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SGD to NZD - Rate Guide

Singapore Dollar to New Zealand Dollar exchange rates aren't all the same.

The total cost you are charged by your bank or foreign exchange provider consists of a margin from the interbank mid-rate plus fees. These margins and fees vary significantly for International Money Transfers and Travel Money transactions as shown below.

 

SGD/NZD trend & alerts

1 SGD = 1.1658 NZD

ALERTS: 1-DAY UP 0.8% | 14-DAY HIGH |
SGD/NZD is trading well above the 90 day average 1.1289 with a range from LOW 1.0866 to HIGH 1.1607. ALERTS: Today SGD/NZD is UP 0.8% and has also risen to a 14-DAY HIGH.

View SGD/NZD - Interactive Chart

SGD/NZD Exchange Rates and Providers Compared

This guide to the Singapore Dollar to New Zealand Dollar exchange rate with 90-day chart & alerts, historic rates, forecasts and SGD to NZD comparison tables for foreign transfers and travel money rates and fees on offer by banks and foreign exchange providers. Calculate amounts and rate margins with the SGD/NZD Calculator.

Exchange rates can vary significantly depending on the transaction type (transfer, cash or card), currency pair and amount. The below table shows an example of total costs charged by FX specialists and banks for SGD/NZD International Money Transfers. Costs are calculated against the current interbank mid-rate.

 
SGD/NZD

SGD to NZD International Money Transfers

  

Foreign Transfer ProvidersReceive NZD(NZ$)Exchange RateFee SGDTotal CostDeal Links
TransferWise logo
NZ$11,5281.1587S$510.61%
OFX logo
NZ$11,5061.15060 for BER users (normally $15)0.8%
DBS Bank logo
NZ$11,2501.127183.01%
OCBC Bank International Money Transfers
OCBC Bank logo
NZ$11,1731.1286S$1003.67%
Banks - Average Rate
DBS Bank logo Citibank logo HSBC logo OCBC Bank logo
NZ$11,1511.1191183.87%
HSBC logo
NZ$11,1391.1156S$153.97%
Citibank International Money Transfers
Citibank logo
NZ$11,0401.1053124.82%
 

TransferWise logo

TransferWise: Foreign Transfer SGD→NZD
From Amount (SGD)S$10,000
Fee:S$51 SGD (0.5% + S$1)
Exchange Rate:1.1587 (0.1% from mid-rate)
To Amount (NZD) NZ$11,528
Total Cost:0.61%
Time:1:09 Local
Transfer Speed:0-2 days
Services:Bank Transfers - Online, Foreign Currency Accounts
Rating:
 
: 4.6/5.0
Reviews:
 

OFX logo

OFX: Foreign Transfer SGD→NZD
From Amount (SGD)S$10,000
Fee:0 for BER users (normally $15)
Exchange Rate:1.1506 (0.8% from mid-rate)
To Amount (NZD) NZ$11,506
Total Cost:0.8%
Difference:
NZ$22 NZD less than using TransferWise
Time:
Rate Fetched: 1:09 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.8/5.0
Reviews:
 

DBS Bank logo

DBS Bank: Foreign Transfer SGD→NZD
From Amount (SGD)S$10,000
Fee:18
Exchange Rate:1.1270 (2.84% from mid-rate)
To Amount (NZD) NZ$11,250
Total Cost:3.01%
Difference:
NZ$278 NZD less than using TransferWise
Time:1:09 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

OCBC Bank logo

OCBC Bank: Foreign Transfer SGD→NZD
From Amount (SGD)S$10,000
Fee:S$100 SGD (1%)
Exchange Rate:1.1286 (2.7% from mid-rate)
To Amount (NZD) NZ$11,173
Total Cost:3.67%
Difference:
NZ$355 NZD less than using TransferWise
Time:1:09 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Banks - Average Rate

Foreign Transfer SGD→NZD
From Amount (SGD)S$10,000
Fee:18
Exchange Rate:1.1178 (3.63% from mid-rate)
To Amount (NZD) NZ$11,151
Total Cost:3.87%
Difference:
NZ$377 NZD less than using TransferWise
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
 

HSBC logo

HSBC: Foreign Transfer SGD→NZD
From Amount (SGD)S$10,000
Fee:S$15 SGD (.15%)
Exchange Rate:1.1156 (3.82% from mid-rate)
To Amount (NZD) NZ$11,139
Total Cost:3.97%
Difference:
NZ$389 NZD less than using TransferWise
Time:1:09 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Citibank logo

Citibank: Foreign Transfer SGD→NZD
From Amount (SGD)S$10,000
Fee:12
Exchange Rate:1.1053 (4.71% from mid-rate)
To Amount (NZD) NZ$11,040
Total Cost:4.82%
Difference:
NZ$488 NZD less than using TransferWise
Time:1:09 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
Snapshot 10/16/2019 - See full table

SGD / NZD converter & margin calculator

S$SGD
NZ$NZD
mid-rates

Compare how much you can save on SGD/NZD exchange rates for:

Foreign Transfers

Foreign Transfers Travel Money

Singapore Dollar

New Zealand Dollar

1 SGD 1.1658 NZD
5 SGD 5.8290 NZD
10 SGD 11.66 NZD
20 SGD 23.32 NZD
50 SGD 58.29 NZD
100 SGD 116.58 NZD
250 SGD 291.45 NZD
500 SGD 582.90 NZD
1,000 SGD 1,165.80 NZD
2,000 SGD 2,331.60 NZD
5,000 SGD 5,829.00 NZD
10,000 SGD 11,658.00 NZD
50,000 SGD 58,290.00 NZD
100,000 SGD 116,580.00 NZD
See more

Singapore Dollar

New Zealand Dollar

0.8578 SGD 1 NZD
4.2890 SGD 5 NZD
8.5780 SGD 10 NZD
17.16 SGD 20 NZD
42.89 SGD 50 NZD
85.78 SGD 100 NZD
214.45 SGD 250 NZD
428.90 SGD 500 NZD
857.80 SGD 1,000 NZD
1,715.60 SGD 2,000 NZD
4,289.00 SGD 5,000 NZD
8,578.00 SGD 10,000 NZD
42,890.00 SGD 50,000 NZD
85,780.00 SGD 100,000 NZD
See more
Country Guides (SGD & NZD)
New ZealandNew Zealand (NZD)Cook IslandsCook Islands (NZD)NiueNiue (NZD)
PitcairnPitcairn (NZD)SingaporeSingapore (SGD)TokelauTokelau (NZD)

SGD/NZD - Historical Trends

This table shows historic rates and trends of Singapore Dollar to New Zealand Dollar over periods upto 10 years.

PeriodChange*SGD/NZDDate
1 Day+0.1%1.158714 Oct 2019
7 Day+1%1.148808 Oct 2019
30 Day+1.8%1.139415 Sep 2019
3 Month+6.2%1.091917 Jul 2019
1 Year+4.9%1.105815 Oct 2018
5 Year+17.2%0.990016 Oct 2014
10 Year+19.5%0.970317 Oct 2009

*For period to 15-Oct 21UTC when SGD/NZD was 1.1599

You can use our SGD interactive charts to check SGDNZD historic trends.

Get a Better FX Deal when you Send and Spend Abroad.

 

SGD and NZD in the Markets

When determining the best time to make a foreign exchange transaction, in this case the SGD vs NZD, you should pay attention to the recent market trends for both currencies.

Singapore Dollar (SGD)

Singapore was added to a US watchlist of suspected currency manipulators in May. Though that means little right now in terms of economic implications, it created some negative sentiment that spurred a rise in USD/SGD to a 6-month high (SGD low) of S$1.384.

Overall, it’s been a mixed 2019 for the Singapore dollar, with small gains (<2 percent) against the euro and Australian dollar, but small losses against the US dollar and pound.

In May, SGD was pressured by data showing core inflation at a 1-year low, by an escalation in US-China trade tensions, and after Singapore’s Ministry of Trade and Industry downgraded 2019 growth forecasts. At 1.2 percent, quarterly growth in the Lion City has slowed to its lowest level in a decade.

All said, the Monetary Authority of Singapore will, at best, keep monetary policy unchanged when it next meets in October (there's a chance it could turn dovish).

Read more in the article SGD Forecasts.

 

New Zealand Dollar (NZD)

The New Zealand dollar weakened in June to a 7-month low against the euro, at rates below €0.58.

At US$0.65, the kiwi remained weak against the greenback, 6 percent lower than rates in March.

Against the Australian dollar, NZD has been steady in recent months, having spent much of its time between A$0.94 and A$0.95.

Robbing New Zealand's currency of gains in 2019 have been lower NZ interest rates, reduced risk appetite spurred on by an escalation in the US-China trade standoff, and high correlations with other weak currencies, including the Australian dollar and yuan.

Read more in the article NZD Forecasts.

Why can't I just get the SGD/NZD market rate I see online or in the media?

The mid-rate is the rate you will see quoted online or the news. It is actually just the half-way point (hence mid-rate) between the last rate at which the SGD / NZD was traded (bought or sold) in the international markets.

All foreign exchange providers charge a fee for providing their service and this fee is usually contained within the exchange rate margin (or difference to the mid-rate). Some providers such as Transferwise will quote you the mid-rate (or close to) and charge a separate percentage fee.

Getting a good market rate is mainly about timing however the transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

We help you Compare & Save Money on Exchange Rates.

 

View all SGD Exchange Rates