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USD/GBP - Rate Guide

United States Dollar to British Pound Sterling exchange rates aren't all the same.

The total cost you are charged by your bank or foreign exchange provider consists of a margin from the interbank mid-rate plus fees. These margins and fees vary significantly for International Money Transfers and Travel Money transactions as shown below.

 

USD/GBP Exchange Rates and Providers Compared

This guide to the United States Dollar to British Pound Sterling exchange rate with 90-day chart & alerts, historic rates, forecasts and USD to GBP comparison tables for foreign transfers and travel money rates and fees on offer by banks and foreign exchange providers. Calculate amounts and rate margins with the USD/GBP Calculator.

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USD/GBP - 90 Day Rate Alerts

1 USD = 0.8019 GBP

NO ALERTS for USD/GBP
USD/GBP over the last 90 days

View USD/GBP - Interactive Chart

Exchange rates can vary significantly depending on the transaction type (transfer, cash or card), currency pair and amount. The below table shows an example of total costs charged by FX specialists and banks for USD/GBP International Money Transfers. Costs are calculated against the current interbank mid-rate.

 
Foreign Transfer ProvidersReceive GBP(£)Exchange RateFee USDTotal CostDeal Links
OFX logo
7,955 GBP
Best Overall
0.79550^0.8%
XE logo
7,919 GBP
36 GBP
0.791901.25%
Wells Fargo Bank logo
7,691.13 GBP
264 GBP
0.7705184.09%
HSBC logo
7,685.45 GBP
270 GBP
0.7697$154.16%
Banks - Average Rate
Bank of America logo U.S. Bank logo Wells Fargo Bank logo HSBC logo
7,638 GBP
317 GBP
0.7683154.75%
Bank of America International Money Transfers
Bank of America logo
7,588.35 GBP
367 GBP
0.7665$1005.37%
U.S. Bank International Money Transfers
U.S. Bank logo
7,588.35 GBP
367 GBP
0.7665$1005.37%
 

OFX logo

OFX: Foreign Transfer USD→GBP
From Amount:10,000 USD
Fee:0^ - No fees for BestExchangeRates users (normally $12 for smaller transfers)
Exchange Rate:0.7955 (0.8% from mid-rate)
To Amount:7,955 GBP
Total Cost:0.8%
Time:
Rate Fetched: 12:00 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.8/5.0
Reviews:
 

XE logo

XE: Foreign Transfer USD→GBP
From Amount:10,000 USD
Fee:
Exchange Rate:0.7919 (1.25% from mid-rate)
To Amount:7,919 GBP
Total Cost:1.25%
Difference:
36 GBP less than using OFX
Time:12:00 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone
Rating:
 
: 3.5/5.0
Reviews:
 

Wells Fargo Bank logo

Wells Fargo Bank: Foreign Transfer USD→GBP
From Amount:10,000 USD
Fee:18
Exchange Rate:0.7705 (3.92% from mid-rate)
To Amount:7,691.13 GBP
Total Cost:4.09%
Difference:
264 GBP less than using OFX
Time:12:00 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

HSBC logo

HSBC: Foreign Transfer USD→GBP
From Amount:10,000 USD
Fee:$15 USD (.15%)
Exchange Rate:0.7697 (4.02% from mid-rate)
To Amount:7,685.45 GBP
Total Cost:4.16%
Difference:
270 GBP less than using OFX
Time:12:00 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Banks - Average Rate

Foreign Transfer USD→GBP
From Amount:10,000 USD
Fee:15
Exchange Rate:0.7650 (4.6% from mid-rate)
To Amount:7,638 GBP
Total Cost:4.75%
Difference:
317 GBP less than using OFX
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
 

Bank of America logo

Bank of America: Foreign Transfer USD→GBP
From Amount:10,000 USD
Fee:$100 USD (1%)
Exchange Rate:0.7665 (4.41% from mid-rate)
To Amount:7,588.35 GBP
Total Cost:5.37%
Difference:
367 GBP less than using OFX
Time:12:00 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

U.S. Bank logo

U.S. Bank: Foreign Transfer USD→GBP
From Amount:10,000 USD
Fee:$100 USD (1%)
Exchange Rate:0.7665 (4.41% from mid-rate)
To Amount:7,588.35 GBP
Total Cost:5.37%
Difference:
367 GBP less than using OFX
Time:12:00 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
Snapshot 09/22/2019 - See full table

Example of the margins and possible savings when you order travel money online with a currency specialist rather than in-person from banks and currency kiosks.

Travel Money ProvidersAmount GBP(£)Exchange RateFee USDTotal CostDeal Links
U.S. Bank Foreign Currency
U.S. Bank logo
750.60 GBP
Compare
0.750606.4%
Banks - Average Rate
U.S. Bank logo Wells Fargo Bank logo
743.1 GBP
7.5 GBP
0.7506$107.33%
Wells Fargo Bank logo
735.59 GBP
15 GBP
0.7506$208.27%
Travelex Online US logo
726.40 GBP
24 GBP
0.72640^9.42%
 

U.S. Bank logo

U.S. Bank: Travel Money USD→GBP
From Amount:1,000 USD
Fee:0
Exchange Rate:0.7506 (6.4% from mid-rate)
To Amount:750.60 GBP
Total Cost:6.4%
Time:12:00 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

Banks - Average Rate

Travel Money USD→GBP
From Amount:1,000 USD
Fee:$10 USD (1%)
Exchange Rate:0.7017 (12.5% from mid-rate)
To Amount:743.1 GBP
Total Cost:7.33%
Currency Services:Branch
Delivery/Collect:-
 

Wells Fargo Bank logo

Wells Fargo Bank: Travel Money USD→GBP
From Amount:1,000 USD
Fee:$20 USD (Minimum fee)
Exchange Rate:0.7506 (6.4% from mid-rate)
To Amount:735.59 GBP
Total Cost:8.27%
Time:12:00 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

Travelex Online US logo

Travelex Online US: Travel Money USD→GBP
From Amount:1,000 USD
Fee:$0 - No fees for Debit & Credit Cards
Exchange Rate:0.7264 (9.42% from mid-rate)
To Amount:726.40 GBP
Total Cost:9.42%
Time:
Rate Fetched: Sun Sep 22 2019 12:00:05 GMT+0000 (UTC)
Currency Services:FREE Home delivery & Branch pickup
Delivery/Collect:2-3 days
Rating:
 
: 4.3/5.0
Reviews:
 
Snapshot 09/22/2019 - See full table

USD / GBP converter & margin calculator

$USD
£GBP
mid-rates

Compare how much you can save on USD/GBP exchange rates for:

Foreign Transfers Travel Money

Foreign Transfers Travel Money

United States Dollar

British Pound Sterling

1 USD 0.8019 GBP
5 USD 4.0095 GBP
10 USD 8.0190 GBP
20 USD 16.04 GBP
50 USD 40.10 GBP
100 USD 80.19 GBP
250 USD 200.48 GBP
500 USD 400.95 GBP
1,000 USD 801.90 GBP
2,000 USD 1,603.80 GBP
5,000 USD 4,009.50 GBP
10,000 USD 8,019.00 GBP
50,000 USD 40,095.00 GBP
100,000 USD 80,190.00 GBP
See more

United States Dollar

British Pound Sterling

1.2470 USD 1 GBP
6.2350 USD 5 GBP
12.47 USD 10 GBP
24.94 USD 20 GBP
62.35 USD 50 GBP
124.70 USD 100 GBP
311.75 USD 250 GBP
623.50 USD 500 GBP
1,247.00 USD 1,000 GBP
2,494.00 USD 2,000 GBP
6,235.00 USD 5,000 GBP
12,470.00 USD 10,000 GBP
62,350.00 USD 50,000 GBP
124,700.00 USD 100,000 GBP
See more
Country Guides (USD & GBP)
United StatesUnited States (USD)United KingdomUnited Kingdom (GBP)GuernseyGuernsey (GBP)
Isle of ManIsle of Man (GBP)JerseyJersey (GBP)South Georgia And South Sandwich IslandsSouth Georgia And South Sandwich Islands (GBP)
East TimorEast Timor (USD)EcuadorEcuador (USD)El SalvadorEl Salvador (USD)
British Virgin IslandsBritish Virgin Islands (USD)US Virgin IslandsUS Virgin Islands (USD)Caribbean NetherlandsCaribbean Netherlands (USD)
Turks And Caicos IslandsTurks And Caicos Islands (USD)ZimbabweZimbabwe (USD)

USD/GBP - Historical Trends

This table shows historic rates and trends of United States Dollar to British Pound Sterling over periods upto 10 years.

PeriodChange*USD/GBPDate
1 Day+0.4%0.798519 Sep 2019
7 Day+0.3%0.799713 Sep 2019
30 Day-2.7%0.824421 Aug 2019
3 Month+2.2%0.784822 Jun 2019
1 Year+6.4%0.753620 Sep 2018
5 Year+30.7%0.613421 Sep 2014
10 Year+31.1%0.611422 Sep 2009

*For period to 20-Sep 21UTC when USD/GBP was 0.8018

You can use our USD interactive charts to check USDGBP historic trends.

Get a Better FX Deal when you Send and Spend Abroad.

 

USDGBP blended flags

USD and GBP in the Markets

When determining the best time to make a foreign exchange transaction, in this case the USD vs GBP, you should pay attention to the recent market trends for both currencies.

 

United States Dollar (USD)

The US dollar has held its value this year despite a serious escalation in US-China trade tensions, mainly because the greenback is still considered a safer currency to own than most others. After grim employment data on June-7, the Dollar Index was up 0.5 percent on the year (it had fallen 2 percent from May’s 2-year high).

As in other parts of the world, interest rate cuts are now expected in the US following a drastic shift in economic forecasts. At least two Fed cuts are expected this year, with the first most likely to come in July.

Taking the blame for the economic downturn is US President Donald Trump, whose trade policies have set a ball rolling that could wipe $455bn from global output according to the IMF.

Read more in the article USD Forecasts.

 

British Pound Sterling (GBP)

Pound valuations will continue to fluctuate based on Brexit No-deal, Deal and Remain probabilities. No-deal prospects may increase if, as is widely expected, ardent Brexiteer Boris Johnson becomes the UK’s next prime minister. However, some banks argue that Johnson’s appointment would make little difference to no-deal or remain probabilities.

The pound is unlikely to receive much in the way of meaningful respite until November, analysts say, when hopefully the UK-EU Brexit arrangement, or lack thereof, is known (Boris Johnson insists that the UK will not seek any further Article 50 extensions beyond the October-31 deadline).

The pound would be doing far worse if it weren't receiving some support from the Bank of England which, surprisingly, is the only major central bank still considering higher interest rates in 2019.

By some margin, the pound was the worst-performing major currency in the second quarter. It slipped in late June to multi-month lows against a number of important currencies, including the Australian dollar, New Zealand dollar, euro, Canadian dollar and Swiss franc.

Read more in the article GBP Forecasts.

Why can't I just get the USD/GBP market rate I see online or in the media?

The mid-rate is the rate you will see quoted online or the news. It is actually just the half-way point (hence mid-rate) between the last rate at which the USD / GBP was traded (bought or sold) in the international markets.

All foreign exchange providers charge a fee for providing their service and this fee is usually contained within the exchange rate margin (or difference to the mid-rate). Some providers such as Transferwise will quote you the mid-rate (or close to) and charge a separate percentage fee.

USDGBP blended flags

Getting a good market rate is mainly about timing however the transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

We help you Compare & Save Money on Exchange Rates.

 

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