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PHP to CAD - Compare Exchange Rates

Philippine Peso to Canadian Dollar - Convert Compare Save

The total cost you are charged by your foreign exchange provider consists of the margin from the mid-rate offered plus any fixed or percentage fees. These margins and fees vary significantly for International Money Transfers and Travel Money transactions as shown below.


Compare PHP/CAD Exchange Rates

The below table is a snapshot of the costs charged by FX specialists and banks when making an International Money Transfer from PHP to CAD. The total costs are calculated against the latest mid-market rate.

Foreign Transfer Providers
Ratings & Reviews
Receive CAD($)Exchange RateFee PHPTotal CostTransfer ServicesTransfer SpeedDeal Links
OFX logo
250.30 CAD0.0250301.2%Bank Transfers - Online & Phone1-2 days
TorFX logo
250.00 CAD0.02501.32%Bank Transfers - Online & Phone1-2 days
HSBC International Money Transfers
HSBC logo
238.98 CAD0.023934₱155.67%Online, Branch, Bank Transfers2-3 days
Banks - Average Rate
Citibank logo HSBC logo
237.92 CAD0.023824156.09%Online, Branch, Bank Transfers2-3 days
Citibank International Money Transfers
Citibank logo
236.86 CAD0.023714126.51%Online, Branch, Bank Transfers2-3 days
OFX: Foreign Transfer PHP→CAD
PHP amount:10,000 PHP
Exchange Rate:0.025030 (1.2% from mid-rate)
CAD amount:250.30 CAD
Total Cost:1.2%
Rate Fetched: 1:12 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone
: 4.8/5.0
TorFX: Foreign Transfer PHP→CAD
PHP amount:10,000 PHP
Exchange Rate:0.025000 (1.32% from mid-rate)
CAD amount:250.00 CAD
Total Cost:1.32%
$0.3 less than using OFX
Time:1:12 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone
: 4.7/5.0
HSBC: Foreign Transfer PHP→CAD
PHP amount:10,000 PHP
Fee:₱15 PHP (.15%)
Exchange Rate:0.023934 (5.53% from mid-rate)
CAD amount:238.98 CAD
Total Cost:5.67%
$11 less than using OFX
Time:1:12 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
: /5.0

Banks - Average Rate
Citibank logo HSBC logo

Foreign Transfer PHP→CAD
PHP amount:10,000 PHP
Exchange Rate:0.024203 (4.46% from mid-rate)
CAD amount:237.92 CAD
Total Cost:6.09%
$12 less than using OFX
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Citibank: Foreign Transfer PHP→CAD
PHP amount:10,000 PHP
Exchange Rate:0.023714 (6.39% from mid-rate)
CAD amount:236.86 CAD
Total Cost:6.51%
$13 less than using OFX
Time:1:12 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
: /5.0
Sending a LARGER foreign transfer? Shop-around with multiple providers: Get Quotes
Note we do not compare every single provider in the market, we compare a selection of established, reputable foreign exchange providers & banks who are regulated as financial payment services. We may receive referral fees if you choose one of these providers however this will not affect the exchange rates or fees you are charged.
Rate snapshot: 02/20/2019

PHP to CAD mid-rate = 0.025365

Right now the PHP/CAD market mid-rate is 0.025365 and represents ideally how many Canadian Dollar you can get for one Philippine Peso.

This PHP/CAD Converter calculates equivalent Philippine Peso to Canadian Dollar amounts at the market mid-rate:

PHP / CAD mid-rate converter


1 Philippine Peso equals
0.025365 Canadian Dollar

Compare how much you can save on
PHP/CAD exchange rates for:

Foreign Transfers

1 Week PHP to CAD Chart
Loading PHP/CAD rates
Sending to CAD we recommend: WorldRemit WorldRemit

Philippine Peso

Canadian Dollar

1 PHP 0.0254 CAD
5 PHP 0.1268 CAD
10 PHP 0.2537 CAD
20 PHP 0.5073 CAD
50 PHP 1.2683 CAD
100 PHP 2.5365 CAD
250 PHP 6.3413 CAD
500 PHP 12.68 CAD
1,000 PHP 25.37 CAD
2,000 PHP 50.73 CAD
5,000 PHP 126.83 CAD
10,000 PHP 253.65 CAD
50,000 PHP 1,268.25 CAD
100,000 PHP 2,536.50 CAD
See more

Philippine Peso

Canadian Dollar

39.42 PHP 1 CAD
197.12 PHP 5 CAD
394.24 PHP 10 CAD
788.47 PHP 20 CAD
1,971.18 PHP 50 CAD
3,942.36 PHP 100 CAD
9,855.90 PHP 250 CAD
19,711.80 PHP 500 CAD
39,423.60 PHP 1,000 CAD
78,847.20 PHP 2,000 CAD
197,118.00 PHP 5,000 CAD
394,236.00 PHP 10,000 CAD
1,971,180.00 PHP 50,000 CAD
3,942,360.00 PHP 100,000 CAD
See more

CAD Country Guides

Philippine Peso to Canadian Dollar (PHP-CAD) - 10 Year History

The below table shows the historic variation in the PHP/CAD exchange rate over the last 10 years. The percentage change is the difference from the date shown to present. This lets you decide if the current rate is in your favour. You can also view our various charts of PHP versus other currencies : PHP historical charts.

DateExchange RatePeriod
10 Feb 20190.02551 Week
18 Jan 20190.02521 Month
21 Aug 20180.02446 Months
17 Feb 20180.02401 Year
17 Feb 20170.02622 Years
18 Feb 20140.02465 Years
19 Feb 20090.026210 Years

Why can't I just get the PHP/CAD market rate I see on Google or in the Media?

The PHP/CAD mid-rate is the rate you will see Quoted on Google or the News, nobody except the largest banks and businesses can get exchange rates close to this mid-rate. It is actually just the theoretical half-way point (hence mid-rate) between the last rate at which the PHP / CAD was traded (bought or sold) in the international markets.

Getting a good market rate is mainly about timing however the transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

The closer your final exchange rate is to the market PHP/CAD midrate the better deal you are getting.

Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

The three things you need in order to get a good PHP to CAD exchange rate

  1. Know the latest PHP/CAD market mid-rate. The closer your final exchange rate is to this real market rate the better deal you are getting. You should also judge how the current rate compares to the historic rate over the past 10 years.
  2. Compare your Bank's transaction costs to several licensed FX providers, remember to compare the exchange rate margins as well as the various types of fees. We make that easy to do with our calculators for Foreign Transfers and Travel Money transactions.
  3. Review up-to-date Currency News and Forecasts for both the and currencies, if available.

Currency news and forecasts for Philippine Peso and Canadian Dollar

Whenever you are researching a particular exchange rate you are actually interested in two currencies as the value of a currency must always be quoted relative to a second currency.

So it follows that if you are determining the best time to transact, in this case the PHP vs CAD, you should pay attention to both Philippine Peso and Canadian Dollar news and forecasts.

Philippine Peso (PHP) - Market news and forecasts

9-January-19: Since 2013, the Philippine peso has been among the world’s worst performing currencies. In the final quarter of 2018, the peso weakened to its lowest level against the US dollar since 2005, at rates in the ₱54.40s. By 2018 year-end, the peso had recovered into the mid-₱52s per USD and was down around 5 percent for the year.

Unfortunately for peso holders, the currency’s downtrend (USD/PHP’s uptrend) will likely resume in 2019, per remarks by DBS’ chief economist, who said “a very similar dynamic” of peso weakness would play out.

FX forecasters surveyed by Bloomberg in January expected the peso to be the joint second-worst performing Asian currency of 2019, with an expected loss versus the dollar of 2.5 percent. Given that the same forecasters expected a disappointing year for the dollar, it was implied that the peso would do far worse against other major currencies.

Canadian Dollar (CAD) - Market news and forecasts

7-February-19: January was a fantastic month for the Canadian dollar. A gain of 4 percent relative to the US dollar took USD/CAD away from 19-month highs near C$1.365 into the low C$1.31s.

A recovery in the oil market has played a big part in the loonie’s 2019 recovery. By the time of this report, oil had gained nearly $12 per barrel, or 23 percent, on 2018 lows. The price of oil remains vital to Canada’s economy; it had fallen by as much as 40 percent in the October-December period.

Going forward, risks to the Canadian dollar include, of course, oil, and the return of global trade tensions.

Towards the end of 2018, Goldman Sachs predicted a strong energy market rebound in 2019 — more so than has already been realised — and this would underpin Canada’s currency.

In February, Westpac reaffirmed its view that the Canadian dollar would be an outperformer in 2019. Canada’s growth picture is more secure than those of the eurozone, UK or Australia, Westpac believes, and as a result, the Bank of Canada will be more hawkish this year relative to other G10 central banks, driving CAD appreciation.

Currency News and Forecasts

Pound at 2-Week High Ahead of May-Juncker Brexit Meeting
Euro to Strike 20-Month Low This Week; $1.12 Beckons
HSBC Cuts Australian Dollar Forecast; Aussie to Buy Only US66¢ at Year-End
China’s Ant Financial Acquires WorldFirst
New Zealand Dollar Jumps After RBNZ Says It Won’t Lower Interest Rates
Dollar Optimism Drives Markets