Wise SGD to NZD Transfers Compared

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Compare SGD to NZD rates

Enter your amount and transaction details to compare current offers from leading currency providers.

Compare SGD to NZD rates

SGD-NZD Rate Calculator

Compare Wise Exchange Rates & Fees - Save Time & Money

Our Wise SGD 10000 to NZD rate is 1.33. This is -0.37% below the mid-rate.

Wise at a glance

Wise uses the mid-market exchange rate for supported conversions and charges a separate fee shown before confirmation. The fee depends on the currencies, amount, payment method and customer market.

Eligible customers can hold more than 40 currencies and may receive domestic or Swift payments using account details for selected currencies. Availability varies by address, account type and currency.

Wise also offers debit cards in supported markets. Spending is free when the account already holds enough of the transaction currency; otherwise Wise applies a conversion fee.

Best suited to self-service international transfers, multi-currency balances and overseas card spending.
Not a cash-pickup service.
Large or unusual transfers can require additional verification or source-of-funds evidence.

Read the full Wise review or visit Wise for a live quote.

Wise - SGD Rate Margin Analysis

The average SGD rate margin offered by Wise is 0.83%.

This average is based on individual SGD 10K transfer rates in the currency pairs from Wise that we monitor.

Wise - Best and Worst Value Rates

The tables below show the best and worst exchange rate margins offered by Wise for Singapore dollar (SGD 10K) transactions. Margins show the percentage difference from the mid-market rate.

Wise Best Value Rates (Lowest Margins)

Currency Pair	Wise Rate	Mid Market Rate	Margin
SGD/EUR	0.6811	0.6811	0.0%
SGD/NOK	7.4191	7.4203	0.0%
SGD/DKK	5.0918	5.0938	0.0%
SGD/SEK	7.5240	7.5302	0.1%
SGD/AED	2.8431	2.8455	0.1%

Wise Worst Value Rates (Highest Margins)

Currency Pair	Wise Rate	Mid Market Rate	Margin
SGD/SBD	5.9292	6.2613	5.3%
SGD/TOP	1.7725	1.8655	5.0%
SGD/PGK	3.3132	3.4670	4.4%
SGD/FJD	1.6830	1.7443	3.5%
SGD/BND	0.9672	1.0005	3.3%

Wise timing, safeguarding and support

Wise shows an estimated arrival before confirmation. Some transfers are immediate or same-day; others take several business days depending on funding, currencies, banking hours, recipient processing and verification.

Most transfers use a guaranteed rate for a stated period. Wise must receive the full payment in time for that rate to apply. Some routes use a live rate, so the recipient amount can change before processing.

Wise safeguards eligible customer money separately from its operating funds under market-specific rules. Safeguarding is not the same as ordinary bank deposit insurance, and investment products have separate terms.

Wise offers authenticated online support and regional telephone support. Its current help page states that phone lines are open 24/7, although customers should log in to see the appropriate number and options.

Verify recipient details carefully. Safeguarding does not reimburse an authorised transfer sent to a scammer.

What is the Wise Send Money conversion rate for SGD to NZD?

The Wise SGD to NZD exchange rate is 1.33. This is -0.37% compared to the latest SGD-NZD mid-market rate 1.3350.

As exchange rates can vary significantly between banks and also between currency exchange providers, it's therefore important to carefully compare Singapore dollar (SGD) to New Zealand dollar (NZD) rates from different sources before making a conversion.

The above Wise - Singapore dollar to Kiwi comparison table makes it easy to compare the Total Fees (both variable and fixed) you are being charged by Wise and other foreign exchange providers against the latest SGD-NZD mid-rate and the possible savings of using various providers.

How do Wise SGD-NZD rates compare between providers?

Looking at the full SGD to NZD - Send Money comparison table the provider with the best SGD to NZD exchange rate is Wise at 1.33, -0.37% from the latest mid-market rate 1.3350.

The next best is OFX at 1.3283, -0.5% from the mid-rate.

Then XE at 1.327, which is -0.6% from the mid-rate.

Among the banks the CIMB Bank rate is 1.2867 at -3.6% the OCBC Bank rate is 1.2989 at -2.7% and the Maybank rate is 1.2883 at -3.5% compared to the mid-rate 1.3350.

It's important to note that exchange rates also fluctuate frequently due to market conditions. Additionally, banks and foreign exchange providers often apply a margin to the exchange rate, resulting in a less favorable rate for customers compared to the mid-market rate. For more competitive rates, you might consider using a specialized currency exchange service like Wise or platforms that offer rates closer to the mid-market rate.

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This publication is provided for general information purposes and does not constitute legal, tax or other professional advice from Best Exchange Rates Pty Ltd, and it is not intended as a substitute for obtaining advice from a financial advisor or any other professional. We make no representations, warranties or guarantees, whether expressed or implied, that the content in the publication is accurate, complete or up to date. BER’s AI-generated rate analysis is developed using newsmon.ai.