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Best Exchange Rates

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USD to GBP - Compare Exchange Rates

United States Dollar to British Pound Sterling - Convert Compare Save

The total cost you are charged by your foreign exchange provider consists of the margin from the mid-rate offered plus any fixed or percentage fees. These margins and fees vary significantly for International Money Transfers and Travel Money transactions as shown below.

 

Compare USD/GBP Exchange Rates

The below table is a snapshot of the costs charged by FX specialists and banks when making an International Money Transfer from USD to GBP. The total costs are calculated against the latest mid-market rate.

Foreign Transfer Providers
Ratings & Reviews
Receive GBP(£)Exchange RateFee USDTotal CostTransfer ServicesTransfer SpeedDeal Links
 
OFX logo
7,608 GBP
Best Overall
0.76080^1.03%Bank Transfers - Online & Phone1-2 days
 
TransferWise logo
7,647.8 GBP
40 GBP more
0.7687$510.51%Bank Transfers - Online1-2 days
Wells Fargo Bank logo
7,450.56 GBP
157 GBP less
0.7464183.08%Online, Branch, Bank Transfers2-3 days
HSBC logo
7,444.82 GBP
163 GBP less
0.7456$153.15%Online, Branch, Bank Transfers2-3 days
Banks - Average Rate
Bank of America logo U.S. Bank logo Wells Fargo Bank logo HSBC logo
7,400 GBP
208 GBP less
0.7443153.74%Online, Branch, Bank Transfers2-3 days
Bank of America International Money Transfers
Bank of America logo
7,351.74 GBP
256 GBP less
0.7426$1004.36%Online, Branch, Bank Transfers2-3 days
U.S. Bank International Money Transfers
U.S. Bank logo
7,351.74 GBP
256 GBP less
0.7426$1004.36%Online, Branch, Bank Transfers2-3 days
 
Xoom logo
Your amount above the Xoom USD2999 maximum
NaN GBP less
 
OFX: Foreign Transfer USD→GBP
USD amount:$10,000 USD
Fee:0^ - No fees for BestExchangeRates users (normally $12 for smaller transfers)
Exchange Rate:0.7608 (1.03% from mid-rate)
GBP amount:7,608 GBP
Total Cost:1.03%
Time:
Rate Fetched: Fri Feb 22 2019 10:02:24 GMT+0000 (UTC)
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone
Rating:
 
: 4.8/5.0
Reviews:
TransferWise: Foreign Transfer USD→GBP
USD amount:$10,000 USD
Fee:$51 USD (0.5% + $1)
Exchange Rate:0.7687 undefined
GBP amount:7,647.8 GBP
Total Cost:0.51%
Difference:
40 GBP more than using OFX
Time:12:07 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online
Rating:
 
: 4.6/5.0
Reviews:
Wells Fargo Bank: Foreign Transfer USD→GBP
USD amount:$10,000 USD
Fee:18
Exchange Rate:0.7464 (2.9% from mid-rate)
GBP amount:7,450.56 GBP
Total Cost:3.08%
Difference:
157 GBP less than using OFX
Time:12:07 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
HSBC: Foreign Transfer USD→GBP
USD amount:$10,000 USD
Fee:$15 USD (.15%)
Exchange Rate:0.7456 (3.01% from mid-rate)
GBP amount:7,444.82 GBP
Total Cost:3.15%
Difference:
163 GBP less than using OFX
Time:12:07 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Banks - Average Rate
Bank of America logo U.S. Bank logo Wells Fargo Bank logo HSBC logo

Foreign Transfer USD→GBP
USD amount:$10,000 USD
Fee:15
Exchange Rate:0.7410 (3.6% from mid-rate)
GBP amount:7,400 GBP
Total Cost:3.74%
Difference:
208 GBP less than using OFX
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Bank of America: Foreign Transfer USD→GBP
USD amount:$10,000 USD
Fee:$100 USD (1%)
Exchange Rate:0.7426 (3.4% from mid-rate)
GBP amount:7,351.74 GBP
Total Cost:4.36%
Difference:
256 GBP less than using OFX
Time:12:07 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
U.S. Bank: Foreign Transfer USD→GBP
USD amount:$10,000 USD
Fee:$100 USD (1%)
Exchange Rate:0.7426 (3.4% from mid-rate)
GBP amount:7,351.74 GBP
Total Cost:4.36%
Difference:
256 GBP less than using OFX
Time:12:07 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
Xoom: Foreign Transfer USD→GBP
USD amount:$10,000 USD
Fee:
Transfer Speed:
Services:
Rating:
 
: 4.2/5.0
Reviews:
 
Sending a LARGER foreign transfer? Shop-around with multiple providers: Get Quotes
Note we do not compare every single provider in the market, we compare a selection of established, reputable foreign exchange providers & banks who are regulated in the US as licensed money transmitters. We may receive referral fees if you choose one of these providers however this will not affect the exchange rates or fees you are charged.
Rate snapshot: 02/22/2019

The below table shows a snapshot of the margins and possible savings when you order travel money online with a currency specialist rather than in-person from banks and currency kiosks.

Travel Money Providers
Ratings & Reviews
Amount GBP(£)Exchange RateFee USDTotal CostCurrency ServicesDelivery/CollectDeal Links
Wells Fargo Bank logo
719.71 GBP
0.7344$206.37%Branch-
Banks - Average Rate
U.S. Bank logo Wells Fargo Bank logo
719.61 GBP
0.1 GBP less
0.7270$106.39%Branch-
U.S. Bank Foreign Currency
U.S. Bank logo
719.50 GBP
0.21 GBP less
0.719506.4%Branch-
 
Travelex Online US logo
710.70 GBP
9.01 GBP less
0.71070^7.55%Online order, Branch pickup, Home delivery2-3 days
Wells Fargo Bank: Travel Money USD→GBP
USD amount:$1,000 USD
Fee:$20 USD (Minimum fee)
Exchange Rate:0.7344 (4.46% from mid-rate)
GBP amount:719.71 GBP
Total Cost:6.37%
Time:12:07 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

Banks - Average Rate
U.S. Bank logo Wells Fargo Bank logo

Travel Money USD→GBP
USD amount:$1,000 USD
Fee:$10 USD (1%)
Exchange Rate:0.6726 (12.5% from mid-rate)
GBP amount:719.61 GBP
Total Cost:6.39%
Currency Services:Branch
Delivery/Collect:-
U.S. Bank: Travel Money USD→GBP
USD amount:$1,000 USD
Fee:0
Exchange Rate:0.7195 (6.4% from mid-rate)
GBP amount:719.50 GBP
Total Cost:6.4%
Time:12:07 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
Travelex Online US: Travel Money USD→GBP
USD amount:$1,000 USD
Fee:$0 - No fees for Debit & Credit Cards
Exchange Rate:0.7107 (7.55% from mid-rate)
GBP amount:710.70 GBP
Total Cost:7.55%
Time:
Rate Fetched: Fri Feb 22 2019 10:00:04 GMT+0000 (UTC)
Currency Services:Online order, Branch pickup, Home delivery
Delivery/Collect:2-3 days
Rating:
 
: 4.3/5.0
Reviews:
 
Sending a LARGER foreign transfer? Shop-around with multiple providers: Get Quotes
Note we do not compare every single provider in the market, we compare a selection of established, reputable foreign exchange providers & banks who are regulated in the US as licensed money transmitters. We may receive referral fees if you choose one of these providers however this will not affect the exchange rates or fees you are charged.
Rate snapshot: 02/22/2019

USD to GBP mid-rate = 0.7703

Right now the USD/GBP market mid-rate is 0.7703 and represents ideally how many British Pound Sterling you can get for one United States Dollar.

This USD/GBP Converter calculates equivalent United States Dollar to British Pound Sterling amounts at the market mid-rate:

USD / GBP mid-rate converter


$USD


£GBP
1 United States Dollar equals
0.7703 British Pound Sterling

Compare how much you can save on
USD/GBP exchange rates for:

Foreign Transfers Travel Cash/Cards

 
 
1 Week USD to GBP Chart
Loading USD/GBP rates

United States Dollar

British Pound Sterling

1 USD 0.7703 GBP
5 USD 3.8515 GBP
10 USD 7.7030 GBP
20 USD 15.41 GBP
50 USD 38.52 GBP
100 USD 77.03 GBP
250 USD 192.58 GBP
500 USD 385.15 GBP
1,000 USD 770.30 GBP
2,000 USD 1,540.60 GBP
5,000 USD 3,851.50 GBP
10,000 USD 7,703.00 GBP
50,000 USD 38,515.00 GBP
100,000 USD 77,030.00 GBP
See more

United States Dollar

British Pound Sterling

1.2982 USD 1 GBP
6.4910 USD 5 GBP
12.98 USD 10 GBP
25.96 USD 20 GBP
64.91 USD 50 GBP
129.82 USD 100 GBP
324.55 USD 250 GBP
649.10 USD 500 GBP
1,298.20 USD 1,000 GBP
2,596.40 USD 2,000 GBP
6,491.00 USD 5,000 GBP
12,982.00 USD 10,000 GBP
64,910.00 USD 50,000 GBP
129,820.00 USD 100,000 GBP
See more

GBP Country Guides
United KingdomUnited KingdomGuernseyGuernseyIsle of ManIsle of Man
JerseyJerseySouth Georgia And South Sandwich IslandsSouth Georgia And South Sandwich Islands

United States Dollar to British Pound Sterling (USD-GBP) - 10 Year History

The below table shows the historic variation in the USD/GBP exchange rate over the last 10 years. The percentage change is the difference from the date shown to present. This lets you decide if the current rate is in your favour. You can also view our various charts of USD versus other currencies : USD historical charts.

DateExchange RatePeriodChange
21 Feb 20190.7663Latest
14 Feb 20190.78141 Week-1.93%
22 Jan 20190.77181 Month-0.71%
25 Aug 20180.77856 Months-1.57%
21 Feb 20180.71881 Year+6.61%
21 Feb 20170.80082 Years-4.31%
22 Feb 20140.60175 Years+27.36%
23 Feb 20090.688010 Years+11.38%

Why can't I just get the USD/GBP market rate I see on Google or in the Media?

The USD/GBP mid-rate is the rate you will see Quoted on Google or the News, nobody except the largest banks and businesses can get exchange rates close to this mid-rate. It is actually just the theoretical half-way point (hence mid-rate) between the last rate at which the USD / GBP was traded (bought or sold) in the international markets.

Getting a good market rate is mainly about timing however the transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

The closer your final exchange rate is to the market USD/GBP midrate the better deal you are getting.

Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

The three things you need in order to get a good USD to GBP exchange rate

  1. Know the latest USD/GBP market mid-rate. The closer your final exchange rate is to this real market rate the better deal you are getting. You should also judge how the current rate compares to the historic rate over the past 10 years.
  2. Compare your Bank's transaction costs to several licensed FX providers, remember to compare the exchange rate margins as well as the various types of fees. We make that easy to do with our calculators for Foreign Transfers and Travel Money transactions.
  3. Review up-to-date Currency News and Forecasts for both the and currencies, if available.

Currency news and forecasts for United States Dollar and British Pound Sterling

Whenever you are researching a particular exchange rate you are actually interested in two currencies as the value of a currency must always be quoted relative to a second currency.

So it follows that if you are determining the best time to transact, in this case the USD vs GBP, you should pay attention to both United States Dollar and British Pound Sterling news and forecasts.

United States Dollar (USD) - Market news and forecasts

26-January-19: 2018 was a reasonable year for the dollar. Measured by the US Dollar Index, the greenback appreciated by 4 percent, which was much better than 2017’s 10 percent loss. It was, though, something of a stuttering end to 2018 and the dollar has had mixed fortunes in early 2019.

In December, after lifting US interest rates to 2.25-2.5 percent, the Fed lowered its expectations for future hikes due to so-called “cross currents” (China, Brexit, trade wars etc.). Skepticism among analysts over future Fed hikes has for some time been the main reason for dollar pessimism for 2019, but now, there is also the prospect of a US economic slowdown to contend with.

“A slowdown in the economy is likely to weigh on USD particularly in the second half of this year,” a CIBC researcher said in January.

Of the same opinion was an expert at ING, who argued that the dollar is soon to “embark on a gradual long-term bearish trend.”

January’s extended US government shutdown also has dollar-negative ramifications. Not only is the shutdown likely to hit first-quarter GDP growth, disagreements within Congress bode poorly for the future of potentially inflationary fiscal spending.

British Pound Sterling (GBP) - Market news and forecasts

20-February-19: Given Brexit uncertainties, 2018 wasn’t too bad of a year for the pound. Although it lost 7.5 percent of its value against the US dollar, it only lost 1.9 percent against the euro and gained nearly 3 percent against the Australian dollar.

In early 2019, the pound has been resilient, having gained several percent against most of the other G10 currencies despite UK politics being in a state of disarray and with all Brexit options still on the table. Sterling remains well down when compared with its recent history though: at the time of writing, against the US dollar it was 12 percent lower than levels prior to the UK’s EU referendum in June 2016.

Pound forecasts are futile given uncertainties over Brexit but estimates can be made for different outcomes. Currency analysts at HSBC said in February that sterling would be valued at levels near US$1.10 in the event of no-deal, near US$1.45 with a deal and at US$1.55 should Article 50 be revoked and Brexit cancelled. GBP/USD was quoted at US$1.305 at the time of this report.

Currency News and Forecasts - United States Dollar

Japan Allows Fintech Payments Specialists to Compete with Banks
Pound at 2-Week High Ahead of May-Juncker Brexit Meeting
Euro to Strike 20-Month Low This Week; $1.12 Beckons
HSBC Cuts Australian Dollar Forecast; Aussie to Buy Only US66¢ at Year-End
China’s Ant Financial Acquires WorldFirst
New Zealand Dollar Jumps After RBNZ Says It Won’t Lower Interest Rates