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USD to GBP - Rate Guide

US Dollar to Pound Sterling exchange rates aren't all the same.

The total cost you are charged by your bank or foreign exchange provider consists of a margin from the interbank mid-rate plus fees. These margins and fees vary significantly for International Money Transfers and Travel Money/Card transactions as shown below.

 

1 USD = 0.7739 GBP

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USD to GBP - Trading Range (90 Day)
ALERT: 1-DAY ▼ 0.6% 🔔 |
USD/GBP at 0.7688 was trading near the 90-day average 0.7676 with a range 0.7493 to 0.779. ALERT: USD/GBP is DOWN 0.6% for 1-DAY.
25-FEB 5PM-NY 10PM-LON | 26-Feb 9AM-SYD

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Quick Conversions from US Dollar to Pound Sterling

USD

GBP

U$ 1
£ 0.7739
U$ 5
£ 3.8695
U$ 10
£ 7.7390
U$ 20
£ 15.48
U$ 50
£ 38.70
U$ 100
£ 77.39
U$ 250
£ 193.48
U$ 500
£ 386.95
U$ 1,000
£ 773.90
U$ 2,000
£ 1,548
U$ 5,000
£ 3,870
U$ 10,000
£ 7,739
U$ 50,000
£ 38,695
U$ 100,000
£ 77,390
More amounts

USD

GBP

U$ 1.2922
£ 1
U$ 6.4610
£ 5
U$ 12.92
£ 10
U$ 25.84
£ 20
U$ 64.61
£ 50
U$ 129.22
£ 100
U$ 323.05
£ 250
U$ 646.10
£ 500
U$ 1,292
£ 1,000
U$ 2,584
£ 2,000
U$ 6,461
£ 5,000
U$ 12,922
£ 10,000
U$ 64,610
£ 50,000
U$ 129,220
£ 100,000
More amounts

To calculate specific USD/GBP amounts use our Convert USD to GBP quick calculator.


Comparing Foreign Exchange Providers

The total cost you are charged by your foreign exchange provider consists of the margin from the mid-rate offered plus any fixed or percentage fees. These margins and fees vary significantly for International Money Transfers, Travel Money and prepaid multi-currency Travel Card transactions.

The Exchange rate you are offered can also vary significantly depending on the transaction type (transfer, cash or card), currency pair and amount. The below table shows an example of total costs charged by FX specialists and banks for USD/GBP International Money Transfers. Costs are calculated against the current interbank mid-rate.

 
  

USD to GBP International Money Transfers

  

Foreign Transfer Providers Receive GBP(£)Exchange RateFee USDTotal CostDeal Links
XE logo
7,599 £
Best Overall
0.759901.25%
OFX logo
7,633 £
£34 more
0.76330^0.81%
TransferWise logo
7,647.8 £
£49 more
0.7687U$510.61%
Wells Fargo Bank logo
7,416.63 £
£182 less
0.743183.62%
HSBC logo
7,411.87 £
£187 less
0.7423U$153.68%
Banks - Average Rate
Bank of America logo U.S. Bank logo Wells Fargo Bank logo HSBC logo
7,366 £
£233 less
0.7409154.27%
Bank of America International Money Transfers
Bank of America logo
7,318.08 £
£281 less
0.7392U$1004.9%
U.S. Bank International Money Transfers
U.S. Bank logo
7,318.08 £
£281 less
0.7392U$1004.9%
 
XE logo
XE: Foreign Transfer USD→GBP
From Amount (USD)U$10,000
Fee:
Exchange Rate:0.7599 (1.25% from mid-rate)
To Amount (GBP)7,599 £
Total Cost:1.25%
Time:6:04 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone
Rating:
 
: 3.5/5.0
Reviews:
 
OFX logo
OFX: Foreign Transfer USD→GBP
From Amount (USD)U$10,000
Fee:0^ - No fees for BestExchangeRates users (normally $12 for smaller transfers)
Exchange Rate:0.7633 (0.81% from mid-rate)
To Amount (GBP)7,633 £
Total Cost:0.81%
Difference:
£34 GBP more than using XE
Time:
Rate Fetched: 6:04 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.8/5.0
Reviews:
 
TransferWise logo
TransferWise: Foreign Transfer USD→GBP
From Amount (USD)U$10,000
Fee:U$51 USD (0.5% + U$1)
Exchange Rate:0.7687 (0.1% from mid-rate)
To Amount (GBP)7,647.8 £
Total Cost:0.61%
Difference:
£49 GBP more than using XE
Time:6:04 Local
Transfer Speed:0-2 days
Services:Bank Transfers - Online, Foreign Currency Accounts + Multi-currency debit card
Rating:
 
: 4.6/5.0
Reviews:
 
Wells Fargo Bank logo
Wells Fargo Bank: Foreign Transfer USD→GBP
From Amount (USD)U$10,000
Fee:18
Exchange Rate:0.7430 (3.44% from mid-rate)
To Amount (GBP)7,416.63 £
Total Cost:3.62%
Difference:
£182 GBP less than using XE
Time:6:04 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
HSBC logo
HSBC: Foreign Transfer USD→GBP
From Amount (USD)U$10,000
Fee:U$15 USD (.15%)
Exchange Rate:0.7423 (3.53% from mid-rate)
To Amount (GBP)7,411.87 £
Total Cost:3.68%
Difference:
£187 GBP less than using XE
Time:6:04 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
Banks - Average Rate
Foreign Transfer USD→GBP
From Amount (USD)U$10,000
Fee:15
Exchange Rate:0.7377 (4.13% from mid-rate)
To Amount (GBP)7,366 £
Total Cost:4.27%
Difference:
£233 GBP less than using XE
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
 
Bank of America logo
Bank of America: Foreign Transfer USD→GBP
From Amount (USD)U$10,000
Fee:U$100 USD (1%)
Exchange Rate:0.7392 (3.94% from mid-rate)
To Amount (GBP)7,318.08 £
Total Cost:4.9%
Difference:
£281 GBP less than using XE
Time:6:04 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
U.S. Bank logo
U.S. Bank: Foreign Transfer USD→GBP
From Amount (USD)U$10,000
Fee:U$100 USD (1%)
Exchange Rate:0.7392 (3.94% from mid-rate)
To Amount (GBP)7,318.08 £
Total Cost:4.9%
Difference:
£281 GBP less than using XE
Time:6:04 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
Snapshot 02/26/2020 - View latest rates
  

USD to GBP International Money Transfers

  

Foreign Transfer Providers Receive GBP(£)Exchange RateFee USDTotal CostDeal Links
XE logo
7,599 £
Best Overall
0.759901.25%
OFX logo
7,633 £
£34 more
0.76330^0.81%
TransferWise logo
7,647.8 £
£49 more
0.7687U$510.61%
Wells Fargo Bank logo
7,416.63 £
£182 less
0.743183.62%
HSBC logo
7,411.87 £
£187 less
0.7423U$153.68%
Banks - Average Rate
Bank of America logo U.S. Bank logo Wells Fargo Bank logo HSBC logo
7,366 £
£233 less
0.7409154.27%
Bank of America International Money Transfers
Bank of America logo
7,318.08 £
£281 less
0.7392U$1004.9%
U.S. Bank International Money Transfers
U.S. Bank logo
7,318.08 £
£281 less
0.7392U$1004.9%
 
XE logo
XE: Foreign Transfer USD→GBP
From Amount (USD)U$10,000
Fee:
Exchange Rate:0.7599 (1.25% from mid-rate)
To Amount (GBP)7,599 £
Total Cost:1.25%
Time:6:04 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone
Rating:
 
: 3.5/5.0
Reviews:
 
OFX logo
OFX: Foreign Transfer USD→GBP
From Amount (USD)U$10,000
Fee:0^ - No fees for BestExchangeRates users (normally $12 for smaller transfers)
Exchange Rate:0.7633 (0.81% from mid-rate)
To Amount (GBP)7,633 £
Total Cost:0.81%
Difference:
£34 GBP more than using XE
Time:
Rate Fetched: 6:04 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.8/5.0
Reviews:
 
TransferWise logo
TransferWise: Foreign Transfer USD→GBP
From Amount (USD)U$10,000
Fee:U$51 USD (0.5% + U$1)
Exchange Rate:0.7687 (0.1% from mid-rate)
To Amount (GBP)7,647.8 £
Total Cost:0.61%
Difference:
£49 GBP more than using XE
Time:6:04 Local
Transfer Speed:0-2 days
Services:Bank Transfers - Online, Foreign Currency Accounts + Multi-currency debit card
Rating:
 
: 4.6/5.0
Reviews:
 
Wells Fargo Bank logo
Wells Fargo Bank: Foreign Transfer USD→GBP
From Amount (USD)U$10,000
Fee:18
Exchange Rate:0.7430 (3.44% from mid-rate)
To Amount (GBP)7,416.63 £
Total Cost:3.62%
Difference:
£182 GBP less than using XE
Time:6:04 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
HSBC logo
HSBC: Foreign Transfer USD→GBP
From Amount (USD)U$10,000
Fee:U$15 USD (.15%)
Exchange Rate:0.7423 (3.53% from mid-rate)
To Amount (GBP)7,411.87 £
Total Cost:3.68%
Difference:
£187 GBP less than using XE
Time:6:04 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
Banks - Average Rate
Foreign Transfer USD→GBP
From Amount (USD)U$10,000
Fee:15
Exchange Rate:0.7377 (4.13% from mid-rate)
To Amount (GBP)7,366 £
Total Cost:4.27%
Difference:
£233 GBP less than using XE
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
 
Bank of America logo
Bank of America: Foreign Transfer USD→GBP
From Amount (USD)U$10,000
Fee:U$100 USD (1%)
Exchange Rate:0.7392 (3.94% from mid-rate)
To Amount (GBP)7,318.08 £
Total Cost:4.9%
Difference:
£281 GBP less than using XE
Time:6:04 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
U.S. Bank logo
U.S. Bank: Foreign Transfer USD→GBP
From Amount (USD)U$10,000
Fee:U$100 USD (1%)
Exchange Rate:0.7392 (3.94% from mid-rate)
To Amount (GBP)7,318.08 £
Total Cost:4.9%
Difference:
£281 GBP less than using XE
Time:6:04 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
Snapshot 02/26/2020 - View latest rates
 

Example of the margins and possible savings when you order travel money online with a currency specialist rather than in-person from banks and currency kiosks.

Travel Money Providers Amount GBP(£)Exchange RateFee USDTotal CostDeal Links
Travelex Online US logo
701.40 £
Best Overall
0.70140^8.86%
U.S. Bank Foreign Currency
U.S. Bank logo
680.40 £
£21 less
0.6804011.59%
Banks - Average Rate
U.S. Bank logo Wells Fargo Bank logo
673.6 £
£28 less
0.6804U$1012.47%
Wells Fargo Bank logo
666.79 £
£35 less
0.6804U$2013.36%
 
Travelex Online US logo
Travelex Online US: Travel Money USD→GBP
From Amount (USD)U$1,000
Fee:$0 - No fees for Debit & Credit Cards
Exchange Rate:0.7014 (8.86% from mid-rate)
To Amount (GBP)701.40 £
Total Cost:8.86%
Time:
Rate Fetched: Wed Feb 26 2020 06:00:04 GMT+0000 (UTC)
Currency Services:FREE Home delivery & Branch pickup
Delivery/Collect:2-3 days
Rating:
 
: 4.3/5.0
Reviews:
 
U.S. Bank logo
U.S. Bank: Travel Money USD→GBP
From Amount (USD)U$1,000
Fee:0
Exchange Rate:0.6804 (11.59% from mid-rate)
To Amount (GBP)680.40 £
Total Cost:11.59%
Time:6:04 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 
Banks - Average Rate
Travel Money USD→GBP
From Amount (USD)U$1,000
Fee:U$10 USD (1%)
Exchange Rate:0.6734 (12.5% from mid-rate)
To Amount (GBP)673.6 £
Total Cost:12.47%
Currency Services:Branch
Delivery/Collect:-
 
Wells Fargo Bank logo
Wells Fargo Bank: Travel Money USD→GBP
From Amount (USD)U$1,000
Fee:U$20 USD (Minimum fee)
Exchange Rate:0.6804 (11.59% from mid-rate)
To Amount (GBP)666.79 £
Total Cost:13.36%
Time:6:04 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 
Snapshot 02/26/2020 - View latest rates
 

Also here is a comparison table of the exchange rates and fees on some popular prepaid multi-currency debit cards.

Travel Card Providers Amount GBP(£)Exchange RateFee USDTotal CostDeal Links
769.40 £
Best Overall
0.769400.5%
691.40 £
£78 less
0.6914010.59%
 
TransferWise: Travel Card USD→GBP
From Amount (USD)U$1,000
Fee:
Exchange Rate:0.7694 (-0.5% from mid-rate)
To Amount (GBP)769.40 £
Total Cost:0.5%
Card Facts/Fees:
Time:12:00 Local
Currency Services:Multi-currency debit card with linked foreign bank accounts
Delivery/Collect:5-7 days
Rating:
 
: 4.6/5.0
Reviews:
 
Travelex Money Card: Travel Card USD→GBP
From Amount (USD)U$1,000
Fee:undefined
Exchange Rate:0.6914 (-10.59% from mid-rate)
To Amount (GBP)691.40 £
Total Cost:10.59%
Card Facts/Fees:
10 Load Currencies: AUD USD EUR GBP NZD HKD SGD CAD JPY THB.
Overseas ATM withdrawal fee: FREE
Card Purchase Fee: $5.00
Maximum Load Amount: $100,000
Monthly Fee : $4 (after 12 months inactive)
Currency Conversion: 5.95% (when you withdraw
a currency not loaded on your card)
Offers 24/7 Global Emergency Assistance service with fee free emergency funds up to the available balance on the card
Time:
Rate Fetched: Wed Feb 26 2020 12:00:04 GMT+0000 (UTC)
Currency Services:FREE Home delivery & Branch pickup
Delivery/Collect:2-3 days
Rating:
 
: 4.3/5.0
Reviews:
 
Snapshot 02/26/2020 - View latest rates
Travel Card Providers Amount GBP(£)Exchange RateFee USDTotal CostDeal Links
769.40 £
Best Overall
0.769400.5%
691.40 £
£78 less
0.6914010.59%
 
TransferWise: Travel Card USD→GBP
From Amount (USD)U$1,000
Fee:
Exchange Rate:0.7694 (-0.5% from mid-rate)
To Amount (GBP)769.40 £
Total Cost:0.5%
Card Facts/Fees:
Time:12:00 Local
Currency Services:Multi-currency debit card with linked foreign bank accounts
Delivery/Collect:5-7 days
Rating:
 
: 4.6/5.0
Reviews:
 
Travelex Money Card: Travel Card USD→GBP
From Amount (USD)U$1,000
Fee:undefined
Exchange Rate:0.6914 (-10.59% from mid-rate)
To Amount (GBP)691.40 £
Total Cost:10.59%
Card Facts/Fees:
10 Load Currencies: AUD USD EUR GBP NZD HKD SGD CAD JPY THB.
Overseas ATM withdrawal fee: FREE
Card Purchase Fee: $5.00
Maximum Load Amount: $100,000
Monthly Fee : $4 (after 12 months inactive)
Currency Conversion: 5.95% (when you withdraw
a currency not loaded on your card)
Offers 24/7 Global Emergency Assistance service with fee free emergency funds up to the available balance on the card
Time:
Rate Fetched: Wed Feb 26 2020 12:00:04 GMT+0000 (UTC)
Currency Services:FREE Home delivery & Branch pickup
Delivery/Collect:2-3 days
Rating:
 
: 4.3/5.0
Reviews:
 
Snapshot 02/26/2020 - View latest rates
 

Country Guides (USD & GBP)

United StatesUnited States (USD)United KingdomUnited Kingdom (GBP)United Kingdom (GBP)
GuernseyGuernsey (GBP)Isle of ManIsle of Man (GBP)JerseyJersey (GBP)
South Georgia and South Sandwich IslandsSouth Georgia and South Sandwich Islands (GBP)East TimorEast Timor (USD)EcuadorEcuador (USD)
El SalvadorEl Salvador (USD)British Virgin IslandsBritish Virgin Islands (USD)US Virgin IslandsUS Virgin Islands (USD)
Caribbean NetherlandsCaribbean Netherlands (USD)Turks and Caicos IslandsTurks and Caicos Islands (USD)ZimbabweZimbabwe (USD)

USDGBP blended flags

USD and GBP in the Markets

When determining the best time to make a foreign exchange transaction, in this case the USD vs GBP, you should pay attention to the recent market trends for both currencies.

US Dollar (USD)

Growing fears of the coronavirus outbreak has moved the market into safer currencies such as the USD and away from AUD, NZD and CAD.

The US dollar held its value in 2019 despite a serious escalation in US-China trade tensions, mainly because the greenback is still considered a safer currency to own than most others.

At its October meeting the Federal Reserve cut the target range for the federal funds rate to 1.5-1.75 percent, the third rate cut so far this year, amid soft inflation indicators and general worries about the economy. However the central bank also signaled a pause in the easing cycle.

Taking the blame for the economic downturn is US President Donald Trump, whose trade war policies have set a ball rolling that could wipe $455bn from global output according to the IMF.

Read more in the article USD Forecasts.

 

Pound Sterling (GBP)

With the Bank of England holding interest rates steady amid signs of a recovery in the health of the UK economy following the general election, the pound is showing strength against most currencies early in 2020.

In the post UK election euphoria the pound rose to over 1.33 USD and 1.20 EUR but has since dropped back over the uncertainty of what sort of trade deal the UK can realistically negotiate with Europe over the next 11 months.

GBP has given up all of those election result gains as Mr Johnson pledged to outlaw any extension to the UK’s post-Brexit transition period at the end of next year. It appears the Brexit volatility in the pound is set to continue for the foreseable future.

Read more in the article GBP Forecasts.


How to get Best USD to GBP Exchange Rates

All foreign exchange providers charge a fee for providing their service and this fee is usually contained within the exchange rate margin (or difference to the mid-rate).

The transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

What is a good USD to GBP exchange rate?

This is a difficult question and the answer really depends on many factors. The best way to consider an exchange rate's relative value is to look at the rate's history.

The following table looks at the change in the USD to GBP exchange rate to the present day for periods going back upto 10 years.

PeriodChange*USD/GBPDate
1 Day-0.6%0.773724 Feb 2020
7 Day0%0.769218 Feb 2020
30 Day+0.5%0.765626 Jan 2020
3 Month-0.5%0.773427 Nov 2019
1 Year+1%0.761825 Feb 2019
5 Year+18.5%0.649026 Feb 2015
10 Year+17.1%0.657027 Feb 2010

*For period to 25-Feb 21UTC when USD/GBP was 0.7693

When is the best time to exchange USD to GBP?

Getting a good market rate is all about timing to help with this you can use BER Smart Alerts to make the most of currency movements.

Rather than requiring you to set a target rate, our rate alerts work differently. We check for daily high/lows and changes (up/down) over a range of periods up to 90 days rather than requiring you to set target rates.

Setup myBER FX Alerts

We help you Save Money on Exchange Rates.

 

View all USD Exchange Rates