04 Jun 2005
5.7991
26.1% 20 Year
NZD/CNY historic rates & change to 30-May-2025
 

What are equivalent amounts of NZD and CNY?

Here are some popular conversion amounts for NZD to CNY (New Zealand dollar to Chinese yuan)*.

NZD CNY
NZ$ 1 ¥ 4.2932
NZ$ 5 ¥ 21.47
NZ$ 10 ¥ 42.93
NZ$ 20 ¥ 85.86
NZ$ 50 ¥ 214.66
NZ$ 100 ¥ 429.32
NZ$ 250 ¥ 1,073
NZ$ 500 ¥ 2,147
NZ$ 1,000 ¥ 4,293
NZ$ 2,000 ¥ 8,586
NZ$ 5,000 ¥ 21,466
NZ$ 10,000 ¥ 42,932
NZ$ 20,000 ¥ 85,864
NZ$ 50,000 ¥ 214,660
NZ$ 100,000 ¥ 429,320
NZD CNY
NZ$ 0.2329 ¥ 1
NZ$ 1.1645 ¥ 5
NZ$ 2.3290 ¥ 10
NZ$ 4.6580 ¥ 20
NZ$ 11.65 ¥ 50
NZ$ 23.29 ¥ 100
NZ$ 58.23 ¥ 250
NZ$ 116.45 ¥ 500
NZ$ 232.90 ¥ 1,000
NZ$ 465.80 ¥ 2,000
NZ$ 1,165 ¥ 5,000
NZ$ 2,329 ¥ 10,000
NZ$ 4,658 ¥ 20,000
NZ$ 11,645 ¥ 50,000
NZ$ 23,290 ¥ 100,000

More amounts

*Converted at the current NZDCNY interbank exchange rate. Calculate actual payout amounts for Send Money and Travel Money exchange rates.

 
 

Forecasts for NZD to CNY

 

Recent forecasts and market updates suggest a complex outlook for the NZD to CNY exchange rate. This month, the New Zealand dollar (NZD) experienced a rally, bolstered by a hawkish stance from the Reserve Bank of New Zealand (RBNZ). Despite a decision to cut rates, analysts noted that the RBNZ indicated the rates are close to a neutral level. This sentiment could lead to further NZD gains, particularly if upcoming business confidence data shows an improvement, signaling resilience in the New Zealand economy.

Read our full review of recent NZD to CNY forecasts.

 
CNY and flag

How to get a good NZD to CNY exchange rate

There are several ways to save on exchange rates when converting New Zealand dollar to Chinese yuan:

  1. Shop around for the best NZD/CNY exchange rate: Exchange rates can vary significantly between different currency exchange providers, so it's important to compare rates from different sources before making a conversion.
  2. Timing is important: Keep an eye on the NZD/CNY rate on currency markets, as exchange rates can fluctuate frequently. Try to make your transactions when the exchange rate is in your favor. You can do this easily with our BER Smart Rate Tracker.
  3. Use a credit/debit or travel card that doesn't charge foreign transaction fees: Some credit cards charge additional fees for transactions made in a foreign currency, so it's important to check with your card issuer to see if they charge these fees and what their exchange rate is.
  4. Use a multi-currency account: Having a multi-currency account allows you to hold and transfer money in both NZD and CNY at close to the interbank rate. It also allows you to make payments or withdrawals in the local currency while avoiding high conversion fees.
  5. Buy currency in advance: If you know that you will need foreign currency in the future, consider buying it in advance when the exchange rate is favorable.

The key is reducing excessive costs and fees

Generally speaking, if you are buying Chinese yuan with New Zealand dollar, then it's better for the NZD/CNY exchange rate to be higher.

However working against you are the fees all foreign exchange providers charge for providing their service. These fees is usually contained within the exchange rate margin (or difference to the mid-rate).

The transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

Read our Currency guide to China — a practical currency and money guide to travel in China plus living and doing business with the Chinese yuan.

It's worth noting that while these tips can help you save on exchange rates, it's important to be aware that no single method is guaranteed to provide the best exchange rate in every situation, and it may require some research and comparison-shopping to find the best option for your specific needs.

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Will the New Zealand dollar rise against the Chinese yuan?

It is almost impossible to predict what an exchange rate will do in the future, the best approach is to monitor the currency markets and transact when an exchange rate moves in your favour.

To help with this you can add NZD/CNY to your personalised Rate Tracker to track and benefit from currency movements.

 
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Rather than requiring you to set a target rate, our Rate Alerts keep you informed of recent trends and movements of currency pairs.

Add rates to your Rate Tracker and select to receive an daily email (mon-fri) or when a rate is trending

 
 

Currency Country Guides

New ZealandNew Zealand (NZD)ChinaChina (CNY)
 

How is the Expat life in China?

The expat life in China can vary greatly depending on a number of factors, including one's location, job, and personal circumstances.

In major cities like Beijing, Shanghai, and Guangzhou, the expat community is well-established and there are many resources available for newcomers, such as expat-oriented social groups and clubs. Living in these cities can offer a good balance of modern conveniences and cultural experiences.

However, life in smaller cities or more rural areas can be more challenging, as the expat community may be smaller and there may be fewer resources available.

Working in China as an expat can be both rewarding and challenging. Some companies will provide good support to expats and may even offer language classes and relocation assistance, while others may not.

Expats in China may experience culture shock and find it difficult to adjust to certain aspects of Chinese culture, such as the strict social hierarchy and the emphasis on maintaining "face". Communication and language barriers can also be an issue, though many expats do learn to speak Chinese to varying degrees.

Expats in China also need to be aware of the different laws and regulations in the country, such as China's strict censorship laws, and be prepared to adapt to the local way of doing things.

Overall, the expat life in China can be both exciting and challenging, offering unique opportunities to experience a different culture and way of life. It is a good idea to be prepared for the different experiences you may encounter, and to have a good support system in place, whether it be friends, family or a community of expats.

Read more at our China (CNY) country guide

   
 
 
 

Related exchange rates


Forecasts disclaimer: Please be advised that the forecasts and analysis of market data presented on BestExchangeRates.com are solely a review and compilation of forecasts from various market experts and economists. These forecasts are not meant to reflect the opinions or views of BestExchangeRates.com or its affiliates, nor should they be construed as a recommendation or advice to engage in any financial transactions. Read more

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